Video & Transcript Research : 'wind damage'

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TX
Transcript Highlights:
  • Consumers also may want to purchase a damage waiver, which is offered by rental car companies to protect
  • renters from financial liability in the event of damage to the vehicle.
  • The tax code allows rentals up to 180 days, but the collision damage waiver statute in the Business and
  • waiver for the rental during that period, and ensure persons receive a pro rata refund for the damage
  • Although it's simple for our customers who desire the protections of a Collision Damage Waiver for longer
KY
Transcript Highlights:
  • and repair costs associated with damages and repair costs associated with the<00:04:54.960> claim
  • And mostly with storm damage, people come in and catch people in a position where there's a tree down
  • And mostly with storm damage, people come in and catch people in a position where there's a tree down
  • And mostly with storm damage, people come in and catch people in a position where there's a tree down
  • And mostly with storm damage, people come in and catch people in a position where there's a tree down
Summary: The committee met with a quorum and first took up Senate Bill 24, a measure aimed at combating property and casualty insurance fraud. Senator Girdler and witnesses from the Insurance Institute of Kentucky and the National Insurance Crime Bureau said the bill would expand the definition of a fraudulent insurance act to cover statements that misrepresent the scope of property damage or repair costs, with the goal of addressing inflated storm-damage claims and out-of-state bad actors. Members discussed whether existing prosecutors were already handling these cases, the role of Commonwealth’s attorneys versus the Attorney General, and the need to keep the bill narrowly tailored to criminal intent rather than negligence or ordinary disputes over value. The committee substitute was adopted, the bill received favorable expression, and a title amendment was also adopted. The committee then heard Senate Bill 18, which would address a shortage of insurance options for automobile dealers by allowing nonadmitted carriers to provide garage liability coverage in Kentucky. Testimony from an insurance agent and a legislative agent for Big I Kentucky described a shrinking market in which some small dealers cannot find coverage at all, risking closure. Members asked about the meaning of garage liability, consumer protections, solvency concerns, and whether more competition could lower prices; witnesses said surplus lines carriers already operate in Kentucky, agents play an important vetting role, and errors-and-omissions coverage would apply to the agent. The bill was supported as a way to preserve dealer businesses and expand coverage options, and it passed the committee with favorable expression after roll call.
NH

New Hampshire 2025 Regular Session

House Science, Technology and Energy (01/14/2025)

Science, Technology and Energy

Transcript Highlights:
  • <02:36:25.120> to would be loss of life or damage to would be loss of life or damage to infrastructure
  • infrastructure or damage to any infrastructure or damage to any properties<02:36:27.720> Downstream
  • I used wind as an example; they're doing the same thing with battery storage.
  • So maybe the surplus offshore wind, as one example, could be used for that purpose.
  • So maybe the surplus offshore wind, as one example, could be used for that purpose.
Keywords: 1189, house, all
MN

Minnesota 2025-2026 Regular Session

House Energy Finance and Policy Committee 4/3/25

Energy Finance and Policy

Transcript Highlights:
  • right now are actually wind and solar. right now are actually wind and solar.
  • positive such as wind. It has its place. positive such as wind. It has its place.
  • <00:54:47.040> wind boundary of one mile between wind wind boundary of one mile between wind
  • Um but wind is and on and on.
  • expertise to deal with a wind project. expertise to deal with a wind project.
Keywords: 1183, house
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Telecommunications, Utilities and Energy Jun 21st, 2026 at 01:00 pm

Joint Committee on Telecommunications, Utilities and Energy

Transcript Highlights:
  • That's because offshore wind has fixed-price contracts, where offshore wind projects are contracted under
  • That would have been true at 1,500 megawatts, so that's essentially Vineyard Wind plus Revolution Wind
  • offshore wind development by doubling the state’s offshore wind energy capacity target from 5,600 megawatts
  • offshore wind development by doubling the state's offshore wind energy capacity target from 5,600 megawatts
  • Wind and solar are essential, Wind and solar are essential, yet they are intermittent.
Keywords: 995, all
Summary: The committee heard testimony on a wide range of energy bills, with much of the discussion focused on offshore wind, battery storage, solar, nuclear study proposals, and a bill to redefine clean energy. Several Barnstable-area legislators and witnesses raised concerns about offshore wind transmission infrastructure near neighborhoods, beaches, and drinking water supplies, and supported bills to create a special commission and increase local input and oversight. In contrast, environmental, consumer, labor, and clean energy groups strongly backed offshore wind expansion bills, arguing that offshore wind lowers long-term costs, improves winter reliability, reduces fossil fuel dependence, supports jobs and local supply chains, and should include wildlife protections, labor standards, and community benefits. Some witnesses and committee members noted that parts of the offshore wind legislation overlap with the Governor’s energy affordability bill, and asked for clarification on which provisions were new versus duplicative. The committee also heard testimony on battery storage and solar legislation. Two student witnesses and several industry representatives supported a bill to study grid battery storage, saying storage can reduce outages, lower peak prices, and improve grid resilience during extreme weather. Witnesses from solar and storage companies supported a broader clean energy transition bill that would expand storage procurement, create a retail-style storage program for distributed batteries, set a 10-gigawatt solar target by 2035, and streamline siting and interconnection. Committee members pressed witnesses on whether these provisions were already included in the Governor’s affordability bill and asked for a section-by-section breakdown of what was new. One witness also urged allowing developers to bond interconnection payments to reduce financing costs. Another major topic was a bill defining clean energy, especially whether existing pumped-storage hydropower should qualify for subsidies or be excluded. Supporters of the bill argued that existing pumped storage should not receive additional ratepayer subsidies because it is already built, can have environmental impacts on rivers and ecosystems, and could cost ratepayers hundreds of millions of dollars. Opponents said pumped storage is an important reliability resource and should remain eligible. The committee also heard testimony on nuclear-energy study bills: some witnesses supported creating a commission to examine nuclear power as a reliable, carbon-free option, while others opposed nuclear study bills and argued that nuclear is costly, unsafe, and inconsistent with the state’s clean energy goals. No votes were taken during the hearing.
FL

Florida 2025 Regular Session

December 9, 2025 - 03:00 PM

Transcript Highlights:
  • And one of these applications is crop damage assessment.
  • And the next question is, after Hurricane Helene, I would like to know the crop damage assessment, and
  • If the storm predictions, if the rain predictions, if the wind predictions, if the wind predictions,.
  • You can ask, what if our predictions for the storm or for the rain or for the wind is higher than it
  • Is it a fast-moving, wind-based event? Is it a slower-moving, water-heavy event?
Summary: The Natural Resources and Disaster Subcommittee met to discuss the use of artificial intelligence in emergency management and related public-safety applications. The panel included the Florida Division of Emergency Management, the University of Florida, and Florida International University. FDEM described current uses of AI for invoice anomaly detection, automated situation report drafting, and data synthesis in WebEOC, emphasizing that AI is used to speed analysis and improve efficiency but not to replace human decision-making. The agency also said counties retain access through backup communications such as Starlink and generators, and that WebEOC provides shared visibility, archived documentation, and a common operating picture across all 67 counties. University of Florida representatives highlighted Beacon, an AI-enabled public safety audio service developed with FDEM and public media partners to distribute official alerts across multiple platforms, including mobile devices and digital streams. UF IFAS described a geospatial AI “Gaia bot” that turns satellite data into natural-language answers and maps for crop damage assessment and flood-risk mapping, with a focus on making complex Earth-observation data more accessible to growers and policymakers. FIU presented AI models that predict water levels and flood mitigation settings much faster than traditional simulation tools, with comparable or better accuracy, and said the work includes explainability features and broader research on compound flooding. Members asked extensive questions about storm surge, hallucinations, whether generative AI or large language models were being used, data vetting, and hardware needs. The witnesses repeatedly stressed that their systems are not autonomous, that human review remains central, and that the models used are primarily data-driven predictive tools rather than chatbot-style generative AI. The meeting ended with thanks to the panelists and an announcement that the committee’s policy chief was leaving for another position. Representative Mooney then moved that the committee rise, and the meeting adjourned.
CA
Transcript Highlights:
  • Only hurricane-force winds and our survival instincts.
  • There was hurricane-force winds.
  • Some properties in Los Angeles also had wind damage that may not have been affected by a wildfire, so
  • So that would also be covered if an applicant were to make a claim to FEMA for damages.
  • Like, my house was not damaged. My house is gone. Everything is gone.
Summary: The committee heard a broad public safety budget hearing focused on youth justice funding, probation incentive grants, and disaster response and recovery. On the youth justice item, the Office of Youth and Community Restoration described a proposed change to the JJRBG funding formula that would shift resources away from a DJJ-based measure and toward county youth population, serious offenses, and step-down placements in less restrictive programs. Members asked about data on Native American youth; OYCR said statewide data are limited, but its SYTF data show about 1% of youth in secure youth treatment facilities were Native in 2024. The Department of Finance had no objections, and the item was discussed as a way to support alternatives to long-term incarceration. The committee then reviewed the community corrections performance incentive program for county probation departments. The Department of Finance proposed stabilizing the program with a maintenance payment, updating the performance baseline, and adding a growth factor; the LAO agreed the formula needed changes but recommended using 2022-23 data instead of 2021-23, using marginal rather than average cost assumptions, rejecting the growth payment and minimum guarantee, and adding stronger oversight through the BSCC. Finance said it was open to some technical changes but opposed a new BSCC audit framework, noting Judicial Council already surveys probation departments and that evidence-based practice use has increased over time. Members and staff indicated the proposal still needed further work. A major portion of the hearing focused on the January 2025 Southern California wildfires and state disaster response. A resident of Altadena gave emotional testimony about evacuation failures, loss of home, and the need for accountability. LAO and Cal OES outlined the disaster response and recovery system, including mutual aid, alert and warning, debris removal, FEMA and state funding streams, and the long timeline for reimbursement. Cal OES said it had pre-positioned resources, temporarily took over the county’s wireless emergency alert function for about three weeks, coordinated debris removal and recovery operations, and had already allocated more than $286 million in state funds. Officials also discussed the 100% federal cost share for emergency work for 180 days and the uncertainty created by changing federal processes and the cancellation of the BRIC resilience program. The committee also heard two smaller Cal OES items: a request to reappropriate about $22 million for the law enforcement mutual aid reimbursement program, which the LAO said should be placed in statute with clearer goals and reporting, and an update on Victims of Crime Act funding, where Cal OES said federal VOCA allocations have fallen sharply and that roughly $224 million would be needed to maintain current service levels if federal funding does not improve. Public comment included a request for funding to expand datacasting and emergency alert receivers for wildfire and earthquake warning.
US
Transcript Highlights:
  • We'll finally have the leadership they need to reverse the damage done by the Biden administration and
  • However, I was concerned to hear his belief that wind and solar energy represent unreliable energy sources
  • Unfortunately, in the last couple of days, it appears that "all of the above" doesn't include wind and
  • Anybody who thinks wind power doesn't produce real electricity, I would invite them to go to a project
  • To put their tongue on the bus bar of a wind turbine to see whether it's real energy.
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Environment and Natural Resources Jun 21st, 2026 at 01:00 pm

Joint Committee on Environment and Natural Resources

Transcript Highlights:
  • And this is where the damage is being felt.
  • We sustained damage to roads, sidewalks, dams.
  • So the damage was real.
  • in the atmosphere and will be doing damage for decades to come.
  • The damage has been done and it's continuing.
Keywords: 995, all
Summary: The committee hearing focused on a broad set of climate, energy, and environmental justice proposals. Early testimony strongly supported the Climate Change Superfund or “Polluter Pays” bill (H.1014/S.58), which would assess the largest fossil fuel emitters for a one-time fee based on historic emissions to fund climate adaptation. Sponsors argued the bill is modeled on Superfund cleanup principles, would target only the largest multinational polluters, would not be passed on to consumers, and would direct a significant share of funds to environmental justice communities. Committee members asked about the number of companies covered, consumer impacts, and whether the bill would address other forms of environmental destruction; sponsors said it was limited to major fossil fuel companies with a Massachusetts footprint and did not cover other pollution sources. The committee also heard testimony on a fusion energy compact proposal (S.673) that would direct the administration to develop a framework for a New England regional compact to accelerate fusion research, workforce development, and supply-chain growth. Supporters from MIT and the Association of Independent Colleges and Universities said fusion could become a major clean-energy and economic opportunity, but acknowledged the technology is not yet commercially viable and still has unresolved technical, cost, and waste-management questions. Members pressed on environmental impacts, siting, waste, costs, and whether the bill would create a compact or only a framework; sponsors said it would only create the framework and that the administration would need to negotiate with other states. Another major topic was a pilot program for nature-based climate solutions (H.971/S.??), backed by legislators, Boston Harbor Now, and UMass Boston’s Stone Living Lab. Witnesses said the bill would help speed permits for research and demonstration projects such as living shorelines, marsh restoration, and hybrid “green-to-gray” flood protections, while maintaining safeguards and protecting Indigenous and historic resources. Committee members asked how the proposal would interact with other permitting reforms and whether it could conflict with housing or wetland-related streamlining; supporters said it was complementary and aimed at making projects faster, more affordable, and more data-driven. The hearing also covered climate-safe buildings and climate adaptation funding bills. Supporters of H.1004/S.583 said current building codes do not adequately account for future flooding, heat, and wind, and the bill would add climate expertise to the building board, allow stretch resilience codes, expand floodplain standards, and create a retrofit program. Related testimony backed H.938/S.572, which would create a dedicated climate and community resilience fund financed by a small fee on property insurance premiums; advocates said it would provide stable long-term revenue for adaptation, especially in environmental justice communities, and help replace unreliable federal funding. One witness from CLF supported the climate-safe buildings and funding bills but opposed S.560/H.939 as too broad. The committee also heard testimony on airport air-quality legislation (H.997) calling for more monitoring and mitigation of ultra-fine particulate pollution around Logan Airport and Massport communities. No votes were taken during the hearing.
TX

Texas 89th 2nd C.S.

Insurance Mar 5th, 2025

Insurance

Transcript Highlights:
  • Third, the frequency and severity of claims is up, especially for wind and hail damage.
  • , we don't have the, the hurricanes and the high water levels and stuff that you have, but we have wind
  • and hail damage.
  • least one private market company actively riding Wind and Hill on the coast.
  • It's only wind and hail, right?
HI

Hawaii 2025 Regular Session

JDC-AEN Informational Briefing 11-03-2025

Hawaii Senate Floor Meeting

Transcript Highlights:
  • <00:47:52.960> meant<00:47:53.280> to damages which are just damages meant to damages
  • >> Uh, punitive damages are damages that are meant to punish.
  • >> Uh, punitive damages are damages that are meant to punish.
  • >> Uh, punitive damages are damages that are meant to punish.
  • >> Uh, punitive damages are damages that are meant to punish.
Keywords: 912, senate, all
Summary: The Judiciary and Agriculture and Environment committees held an informational briefing on how recent federal policy changes, funding delays, cancellations, and layoffs are affecting Hawaii’s climate mitigation and adaptation efforts, and on the legality of some of those federal actions. Chair Carl Rhodes and Chair Mike Gabbard opened the meeting by framing it as part of an interim series on the rule of law and Hawaii’s response to federal actions. They noted there would be no public testimony, only invited presenters, and that questions would be held until the end. No votes or formal committee actions were taken. State climate change coordinator Leah Laramie described broad impacts from federal actions, including grant cancellations, litigation over terminated funding, staff cuts at NOAA and EPA, and the effect of the federal tax and spending law she said would raise energy costs, reduce grid reliability, and threaten renewable energy and transportation projects. She highlighted the loss or expiration of incentives for EVs and other clean-energy technologies, the termination of the Solar for All program and other rescissions, and the risk to major Hawaii projects such as Carbon Smart Commodities and other energy and land conservation programs. She also said the state’s attorneys general had taken numerous climate-related legal actions, including suits challenging federal cuts and the oil companies’ role in the climate crisis. Retired Justice Michael Wilson focused on the rule of law and climate justice, arguing that Hawaii is on the front line of climate change and that fossil fuel companies pose the greatest long-term threat. He said the state lacks a comprehensive climate protection plan despite the urgency of the crisis, cited UN and scientific warnings about a limited time horizon and severe warming, and pointed to projected local harms such as sea-level rise, beach loss, infrastructure damage, and major economic losses in Waikiki. His remarks emphasized the need for stronger planning and legal accountability, especially in light of federal rollbacks and the influence of fossil fuel interests.
FL

Florida 2025 Regular Session

Regulated Industries Mar 25th, 2025

Transcript Highlights:
  • It's the it's the tracks that actually create the issue for wind-driven rain.
  • And it is one of the costliest and most frequent claims in condor damages.
  • And so this is a cost-effective way to protect a lot of damage. It can do so.
  • for 4 storms for storm damage inside the building.
  • But the big issue for the priest or condos inland is water damage and mold.
Keywords: 999, senate, all
TX

Texas 89th Regular

State Affairs Mar 12th, 2025

State Affairs

Transcript Highlights:
  • I'm fond of have a wind problem in the Texas Panhandle.
  • I was flying into Austin and we couldn't land because the wind was so bad.
  • The winds up there, we can't do anything about them except stop the ignition.
  • We do not have a wind problem in Texas Panhandle.
  • Parts of Texas are experiencing. near record heat and increased wind speeds.
NM

New Mexico 2025 Regular Session

House - Government, Elections And Indian Affairs Feb 3rd, 2025

House Government, Elections & Indian Affairs

Transcript Highlights:
  • We have experience of having a wind farm killed by litigation in Montana.
  • Interwest is a renewable trade association representing 40 of the world's largest wind, solar, storage
  • , with somebody suing the county, would get injunctive relief and not monetary damages.
  • It is not a way for people to get monetary damages.
  • On private land in New Mexico, the damages that they've inflicted would cost $8.4 billion.
MN

Minnesota 2025-2026 Regular Session

Task Force on Homeowners and Commercial Property Insurance 9/10/25

Minnesota House Floor Meeting

Transcript Highlights:
  • and wind driven rain.
  • And and uh, wind and wind driven rain.
  • Wind is wind.
  • I have some who have not repaired damage and they have open damage.
  • and they have have not repaired damage and they have open<00:53:28.559> damage.
Keywords: 919, house, all
Summary: The task force held its first meeting on the insurance affordability crisis affecting single-family housing, common interest communities, and multifamily rental housing. Members and staff introduced themselves, including representatives from insurers, the Department of Commerce, housing advocates, affordable housing developers, and HOA/community association interests. Representative Steve Elkins was elected chair by roll call vote with 10 members in favor, after discussion that the Senate appointee’s formal appointment had not yet arrived; the group noted the intent to later move to co-chair leadership once that appointment is finalized. Staff reviewed the task force’s enabling statute and open meeting law requirements. The task force is charged with studying homeowners and commercial property insurance, property resilience and risk mitigation, liability laws and possible tort reform, notice and oversight issues, public reporting, and the state-supported insurance program, including possible expansion to a catastrophic reinsurance fund or self-insured pool. The final report is due February 15 and will go to the commissioners of commerce, housing finance, and employment and economic development, as well as relevant legislative committees. Members were also briefed on meeting logistics, a draft charter to be voted on at the second meeting, a resource page for shared materials, and the schedule of future meetings. The Department of Commerce then gave an overview of Minnesota’s property and casualty insurance market. Commerce described its regulatory role, the state’s competitiveness test, and how homeowners insurance is often filed under a “file and use” process rather than prior approval. The presentation emphasized that homeowners coverage has been under pressure for years: insurers have lost money in many recent years, premiums have risen, some consumers are taking on more risk through higher deductibles or reduced coverage, and some are moving into the surplus market. Commerce also highlighted the impact of severe weather losses, the growth in premiums since 2014, and gaps in oversight for homeowners associations and related policies. The meeting then shifted to brainstorming the problems the task force should address. Early discussion focused on climate and construction-related resilience, including hail and wind-driven rain damage, discontinued building materials, and whether stronger materials are reflected in insurance pricing. Members also raised the need to study programs like Alabama’s fortified roof model and Minnesota’s own Strengthen Minnesota Homes effort, along with questions about whether the construction industry is prepared to support broader resilience measures. No additional votes were taken during the discussion segment.
MN

Minnesota 2025-2026 Regular Session

Committee on Labor - 03/05/26

Labor

Transcript Highlights:
  • In 2018, our school was struck by an EF1 tornado and we sustained some minor damage.
  • In 2018, our school was struck by an EF1 tornado and we sustained some minor damage.
  • and flood damage or possible collapse from tornadoes or hurricanes.
  • /c><00:43:05.160> uh<00:43:05.320> possible<00:43:06.120> uh wind and flood damage
  • or uh possible uh wind and flood damage or uh possible uh collapse<00:43:06.760> from<00:43:06.920
Keywords: 1187, senate, all
MN

Minnesota 2025-2026 Regular Session

House Higher Education Finance and Policy Committee 3/3/26

Higher Education Finance and Policy

Transcript Highlights:
  • ,<00:10:24.320> sustained wide with the highest winds, sustained wide with the highest winds
  • :10:43.680> buildings extensive damage to roofs, buildings extensive damage to roofs, buildings
  • There was substantial damage to windows. There was substantial damage to athletic facilities.
  • Let me take just a moment here to show a video that captures the damage.
  • the scale and nature of the damage the scale and nature of the damage to<00:12:07.360> our
Keywords: 1183, house
Summary: The committee opened with quorum and decorum reminders, then approved the minutes from February 26, 2026. Members briefly set aside a planned follow-up on GO students from Minnesota State after being told the questions had been fully answered, and moved on to Bemidji State University and Northwest Technical College’s storm damage presentation. Bemidji State President John Hoffman and facilities staff described the June 21 derecho that hit Bemidji, causing widespread roof, window, tree, and infrastructure damage across both campuses and the surrounding community. Hoffman said the institutions were already recovering from pandemic-era enrollment and budget losses, but had improved new student enrollment, retention, fundraising, and deficits before the storm. He emphasized that the campuses were well insured, but that restoring the tree canopy and campus character would take far longer than repairing buildings. Facilities worker Brent Steinmets gave a personal account of the storm response and cleanup, describing days of chainsaw work, debris removal, window repairs, and stump grinding, and noting that many employees were also dealing with damage at their own homes. Members asked what kind of funding request was being made, and Hoffman said Chair Duran was preparing a bill tied to the storm damage and reforestation needs, while alumni had already raised more than $80,000 through a “Replanting Our Roots” campaign. He said the institutions had spent about $50,000 in deductible costs and another $25,000 in unreimbursable overtime, and had hired a landscape architect to plan reforestation. Members also asked about enrollment growth and staffing reductions; Hoffman said overall enrollment was up a little more than 2% since fall 2022, new student enrollment had risen 17%, NTC headcount was up 75%, and the campuses had reduced about 30% of instructional faculty and close to 30% of overall employees while reorganizing programs and administration. Discussion also focused on preserving liberal arts and applied liberal arts offerings, with Hoffman saying the institutions were emphasizing critical thinking, communication, citizenship, interdisciplinarity, and human intelligence alongside workforce training. No vote was taken on the storm-related funding proposal during the meeting.
MN

Minnesota 2025 1st Special Session

Task Force on Homeowners and Commercial Property Insurance 10/1/25

Minnesota House Floor Meeting

Transcript Highlights:
  • , events causing uh more severe damage, events causing uh more severe damage, over<00:25:44.640><
  • ,<00:38:56.720> non-economic<00:38:57.599> damages, economic damages, non-economic
  • damages, economic damages, non-economic damages, and<00:38:58.320> the<00:38:58.480> awarding
  • hurricane damage hurricane damage >> and<01:04:19.039> um<01:04:19.359> might
  • humidity and uh hurricane force winds humidity and uh hurricane force winds might<01:04:36.319><
Keywords: 1183, house