Transcript Highlights:

• the food bank system eventually end up in the senior nutrition program.
• You know, if a facility fails to do... >> Thank you, Mr. Chair.
• If a facility fails to do this, what are the consequences?
• You know, they failed to fully document the restraint.
• </c> to correct that issue and if they failed to correct that issue and if they failed to<00:34:44.320

Bills: HF4210 , HF4212 , HF4549 , HF4464 , HF4546 , HF4447

Committee: House Human Services Finance and Policy

Keywords: senior nutrition, older adults, aging services, home-delivered meals, congregate dining, meal delivery, grocery delivery, food insecurity, nutrition support, area agencies on aging, Minnesota Board on Aging, human services, special revenue fund, nonprofit grants, SNAP outreach, medically tailored meals, rural nutrition, food access, transportation services, elderly

Transcript Highlights:

• Show the amendment fails. Read the next amendment.
• The amendment failed.
• The noes have it, and the amendment fails.
• Show the adoption fails. Read the next amendment.
• called it the West Bank this past week.

Transcript Highlights:

• Also here on behalf of California Association of Food Banks, or sorry, diaper banks, we are grateful
• continue the state's diaper bank program.
• and $16.5 million to the California Diaper Bank Network.
• Chris Carter with the Los Angeles Regional Food Bank.
• Mark Lowry, Orange County Food Bank.

Summary: The Assembly Budget Subcommittee on Human Services held a hearing on the Governor’s May Revision, with no votes taken. The first major topic was child care and early education, where the Department of Social Services and Department of Finance outlined proposed changes to absorb federal Child Care and Development Fund and Proposition 64 revenue reductions, shift some funding between child care programs, end funding for prospective pay implementation now that the federal requirement has been rescinded, adjust the alternative payment administration structure, and fund child care infrastructure grants and a Low-Income Investment Fund contract closeout. The Legislative Analyst’s Office said the budget makes progress on the structural deficit but recommended maintaining the administration’s solution level, making reserve deposits, and avoiding new ongoing commitments; it also raised concerns about shifting reductions to the California Alternative Payment Program and about the proposed administrative-rate change. Committee members strongly criticized the proposed loss of child care slots and said they would oppose eliminating those slots, while also expressing support for child care as essential infrastructure. The committee then reviewed California State Preschool Program proposals. Finance and CDE described reductions to the preschool COLA from 2.41% to 2.01%, removal of prospective pay funding, and increases for the QRIS block grant, audit support, and rate reform implementation. Trailer bill language would codify age-based rate categories, inclusion-rate documentation, family fee collection rules, portability, and excused absences. CDE supported the QRIS increase and some attendance and family-fee changes, but warned that aligning three- and four-year-old rates could reduce support for three-year-olds and that the budget does not fully cover enrollment growth. Members also questioned whether the preschool and child care slot reductions should be reallocated rather than terminated, and the administration said the reductions were intended to reflect current utilization and avoid harm to currently enrolled families. The hearing then moved to CalFresh and nutrition programs. CDSS said the May Revision includes a one-time CalFood augmentation, funding to cover federal SNAP administrative cost-share pressures, and additional staffing and technical assistance to implement HR 1 changes, including the able-bodied adults without dependents time limit and new non-citizen eligibility rules. The department estimated HR 1 could cut CalFresh funding by $2.3 billion to $3.7 billion annually and affect about 500,000 people, with roughly 806,000 adults potentially subject to the time limit and about 34,000 non-citizens expected to lose eligibility once fully implemented. Members pressed for stronger harm mitigation, including a $98 million backfill to protect families from losing food benefits, and raised concerns about county workload and the “chilling effect” on immigrant participation. The final portion of the transcript began the IHSS presentation, noting a revised budget of $33.7 billion total funds and $12.8 billion General Fund, with proposed reductions tied to Medi-Cal asset-limit changes and other federal conformity items.

Transcript Highlights:

• The California Association of Food Banks represents 42 food banks that partner with nearly 6,000 agencies
• I don't have, like, for across the board our food banks.
• I don't have, like, for across the board our food banks.
• Unfortunately, that bill failed this year.
• We run about 42 food banks between here and...

Summary: The joint informational hearing focused on CalFresh enrollment, food insecurity in California, the recent federal shutdown’s disruption of SNAP benefits, and the long-term effects of H.R. 1 on eligibility, benefits, and state and county costs. Opening remarks emphasized that millions of Californians rely on CalFresh, that the shutdown briefly delayed benefits for the first time in the program’s history, and that state and local governments, including Alameda County, stepped in with emergency food aid and funding. Members also framed the issue as both a hunger and affordability problem, with several noting that California’s agricultural abundance contrasts sharply with persistent food insecurity. The first panel presented research and advocacy perspectives on food hardship. PPIC’s Tess Thorman described food insecurity rates, disparities affecting households with children and Black and Latino households, and the role of nutrition programs in reducing poverty. Nourish California’s Betzabel Estudio argued that hunger is a policy choice and highlighted campaigns to expand state-funded food assistance for immigrants, support reentry populations, and continue the CalFresh fruit-and-vegetable incentive program. The California Association of Food Banks’ Josh Wright said food banks are seeing sustained high demand, lower federal food supplies, and cannot replace CalFresh, while urging more state support for food purchasing, school meals, and SunBucks. The second panel reviewed CalFresh operations and participation. The California Department of Social Services reported that CalFresh participation has risen over the past decade, with the state closing much of the participation gap through outreach, simplified applications, and demonstration projects such as the Elderly Simplified Application Project and a minimum nutrition benefit pilot. Alameda County Social Services described local caseloads, application trends, and emergency food distributions during the shutdown, while also warning that H.R. 1’s work requirements, immigrant eligibility restrictions, and possible cost-sharing could reduce enrollment. A student CalFresh ambassador testified about the burdensome application and recertification process and urged more funding for campus basic-needs centers and outreach to reduce stigma and administrative friction. In the final panel, county, food bank, and policy witnesses described the shutdown response and the expected impact of H.R. 1. Alameda County Community Food Bank and the County Welfare Directors Association said counties, food banks, and community partners mobilized emergency funds, pop-up pantries, and food purchasing to bridge the shutdown gap, but warned that hundreds of thousands of Californians could lose benefits under the new federal rules. The California Budget and Policy Center began outlining the scale of federal cuts, noting that H.R. 1 will significantly reduce SNAP funding and shift costs to states. No votes or formal committee actions were taken; the hearing was informational and concluded with discussion of possible state responses, including backfilling benefits, preserving outreach funding, and improving administrative systems to protect enrollment.

Transcript Highlights:

• Senator Gempart reports from the Committee on Banking and Insurance the following.
• The nays have it, and the amendment fails.
• Less than a majority of senators having voted aye, the motion fails.
• The milk bank is a regional milk bank that carefully screens donors, pasteurizes the milk to ensure its
• The Milk Bank is a dedicated Rates, along with shortening hospital stays.

Summary: The Senate convened with prayer and the Pledge of Allegiance, then received committee reports from Banking and Insurance and Judiciary. Several leaves of absence were granted, and the chamber took up calendar and procedural motions, including re-referrals and tabling actions on multiple bills. House Bill 1102 and Senate Bill 911 were re-referred to Appropriations, House Bill 96 and Senate Bill 599 were briefly laid on the table and then returned to the calendar, and House Bill 2400 and Senate Bill 746 were also sent to Appropriations. The Senate later agreed to consider a discharge-related motion on minimum wage, but the motion to make it a special order of business failed by a vote of 23-27. On final passage, Senate Bill 1182 passed 50-0 after Senator Boscola described it as a modernization of the Board of Vehicles Act to address software-based vehicle features, warranty reimbursement, data protections, loaner vehicles, and related dealer/manufacturer issues; she noted amendments had been adopted to address stakeholder concerns. Senate Bill 1334 also passed, 29-21, after the Senate rejected Amendment A44049, which would have exempted certain cardiology technicians from licensing requirements if credentialed and supervised; supporters argued the exemption reflected existing practice and credentialing, while opponents said the bill was needed for patient safety and consistent oversight. Senate Bill 1372 passed 50-0, and House Bill 2426 was re-referred to Appropriations. The latter part of the session focused heavily on minimum wage and budget timing. Senators Tartaglione, Hughes, and Costa argued Pennsylvania had gone 20 years without raising the minimum wage and urged action on a House-passed minimum wage measure, while Senator Pittman said Republicans were willing to “meet in the middle” but opposed the House proposal as written. Members also discussed the state budget, the rainy day fund, and whether the Senate should remain in session; after debate, Senator Pittman’s motion to recess to the call of the President pro tempore was adopted 27-23, and the Senate stood in recess.

Transcript Highlights:

• </c><00:55:00.480><c> to</c> Department of Agriculture I failed to Department of Agriculture I failed
• </c> establish an endemic plant seed bank establish an endemic plant seed bank pilot<01:17:02.280><c>
• </c><01:22:50.639><c> do</c> in regards to Greater seed banking do in regards to Greater seed banking
• </c> say sear already has a seed bank say sear already has a seed bank program<01:25:34.119><c> um</c
• </c><01:31:35.760><c> they</c><01:31:35.920><c> failed</c> some facilities failed they failed some facilities

Summary: The joint House Agriculture and Food Systems and Tourism hearing focused on HB 189 and HB 966, both dealing with agricultural tourism. HB 189 would require counties to adopt ordinances governing review and permitting of agricultural tourism as secondary uses on working farms, require the principal agricultural use to pre-exist any tourism-related permit, and limit ag tourism to land where productive agriculture is occurring. HB 966 would create statewide uniform standards for agricultural tourism, require county registration of activities, require ag tourism to coexist with agricultural activity on a farming operation, and end the tourism use when agricultural activity ceases. Testimony on HB 189 was mixed. The Department of Agriculture and Kualoa Ranch opposed the bill, arguing that the proposed restrictions and income-based limits could burden bona fide farms and ranches, reduce flexibility for counties, and harm food production, jobs, and diversification efforts. Kualoa Ranch said ag tourism supports its food sales and community market and warned the bill could cost more than 350 jobs. The Hawaiʻi Cattlemen’s Council also opposed the measure for similar reasons. The Hawaiʻi Farmers Union supported the bill with suggested amendments, including clearer language around agricultural dedication. The Hawaiʻi Farm Bureau supported the intent of the bill but urged caution, saying ag tourism should remain tied to actual agricultural production and that counties need flexibility to address abuses without imposing overly rigid standards. Members discussed how to define a bona fide agricultural operation and whether property tax agricultural dedication could serve as a clearer qualifier. They also raised concerns about how counties would enforce revenue thresholds or separate accounting for tourism and farm income, and whether state law should better target clearly non-agricultural uses such as gondolas or other abusive developments. The Department of Agriculture and Farm Bureau said counties already have authority to regulate ag tourism through ordinances, but that any new standards should avoid unintended burdens on true farmers and ranchers. HB 966 was then introduced, and initial testimony again reflected support for the bill’s intent from some agricultural groups and opposition or caution from others. Kualoa Ranch said ag tourism can help educate visitors and support agriculture, the Hawaiʻi Farmers Union supported county flexibility, and the Hawaiʻi Farm Bureau reiterated concerns about the bill’s income comparison provisions and the need to distinguish legitimate agricultural tourism from misuse. No votes were taken during the hearing.

Transcript Highlights:

• Banks are not operating these accounts. Banks are now operating these accounts at a loss.
• Due to banking regulations, banks must seek to recoup those losses.
• I'm CEO of Winter Park National Bank.
• They failed. You can go more recently in history. Look at Signature Bank.
• And the reason that they're typically banking in a community bank is because of their personal relationship

Committee: Senate Fiscal Policy

Summary: The Committee on Fiscal Policy met and considered a wide range of bills, including early learning and special needs funding (SB 1102), Israel bond investment authority (SB 1674), Parkinson’s disease research at USF (SB 1800), mental health and substance use disorder reforms (SB 1620), veterans nursing home beds (SB 788), securities regulation updates (SB 988), labor pool regulation (SB 1672), Alzheimer’s awareness (SB 398), educator preparation (SB 1590), student mental health reporting (SB 1310), specialty license plates (SB 824), financial institutions and IOTA-related issues (SB 1612), transportation facility designations (SB 1408), utility worker protections (SB 1386), DNA testing grants (SB 1072), the Council on the Social Status of Black Men and Boys (SB 364), housing support for former foster youth and homeless students (SB 584), sex offender registration changes (SB 1654), migrant vessel disposal (SB 830), commuter rail indemnification (SB 916), juvenile justice revisions (SB 1344), aggravating factors in capital cases (SB 984), and a criminal offender substance abuse pilot program (SB 1140). Most bills were explained by sponsors, often with supportive testimony from affected agencies, advocacy groups, or industry representatives, and several were amended before final action. The committee adopted amendments on many measures, including clarifications and effective-date changes for SB 1102; technical changes to SB 1620 implementing mental health commission recommendations; a delete-all amendment for SB 1620; an amendment to SB 988; a consumer-disclosure amendment on SB 1612; and multiple amendments to SB 1408, SB 364, SB 584, SB 1654, and SB 1344. SB 1672 on the Labor Pool Act drew extensive public testimony in opposition from worker advocates, who argued repeal would weaken protections for temp workers and formerly incarcerated workers, and the bill was temporarily postponed to a later meeting without a vote. Several bills received notable testimony in support, including SB 584, where former foster youth described housing instability and the importance of campus housing and federal voucher coordination; SB 1386, which was backed by utility and industry groups seeking stronger penalties for assaults on utility workers; and SB 984, which drew opposition from the Florida Conference of Catholic Bishops over expansion of death penalty aggravators. The committee also heard support and opposition on SB 1612 regarding IOTA interest rates and legal aid funding, with bankers and civil legal aid representatives disputing the proper rate structure and whether the bill conflicted with Florida Bar rules. At the end of the meeting, the committee reported all voted-on bills favorably, including SB 1102, SB 1674, SB 1800, SB 1620, SB 788, SB 988, SB 398, SB 1590, SB 1310, SB 824, SB 1612, SB 1408, SB 1386, SB 1072, SB 364, SB 584, SB 1654, SB 830, SB 916, SB 1344, SB 984, and SB 1140. Members also requested to be recorded on various bills, and the committee adjourned after noting one remaining meeting would be lengthy.

Transcript Highlights:

• banks?
• account, because it's like having a bank account, is that correct?
• If I had the goal in my bank account, because it's like having a bank account, I understand.
• So between the bank, the different one that operates, the… All parties.
• It failed three times. So all fiat currencies in history have failed.

Summary: The Ways and Means Committee met on April 2, 2025, with a quorum present and took up four bills. The committee first heard HB 4041, which would create the Corkscrew Grove Stewardship District in Collier County to finance and maintain infrastructure such as transportation, utilities, and stormwater systems without changing county regulatory authority. The bill drew no opposition, was reported favorably, and passed 14-0. The committee then considered HB 1485, which repeals Florida’s aviation fuel tax provisions. The sponsor argued the change would simplify the tax code, attract airline investment, and support lower fares and more routes. Members raised concerns about the estimated recurring $22.8 million impact on the State Transportation Trust Fund and $2 million on general revenue, and airport representatives warned of reduced grant and development funding, especially for general aviation and municipal airports. Supporters said the change would increase competition and fuel sales in Florida. The bill was reported favorably on a 12-5 vote. Next, the committee heard HB 999, which would recognize gold and silver as legal tender, allow electronic debit access to bullion accounts, and remove tax burdens on transactions involving precious metals. The sponsor and supporters described the bill as a way to protect purchasing power and provide an alternative parallel to the dollar, while opponents and some members raised concerns about consumer protections, predatory practices, privacy, and the role of the Office of Financial Regulation in rulemaking. After extensive testimony, the bill was reported favorably 19-0. Finally, the committee considered PCB WMC 25-01, which would reduce the state sales tax rate from 6% to 5.25% and also lower several related taxes, including the business rent tax, nonresidential electricity tax, mobile home sales tax, and coin-operated amusement machine tax. The proposal was estimated to reduce revenue by about $5.5 billion annually. Members discussed impacts on the budget, education funding, and whether savings would reach consumers, while supporters emphasized relief for Floridians and business competitiveness. The bill passed unanimously 19-0 and was reported favorably. The chair then noted a prior procedural apology on the record, and the meeting adjourned.

Transcript Highlights:

• Show the amendment fails. Read the next amendment.
• The noes have it, and the amendment fails.
• Show the adoption fails. Read the next amendment.
• Show the amendment fails. Read the next amendment. Say no. No. Show the amendment fails.
• called it the West Bank this past week.

Summary: The House convened with prayer, moments of silence for former member Terry Fields and the Parkland victims, the Pledge of Allegiance, and recognition of guests and visitors. The chamber then adopted the Rules and Ethics Committee’s special order report setting the day’s calendar and debate times. The main measure taken up was HB 1119, relating to materials harmful to minors in public schools and charter schools, which the sponsor described as a clarification of existing law to keep pornographic or sexually explicit material away from minors and to give districts clearer standards for review and objection processes. The bill drew extensive debate over constitutional concerns, local control, litigation risk, and the scope of the definition of “harmful to minors.” Members supporting the bill argued it was needed to close loopholes and protect children, while opponents warned it could lead to overbroad book removals, conflict with federal court rulings, and costly lawsuits. A series of amendments sought to narrow or redirect the bill: proposals by Gant, Aristide, Bartleman, Eskamani, Nixon, Rainer, Woodson, and Harris would have preserved literary value review, protected educational and abuse-prevention materials, exempted LGBTQ-inclusive books, limited objections, preserved funding for districts, or delayed enforcement during ongoing litigation. Supporters of the amendments framed them as protecting parental choice, academic value, student safety, and district finances; opponents said they would weaken the bill’s child-protection purpose. All of the amendments failed. After the amendment process, the House waived rules, read HB 1119 a third time by title, and entered structured debate on final passage. Debate continued along the same lines, with opponents emphasizing book removals, First Amendment concerns, and the impact on students and schools, and supporters reiterating that the bill was intended to prevent minors from accessing obscene material. The transcript provided ends during structured debate and does not include the final vote on HB 1119.

Transcript Highlights:

• Our community bank doesn't offer 3% on any community bank doesn't offer 3% on any consumer accounts,
• afford a loss to the bank.
• Jeffrey Sharkey, Climate First Bank. Waves against. Climate First Bank waives against.
• I mean, that's what took down Silicon Valley Bank. That's what took down Republic Bank.
• those banks.

Summary: The committee considered a long agenda of bills, with most measures reported favorably after brief sponsor presentations, amendments, and roll calls. Early bills included SB 658 on lien waivers/releases, SB 736 on Brownfields redevelopment, SB 1002 on utility service restrictions, SB 1132 on right-to-repair for certain equipment, and SB 1378 on restitution for leaving the scene of a crash involving property damage. Each was amended or discussed as needed and then approved by the committee. The committee also advanced SB 768 on foreign control interests in health care licensing, SB 772 on school diabetes management and access to glucagon, SB 1400 on removal of altered sexual depictions posted without consent, SB 1696 on prearranged transportation services, and SB 1374 on school district reporting requirements for educator arrests and misconduct. Several bills drew notable public testimony and debate. SB 1132 prompted strong support from the sponsor and agriculture interests, but opposition from equipment dealers, technology groups, and wireless industry representatives who argued the market already provides repair options and that the bill could harm dealer networks and security. SB 1730, the Live Local/affordable housing bill, received extensive discussion about parking reductions, height and density preemption, attorney’s fees, local government authority, and impacts on Monroe County and other areas; the committee adopted an amendment and reported the bill favorably despite concerns from some members and advocates about parking, due process, and local control. SB 606 on public lodging and food service establishments also generated significant debate, with opponents warning it could displace long-term guests and vulnerable families, while the sponsor said it clarifies transient occupancy and removes ambiguity in the removal process; the bill passed after the committee rejected a related amendment. Other measures advanced with less controversy. SB 576 updated service-of-process rules, and SB 1164 authorized email delivery of landlord-tenant notices if the parties agree in writing, though tenant advocates urged clearer safeguards and the sponsor said he was not yet committed to the House version. SB 940 prohibited the resale of restaurant reservations without consent and was supported by restaurant interests. SB 1690, allowing infant safety devices or “baby boxes” as a legal surrender option, drew emotional support from several witnesses who said it would provide anonymous, life-saving alternatives for mothers in crisis; the committee continued discussion into the latter part of the meeting. Throughout, the committee adopted several amendments, heard both support and opposition from industry, advocacy, and local-government witnesses, and reported the discussed bills favorably by recorded vote.

Transcript Highlights:

• And the banks are being cautious.
• Many international banks.
• So you could be forced into this through your bank.
• If we fail to do that, If we fail to do that, insurances will recoup those payments that have been made
• A tie means that the motion fails.

Committee: Senate Commerce and Human Resources

Transcript Highlights:

• Some banks were actually started by law firms getting together and using their money to start a bank.
• afford a loss to the bank.
• Jeffrey Sharkey, Climate First Bank. Waves against. Climate First Bank waves against.
• I mean, that's what took down Silicon Valley Bank. That's what took down Republic Bank.
• those banks.

Committee: Senate Rules

Summary: The Rules Committee took up a large agenda of bills, with many measures reported favorably after brief explanations, amendments, and testimony. Early bills included CS/SB 658 on lien waivers and releases, which was amended to preserve enforceability despite form differences and then passed; CS/CS/SB 736 on brownfields redevelopment, which drew support from business and redevelopment interests and passed; and CS/SB 1002 on utility service restrictions, which was amended to bar certain building or fire code provisions affecting fuel-source choices and then passed despite opposition from environmental advocates. The committee also advanced CS/CS/SB 1132 on right-to-repair for certain equipment, where manufacturers, dealer representatives, and industry groups warned the bill could undermine dealer networks and existing repair programs, while supporters argued it would improve consumer access and help farmers and equipment owners. The bill still passed. Other measures reported favorably included CS/SB 1378 on restitution for leaving the scene of property-damage crashes, CS/CS/SB 768 on foreign-country controlling interests in health care licensing, CS/SB 772 on school access to glucagon for diabetes emergencies, CS/SB 1400 on removal of nonconsensual altered sexual depictions, and CS/SB 1696 on transportation network company impersonation and transit funding. A major portion of the meeting focused on affordable housing. CS/SB 1730, a follow-up to the Live Local Act, made several changes to zoning, height, density, parking, moratorium, and enforcement provisions, with members raising concerns about parking reductions, attorney’s fees, local control, and impacts in the Keys and other sensitive areas. Supporters said the bill closes loopholes and improves workforce housing implementation, while some witnesses urged additional exemptions for areas of critical state concern. The bill was reported favorably after amendment. Later, the committee considered several bills from Senator Leak, including CS/SB 576 on service of process, CS/SB 606 on public lodging and food service establishments, and CS/SB 1164 on electronic delivery of landlord-tenant notices. CS/SB 606 drew substantial debate over whether hotels and extended-stay properties should be able to remove nonpaying guests without treating them like residential tenants; the sponsor said the bill clarifies transient occupancy and removes mandatory arrest provisions, and it passed. CS/SB 1164, which allows email notice delivery by agreement, passed despite concerns from tenant advocates that the bill should include clearer consent and safeguards. The committee also approved CS/SB 1374 on school district reporting of educator arrests and misconduct, CS/SB 940 on third-party restaurant reservation sales, and began hearing CS/SB 1690 on surrendered infants, which would authorize infant safety devices or “baby boxes” as a legal surrender option, with supportive testimony from proponents describing crisis situations and the need for anonymous surrender options.

Transcript Highlights:

• Bank Stadium.
• Bank Stadium.
• Bank Stadium.
• </c> Bank Stadium. Bank Stadium.
• Bank Stadium. US Bank Stadium is a success story.

Bills: HF2730 , HF2257 , HF2768 , HF1932 , HF2437

Committee: Senate Taxes

Keywords: local government debt, municipal bonds, county bonds, capital improvements, public financing, bond issuance, public hearing, notice period, bond guarantee, Minnesota Public Facilities Authority, volume cap, private activity bonds, housing finance, residential rental bonds, LIHTC, low-income housing tax credits, redevelopment, courthouse financing, jail financing, law enforcement center

Transcript Highlights:

• </c><00:06:11.520><c> that</c> so there were um five local banks that so there were um five local banks
• And on behalf of all the banks, Central Bank, Stockyards, Republic, Community Trust, and Traditional,
• ><00:16:08.720><c> Bank,</c><00:16:09.040><c> Stockyards,</c> all the banks, Central Bank, Stockyards
• , all the banks, Central Bank, Stockyards, Republic,<00:16:10.720><c> Community</c><00:16:11.199><c>
• The bank consortium led by Mr.

Summary: The committee met without a quorum and began informally, with members noting this was the final information-gathering meeting on housing before a November meeting to discuss findings and report back to the LRC. The main presentation focused on the Lexington Affordable Housing Partnership, a public-private effort supported by a $10 million state allocation. Presenters described Fayette County’s housing shortage, citing a gap of more than 22,000 units, rising home prices, and the challenge of assembling land and capital for affordable projects. The partnership explained that five local banks created a $3 million capital investment fund to buy and hold land at no interest, with deed restrictions keeping the site at 80% or below area median income and allowing the banks to seek Community Reinvestment Act credit. The first project is a 12.5-acre former Transylvania University baseball field, planned for about 242 units, including detached homes, townhouses, garden-style apartments, and senior housing. Speakers said the project required extensive neighborhood engagement and zoning/development approvals, but that the planning phase is now largely complete and infrastructure work should begin soon. Financing details included roughly $64 million in additional funding through tax credit equity, market-rate loans, city support, Kentucky Housing Corporation resources, and donations from nonprofit partners. Developers said the multifamily bond applications are due to Kentucky Housing Corporation the next day, and they expect the land purchase to be repaid into the revolving fund once the property is entitled and closed, allowing the original $3 million to be redeployed for future projects. They estimated rental units could be filled within about six months of completion, while for-sale units would come online over 12 to 36 months. In discussion, members asked about regulatory barriers and project timelines. Presenters pointed to rising construction costs tied to new federal and state requirements, and one member highlighted the need to continue reviewing planning and zoning reforms to speed development plan approvals and reduce delays. The group also endorsed a possible statewide $20 million housing fund, a residential infrastructure fund, and efforts to avoid additional regulatory burdens on housing development.

Transcript Highlights:

• Senator Gempart reports from the Committee on Banking and Insurance the following.
• The nays have it, and the amendment fails.
• Less than a majority of senators having voted aye, the motion fails.
• The milk bank is a regional milk bank that carefully screens donors, pasteurizes the milk to ensure its
• When municipalities fail to act, residents are too often left without options.

Transcript Highlights:

• An act establishing a sick leave bank for Kathleen Roder, an employee of the Office of the Chief Medical
• Food prices remain high, and local food banks are stretched Food prices remain high, and local food banks
• And even with this, for every one meal our food banks and pantries give out, SNAP provides nine.
• When D.C. failed, we stood up.
• An act establishing a sick leave bank for Candy J.

Summary: The Senate first adopted an emergency preamble for H. 4521, establishing a sick leave bank for Kathleen Roder of the Office of the Chief Medical Examiner, by standing vote, with 8 in favor and none opposed. The chamber also suspended rules to refer several petitions to committee, including a resolution to rescind prior Article 5 constitutional convention applications and a petition on officer training related to stage suicides. Committee reports moved several bills forward, including legislation clarifying the duties of the Adjutant General and enhancing access and support for military-connected families, both with new drafts, and a bill designating Veterans Suicide Awareness and Remembrance Day, which was ordered to a third reading. A major portion of the session focused on the House’s nonconcurrence in the Senate’s amendment to the fiscal year 2025 supplemental budget and the appointment of a conference committee. Senators from both parties debated how to respond to the federal government shutdown and the threatened lapse in SNAP benefits, with repeated calls for the Commonwealth to use available state resources to prevent hunger, protect vulnerable residents, and seek federal reimbursement. Several members criticized the governor’s use of taxpayer-funded communications on the issue, while others defended the administration’s limited initial response and emphasized fiscal constraints. The Senate ultimately insisted on its amendment and appointed a conference committee consisting of Senators Rodrigues, Comerford, and O’Connor. The chamber also passed several local and special bills, including measures exempting Natick’s assistant fire chief from civil service, authorizing sewer service in Sharon, changing the term of the elected moderator in Holden, updating Medford’s linkage exaction program, and establishing sick leave banks for Candy J. Pike and Kathleen Roder. The Senate later adopted amended resolutions calling on the President of the United States to release contingency funds for SNAP during the shutdown, adopted an order to adjourn to the following Monday, and then adjourned.

Transcript Highlights:

• The issues are where people are losing the most money are bank wire transfers and cryptocurrency.
• level because you’re talking about federally chartered banks.
• from Bank of America.
• And if it gets misdirected in that way, there's very little opportunity to fail.
• And if it gets misdirected in that way, there's very little opportunity to fail.

Summary: The Consumer Protection and Business Committee held a work session on emerging consumer protection issues, focusing on elder fraud, charity fraud, and the impact of artificial intelligence on scams. Assistant Attorneys General from the Consumer Protection Division described the division’s broader enforcement work, including actions on rent stabilization, government imposter scams, service member refunds, senior living facilities, data breaches, and cases involving TikTok and Meta. They said elder fraud is often the same fraud seen in other age groups, but older adults tend to lose more money when victimized, especially in imposter scams and investment scams. The attorneys reviewed FTC data showing rising fraud losses nationwide and in Washington, with social media, bank transfers, cryptocurrency, and gift cards highlighted as especially important channels for losses. Members asked about underreporting, recovery of funds, and what consumers should do when they suspect a scam. The presenters said complaints can be reported to the Attorney General’s Consumer Resource Center and DFI, and that the most effective policy responses would likely target payment methods, especially crypto kiosks and other fast, irreversible transfer systems. They also said the AGO uses enforcement, consumer education, and scam alerts, but that many scams are difficult to pursue because perpetrators are overseas or untraceable. On charity fraud, the Charitable Asset Protection Team described several deceptive practices, including false charities, imposter charities, fundraising-first charities, causewashing, and point-of-sale solicitations. They said charity scams are underreported because donors often do not realize they were misled, and they pointed to concerns about crowdfunding platforms and commercial fundraising processors, including the collapse of Flip Cause and unpaid donations to Washington charities. The presenters recommended modernizing the Charitable Solicitation Act, increasing transparency and disclosure for point-of-sale fundraising, and strengthening public education through the AGO and Secretary of State programs such as Assured Giving and Assured Impact. The presentation closed with a discussion of AI, which the attorneys said is making scams harder to detect through deepfakes, voice cloning, AI-generated messages, and automated scam operations. They said AI can also be used to create fake charities and online ecosystems that appear legitimate, and noted that business and charity registration systems can often be completed without human interaction. No votes were taken; the committee adjourned after questions and discussion.

Transcript Highlights:

• So, you know, that's why a run on the bank is a problem. The bank doesn't have all the money.
• So, you know, that's why a run on the bank is a problem. The bank doesn't have all the money.
• So, you know, that's why a run on the bank is a problem. The bank doesn't have all the money.
• So, you know, that's why a run on the bank is a problem. The bank doesn't have all the money.
• So, you know, that's why a run on the bank is a problem. The bank doesn't have all the money.

Summary: The House Commerce Committee opened a public hearing on House Bill 310, sponsored by Representative Keith Ammon, which would create a study commission to develop a legal framework for stable tokens and tokenized real-world assets. Ammon described stable tokens as blockchain-based digital tokens backed by U.S. dollars or treasuries, and tokenized real-world assets as representations of ownership in items such as gold, real estate, or artwork. He said the bill is intended to help New Hampshire get ahead of emerging financial markets while waiting to see how federal legislation develops. Committee members asked about the purpose of the bill, the difference between this proposal and Bitcoin, whether state regulation could be preempted by federal law, and whether the commission could be balanced and avoid becoming a vehicle for fraud or money laundering. Ammon said the proposal is blockchain-agnostic, could apply to multiple networks, and is meant to regulate asset-backed tokens rather than create a state-issued coin. He emphasized that the state would not be guaranteeing the underlying assets, but would set rules requiring audits, proof of reserves, and honest representation of backing, with the Secretary of State’s securities office involved in oversight. Several members raised concerns about the risks of stablecoins, including money laundering, tax evasion, and possible harm to the dollar or confusion about whether the state was endorsing a new currency. Ammon responded that the bill would not undermine the dollar and argued that tokenization could actually expand demand for U.S. currency by making it easier to use globally. He also said the state would not be in the business of weighing assets or directly valuing them, only ensuring a valid audit trail and one-to-one backing. The discussion ended with general agreement that the subject is complex and that a commission could help develop future legislation, but no vote or final action was taken in the hearing.

Transcript Highlights:

• So, we are talking about the impact that essentially Wall Street banks have on the small businesses here
• We didn't want to inadvertently hurt our smaller local community banks and things of that nature.
• So I want to point to the worldwide banking and nonbanking assets.
• And failing to properly store and dispose of those things, they leave trash.
• Failing to make it a gun-free zone, I don't think, no, I don't agree.

Bills: SB1241 , SB1242 , SB1442 , SB1592 , SB1623 , SB1625 , SB1913 , SB1940 , SB1949 , SB2102 , SB592 , SB992

Committee: Senate Business and Insurance

Keywords: ticket sales, resale, consumer protection, fraud, bots, transparency, refunds, event tickets, medical marijuana, cannabis, marijuana license, commercial grower, grow operation, bond requirement, land reclamation fee, revolving fund, environmental remediation, redevelopment, Oklahoma Medical Marijuana Authority, OMMA

Transcript Highlights:

• </c><00:12:29.440><c> and</c> The legislation before allows banks and The legislation before allows banks
• </c> custodial accounts and help local banks custodial accounts and help local banks and<00:18:29.840
• Banks should be people should use the bank, right? I did. Credit unions are great.
• Banks should be people should use the bank, right? I did. Credit unions are great.
• </c> used like with employers to bank used like with employers to bank accounts<00:36:16.640><c> for<

Bills: HF3604 , HF2236 , HF3709 , HF3766 , HF2400

Committee: House Commerce Finance and Policy