Video & Transcript Research : 'commuting use'
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FL
Florida 2025 Regular Session
Appropriations Committee on Higher Education Mar 11th, 2025
Transcript Highlights:
- We use them for audit services. We use them for custodial. We use them for legal.
- We use them for advertising. We use them for security, scientific research and analysis.
- So I believe that's what's driving us and keeps us the number one system in the country. >> I have a
- But I do think that there also needs to be a level of set of guidelines that can help us or guide us
- And so us being able to use sort of national benchmarks and guidelines to help make that decision, I
CA
California 2025-2026 Regular Session
Assembly Budget Subcommittee No. 4 on Climate Crisis, Resources, Energy, and Transportation Mar 5th, 2025
Transcript Highlights:
- use for expensive money.
- So that's helpful for all of us.
- Almost all of it is used and useful and serves an essential need for people. It's staying.
- The other thing is no longer using membranes like we use in reverse osmosis.
- We are going to be using more energy.
CA
California 2025-2026 Regular Session
Joint Committee on Fisheries and Aquaculture Oct 1st, 2025
Joint Committee on Fisheries and Aquaculture
Transcript Highlights:
- Give us 30 seconds.
- Fisher is joining us via Zoom. She'll be with us in just a moment.
- Fisher is joining us via Zoom. She'll be with us in just a moment.
- Give us three seconds.
- Thank you for inviting us.
Summary:
The Joint Committee on Fisheries and Aquaculture held its annual State of the Fishery forum, focusing on salmon, Dungeness crab, kelp, ocean conditions, and related aquaculture and committee reports. Opening remarks from committee leadership emphasized climate impacts, reduced federal NOAA support, state investments through Proposition 4, coastal resilience funding, and the importance of fisheries to rural economies and tribal communities. Secretary of Natural Resources Wade Crowfoot described a decade of drought and climate stress, highlighted progress such as Klamath River dam removal, wetland restoration, and the state’s salmon strategy, and warned that federal funding uncertainty and staffing cuts could undermine restoration and fishery recovery efforts. Senator Cortese raised concerns about illegal cannabis cultivation damaging riparian habitat and water flows, and both Crowfoot and Fish and Wildlife Director Bonham said enforcement against illicit grows remains a major environmental priority but is constrained by resources.
Director Bonham provided a broad update on California fisheries, reporting encouraging signs for salmon after several difficult years, including improved ocean conditions, stronger returns in some runs, and successful short recreational openings in 2025. He also noted major challenges, including reduced federal hatchery production at Nimbus, ongoing uncertainty around winter-run and spring-run recovery, and the need for continued habitat restoration, monitoring, and hatchery investment. On Dungeness crab, Bonham said the fishery remained valuable but constrained by whale entanglement risk, warming ocean conditions, and domoic acid concerns; he described new marked-line distribution, ropeless and alternative gear trials, and ongoing aerial and vessel monitoring. He also said the department’s unified cannabis enforcement task force had served numerous warrants and seized large amounts of illegal cannabis, but more funding is needed for sustained operations.
In the salmon panel, Yurok Tribe fisheries director McCovey said the Klamath still faces low run sizes, climate-driven warming, wildfire impacts, and federal uncertainty, but he pointed to dam removal, restoration work, and AB 263’s river-flow protections as major advances. PCFFA president Bradshaw stressed that the three consecutive salmon closures have devastated coastal communities and argued for major reinvestment in aging Central Valley hatchery infrastructure and better broodstock management at Fall Creek. CalTrout’s Schneider said salmon remain at risk statewide, but cited Prop 4, habitat reconnection, floodplain restoration, improved water management, and monitoring as the main tools for recovery. In the crab panel, CDFW’s Schumann reported that the 2024–25 season produced record prices per pound and about $55 million in value despite delays and trap reductions, but he warned that three confirmed whale entanglements and elevated whale presence could force a conservative opener for 2025–26. PCFFA’s Domrash supported marked line, alternative gear, and a new gear-recovery network, while also criticizing the current ramp system as a response to a problem not fully grounded in science.
AZ
Transcript Highlights:
- And thank you so much for staffing us and joining us.
- He urged us to be bold and to use every tool available to us in these chambers to advocate for our communities
- Thank you for helping us, for making us look good, for all the work you do.
- Thank you for helping us, for making us look good, for all the work you do.
- It used to be 65.
Summary:
The House convened, approved the journal, and spent much of the opening portion recognizing guests and interns from both parties, along with former lawmakers and a newly seated member, Representative Sylvia Allen. The chamber then took up House Concurrent Resolution 2065 honoring the late Alfredo Gutierrez. Members from both parties gave extended remarks about his life as a civil rights advocate, student activist, legislator, and mentor, and the resolution was unanimously adopted and transmitted to the Senate. Family members of Gutierrez were recognized in the gallery during the memorial tribute.
The House then moved into Committee of the Whole on the first budget-related measures. On House Bill 4138, the “feed bill”/budget operations measure, Democrats argued the budget favored corporations and data centers over seniors, health care, housing, universities, and vulnerable families, while Republicans defended it as a continuation of prior policy and said it preserved tax conformity and modest agency cuts. After debate and questions, the committee recommended the bill do pass and the House adopted that report, sending HB 4138 to engrossing.
The chamber next considered House Bill 4139, the amusement/gaming-related budget bill. Members debated whether it was essentially unchanged from last year’s budget language, with Republicans saying it was a continuation bill and that gaming-related provisions would support rural economies and tourism, while Democrats questioned the broader budget context and its effects on working families. The committee recommended HB 4139 do pass, and the House adopted that recommendation. The House then began debate on House Bill 4140, the state budget implementation bill, focusing on the budget stabilization fund and a proposed government efficiency initiative; discussion was still underway at the end of the transcript.
OK
Oklahoma 2026 Regular Session
Senate Legislative Session Apr 7th, 2026 at 01:30 pm
Oklahoma Senate Floor Meeting
Transcript Highlights:
- Let us pray.
- Help us, give us wisdom, Father, for you are our strength, Lord, and our refuge.
- Could you just kind of give us an overview of how those lottery funds are used to benefit education and
- to pull us out of filling us out Of a period of revenue failure, I think that is the mantra of this
- The very thought-provoking questions keep us on our toes and keep us ready, members.
Bills:
HB3418, HB3985, HB3463, HB3002, HB4303, HB3919, HB3416, HB3417, HB3415, HB2206, HB3414, HB3265, HB3310, HB3413, HB4486, HB1219, SR39, SB1177, HB3298, HB2696, HB3941, HB3970, HB3264, HB3321, HB2650, HB3497, HB3980, HB3981, HB4421, HB3177, HB3322, HB3499, HB3500, HB3845, HB3742, HB3622, HB1250, HB2710, HB3831, HB4408, HB1002, HB3008, HB3086, HB3595, HB3678, HB4107, HB3695, HB3315, HB3590, HB3006, HB3151, HB2959, HB2398, HB3026, HB3467, HB4268, HB3372, HB2210, HB4359, HB4427
Keywords:
public works, bidding procedures, construction contracts, transparency, public trust, electronic bidding, school districts, property rights, public nuisance, compensation claims, government enforcement, Oklahoma Safe Neighborhoods Act, municipal audit, state auditor, local government, financial transparency, gasoline tax allocations, counties, county officers, education
NM
New Mexico 2025 Regular Session
IC - Land Grant Oct 7th, 2025
House Rural Development, Land Grants And Cultural Affairs
Transcript Highlights:
- And I'm thankful for you being with us.
- That trust fund is being used for many other purposes in the agency, and it's being used to fund agency
- And it's more versatile, and it can be used for staff, it can be used for COSHA, and the ISC, the commission
- It's what's holding us up at this point.
- Thank you for having us here today.
NM
New Mexico 2025 Regular Session
IC - Revenue Stabilization and Tax Policy Aug 14th, 2025
Revenue Stabilization & Tax Policy Committee
Transcript Highlights:
- She took real good care of us today.
- And we use other terms as well.
- What is this telling us, right?
- Give us money back.
- The taxes that come to us come to us directly by way of tax interest for the most part.
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Telecommunications, Utilities and Energy Jun 21st, 2026 at 01:00 pm
Joint Committee on Telecommunications, Utilities and Energy
Transcript Highlights:
- She uses mass transit.
- I think all of us are.
- If you want to use less fuel, you would use a heat pump generally. Right.
- And you get the reduction in energy use by using an efficient heat pump as opposed to using an inefficient
- It starts us down that road. It costs us nothing.
Summary:
The committee hearing focused on a broad set of energy efficiency, building decarbonization, school modernization, and lighting bills. Testimony generally came from municipal leaders, labor unions, environmental groups, and advocates who supported measures such as H. 3529/S. 2294 on building energy and decarbonization, H. 3577/S. 2286 on a zero-carbon renovation fund, H. 3476/S. 2275 on healthy and sustainable schools, H. 3565 on Mass Save zero-carbon assessments, H. 3477 on clean lighting and appliance efficiency standards, and the Dark Sky bills on outdoor lighting. Supporters argued these bills would cut emissions, lower utility bills, improve indoor air quality and school conditions, and direct resources to environmental justice, gateway, and low-income communities.
Witnesses emphasized that Massachusetts’ older building stock and school facilities need major upgrades, and that state funding and financing tools are needed to close gaps left by declining federal support. Mayors, labor leaders, and environmental advocates said the proposals would create local jobs, expand apprenticeships, and help municipalities and schools undertake retrofits, ventilation improvements, heat pump installations, and other decarbonization work. Several speakers also defended Mass Save as highly cost-effective while urging new funding sources beyond ratepayer bills for larger-scale building upgrades. One representative asked about the difference between current Mass Save audits and proposed zero-carbon assessments, and the sponsor explained the new assessments would include heat pumps, solar, storage, wiring upgrades, and rate-structure guidance.
There was also testimony on the Dark Sky bill, with astronomers and museum representatives arguing that better-shielded, downward-facing lighting would reduce energy waste, protect wildlife and human health, and preserve night skies without compromising safety. Committee members raised concerns about pedestrian safety and whether education might be enough instead of legislation; supporters responded that the bill follows established lighting standards and targets only unnecessary glare and skyward light. On the school bill, an open-shop contractor group opposed the measure, arguing its PLA and apprenticeship requirements would restrict bidding and reduce competition, while labor organizations strongly supported the workforce standards and prevailing wage provisions.
No votes were taken during the hearing. The committee heard extensive testimony and several members asked clarifying questions, but the transcript does not show any final action or disposition on the bills.
CA
California 2025-2026 Regular Session
Assembly Floor Session Jun 2nd, 2025
California House Floor Meeting
Transcript Highlights:
- Leader Gallagher will lead us in the Pledge of Allegiance. Thank you members, please join us.
- Brings us to file item number 58, AB 336.
- The measure passes, brings us to file item 59.
- It also specifically allows courts to use, allows court users to use their own equipment, generally a
- Brings us to file item 431, AB 50.
MN
Transcript Highlights:
- That's kind of on us.
- uses will be using compensatory revenue uses will be using direct<00:45:25.480>
certification - not using AFDC or ADM served and using not using AFDC or ADM served and using the<01:02:39.000><
- get us to where we needed to be. get us to where we needed to be.
- us with. Thank you. us with. Thank you.
MS
Mississippi 2026 Regular Session
MS Senate Floor - 4 February, 2026; 10:00 AM
Mississippi Senate Floor Meeting
Transcript Highlights:
- use of the morning roll call. use of the morning roll call.
- is used to add to it? is used to add to it?
- use of the morning roll call. use of the morning roll call.
- use of the morning roll call. use of the morning roll call.
- It's up to us.
Summary:
The Senate convened, confirmed a quorum, received an invocation from Dr. Lenon Duncan, and led the pledge of allegiance. Routine business followed, including unanimous consent to dispense with reading the journal, committee reports, and bill titles. Several guests were introduced, including a governmental affairs representative, a doctor of the day and medical student, a county leadership group, agricultural youth council participants, a former senator’s spouse, and MSMS students.
The chamber then took up several appropriations and finance measures. Senate Bill 2189, the transfer bill for state funds and agency budget setup, passed by morning roll call. Senate Bill 2190 increased the Working Cash Stabilization Reserve Fund minimum balance from 10% to 15% of general fund revenue; supporters said it would strengthen the state’s fiscal position, and it passed by morning roll call after no questions. Senate Bill 2480, a capacity project bill providing $265 million from CAPEX to MDOT for highway projects in Madison and Rankin counties and initial work on Highway 90, was amended to make it effective upon passage and then passed by morning roll call. Senate Bill 2832 extended the railroad tax credit repealer to 2029, and Senate Bill 2847 required state and local tax calculations to round to the nearest nickel in response to the federal penny phaseout; both passed by morning roll call.
The Senate also approved Senate Bill 2191, which expands the purposes for which municipal use tax funds may be spent to include sidewalk repair and building acquisition/rehabilitation, after questions about municipal and subdivision sidewalks. Senate Bill 2885 created the Mississippi Work and Save Program, a voluntary retirement savings option for small employers and employees, with the sponsor emphasizing that participation is optional and that the program is intended to help workers without access to retirement plans; it passed by morning roll call. Senate Bill 2834, the omnibus tag bill, and Senate Bill 2838, the omnibus qualified resort area bill, were each amended with committee substitutes and passed by morning roll call.
Later, the Senate suspended the rules and took up a large block of resolutions and commemorative measures, including sympathy and congratulatory resolutions, arts awards, sports championships, and other recognitions, along with House concurrent resolutions and two House bills designating observances. The transcript ends while the clerk is reading the long list of titles in the block.
CA
California 2025-2026 Regular Session
Assembly Privacy and Consumer Protection Committee Jan 13th, 2026
Transcript Highlights:
- Some of it's being used to train models, AI models.
- So they are often required to use this technology and sometimes, So they are often required to use this
- AI is already used extensively in the classroom.
- As we see it, the bill restricts the use of student data for AI development when that data is used responsibly
- Besides us, for whom it supports?
Summary:
The Assembly Privacy and Consumer Protection Committee heard two bills. AB 1159 by Assemblymember Addis would update California student data privacy law to extend protections to college students, limit how ed tech companies can collect and use student information, and add restrictions around sensitive data and generative AI use. Supporters, including Privacy Rights Clearinghouse, CFT, labor, civil rights, and education groups, said students and educators need stronger safeguards against invasive data collection and misuse. Opponents, including College Board, TechNet, CalChamber, and ACT Education, argued the bill was overly broad, could interfere with legitimate educational services and AI development, and raised concerns about a private right of action and impacts on adult students and recruitment opportunities.
AB 883 by Assemblymember Lowenthal would expedite deletion of personal information for elected and appointed officials under California’s data broker deletion system by having state agencies provide official lists to the privacy agency and requiring brokers to delete the information within five days. Supporters said the measure responds to rising threats, harassment, and violence against public officials and would help reduce exposure of their personal data. TechNet and TechC.A. opposed unless amended, citing concerns about exemptions for lawful data sharing, the five-day timeline, and litigation risk, while the author emphasized the bill does not create a new right but streamlines access to an existing deletion process.
Both bills were advanced after committee discussion and roll calls. AB 1159 passed 11-2 and was sent to the Judiciary Committee. AB 883 passed 14-0 and was sent to the Appropriations Committee.
FL
Florida 2025 Regular Session
April 10, 2025 - 09:00 AM
Transcript Highlights:
- us from them.
- use it, whether they are using it, what they’re using it for.
- How are the carriers using these tools? How would they like to use these tools?
- use it, whether they are using it, what they're using it for.
- How are the carriers using these tools? How would they like to use these tools?
Summary:
The Insurance and Banking Committee met with a quorum and heard three bills. HB 487 would authorize the CFO and State Board of Administration to invest up to 10% of certain state funds in Bitcoin, require specified custody methods, allow Bitcoin lending under rule, and create a process for accepting taxes and fees in Bitcoin. The sponsor and several proponents argued it would diversify state investments, hedge inflation, and position Florida as a leader in digital assets. Members raised concerns about volatility, security, valuation, and whether Bitcoin was being singled out over other cryptocurrencies, but the bill was reported favorably after debate and a roll call vote.
The committee then considered HB 7011, an Open Government Sunset Review measure for records of insolvent insurers. The bill would continue some exemptions but make additional records public, including underwriting files, risk-solvency assessments, corporate governance annual disclosures, and the names, benefits, and compensation of insurance executive officers. There was no public testimony, and members discussed privacy and safety concerns, but the bill passed and was reported favorably.
Finally, the committee heard HB 1433 on hurricane mitigation grants and insurer regulation. The bill would tighten restrictions on former executives of failed insurers, raise capital requirements for new insurers, and require mitigation credits when homeowners receive Safe Florida Home funds. An amendment was adopted to require a licensed person to make final claim-denial decisions when AI or automation is used and to prioritize filings that lower rates. Consumer advocates supported the transparency and consumer protections, while industry representatives urged caution on the AI provisions. After debate, the amended bill was reported favorably. The meeting ended with closing remarks from the ranking member, vice chair, and chair reflecting on the committee’s work and likely final meeting of the term.
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Ways and Means Jun 21st, 2026 at 11:00 am
Joint Committee on Ways and Means
Transcript Highlights:
- testifying before us today.
- Thank you again for having us.
- Funding cuts crash in on us.
- well and keep us well.
- God help us. I appreciate, and I appreciate the regulation changes. God help us.
Summary:
The Joint Committee on Ways and Means held a Health and Human Services budget hearing in Clinton, with opening remarks from Chairs Meg Kilcoyne and Robin Kennedy, local officials, and many House and Senate members introducing themselves. The hearing focused on Governor Healey’s FY27 EOHHS and MassHealth budgets, with repeated themes of rising health care costs, federal funding uncertainty, workforce shortages, and access to care in underserved regions. Members also raised concerns about primary care shortages, rural and regional disparities, behavioral health access, maternal health, food insecurity, and the impact of federal policy changes on Massachusetts programs.
EOHHS Secretary Kiame Mahaniah said the FY27 EOHHS budget totals $33.7 billion, reflecting mostly non-discretionary growth from health care costs, labor costs, caseload increases, and provider rate pressures. He highlighted targeted investments in foster care, family resource centers, maternal health, youth services, nutrition programs, immigrant legal services, and human service workforce rates, while warning that federal actions could strip roughly $3.5 billion annually from the state’s health care funding. In response to questions, he defended the administration’s cooperation with federal audits and program integrity efforts, discussed the primary care crisis, and said the state is trying to preserve core services while preparing for a more difficult FY28 budget cycle.
MassHealth Undersecretary Mike Levine then described two major FY27 challenges: double-digit cost growth and the expected effects of the federal One Big Beautiful Bill Act. He said MassHealth’s proposed $22.7 billion gross budget includes a 7.5% increase and relies on a moratorium on new expansions plus targeted reductions, including a $1,000 annual adult dental cap, ending GLP-1 coverage for weight loss only, reducing care management to peer-state levels, and work groups to slow growth in PCA, adult foster care, and adult day health spending. Members questioned the impact on Boston Health Care for the Homeless, preventive care, and regional access; Levine said the changes are meant to preserve sustainability, that children and certain disabled populations remain protected, and that the administration will continue working with providers, advocates, and the Legislature on implementation and longer-term reforms.
TX
KY
Kentucky 2025 Regular Session
Capital Projects and Bond Oversight Committee (12-16-25) - Reupload
Transcript Highlights:
- the property for use for many uses given its location.
- the property for use for many uses given its location.
- the property for use for many uses given its location.
- the property for use for many uses given its location.
- hospital for us. hospital for us.
Keywords:
Reuploaded tor restore the roll call and minutes approval
0:00:01 Call to Order and Roll Call
0:00:20 Approval of Minutes
0:00:50 Information Items
0:01:39 Project Rpt from Eastern KY University
0:06:54 Lease Rpt from University of KY
0:11:33 Project Rpt from Finance and Admin Cabinet
0:18:50 Lease Rpt from Finance and Admin Cabinet
0:29:33 OFM – KY Infrastructure Authority
0:38:27 OFM – Debt Issues
0:46:27 Louisville Arena Authority
1:24:30 Adjournment, 958, all
Summary:
The committee first approved the November minutes and received information items on University of Kentucky medical and research equipment purchases, five school districts reporting upcoming bond issues with no additional tax levies needed, and a School Facilities Construction Commission list of prior debt issues for fiscal year 2026. It then considered an appropriation increase for a University of Kentucky project at the Central Kentucky Regional Airport in Richmond. University officials said the project is 100% federally funded and will construct a terminal building tied to EKU’s airport operations and planned flight school. Members asked about the relationship to aviation expansion and whether the flight school would be publicly operated; the witnesses said EKU would operate it, public appropriations had already been applied, and student revenue would help offset costs. The committee approved the item by roll call vote.
Next, the committee approved a University of Kentucky lease purchase for property at 415 West Sun Street in Morehead, Rowan County, for $6.4 million. UK said the property, which includes an 85,000-square-foot facility on 9.6 acres, is directly across from UK St. Clair and was offered by the Rowan County Board of Education after it moved to a new location. Members questioned why the payment schedule was structured as quarterly installments and why the price was below two appraisals; UK said the board requested the arrangement and did not want the full amount upfront, and there was no interest on the purchase price. The committee also approved this item.
The deputy state budget director then reported three appropriation increases in the Tourism, Arts and Heritage Cabinet: a Ballard Wildlife Management Area pump station project, Lake Barkley State Resort Park emergency repairs, and Lake Barkley lodge wing exterior repairs. After questions, staff explained the Lake Barkley increases were mainly to cover construction contingencies because bids came in close to available funding. The committee approved the action items, then heard four no-action pool projects: HVAC upgrades at the FFA leadership training center in Hardinsburg, Kentucky School for the Blind’s McDaniel Scoggin building, KSD’s Brett Brady Hall, and a Kentucky State University Shanty Hall renovation for the School of Engineering Technology. Finally, the committee heard two real property items: a new CHFS lease in Wayne County and a Transportation Cabinet lease modification in Christian County. The Wayne County lease drew the most discussion, with members questioning the high per-square-foot cost and whether another county location could be used; CHFS said it maintains offices in every county seat, this lease would replace an existing 1977 office, and the new construction was negotiated down from a higher initial bid. The Christian County item was described as a replacement site for driver licensing space, with renovation costs partly absorbed by the lessor and the remainder amortized over the lease term.
MN
Transcript Highlights:
- <00:01:52.280>
in exempts supplies and materials used in exempts supplies and materials used - more as they increase their use more as they increase their use restrictive<00:03:40.720>
lawn - advantages of new building it gives us advantages of new building it gives us one<00:32:39.679><
- We don't see us doing that.
- We don't see us doing that.
CA
California 2025-2026 Regular Session
Senate Budget and Fiscal Review Subcommittee No. 4 on State Administration and General Government Apr 30th, 2026
Transcript Highlights:
- The Legislature is a wonderful body that has given us many bills before us to kind of lead us down the
- The legislature is a wonderful body that has given us many bills before us to kind of lead us down the
- path toward this. wonderful body that has given us many bills before us to kind of like lead us down
- And if it's inflation, then bring us an influx, bring us an inflation proposal.
- We rely on you to protect us from the unfair policies that come at us from these kinds of things.
NM
New Mexico 2025 Regular Session
IC - Courts, Corrections and Justice Nov 7th, 2025
Courts, Corrections & Justice Committee
Transcript Highlights:
- People here make us special. I love the sunshine here; that makes us special.
- You give us too much credit.
- And if the Medical Society does anything, that is useful information for us.
- Use that data."
- I'm using your own report. I'm not impeaching the data, Senator. I'm using the data.
AR
Arkansas 2026 1st Special Session
INSURANCE & COMMERCE - SENATE AND HOUSE Feb 13th, 2026
Transcript Highlights:
- When I use my debit card or credit card, is the tap function more secure than using the chip function
- Benda, for visiting with us.
- And we would also encourage you not to use your email address or the password that you use for any other
- That they used in the scam.
- We carry cyber insurance, so if somebody were to actually hack into us and cause us an issue, we have
Summary:
A joint House-Senate Insurance and Commerce meeting focused on the growing threat of financial fraud in Arkansas, with members hearing from bankers, regulators, law enforcement, AARP, and mortgage and insurance industry representatives. Witnesses described a wide range of scams, including spoofed bank calls and texts, fake websites and social media impersonation, romance and investment scams, business email compromise, gift card fraud, check fraud, wire fraud, reverse mortgage scams, and crypto kiosk schemes. Several speakers emphasized that fraud is increasingly organized, technology-driven, and amplified by artificial intelligence, and that seniors are disproportionately targeted and often suffer the largest losses.
Testimony highlighted both prevention and recovery efforts. Bankers said institutions spend heavily on training, customer education, and fraud detection, but often cannot stop losses once customers have been convinced to authorize transfers. The Attorney General’s office described its Consumer Protection Division, a new Financial Fraud Task Force, and examples of recovering funds quickly from crypto kiosk and wire fraud cases. The State Bank Department and Securities Department said Arkansas’s 2025 crypto ATM legislation and related education requirements have helped, and they urged continued public education. The Insurance Department reported major insurance-fraud trends, including fake insurance cards, forged policies, premium-finance schemes, and staged auto accidents, and said it prosecutes these cases aggressively.
Members asked about reporting scams, the security of tap payments, how fraud losses are tracked, the role of crypto kiosks, and whether Arkansas should pursue model legislation or stronger action against telecom and social media companies. Witnesses said tap payments are generally safer than chip or swipe, that crypto transfers are often unrecoverable, and that spoofed caller ID and impersonation ads remain major problems. Paul Benda of the American Bankers Association urged state and federal action against telecom and social media platforms and supported national scam legislation. No new bills were voted on at the meeting, but members approved the November 3, 2025 minutes and several witnesses offered to share model legislation, consumer education materials, and state-by-state fraud data with the committee.