Video & Transcript Research : 'application process'
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FL
Florida 2026 5th Special Session
Banking and Insurance Jan 28th, 2026
Transcript Highlights:
- financial officer is authorized to appoint review panel members to assist DFS in the grant review process
- of applicants for general support grants and specific fire program grants provided by the division.
- Secondly, it requires the registered agent's address be included in a kiosk business application.
- Secondly, it requires the registered agent's address be included in a kiosk, businesses, application,
- And in your experience, have they experienced problems with getting their claims processed?
Summary:
The Senate Committee on Banking and Insurance met with a quorum present and took up a full agenda of bills, beginning with SB 1286 by Sen. Wright. That bill expanded the state recruitment bonus program to include newly employed firefighters, created a DFS grant review panel, and established a PTSD institute within DFS for first-responder behavioral health. Fire chiefs, the Florida League of Cities, and others supported the measure, and the committee reported it favorably.
The committee then considered SB 198 on virtual currency kiosks by Sen. Rousan. A substitute amendment was adopted that clarified daily transaction limits, registration requirements, expiration rules, and OFR authority to deny registrations. Testimony focused on protecting seniors from crypto-ATM scams while giving the industry regulatory certainty. The committee also favorably reported CS/SB 198. Members next approved CS/SB 772, which allows portable electronics limited licensees to sell eyewear insurance, and CS/SB 1504, which updates insurance customer representative licensing pathways by allowing a high school insurance and personal finance course to count toward pre-licensure education.
The committee also favorably reported Sen. Gruters’ CS/SB 1038 and CS/SB 1040, which together create the Florida Strategic Cryptocurrency Reserve and its trust fund framework, and CS/SB 1440, which expands public records exemptions and cybersecurity-related protections for financial institutions, loan originators, money service businesses, and credit unions. Sen. Burton’s SB 1668 on the NICA program drew extensive testimony from a NICA board member and family advocate, who urged stronger funding to preserve lifelong care for catastrophically injured children; the bill was reported favorably despite concerns from the Florida Justice Association about benefit restrictions and retroactivity. Finally, the committee approved CS/SB 570, creating a DFS task force on payment scams, after an amendment reduced FDLE’s required representation. At the end of the meeting, Sen. Burton requested to be recorded in the affirmative on SB 1286, and Sen. Passidomo requested affirmative votes on tabs 3, 5, and 9; the committee then adjourned.
NY
New York 2025-2026 Regular Session
Senate Standing Committee on Energy and Telecommunications - 04/28/2026
Energy And Telecommunications
Transcript Highlights:
- So sometimes in our budgetary process... Chairman, NYSERDA collects funds from the ratepayers.
- So sometimes in our budgetary process, we get the taxpayer money.
- "If it's within a zoning ordinance, zoning law, or an ordinance of general applicability, then yes.
- Would their electrical code be able to be applicable, or would this..."
- "Would their electrical code be able to be applicable, or would this, if this bill becomes law, would
Summary:
The Senate Energy and Telecommunications Committee met under Chair Kevin Parker and considered a series of energy, utility, and clean transportation bills. The committee first advanced a bill by Senator Connery on make-ready electric infrastructure for public-serving EV charging, after members raised concerns that the costs of preparing school bus charging infrastructure could be shifted to ratepayers. The committee then advanced Senator Parker’s pilot program for resilient EV charging microgrids, with discussion focused on using existing NYSERDA resources, the role of batteries, and the bill’s purpose in supporting emergency charging during outages. Another bill on heavy distribution centers and EV charging was also advanced after debate over its application to large warehouse and e-commerce facilities.
The committee also considered a bill on carport-mounted solar systems that would limit local zoning restrictions. A motion to substitute in a different bill was ruled improper for lack of notice, and the chair’s ruling was upheld on appeal. Members then advanced a PSC guidebook bill on gas and electric rate-making, and a utility shutoff protection bill for medical emergencies, life support equipment, and elderly, blind, or disabled customers, with questions about age definitions and the scope of medical documentation. The committee also advanced the Home Utility Weatherization Jobs Act, which would create a pilot program for electrification and weatherization in disadvantaged communities, with members discussing whether the program would be available at no cost to building owners and how utilities would access capital.
Throughout the meeting, members repeatedly raised concerns about who would pay for the programs, whether ratepayers or taxpayers would bear the costs, and how much local control would remain under the solar siting bill. At the end of the meeting, members briefly discussed a recent NYISO report warning about possible summer reliability issues and urged the committee and the PSC to review it closely. The chair noted the report should be considered alongside other state planning documents, and the meeting then adjourned.
TX
Transcript Highlights:
- It's more of an iterative process, kind of like the budget process.
- It's more of an iterative process, kind of like the budget process. Let me stop you there.
- That process, we're all ears.
- And how long does that application to receive process take? I don't know the answer to that. Okay.
- So far in 2026, we have 11 applications of So far in 2026, we have 11 applications approved, 19 more
AL
Alabama 2025 Regular Session
Alabama Senate Banking and Insurance Committee Apr 2nd, 2025
Banking and Insurance
Transcript Highlights:
- We have to, by law, currently report to the department why we rejected the applicant and the reasons
- for that, and that is made apparent to the… That is made apparent to the applicant as well.
- No, you didn't reject my application because I juggle live dynamite; it's because I, you know, believe
- on a loan application that asks who I'm voting for.
- But those that question race, right on those... ... question race right on those applications?
WY
Transcript Highlights:
- And that's primarily because there was a very lengthy application process from 2021 to about 2025, where
- <01:18:25.840>
process <01:18:26.159>where <01:18:26.400>the lengthy application - process where the lengthy application process where the state<01:18:26.800>
had <01:18:27.040> - So then once they do that, they go through an application process and a vetting process in order to get
- process and a vetting process in order to get to the next stage or not.
VT
Transcript Highlights:
- . application. application.
- <02:49:38.319>
and <02:49:38.560>process to do with the application and process to - do with the application and process to<02:49:39.840>
get <02:49:40.080>a <02:49:40.960>< - raise it says a permit application raise it says a permit application review<03:17:34.080>
does - <03:18:38.160>
is notice before the permit application is notice before the permit application
Summary:
The House returned from recess and took up S. 208, a bill on standards for law enforcement identification. The House Judiciary Committee explained that it had rewritten the bill into a model-policy approach focused on Vermont state and local agencies, rather than imposing direct requirements on all law enforcement, because of constitutional and preemption concerns raised by a recent Ninth Circuit decision. The amended bill would direct the Law Enforcement Advisory Board to develop a statewide policy on officer identification and facial coverings by July 2027, require agencies to adopt a consistent policy by October 1, 2027, and deem agencies to have adopted the model policy if they do not act. The committee reported the bill favorably on a 6-5 vote.
Members then debated an amendment offered by Representatives Berbeco and McGill to restore federal officers to the bill. Supporters argued that public authority should not be anonymous, that visible identification is necessary for transparency, accountability, and public trust, and that the bill should apply to federal agents as well as state and local officers. They said the amendment included exemptions for undercover work, tactical teams, protective equipment, and safety concerns, and argued Vermont should not wait for courts to resolve every constitutional question before acting. Opponents on the Judiciary Committee said the language remained likely unconstitutional and could jeopardize the bill’s passage; the committee had found the amendment unfavorable on an 8-1 vote.
The floor debate continued with several members speaking in favor of the amendment, including arguments that other states have adopted similar requirements and that Vermont should lead on the issue. One member raised a point of order that was not sustained, and the Speaker ruled federal authority relevant to the question. The transcript ends while debate on the amendment was still underway, after a request for a roll-call vote was granted, with no final floor vote on the amendment shown in the excerpt.
NH
Transcript Highlights:
- We're having a big push right now to try and move applications along faster.
- <00:28:09.200>
can uh information so that applicants can uh information so that applicants - <00:30:46.120>
and actually has a permit application and actually has a permit application - The applicants can see that, so they kind of know what they’re having to work for.
- The applicants can see that, so they kind of know what they’re having to work for.
TX
Transcript Highlights:
- This can lead to inconsistent decisions and uncertainty in the regulatory process.
- . their property from personal to real property through a legal change process.
- As part of the current application process for a license to operate a residential treatment center, or
- The process would remain the same. They would go to their legal counsel.
- They would still follow the same process.
Summary:
The Senate opened with an invocation by Pastor Tedrick Woods, followed by routine chamber actions including excusing Senator Gutierrez and receiving House messages that the House had passed HB 21 and HB 49. Senators also recognized advocates visiting the gallery on focal segmental glomerulosclerosis awareness and introduced the Doctor of the Day. The chamber adopted several resolutions, including HCR 66, by voice vote.
The Senate then took up and passed a series of measures, often by suspending the regular order and the constitutional three-day rule. Among the bills finally passed were HJR 2, which would prohibit state death taxes; HB 206, limiting counties from requiring cash bonds for pipeline construction; HB 517, barring property owners associations from fining homeowners for discolored vegetation during watering restrictions; HB 2756, requiring TDCJ correctional officers to receive de-escalation and behavioral health training; HB 451, expanding screening for commercial sexual exploitation risk among children in DFPS and TJJD custody; SB 705, cleaning up the air conditioning and refrigeration contractors advisory board; SB 2017, creating an offense for burnouts and wheelies; SB 1858, expanding body armor grant eligibility to ISDs; SB 1400, directing a study on transfer-student outcomes for community college funding; SB 2764, requiring notice to manufactured home buyers about converting homes to real property; SB 748, a licensing cleanup bill on laser hair removal; SB 2519, restricting certain ad valorem tax uses and bonds after amendment; SB 2878, the courts bill with amendments on Brazoria County courts and youth diversion provisions; SB 466, allowing families to request fetal death certificates at any gestational age; SB 1608, requiring timely physical exams for inpatient mental health admissions; SB 1730, limiting civil damages claims arising from certain uses of force or deadly force; SB 2417, clarifying Attorney General antitrust investigation work product and discovery rules; and SB 1946, creating a family violence, criminal homicide prevention task force. The Senate also passed HB 3204, renaming and updating the Polytechnic College at Sam Houston State University, and SB 1986, requiring opioid warning labels.
Several bills drew brief debate or amendments. Senators discussed broader HOA reform while considering HB 517, and SB 2203 on TCEQ discovery procedures was amended to require party motions, set a 15-day expiration for certified issues, and limit hearing abatement. SB 2017 was amended to change the mens rea language from knowingly to intentional. SB 2519 was narrowed by amendment to a forward-looking policy statement separating maintenance-and-operation taxes from debt-service taxes. SB 2878 also received amendments to reduce the number of new Brazoria County courts and add youth diversion and crisis-response provisions. SB 466 prompted a floor debate over whether fetal death certificates are appropriate for pre-20-week losses, with supporters emphasizing family closure and opponents arguing the document has no estate-related purpose. SB 1730 also prompted questions about the relationship between criminal findings and civil liability in self-defense cases. The session concluded with additional House and Senate measures being signed in the presence of the Senate and continued consideration of SB 2177, a grant program to help local law enforcement solve violent and sexual offenses.
TX
Transcript Highlights:
- The process of becoming a back prevention assembly tester, meaning you've got a forty-hour course.
- We have an enforcement process.
- We have a licensing process, we have a criminal history process, and these systems work.
- It would require, I guess, significant more review and more familiarity with their processes.
- They haven't even considered a new application, will not accept a new application for pumping.
Keywords:
water filtration, public drinking water, health and safety, well maintenance, water quality, Edwards Aquifer, water conservation, reclaimed water, aquifer storage, environmental protection, public utility agency, dissolution, local government, regulatory framework, municipal authority, Texas Water Bank, Texas Water Trust, water rights, water banking, instream flow
NH
New Hampshire 2026 Regular Session
Senate Election Law and Municipal Affairs (02/17/2026)
Election Law and Municipal Affairs
Transcript Highlights:
- . process. process.
- <00:35:35.040>
have candidates have often or applicants have candidates have often or applicants - not willing to do away with the process not willing to do away with the process um<01:00:53.440>
- As I understand it, that process is sort of continually expanding.
- So again, the first process in Roman 2, sub A, right?
FL
Florida 2025 Regular Session
February 11, 2025 - 03:30 PM
Transcript Highlights:
- for qualified applicants.
- for qualified applicants.
- So there were a few issues in that process.
- Those included an assessment process called a QSI.
- And those included an assessment process called a QSI.
Summary:
The Health and Human Services Committee received an overview of Florida’s intellectual and developmental disabilities (IDD) managed care pilot, created by legislation in 2023 to test whether a managed care model could integrate Medicaid medical services with iBudget waiver home- and community-based services for adults in pre-enrollment categories. AHCA explained the existing system, the pilot’s scope in Regions D and I, and the rollout timeline, including federal approval, contract execution with Florida Community Care, and the October 2024 go-live. Officials reported that, as of early February, 370 individuals had been sent for onboarding and 168 more were in queue, with about $35.8 million of the appropriation remaining. APD also clarified the difference between the pre-enrollment categories and the waiver waitlist, and noted that crisis cases can be enrolled more quickly depending on eligibility and funding.
Florida Community Care described the pilot as a comprehensive managed care model offering medical, long-term care, and iBudget services, plus enhanced benefits such as bed-hold days, caregiver transportation, and help with legal guardianship costs. The plan said it uses one care coordinator, a 1:18 coordinator ratio, a face-to-face assessment within five days of enrollment, and 180 days of continuity of care for existing providers. The company emphasized that it is recruiting providers by offering higher rates than some iBudget rates, lower administrative burden, and network adequacy incentives, while APD said it continues to monitor provider supply and demand and recruit across service types and regions. Members repeatedly questioned whether the pilot’s costs, provider rates, and service levels were truly comparable to the iBudget system, and AHCA and APD said it was too early to draw firm conclusions because claims data are still lagging.
Committee members also raised concerns about communication, enrollment delays, provider shortages, and whether the pilot could scale statewide. APD said it has used letters, phone calls, texts, emails, and community meetings to reach eligible individuals, and that some delays stem from required assessments, Medicaid eligibility checks, and level-of-care determinations. Several members asked for more detailed comparisons of costs and provider reimbursement between the pilot and iBudget, and APD said it would provide additional data. Public testimony at the end was strongly critical of managed care, with a participant and his mother describing poor service, transportation failures, and loss of control under prior managed care arrangements, and urging the committee not to expand such a model without safeguards. No votes or formal committee action were taken before adjournment.
KY
Kentucky 2025 Regular Session
Medicaid Oversight and Advisory Board (7-30-25) - Reupload
Transcript Highlights:
- It's all approved applications.
- And like Secretary Hicks application.
- So, It it's all approved applications.
- I was application isn't out there yet.
- <01:42:56.320>
my <01:42:56.560>master's the process of getting my master's the process
Keywords:
00:00:22 - Call to Order and Roll Call
00:03:00 – Approval of June 25, 2025 Minutes
00:03:22 - Update on Federal Changes to the Medicaid Program
01:03:44 - State Directed Payments, Provider Taxes, and the Rural Health Transformation Fund: How Medicaid Changes Could Impact Kentucky
Hospitals
01:29:42 – Public Comments
01:45:25 – Announcements
01:46:19 - Adjournment, 958, all
Summary:
The Medicaid Oversight and Advisory Board met on July 30, 2025, approved the June 25 minutes, and received a presentation from Katherine Castanza of the National Conference of State Legislatures on Medicaid provisions in H.R. 1. The presentation outlined more than 20 Medicaid-related provisions, emphasizing that the largest federal savings come from work/community engagement requirements, changes to provider taxes, limits on state-directed payments, more frequent eligibility redeterminations for expansion populations, and related eligibility/enrollment changes. She said the fiscal effects are backloaded, with most reductions occurring in the later years of the 10-year window, and noted potential significant impacts on hospital payments and state financing. She also described new funding opportunities, including a $50 billion rural health transformation fund and a new home and community-based services waiver with associated grants.
A substantial portion of the discussion focused on Kentucky’s pending community engagement 1115 waiver and how it would interact with the new federal requirements. Board members asked whether the waiver had been approved, what the cabinet’s contingency plan would be if CMS does not approve it, and what the timeline is for compliance. Cabinet representatives said the waiver has not yet been approved by CMS, remains under public comment, and that the state will wait for CMS guidance before moving forward; if needed, the state would amend the waiver or submit a new one. They said the work requirement must be in place by January 1, 2027, with a possible extension to 2028.
Castanza also explained that expansion adults with incomes between 100% and 138% of the federal poverty level would face new cost-sharing requirements beginning October 1, 2028, and that eligibility redeterminations would move from annual to every six months starting January 1, 2027. She then walked through provider tax changes, including a moratorium on new provider taxes beginning October 1, 2026, and a phased reduction in the hold-harmless threshold for existing taxes beginning January 1, 2028, with exemptions for nursing facilities and ICF/IID providers. Board members questioned the timing and likely impact on Kentucky, and Castanza responded that the effect would depend on each tax’s current rate and would phase in over time.
MN
Minnesota 2025-2026 Regular Session
House Higher Education Finance and Policy Committee 3/24/26
Higher Education Finance and Policy
Transcript Highlights:
- So that is um you grant applicant file.
- decision based on prior year applicant decision based on prior year applicant behavior.<00:52:31.520
- increase in state grant applicants increase in state grant applicants year-over-year<00:52:53.440
- <00:53:09.520>
year-over-year state grant applicants. year-over-year state grant applicants - Members, this amendment keeps process.
Keywords:
firearms, guns, gun rights, gun control, campus safety, public college, university, postsecondary institution, higher education, visitor carry, concealed carry, open carry, campus policy, Minnesota Statutes 624.714, petty misdemeanor, parking lot carry, firearm possession, public safety, college campus, student carry
AR
Arkansas 2026 Regular Session
PUBLIC HEALTH, WELFARE AND LABOR COMMITTEE - SENATE AND HOUSE May 21st, 2026
Transcript Highlights:
- My recommendation is to take a look at her application and just say, this is what we want to do at a
- My recommendation is take a look at her application and just, you know, say this is what we want to do
- The term nurse practitioner is replaced with the term applicant.
- And additionally, the word The term nurse practitioner is replaced with the term applicant.
- Let's do it and keep our fingers crossed that our application is complete and accepted.
Summary:
The committee first approved a motion, then heard a lengthy presentation on homelessness in Arkansas, with a focus on unsheltered homelessness, untreated mental illness and substance use, public safety, and the role of local law enforcement and shelters. Presenters from law enforcement, homeless service providers, mental health, and policy groups discussed federal Continuum of Care funding, the need for better data and accountability, and proposals such as statewide camping enforcement, stronger treatment access, and consolidating or reworking the continuum-of-care structure. Much of the discussion centered on the Certified Community Behavioral Health Clinic (CCBHC) model, with witnesses describing it as a way to expand crisis services, treatment, and coordination with housing and justice systems. They also discussed homelessness among sex offenders, family homelessness, workforce supports, and how to scale successful local programs statewide. No formal action was taken on the homelessness proposals during the discussion.
The committee then reviewed several Department of Energy and Department of Health/Board of Nursing rules. The energy rule updated solid waste post-closure cleanup thresholds from $50,000 to $2 million to match Act 791 of 2025. Nursing-related rules added fees for the new dialysis patient care technician registration created by Act 198 of 2025, updated contact-information requirements, implemented APRN authority under Act 862 of 2025, clarified durable medical equipment language under Act 431 of 2025, and incorporated delegation changes from Act 959 of 2025. Additional nursing rules updated certified medication assistant training and duties under Act 265 of 2025, and corrected rules for full independent practice to include clinical nurse specialists under Act 872 of 2023. Each rule was reviewed without objection.
At the close of the meeting, members received an update that UAMS had completed its NCII designation submission for the Winthrop Rockefeller Cancer Institute, which was described as a major milestone. The committee then adjourned.
FL
Florida 2025 Regular Session
April 7, 2025 - 12:30 PM
Transcript Highlights:
- This ties into the process. This ties into the process that Mr.
- Does that happen in the audit process, or is that a kind of self-reporting process?
- But we list elevated standards, and through the procurement process and the evaluation process of that
- So what is that process?
- , is that sunsetting an application and rolling on to another application is an expensive process.
Summary:
The subcommittee heard a panel on Florida’s IT procurement process from the Florida Digital Service, the Department of Management Services, and the Department of Financial Services. Witnesses walked through the procurement lifecycle, including planning, market research, solicitation, evaluation, award, implementation, and closeout, and emphasized the role of budget timing, contract managers, and subject matter experts. DMS described the state’s enterprise contracting system, noting more than 1,100 active vendor agreements, over 800 involving IT services, and the statutory requirement to request 25 quotes for certain IT purchases. DFS demonstrated the Florida Accountability Contract Tracking System (FACS), explaining how agencies upload contract and payment data and how the public can search contracts and related documents online.
Members focused on accountability, transparency, and whether the state is getting the best products and vendors. Questions addressed how contracts are vetted, how technical evaluations are performed, how financial consequences are used for missed deliverables, how public records and confidential information are handled, and how the state screens vendors for foreign-concern or bad-actor issues. Witnesses said agencies rely on technical experts for evaluations, that contract terms should include measurable deliverables and meaningful financial consequences, and that agencies—not procurement staff—generally manage performance, though Florida Digital Service oversees large IT projects of $10 million or more.
The committee then shifted to broader policy discussion, including Senate Bill 7026 and proposals to reorganize state IT governance. Several members argued for stronger centralization under a state CIO or similar enterprise authority, while others cautioned against abrupt restructuring and stressed the need for a transition plan. Members also raised concerns about workforce retention, consulting services, recurring project overruns, and the need for better planning and periodic monitoring. No votes were taken; the meeting ended with the chair thanking members and staff and adjourning the subcommittee.
TX
Transcript Highlights:
- We should ensure that the voices of those affected are heard throughout this process."
- For voting and elections, compel them to safeguard. the democratic process, ensuring that every voice
- They woke up bright and early to get a bus from Galveston to see their legislative process up close.
- House Bill 13 is the first step in the process.
- HB 4266 by Kitzman. to the application of the professional prosecutor's law to the county attorney of
Keywords:
occupation tax, securities, financial regulation, tax exemption, legislative amendment, capital gains tax, realized gains, unrealized gains, investment income, asset sale, capital assets, wealth tax, estate tax, trust tax, tax limitation, constitutional amendment, Texas Constitution, Article VIII, property tax, sales tax
HI
Hawaii 2025 Regular Session
House Chamber - Tue Mar 18, 2025, 12:00PM HST - Day 34
Hawaii House Floor Meeting
Transcript Highlights:
- She is a PBS Digital Innovator All-Star and a CSTA Equity Fellow who emphasizes real-world applications
- ><00:16:54.160>
world fellow who emphasizes real world fellow who emphasizes real world applications - in her teaching Mrs II's applications in her teaching Mrs II's extensive<00:16:57.560>
recognition - can address head-on the negative influences of dark money coming in and corrupting our electoral process
- <00:41:01.240>
thank corrupting our electoral process thank corrupting our electoral process
TX
Transcript Highlights:
- Um, the, it also, the, uh, appraisal district asked for a streamlined process.
- down the process and be inefficient.
- They got to make sure it's a failed process.
- And what's wrong with the giving the Um, taxpayers fail process to even even fair process to make sure
- The applicants, applications to serve on boards of directors, those, uh, candidacy applications, potentially
Keywords:
HB 148, Texas Education Code, Texas Education Agency, TEA, artificial intelligence, AI, machine learning, automated scoring, constructed response, open-ended answers, student assessments, state testing, standardized tests, public schools, education policy, assessment instruments, school accountability, test scoring, 2026-2027 school year, ad valorem tax
CA
California 2025-2026 Regular Session
Assembly Banking and Finance Committee Apr 20th, 2026
Banking and Finance
Transcript Highlights:
- Health savings, or—I'm sorry—catastrophe savings accounts are also applicable to earthquake mitigation
- Symmetrical rounding will only take place after the application of taxes and fees.
- process.
- And typically, they go through a general application process, and they're asking those types of questions
- , because the process is confusing.
TX
Texas 89th Regular
Senate Committee on Business and Commerce (Part I) Apr 3rd, 2025
Business & Commerce
Transcript Highlights:
- Senate Bill 231 creates a process for CenterPointe to compensate its customers for overcharges related
- It allows the PUC to assess a fee to cover the cost of reviewing the applications.
- Come up with a process to, in fact, already begun a process.
- So, I believe that the agreement and the plan are contested. ...case application that Mr.
- Payment processing is... I don't have a place here. Yeah.
Bills:
SB231, SB584, SB600, SB668, SB841, SB986, SB1003, SB1244, SB1625, SB1960, SB1963, SB1964, SB2026, SB2056, SB2368
Keywords:
temporary emergency electric energy facility, temporary generation, emergency power, backup generation, mobile generator, portable generator, grid resilience, power outage restoration, transmission and distribution utility, TDU, Public Utility Commission of Texas, PUCT, Utilities Code Section 39.918, competitive bidding, lease authorization, emergency procurement, bulk power system, locational marginal pricing, reliability model, black start