Video & Transcript Research : 'consumer lending'

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NV
Transcript Highlights:
  • It's not impossible for responsible wholesalers, retailers, and consumers to know which products can
  • In addition to protecting consumers, the directory would facilitate an equal playing field for all distributors
  • states, this bill includes a tax raise on vapor products in Section 6 that will be passed along to consumers
  • have a safe, regulated industry, which ensures products are properly labeled, marketed to adult consumers
  • bill that will benefit Altria, Juul, and RJ Reynolds to the detriment of small businesses and adult consumers
HI

Hawaii 2026 Regular Session

JDC Public Hearing 03-03-2026

Judiciary

Transcript Highlights:
  • 421C may include multi-stakeholder cooperatives, producer cooperatives, worker cooperatives, and consumer
  • 421C may include multi-stakeholder cooperatives, producer cooperatives, worker cooperatives, and consumer
  • 39.880> and cooperatives, worker cooperatives, and cooperatives, worker cooperatives, and consumer
  • consumer cooperatives. consumer cooperatives.
Summary: The Judiciary Committee met in decision-making only session and took up a long list of Senate bills, mostly advancing them with either no amendments or committee amendments. Early measures included SB 888, which bars smart household security device operators from sharing user data with law enforcement without consent or a warrant, and SB 2479, which allows certain defendants to seek reduced sentences based on family violence, dating violence, or child abuse history; both were adopted, with SB 2479 amended for technical and procedural changes. The committee also adopted SB 2489 on invasive species provisions in Department of Agriculture and Biosecurity leases, SB 2519 on Law Enforcement Standards Board deadlines, SB 2521 and SB 2527 on CDL-related exemptions and training/policies for emergency personnel, and SB 2575 on firearm-related mandatory minimum penalties, which was amended to clarify scope and set a far-future effective date. Several transportation and public safety bills were also approved. SB 2591 created a Waikiki refuse-collection pilot program; SB 2611 expanded criminal trespass rules for school premises to weekends and holidays, though one member raised concerns about use of school property as a park; SB 2665 required driver-license renewal applicants with recent citations to complete a road-safety course, later narrowed to moving violations only; SB 2667 restricted towing vehicles from far-left lanes; SB 2695 clarified crosswalk duties; SB 2697 prohibited driving on shoulders except in limited cases; and SB 2812 required driver testing on dangers posed by larger vehicles, with court-ordered timing for re-examination. Most of these measures passed unanimously or with one or more members recording no votes or reservations, but they were still adopted. The committee also advanced SB 2713 on restricting certain pesticide use near elderly care facilities, SB 2730 on warrantless arrest and detention factors for petty misdemeanors and violations, SB 2765 on condominium foreclosure rental income, SB 2795 on flag display rights in housing associations with health and safety carve-outs, SB 2797 on gift card fraud, SB 2806 on real estate listing restrictions, SB 2818 on boating and ocean recreation penalties, SB 2835 on liquor licensing and education funding, SB 2849 on public meeting notice requirements, SB 2851 on a deafness designation for vehicle registration, SB 2896 lowering the commercial driving age to 18, SB 2922 on cooperative association definitions, SB 2970 on state contracting conflicts involving relatives, SB 2972 on temporary Oahu spearing restrictions for certain fish, and SB 2973 on banning jug-line fishing. A few bills drew objections over breadth or penalties, especially the boating and fishing measures, but the committee still adopted the recommendations. SB 2751 on workers’ compensation prescription drug rules was deferred indefinitely, and the meeting ended with the chair noting upcoming joint and committee meetings for the next day.
OK

Oklahoma 2026 Regular Session

Banking, Financial Services and Pensions Feb 10th, 2026 at 03:00 pm

Banking, Financial Services and Pensions

Transcript Highlights:
  • about their website and some of their mission statement: harness economic power that can strengthen consumers
  • businesses, and the marketplace to create a socially just and environmentally sustainable Society: consumers
TX

Texas 89th Regular

Insurance Apr 9th, 2025

Insurance

Transcript Highlights:
  • Would this, generally speaking, overall, lower rates for consumers, raise rates for consumers, or would
  • As a result of the use of scores, higher risk consumers pay higher premiums." ...and lower risk consumers
  • Does it go into the pocket of that consumer?
  • it can hurt the consumer, right?
  • This is a consumer choice. If you take this away, consumers will not have the option to have this.
TX

Texas 89th Regular

Insurance Apr 9th, 2025

Insurance

Transcript Highlights:
  • As to trying to protect the consumer a little bit more in the use of these credit scores.
  • So the better informed and the better equipped that consumers are to understand this...
  • Not all consumers are going to, you know, not all consumers care.
  • Fair and equitable rates for these consumers. I'll be glad to address any questions.
  • But they did find that it was only a $900,000 cost shift from consumers.
TX

Texas 89th Regular

Judiciary & Civil Jurisprudence Apr 2nd, 2025

Judiciary & Civil Jurisprudence

Transcript Highlights:
  • something that might cause your property tax bill to be less, but then your valuation goes way up and it consumes
  • hold as true no matter what anybody says. because of literally how we were raised, what things we consumed
  • Dutton if that wasn't clear enough. but I think it should be more reader-friendly for the public to consume
TX

Texas 89th Regular

Judiciary & Civil Jurisprudence Apr 2nd, 2025

Judiciary & Civil Jurisprudence

Transcript Highlights:
  • They actively... advertise their products through sophisticated multimedia campaigns, targeting consumers
  • This liability exemption undermines consumer individuals with limited recourse, relying solely on the
  • I urge you to support this bill to protect consumers, promote transparency, and promote transparency,
  • on many. issues, our overarching lens on most public policy is determining what is best for the consumer
  • We appreciate Chairman Anchia's dedication to fighting fraud and creating strong consumer protections
AZ

Arizona 2026 Regular Session

03/11/2026 - Senate Judiciary and Elections

Judiciary and Elections

Transcript Highlights:
  • Attorney General to liability for damages to an injured party if the AG has filed a public nuisance or consumer
  • Attorney General to liability for damages to an injured party if the AG has filed a public nuisance or consumer
MN

Minnesota 2025-2026 Regular Session

House Commerce Finance and Policy Committee 2/24/26

Commerce Finance and Policy

Transcript Highlights:
  • consumer protection bill. consumer protection bill.
  • which directly addresses the consumer which directly addresses the consumer protection<00:18:47.280
  • Thank you very much for your consideration. the very consumers that it seeks to the very consumers that
  • just say this is a good consumer just say this is a good consumer protection<01:38:20.880> bill
  • <01:44:09.440> relies payoff statement and a consumer relies payoff statement and a consumer
Bills: SF1750, HF704, HF3479
MN

Minnesota 2025-2026 Regular Session

House Taxes Committee 3/11/25

Taxes

Transcript Highlights:
  • In that time, the value of property and homesteads has increased greatly according to the Consumer Price
  • 01:14:04.920> according<01:14:05.239> to<01:14:05.400> the<01:14:05.560> Consumer
  • <01:14:06.040> Price greatly according to the Consumer Price greatly according to the Consumer
TX

Texas 89th Regular

Judiciary & Civil Jurisprudence Apr 16th, 2025

Judiciary & Civil Jurisprudence

Transcript Highlights:
  • Texans reported over 135,000 cases in 2020, resulting in nearly 900 million in losses to consumers.
  • General in these consumer protection cases. All right, see where's the scope?
  • northern attorneys general do and just start targeting businesses they don't like and suing them for consumer
  • In a consumer protection public enforcement action, when our office investigates one of these cases and
  • we talk with consumers, we find that for the most part, they're happy to help without asking anything
TX

Texas 89th Regular

Business and Commerce May 20th, 2025

Business & Commerce

Transcript Highlights:
  • This statute allowed the PUC to represent Texas and its electric consumers in matters before entities
  • In the interest of increasing efficiency and enhancing consumer protection, ensuring consumers throughout
  • Consumer protections like the three-day right to cancel are crucial for consumers, including older adults
  • If HB 3466 becomes law, consumers who enter into a service contract with one of the 500-plus exempted
  • If HB 3466 becomes law, consumers who enter into a service contract with one of the 500-plus exempted
Summary: The committee took up several pending business items and reported a series of House bills out of committee, including HB 2467, HB 2468, HB 2518, HB 4310, HB 4386, HB 4490, HB 5323, and HB 149. Most of these were advanced on committee substitute motions and sent to the local and uncontested calendar or reported favorably to the full Senate. HB 2467 drew one nay vote, while the others were approved without opposition. HB 4310 and HB 4386 were described as committee-substitute versions with changes narrowing disclosure requirements and preserving attorney-client privilege in certain circumstances. A major portion of the meeting focused on HB 149, an AI governance bill. The substitute was explained as addressing biometric identifier capture and storage, exempting certain AI uses for security and fraud prevention, clarifying definitions, restricting AI systems that simulate explicit child sexual content, adjusting Attorney General investigative authority, refining sandbox program waivers, reducing Texas AI Council powers and membership, and adding DIR coordination provisions. The committee adopted the substitute and reported the bill favorably. The committee then heard extensive testimony on HB 1500, the DIR sunset bill. The author said the bill would continue DIR for 12 years, restructure its board, update advisory committees, require regular cybersecurity assessments and penetration testing for state agencies, improve IT procurement training, and transfer the e-grants program to the Comptroller. A Texas 2036 witness supported the bill as a way to strengthen governance, procurement, and cybersecurity. Members asked detailed questions about the bill’s structure and then left HB 1500 pending. The committee also heard a lengthy presentation on HB 150, which would create the Texas Cyber Command as a component of the University of Texas System, administratively attached to UTSA and located in San Antonio. The author argued the command would centralize cyber threat intelligence, incident response, and digital forensics, and would be able to support state and local entities, with optional services for local governments. Members raised concerns about university mission drift, governance, security, chain of command, procurement authority, gifts and donations, and civil liberties implications of proactive cyber monitoring. Witnesses from UTSA/NSCC and SecurityScorecard testified in support, emphasizing the security of the downtown San Antonio facility, the existing cyber ecosystem there, and the need for a dedicated cyber capability. The bill remained under discussion with no final committee action announced in the excerpt.