Video & Transcript Research : 'Consumer Financial Protection Bureau'

Page 13 of 500
LA

Louisiana 2026 Regular Session

Commerce May 5th, 2026

Commerce

Transcript Highlights:
  • How do we protect our consumers or your consumers?
  • When these mergers happen, how do we protect our consumers or your consumers so that they're not confused
  • So there's no abrasion with the consumer.
  • This is an effort to protect the child.
  • I'm interested in protecting the child.
KY
Transcript Highlights:
  • So, we think there needs to be transparency and we think that we need to have those financial protections
  • <00:09:06.080> protectance<00:09:07.120> protections<00:09:07.760> to and financial
  • protectance protections to and financial protectance protections to our<00:09:08.320> land<00
  • need to have those prote financial need to have those prote financial protections<00:09:39.920><
  • Several of these lie in the office that I work for, which is consumer and environmental protection.
Summary: The committee heard first from Kentucky Farm Bureau leaders, who outlined the organization’s current priorities and recent work on farmland transition. Eddie Melton said Farm Bureau is working through 983 county and advisory committee resolutions and highlighted support for the updated selling farmer tax credit, now law through House Bill 775, as well as Senate Bill 28’s agriculture economic development provisions. He said Farm Bureau’s likely priorities include maintaining the 50% share of the tobacco settlement fund for agriculture, protecting funding for the Kentucky Department of Agriculture, preserving sales tax exemptions on farm inputs, keeping property taxes controlled, and exploring additional tools to keep farmland in active farmers’ hands, including possible loan or inheritance-tax changes. He also raised concerns about eminent domain transparency, nuisance deer permits, and access to agricultural inputs and crop protection products. Alita Bots described the farmland transition initiative in more detail, saying the revised state tax credit is generating strong interest and that a new federal tax provision now allows eligible land sales to actively engaged farmers to spread capital gains taxes over time. She said the initiative has reached 22 counties and more than 1,300 people this year through outreach and meetings, and that Farm Bureau is pairing policy work with resources to help farm families plan transitions and prepare wills and other estate documents. Drew Graham added that the effort is also meant to bridge the rural-urban divide and support rural communities, and Farm Bureau invited members to its annual meeting in early December. Members asked about rising insurance costs and deer damage. Farm Bureau representatives said severe convective storms, inflation, and higher repair and material costs have driven insurance rate increases, citing five major storm events since 2021 and a recent Owensboro hailstorm that caused about $350 million in losses; they said the company is moving toward percentage deductibles to help moderate increases. On deer, they said crop-loss totals are hard to quantify but acknowledged the problem and discussed possible coordination with the Department of Fish and Wildlife and Hunters for the Hungry. Commissioner Jonathan Shell then began the Department of Agriculture presentation, reporting gains from the department’s school agriculture outreach program, including a 23% increase in county participation between March and September and improved teacher-reported student learning, before continuing into the department’s legislative priorities.
HI

Hawaii 2026 Regular Session

CPC Public Hearing - Thu Feb 12, 2026 @ 2:00 PM HST

Consumer Protection & Commerce

Transcript Highlights:
  • We are convening the Committee on Consumer Protection and Commerce.
  • First up is Emma Olson, DCCA Office of Consumer Protection and Support.
  • I'm an attorney with the DCCA Office of Consumer Protection.
  • consumer might have from the consumer consumer might have from the consumer protection<00:14:26.720
  • and members of the Committee on Consumer and members of the Committee on Consumer Protection<00:
Summary: The committee heard testimony on HB 2614, which would require merchants selling cosmetics to accept returns of newer unopened goods within specified time frames and expand signage requirements for return and refund policies. DCCA’s Office of Consumer Protection strongly supported the bill, citing updated figures of 180 cosmetic complaints from 2020 to 2025, 54 still under investigation, 148 referred to class action litigation, and more than $1.3 million in consumer losses. Members questioned whether the bill was needed given the pending lawsuit and whether bad actors would comply, while the office responded that clearer signage would improve consumer awareness and could reduce complaints without limiting other remedies. No vote was taken. The committee then heard HB 1660 HD1, which would allow counties to require contractors to disclose wage, benefit, hour, and employment-status information and to deny, revoke, or suspend permits for certain labor-law violations. DLIR, the Hawaii Regional Council of Carpenters, Operating Engineers Local 3, and Pacific Resource Partnership testified in support, arguing the measure would help deter cheating contractors, protect law-abiding employers, and keep bad actors from undercutting wages and taxes. One member raised concerns about possible delays to affordable housing projects and whether owners should be held responsible for contractors’ misconduct; supporters replied that compliance is a minimum standard, that county action would be discretionary rather than automatic, and that the bill would not bar counties from working with affordable housing developers. No action was reported. Finally, the committee took up HB 1704, adopting the Psychology Interjurisdictional Compact to allow telepsychology and temporary in-person practice across state lines. The Department of Corrections and Rehabilitation, the State Health Planning and Development Agency, the Hawaii State Association of Counties, and the Hawaii Association of Health Plans supported the measure, saying it would help fill major staffing gaps, especially for forensic evaluations and services in rural and neighbor-island communities. The Board of Psychology raised concerns about the compact’s scope, the need for a study focused specifically on psychologists, background-check requirements, possible loss of regulatory authority and revenue, and the need to update older statutory provisions. Hawaii Association for Justice opposed the immunity language in the compact, and Shawn Scanlon opposed the bill, arguing it could weaken cultural responsiveness and local control and suggesting the state instead improve temporary licensing and other in-state pathways. The committee also questioned the Department of Corrections about its vacancies and whether telehealth could be filled by local providers; no vote was taken in the excerpt.
OK
Transcript Highlights:
  • I'm also concerned about the impact on consumers.
  • is this a consumer advocate that is Medicaid Medicare?
  • Our financial relationship was with the insurance plans as well.
  • , because they're not a patient when they consume their insurance; they're a consumer at that point,
  • We just want to be out of the middle of that financial relationship.
NM

New Mexico 2026 Regular Session

Senate - Conservation Jan 31st, 2026 at 09:07 am

Senate Conservation

Transcript Highlights:
  • Chief of the Solid Waste Bureau with the Department of Environment.
  • I was your Solid Waste Bureau chief, but now we're the Resource Recovery Bureau.
  • Now we're the Resource Recovery Bureau.
  • , steward our natural resources, and safeguard consumer interests.
  • And so I'm assuming that cause can be absorbed by the consumer that comes in there.
Bills: SB47, SB110, SB122, SB143, SB168
MN

Minnesota 2025-2026 Regular Session

House Human Services Finance and Policy Committee 3/20/25

Human Services Finance and Policy

Transcript Highlights:
  • 15.599> practice<00:03:16.000> of protection helps curbs the practice of protection helps
  • the consumer price index as consumers the consumer price index as consumers are<00:03:34.799>
  • residents is a county of financial residents is a county of financial responsibility.<01:02:04.640
  • /c> relatively small updates protect relatively small updates protect sustainability,<01:05:03.440>
  • ><01:14:46.080> function<01:14:46.400> of financial challenges are a function of financial
TX

Texas 89th Regular

Insurance Apr 17th, 2025

Insurance

Transcript Highlights:
  • The bill would enact reasonable audit protections to limit the financial recoupment that could be made
  • Right now, the only protections in place are for the professional dispensing fee, and these protections
  • It seeks to strengthen consumer protections against surprise billing by emergency medical services providers
  • the patient against us and not us to protect the patient.
  • So they're not financially exposed.
AZ

Arizona 2026 Regular Session

01/21/2026 - Senate Public Safety

Public Safety

Transcript Highlights:
  • SB 1058 is not a firearms bill; it is a financial privacy bill.
  • SB 1058 is a financial privacy bill.
  • They identify lawful retailers and lawful consumers engaging in constitutional... ...activity.
  • They identify lawful retailers and lawful consumers engaging in constitutionally protected commerce.
  • Again, this is a financial privacy bill, not a firearms bill.
MN

Minnesota 2025-2026 Regular Session

House Commerce Finance and Policy Committee 2/19/26

Commerce Finance and Policy

Transcript Highlights:
  • protection of in profession and consumer protection of in Minnesota.<00:07:56.879> On<00:07:57.120
  • Consumer protection of kids cannot be disregarded in the online marketplace.
  • Consumer protection of kids cannot be disregarded in the online marketplace.
  • Minnesota for consumer protection. Minnesota for consumer protection.
  • > cannot<00:21:35.120> be Consumer protection of kids cannot be Consumer protection of
DE

Delaware 2025-2026 Regular Session

Senate Corrections & Public Safety Committee Meeting Jun 17th, 2026

Corrections & Public Safety

Transcript Highlights:
  • What we've recognized and seen is that it's important for us to have protected professional exemptions
  • Howard Handler, who is from the National Insurance Crime Bureau. Is Mr. Handler with us?
  • serve as Senior Director of Strategy, Policy, and Government Affairs for the National Insurance Crime Bureau
  • Beyond the loss to an owner and the resulting financial impacts, including missed school, work, and other
  • obligations, and higher insurance premiums for Delaware consumers, vehicle thefts often have serious
Bills: HB351
Summary: The Senate Corrections and Public Safety Committee met in hybrid format but did not have a quorum, so it held approval of the May 13 and June 10 minutes. The committee heard House Bill 351, sponsored by Senator Brown, which would update Delaware law on vehicle security circumvention devices. The bill would criminalize the manufacture, sale, transfer, or possession of devices used to bypass keyless entry and push-to-start vehicle security systems, while exempting certified users such as locksmiths, mechanics, dealerships, repossession agents, and law enforcement. Senator Brown said the measure is intended to address modern vehicle theft methods and increase penalties for first and repeat offenses. Testimony in support came from Howard Handler of the National Insurance Crime Bureau and Sergeant Mike Ripple of the Delaware State Police. Handler said Delaware has seen more than 1,600 vehicle thefts in 2025 and that organized theft rings increasingly use key programming and relay devices, often in under a minute. Ripple said the devices are easily purchased online, are being used in Delaware and nearby states, and have contributed to a sharp rise in auto thefts, especially involving certain makes such as Jeeps, Hondas, and Toyotas. Committee members asked about enforcement, online sales restrictions, and whether similar laws in other states have been effective; witnesses said the technology is new and that comparable laws have been enacted in states such as New Jersey and Michigan, though no effectiveness data was available. During public comment, Robert Overmiller spoke in favor of the bill, saying criminals will always find ways to exploit new technology. Several committee members indicated support for the measure, but no vote was taken because the committee lacked a quorum. The meeting ended with a motion to adjourn.
TX

Texas 89th Regular

Senate Committee on Water, Agriculture, and Rural Affairs Mar 31st, 2025

Water, Agriculture and Rural Affairs

Transcript Highlights:
  • Thankfully, the Texas legislature has decided to be forward-thinking to protect consumers. ...from some
  • Chairman Perry, members of the committee, I am Adam Buch, and I am with the Consumer Protection Division
  • Consumer protections. This bill was brought to us by Texas Parks and Wildlife.
  • , consumers, and financial institutions.
  • Now, Texas can take action as a state to protect Texas consumers. consumers and ranchers alike by passing
KY

Kentucky 2026 Regular Session

Interim Joint Committee on Natural Resources & Energy (7-2-26) - Reupload

Natural Resources & Energy

Transcript Highlights:
  • Farm Bureau that's in and Jacob Rudy. Farm Bureau that's in and Jacob Rudy.
  • So, we want interning with Farm Bureau.
  • they're involved with child protective they're involved with child protective services,<00:07:25.400
  • the idea of protecting all the rate<00:55:37.560> payers.
  • distribution equipment, and consumables distribution equipment, and consumables staged<01:12:33.520
Bills: SB8
HI

Hawaii 2026 Regular Session

GVO DEFER, AEN-GVO Public Hearings 02-12-2026

Government Operations

Transcript Highlights:
  • the travel by position number, which the travel by position number, which would<00:08:08.879> protect
  • the confidentiality of the would protect the confidentiality of the individuals<00:08:11.759> by<
  • In Hawaii, we speak of kana, a responsibility to protect the ʻāina, the people who depend on them.
  • Brian Miamoto here on behalf of the Hawaii Farm Bureau.
  • We submitted some written comments um and echo some of the sentiments uh that the Farm Bureau shared.
Summary: The committee met on February 12, 2026, to take decision-making on measures previously heard earlier in the month. Several bills were deferred indefinitely or set for later discussion, including SB 2064 on the Office of the State Architect, SB 3068 on procurement, and SB 3216 after its contents were moved into another measure. SB 2862 on gubernatorial appointments, SB 2781, and SB 315 were all deferred to Tuesday, February 17 at 3 p.m. in Room 225 for further work. The committee also noted that if technical problems interrupted the meeting, it would reconvene later for outstanding decision-making. The committee passed SB 2343 on the Legislature with amendments incorporating language from SB 3216, technical changes, and a defective date of 2525. SB 2075 was advanced as a Senate draft 1 after amendments responding to constitutional concerns raised by the attorney general and SPO. SB 2927 on procurement was also passed with amendments clarifying debriefing requirements and adding technical changes, and SB 2938 on search and rescue was amended to place the position in Hima rather than the Governor’s office before being adopted. SB 3249 on procurement protests was amended to remove the term "frivolous," reduce the forfeiture to half the bond amount, and note unresolved issues, then adopted. The committee also took up SB 3332 on state-funded travel, amending it to remove certain lines, report travel by position number to protect confidentiality, remove subsection G, and add a defective date of 2525; it was adopted. SB 2929 on public notice was amended into a pilot project for counties with populations between 100,000 and 175,000, with a year-end report to the Legislature, and was adopted. Later, the committee returned to SB 2094 on environmental action levels, heard testimony from the Department of Health in support of its current scientific process and from an environmental caucus witness in strong support of the bill’s transparency and petition provisions, and then deferred decision-making to February 17 at 3 p.m. in Room 225. In the joint hearing portion, SB 3233 on agricultural workforce housing drew generally supportive testimony from ADC, the Farm Bureau, the Chamber of Commerce, the Hawaii Farmers Union, and the State Procurement Office, with concerns focused on clarity, flexibility for smaller farms, and avoiding concentration of benefits in one large operation. The committee ultimately recommended passing SB 3233 with the State Procurement Office’s clarifying amendments and the Hawaii Farmers Union’s amendment to ensure workforce housing incentives benefit multiple farmers, and the measure was adopted.
TX
Transcript Highlights:
  • Senator, this matter has been handled by the Consumer Protection Division at the Office of the Attorney
  • I'm happy to get that information from Consumer Protection; they just weren't available this afternoon
  • The bill aims to protect consumers, but allows an employer who attempted to notify the health insurance
  • protection bill.
  • protections of law.
TX

Texas 89th Regular

Pensions, Investments & Financial Services Mar 17th, 2025

Pensions, Investments & Financial Services

Transcript Highlights:
  • Financial Crimes Intelligence Center. Mr.
  • It supports our mission to disrupt financial crime networks, protect Texas consumers, and hold perpetrators
  • TDI-regulated insurance have state-level parity protections.
  • Transportation Protection agreements guarantee that if a consumer dies away from their home, their remains
  • So it's a real benefit to the consumer.
TX
Transcript Highlights:
  • Jennifer Roshetti, I'm with the Attorney General's office, specifically the Consumer Protection Division
  • We've had those mechanisms in place... ...in consumer protection.
  • I'm limited to the Consumer Protection Division. I'm limited to the Consumer Protection Division.
  • I'm limited to the Consumer Protection Division. I have some antitrust knowledge.
  • Now, this bill is not about protecting consumers.
Summary: The committee took up pending business first and reported several bills favorably, including SB 2139, SB 2610, SB 1856, SB 2530, SB 2401, SB 2858, and SB 3016, with most of those measures moving out on committee substitutes and being sent to the local and uncontested calendar or to the full Senate. The committee also heard SB 1906 on expanding Chapter 342E consumer lending rates; supporters argued it would modernize Texas law and expand access to safe, regulated credit, while opponents from Texas Appleseed and AARP warned it would raise costs on already expensive loans and worsen debt burdens. SB 1906 was left pending after testimony. The committee also reconsidered and re-voted SB 1856 after a procedural issue, with the substitute ultimately adopted and the bill reported favorably. The committee then heard SB 1113, which would clarify that certain vehicle converters, including a Texarkana business, do not need an additional dealer license to sell converted vehicles. The bill’s supporters described a long-standing business model and said the new metal license plate rules had created problems, while the Texas Automobile Dealers Association opposed the bill in its current form and said it could be resolved through DMV action or narrower changes. DMV said it was still researching a possible administrative fix, and SB 1113 was left pending. The committee also heard SB 2680, a Public Information Act cleanup bill dealing with emergency deadlines, business-day exclusions, and litigation timing; broadcasters and other open-government advocates argued the issues were already addressed by prior law and court rulings, while the Attorney General’s office said the bill would help with catastrophe notices and timing conflicts. SB 2680 was left pending. Other bills heard included SB 1117, which would allow any Texas-licensed dentist to administer botulinum toxin neuromodulators for aesthetic purposes in the oral and maxillofacial region; the author and dental witnesses said it would clarify scope and improve access, and the bill was left pending. SB 2340 would clarify the Attorney General’s investigative authority over Texas corporations, including pre-suit depositions and sworn written questions; opponents raised due process and separation-of-powers concerns, and the bill was left pending. The committee also heard SB 705 and SB 748, both TDLR cleanup bills, and SB 1206, which would impose timelines and notice requirements on municipalities reviewing transmission projects; SB 1206 was supported by an electric cooperative and left pending. SB 1460, creating an ethics violation registry tied to licensing consequences, drew constitutional and due-process objections from several witnesses and was also left pending. After a recess, the committee heard SB 1802 on landlord duties to repair mobility assistance devices like elevators and ramps in rental housing, with the author describing prolonged outages affecting seniors; the bill was left pending. Finally, SB 2455, creating an Energy Waste Advisory Committee to coordinate efficiency and demand-response programs, drew support from energy-efficiency and environmental witnesses and was left pending, and SB 2690, targeting deceptive business-certification solicitations, was laid out and opened to testimony before the transcript ended.
TX

Texas 89th Regular

Judiciary & Civil Jurisprudence Apr 2nd, 2025

Judiciary & Civil Jurisprudence

Transcript Highlights:
  • At being outside of what this protection was originally created for, out of TxDOT. Right.
  • In terms of protecting the public, is the public better protected by leaving the law as it is, or is
  • it better protected by doing what this bill proposes?
  • to give them protection from the liability that would shut down that protection.
  • This bill proposes essential protection for water parks from frivolous lawsuits.