Video & Transcript : 'liability insurance' :

Page 129 of 500
WA
Transcript Highlights:
  • Senator Dhingra, your bill on addressing the tort liability issue passed the Senate.
  • Senator Dhingra, your bill on addressing the tort liability issue passed the Senate.
  • if you have a sense about what it would do to address the underlying issue of the expanding tort liability
  • But we are an outlier when it comes to the level of exposure we have for liability issues.
  • Them health insurance that they pitch in and pay for that employee to have access to the medical care
Summary: Senate and House Democratic leaders said they were pleased with progress before cutoff, highlighting work on immigration/federal-overreach protections and affordability measures. They cited bills such as restrictions on ICE activity in private spaces, employer notice requirements for ICE worksite actions, housing expansion in commercial and mixed-use zones, limits on medical debt interest, senior property tax relief, grocery-store covenant restrictions, preventive health care access, energy relief for low-income households, and the proposed millionaire’s tax, which they said would support tax credits and long-term fiscal sustainability. They also noted strong bipartisan movement on many bills and said they were now focused on processing House bills in the Senate and vice versa. Several stalled or controversial measures were discussed. Leaders said the JR bill did not advance in the House because it lacked votes, though support had grown and stakeholder engagement continued. Child welfare and controlled-substance/endangerment bills were described as still under discussion, with lawmakers saying there were differing views on the best way to protect children and that some proposals were paused for further work. The Senate-side transmission and cultural resources package also ran into procedural and timing problems, with one bill ultimately not moving after a request for a full reading delayed the plan. The governor’s comments on the millionaire’s tax and the updated revenue forecast were a major topic. Democrats said they welcomed the governor’s tax ideas, were aiming to balance meaningful tax relief with a sustainable budget, and saw the forecast as providing some breathing room and more reserve capacity, though much of the new revenue would be absorbed by caseload growth and maintenance costs. They also discussed a proposed employer assessment tied to Medicaid-funded health coverage, saying it was intended to address federal cuts and shifting costs, while acknowledging concerns from employers and nonprofits. Other items included the tort-liability/survivor claims bill, which leaders said would preserve jury trials and damages while creating a claims process, the 0.05 BAC impaired-driving bill, and a pension-related proposal to terminate and restate LEOFF Plan 1, with some related transfer ideas still unresolved.
TX

Texas 89th Regular

Pensions, Investments & Financial Services Apr 14th, 2025

Pensions, Investments & Financial Services

Transcript Highlights:
  • Do you get your insurance done first?
  • It does not pose unfunded liabilities.
  • Has somebody taken personal liability on the obligation? The pizza company says it's an LLC.
  • And since FDIC insurance... Limits deposit insurance to $250,000 per entity.
  • Insurance do not. Banks are required to provide securities to back up those deposits.
WA

Washington 2025-2026 Regular Session

House Community Safety Jan 13th, 2026 at 04:00 pm

Community Safety

Transcript Highlights:
  • So it isn't necessarily strict liability. There is a knowledge component.
  • There's no limit to the amount of potential liability.
  • I'm just curious about personal liability for officers.
  • And our fear here, especially with the liability part...
  • But what does the bill say, and what's the liability that our officers have?
Bills: HB2165 , HB2173 , HB2203 , HB2293
MO

Missouri 2026 Regular Session

General Laws Mar 4th, 2026

General Laws

Transcript Highlights:
  • So it's okay for the ownership groups to steer, just not the insurer?
  • No, well, because you just said the insurer can't steer them.
  • And a payer, is that the insurance company? It could be either.
  • It could be an insurance company, or it could be an individual.
  • But yes, that is, I'm here representing insurance companies.
Committee: House General Laws
Summary: The committee first met in executive session and approved HB 2468 and HB 2481. HB 2481 was amended to replace earlier federal-style language with the governor’s recommended definitions and executive-order language, then rolled into a committee substitute and passed out of committee on a 9-3 vote. The discussion on HB 2481 centered on SNAP-related definitions and whether the revised language would affect federal waivers or change food-stamp purchasing rules; the sponsor said it would not. The committee then moved to regular session. The main public hearing was on HB 3070, the Second Amendment Preservation Act. Representative Hardwick said the bill was revised to remove language the Eighth Circuit had found problematic, while keeping Missouri’s anti-commandeering approach and prohibitions on state or local participation in certain federal gun-control actions, such as firearm registries, tracking, and confiscation from law-abiding citizens. Members questioned whether the bill would interfere with task forces, federal cooperation, courthouses, FFL paperwork, or local officers sharing information with federal agents. Hardwick and supporters said it would not affect Missouri enforcement of state gun laws or cooperation on other crimes, and that the bill was intended to stop Missouri officers from being used to enforce specific federal gun-control measures. Supporters from the Missouri Firearms Coalition and a gun-rights advocate backed the bill and emphasized civil penalties and anti-commandeering protections, while an opponent from Moms Demand Action argued it would handcuff police, weaken interstate trafficking enforcement, and create a dangerous patchwork of enforcement. No vote was taken on HB 3070 in the hearing. The committee also heard HB 388, which would prohibit certain anti-competitive health-care contracting practices, including anti-steering, anti-tiering, gag clauses, and most-favored-nation clauses. The sponsor and supporting witnesses described the bill as an anti-consolidation measure intended to improve price transparency, preserve competition, and help consumers and insurers steer patients toward lower-cost providers. They said the bill would apply to both providers and insurers and would not be anti-hospital or anti-payer. Members asked about effects on rural access to care, 340B pricing, physician-owned referral arrangements, and whether the bill would actually lower consumer costs. Supporters said the goal was to give payers more negotiating leverage and ultimately benefit patients through more competitive pricing, but no action was taken during the hearing.
TX

Texas 89th Regular

Public Health Aug 22nd, 2025

Public Health

Transcript Highlights:
  • Hernandez, we're going to go back to this liability question that we had.
  • We would want liability protection for the commissioner. Greg Love. That's all I want to know.
  • We assume the liability and responsibility for the effectiveness of that medication.
  • I believe it's the same language that they would not be susceptible to liability.
  • I don't recall the total, and it was a giant cost to my insurance company.
Bills: HB265 , HB25
Committee: House Public Health
ND

North Dakota 2025-2026 Regular Session

Senate Floor Session Apr 21st, 2025 at 12:30 pm

North Dakota Senate Floor Meeting

Transcript Highlights:
  • The hospitals point at the insurance companies. The insurance companies point to the providers.
  • health insurance change comes.
  • , managed repair programs, civil remedy actions against property insurance insurers, notice of property
  • insurance claims, and surplus lines insurance policies; to amend and reenact section 26 of the North
  • commercial risks and fire property and casualty insurance rates, surplus lines insurance, risk retention
Keywords: 908, all
Summary: The Senate reconvened and handled several House messages and conference committee appointments before taking up a series of bills. It appointed conference committees on Senate Bill 2265 and House Bills 1454, 1448, and 1524. The chamber also adopted a Senate amendment to House Bill 1216, delaying its effective date for the copay accumulator prescription drug bill to January 1, 2026, with later renewal timing for non-PERS plans. House Bill 1216 then came up for final passage. Senators debated whether allowing copay accumulator programs to count manufacturer coupons toward deductibles would help patients with expensive drugs or unfairly shift costs to insurers and other policyholders. Supporters said it would help people afford life-saving medications and that the coupon payments go to pharmacies, not insurers; opponents argued it could raise premiums and create perverse incentives for drug pricing. The bill passed 29-18. The Senate also concurred in House amendments to Senate Bill 2160, which changes health insurance benefits under the Uniform Group Insurance Program to move from a grandfathered to a non-grandfathered plan, with supporters emphasizing added benefits and flexibility and opponents warning of higher costs and irreversible changes. That bill passed concurrence 33-14 and final passage 39-8. The Senate next concurred in House amendments to Senate Bill 2339, the wildfire mitigation bill, which requires utility mitigation plans to be updated every two years, incorporate national electric standards, and creates a rebuttable presumption of reasonable care if the plan is followed. The bill then passed final passage 46-1. The chamber also adopted conference committee reports and passed House Bill 1460 on adult foster care and monitoring devices, House Bill 1440 on cigar lounge tobacco use, and Senate Bill 2374 on insurance-related provisions including property insurance arbitration, managed repair programs, and surplus lines issues; SB 2374 also added a study on towing and recovery coverage. The session ended with announcements of upcoming conference committee meetings and adjournment until April 22, 2025.
CA
Transcript Highlights:
  • It ensures that while we save for the future, we also continue paying down critical state liabilities
  • , including our unemployment insurance loan balance.
  • I looked at this budget, and if we really wanted to save money or prioritize the unemployment insurance
  • And the main reason why I think that is because if we were going to pay for the unemployment insurance
  • So, balance sheet is a private term that talks about assets, liabilities, and equity.
Keywords: 988, house, all
TX
Transcript Highlights:
  • If you don't have your insurance card with you, can the officer now look up?
  • There's also issues associated with liability.
  • Just the fact that we're all paying more for insurance because some people don't have insurance, which
  • So on the driver's license or the no insurance? Either.
  • We do have some insurance. We know about 20-25% of all the drivers have no insurance.
Bills: SB35 , SB284 , SB296 , SB305 , SB857 , SB995 , SB1121 , SB1555 , SB1902 , SCR25 , SB 35
AZ
Transcript Highlights:
  • House, requires watercraft and boat livery owners who rent out vessels to maintain commercial boat liability
  • insurance.
  • The Senate amendment sets insurance requirements for watercraft rentals, charters, and peer-to-peer sharing
  • strikes a burden of proof language that requires clear and convincing evidence and strikes board liability
Summary: The caucus reviewed a series of Senate-amended bills, with staff summarizing each measure and noting whether the sponsor intended to concur. HB 2305 would revise Arizona’s private towing laws and remove a requirement that municipalities or law enforcement enforce the prescribed towing rates; HB 2398 would impose insurance requirements for watercraft rentals, charters, and peer-to-peer sharing; HB 2957 would bar state and local governments from requiring a digital or mobile driver’s license for identification, while dropping a House provision on biometric identifiers. Members asked for Senate vote counts on several bills and clarified that HB 2305 and HB 2398 were separate from other towing and boot-related measures. The committee also discussed HB 2321, which requires DCS caseworkers to place a security freeze on a child’s credit record after entry into care, with the Senate removing a $100,000 appropriation and one FTE; HB 2408, which changes Nursing Board complaint and expungement procedures and expands how anonymous complaints may be investigated; HB 2397, which updates HOA/condo disclosure rules and drew noted opposition from the Community Associations Institute and home builders; HB 4005, which requires public school districts to provide AI instruction at specific grade levels and directs ADE to adopt curriculum; and HB 2755, which shifts state land lease renewal language to notice and sale procedures for underperforming commercial leases. Senate vote counts were provided for several of these measures, generally showing narrow or party-line margins. The final items were HB 2406, a heavily amended bill now restricting access to records and images related to deceased minors, including child abuse images, with supporters citing concerns about misuse through AI and opponents raising disclosure and media-access concerns; and HCR 2001, a ballot referral on citizenship, voting, and election-related contributions that was substantially narrowed in the Senate but still requires voter ID, limits voting to citizens, bars foreign nationals from election spending, and mandates on-site tabulation for early votes, prompting continued county opposition because of cost and implementation concerns. The caucus ended after members were reminded that the agenda and caucus sheets had been emailed rather than printed.
NH

New Hampshire 2025 Regular Session

House Transportation (02/11/2025)

Transcript Highlights:
  • I don't see anything with regards to liability in this, and that concerns me.
  • </c> those States requiring auto insurance those States requiring auto insurance thank<04:08:19.479><
  • </c><04:24:45.479><c> that's</c> doesn't require auto insurance that's doesn't require auto insurance
  • </c> annual inspection the insurance annual inspection the insurance companies<04:31:08.680><c> sure<
  • </c><04:42:13.440><c> on</c> road Road it would increase liability on road Road it would increase liability
Keywords: 928, house, all
Summary: The Transportation Committee held a public hearing on HB 249, which would allow bicycles, and in the bill’s language human-powered vehicles and e-bikes, to treat stop signs as yield signs and red lights as stop signs when safe. The bill sponsor, Rep. Seth Miller, said the measure is intended to improve cyclist safety and traffic flow at no cost to the state, citing Idaho and Delaware as examples where similar laws were associated with fewer crashes or injuries. He emphasized that the bill would remain optional, would not let cyclists ignore cross traffic, and would help riders avoid the unstable “wobble” that comes from repeatedly stopping and starting, especially on cargo bikes or other heavier bicycles. Committee members raised concerns about predictability, liability, and whether the proposal creates a special class of vehicle. Rep. Crawford asked why the bill also addresses left turns on red for one-way streets; Miller said that provision is meant to address situations where bicycles do not trigger signal equipment and could otherwise be stranded at a light. Rep. Gannon questioned the lack of explicit liability language, and Miller said he did not know of a separate provision but would be open to an amendment if the committee wanted clearer language. Rep. Hill and Rep. Emble expressed concern that other drivers would not know what cyclists intend to do and that the bill could create special rules; Miller responded that cyclists would still be required to yield and that the law would not change right-of-way rules. Several witnesses testified in support. Michael Frank, a Spofford cyclist and League cycling instructor, said the bill would help him safely commute and carry heavy groceries by reducing the effort and exposure involved in restarting after a full stop. Tim Blagden, former head of the Bike Walk Alliance of New Hampshire, said the bill reflects how many people already ride, saves energy and time, and would still require cyclists to stop at red lights unless the intersection is clear. He also noted that traffic signals often do not detect bicycles. No vote was taken during the hearing.
NH
Transcript Highlights:
  • quarter of their tax liability.
  • quarter of their tax liability.
  • quarter of their tax liability.
  • So in fiscal 24, $6,186,000 was taken in credit against tax liability.
  • That could be a a combination liability.
Keywords: 928, house, all
Summary: The committee met to review tax expenditures, elect a chair and clerk, and hear updates on two credits due for periodic review: the career and technical education (CTE) center tax credit and the research and development (R&D) tax credit. Members first organized the meeting, then heard from Jennifer Ramsey of DRA, who explained the purpose of the tax expenditure review process and summarized the CTE and R&D credits. She said the CTE credit allows donations to CTE centers for a credit against business profits tax, is capped at 25% of a taxpayer’s liability, has a $500,000 aggregate limit, and was extended in SB 98 to fiscal year 2031. She also noted DRA could not provide detailed financial data because of statistical disclosure limits when too few taxpayers claim the credit. Committee members pressed for more historical and aggregate information, arguing they needed numbers to judge whether the credit is effective and worth continuing. The committee then heard from Chrissy Vanderhook of the Department of Education on the CTE credit. She described New Hampshire’s CTE system as serving 26 secondary centers and seven post-secondary centers, with industry partners providing internships, work-based learning, equipment, employee time, and other in-kind support that can qualify for the credit. She said the department reports annually to legislative leaders and that fiscal year 2025 credit activity was down about 48% from FY24, partly due to staffing changes and outreach issues. Members asked whether the program extends to community college-level programs, and she said it can, though she was not sure how broadly it is used that way. The committee also discussed a new Granite Patron of the Arts credit, which DRA said went into effect July 1 and is included in the tax expenditure report even though it is not yet listed in the statute. For the R&D credit, Ramsey explained that it offsets business profits tax and can carry forward to business enterprise tax, is based on incremental research spending, and currently has a $7 million annual aggregate cap. She said the cap has not yet been reached but could require proration as early as fiscal year 2026 if not increased. She noted there were 271 taxpayers claiming the credit in fiscal 2024 and that a proposal last session to raise the cap to $10 million and increase the per-company limit did not advance. Mark Liberty of BEA said the credit is an important recruitment and retention tool, especially for life sciences, aerospace, defense, and advanced manufacturing, but acknowledged BEA does not track direct revenue return. Andrea Hchvaria of New Hampshire Life Sciences argued the R&D credit is critical for startups and cited growth in applicants from 71 in 2008 to 248 in 2024, with qualified wages rising substantially over that period. Committee members repeatedly asked for more objective economic-impact data, but DRA said it only tracks who claimed the credit and the amount claimed, not broader business outcomes.
TX

Texas 89th Regular

Homeland Security, Public Safety & Veterans' Affairs Apr 30th, 2025

Homeland Security, Public Safety & Veterans' Affairs

Transcript Highlights:
  • The security guard companies are required to maintain liability insurance coverage for their guards,
  • These security guards may not be covered by liability insurance.
  • And so by that, they are oftentimes not insured because some insurance companies provide the liability
  • ... insurance based on the number of employees.
  • Well, I mean, most of your security companies have an insurance policy.
NM

New Mexico 2026 Regular Session

Senate - Health and Public Affairs Feb 16th, 2026 at 02:54 pm

Senate Health & Public Affairs

Transcript Highlights:
  • So if a share of those payments no Longer comes from cost sharing, co-pay, co-insurance, deductible.
  • So what the bill does do is it shifts the cost from co-pays Co-insurance, co-deductibles to premiums,
  • Are we exposing them to additional liability that they might not have otherwise?
  • And I ask that because I just want to make sure there's no legal liability or gaps.
  • Insurance coverage for vaccinations while allowing insurance carriers to continue operations without
Keywords: 996, all
FL

Florida 2026 Regular Session

FL House Floor Session - 2025-04-09 (1:00PM Session)

Florida House Floor Meeting

Transcript Highlights:
  • House Bill 5015, a bill to be entitled an act relating to state group insurance.
  • Members, this is the state group insurance conforming bill that codifies the administrative health insurance
  • Am I supposed to get an additional life insurance policy?
  • It rewrites how we understand liability, injury, and intent. I am not a lawyer.
  • Largely, the malpractice insurance drove her out.
Summary: The House convened with prayer, the Pledge of Allegiance, and a quorum present, then adopted the special order report and moved into a series of budget-related bills. The chamber first took up HB 5011/SB 2506 on environmental resource management and natural resources funding, where Democrats argued the bill would reduce recurring support for the Resilient Florida program, the Florida Wildlife Corridor, invasive species removal, and other conservation efforts. Supporters said the change would shift money from recurring to nonrecurring funding so the Legislature could reassess priorities each year and rely more on private-sector stewardship. After a strike-all amendment and conference posture change, SB 2506 passed 97-12. HB 5013, reducing state-funded property reinsurance reserves, passed 108-0, and HB 5501, redirecting documentary stamp tax distributions from housing and transportation trust funds into general revenue, passed 82-26 after extended debate over its impact on affordable housing and transportation funding. The House also passed HB 5015 on state group insurance, which requires DMS to develop a formulary management system and was described as producing significant savings; members raised concerns about prescription access and implementation, but the bill passed 109-0. HB 5201 on state financial accounting and HB 5203 on the Capitol Center both passed unanimously, as did HB 5009, which creates a Florida Accountability Office and reorganizes audit functions. The chamber then passed HB 7031, a major sales tax reduction bill lowering the state sales tax rate and several related rates; supporters framed it as permanent relief for all Floridians, while opponents said property tax relief would be more meaningful and that the sales tax cut would also benefit tourists and out-of-state visitors. HB 7031 passed 112-0. The House then began consideration of HB 501, the proposed fiscal year 2025-26 budget, totaling $112.9 billion and emphasizing reduced recurring spending and large reserves. Subcommittee chairs outlined their budget silos: K-12 education at $20.6 billion with teacher raises, school hardening, literacy, transportation stipends, and security funding for Jewish day schools; health care at $47 billion with full Medicaid and KidCare funding, opioid settlement spending, mental health beds, and senior services; transportation/economic development at $18.5 billion; agriculture and natural resources at $5.8 billion with reduced Everglades spending but continued water, resiliency, and land management funding; higher education at $8.7 billion; state administration at $2.9 billion; justice at $7.3 billion; and IT at $529 million for Florida PALM, FX, and other systems. Members then began questioning the K-12 budget, focusing on FEFP funding, proration, voucher growth, stabilization dollars, mental health and school safety funding, and whether districts would be held harmless under the proposed allocations.
AZ
Transcript Highlights:
  • Currently, state employees only pay about 7% of their health insurance costs.
  • Currently, state employees only pay about 7% of their health insurance costs.
  • Employees only pay about 7% of their health insurance costs.
  • we're doing. employees only pay about 7% of their health insurance costs.
  • doing. ...million-year deficits on health insurance, and that's what we do.
Keywords: 1182, all
LA

Louisiana 2026 Regular Session

Judiciary A May 5th, 2026

Judiciary A

Transcript Highlights:
  • So now they have 30 days and they don't admit it, that's liability.
  • And under the Products Liability Act, a product has to be a movable. It has to be a tangible thing.
  • So we brought the original product liability.
  • I understand that big tech doesn't want the liability because they are actually harming our kids.
  • And so I’m hoping that when you have liability, you don’t make those decisions.”
Committee: Senate Judiciary A
Summary: The Senate Judiciary A Committee met on May 5, 2026, with five members present and adopted the April 28 minutes. The committee then heard and favorably reported several measures, including HCR 31, which asks the Louisiana Law Institute to study replacing or clarifying the term “foreign” in state law; HB 263, allowing the 14th JDC magistrate judge to handle certain specialty court felony matters; HB 299, clarifying paper filing rules for jury bonds and related payment issues; HB 535, simplifying hospital-based acknowledgments of paternity by removing the two-witness requirement while keeping notarization; HB 571, codifying the 19th JDC’s complex litigation section program; and HB 538, increasing the East Baton Rouge Parish Juvenile Court fee cap from $15 to $75 to help offset court costs. The committee also reported HB 215, raising the small succession affidavit threshold from $125,000 to $200,000, and HB 226, adding a 10.1 conference requirement before requests for admissions are deemed admitted, with discussion about discovery fairness and default judgment exceptions. The committee also took up HB 324, which makes judicial stipend increases permanent and adds a 2.7% salary increase for judges effective July 1, 2027; an amendment restoring the second year of the COLA was adopted, and the bill was reported with amendments. HB 1043, raising the jurisdictional amount in Jefferson Parish first and second parish courts, was amended to increase the amount from $35,000 to $50,000 and then reported with amendments. HCR 6, directing the Law Institute to study forced heirship and disinherison issues, was amended to add reporting language and related Civil Code references and then reported with amendments. HB 1006, changing summary judgment deadlines to give opponents more time to respond, was amended and reported by a 3-2 vote after roll call. Two more substantive bills drew extended debate. HB 1239 would strengthen the presumption that parents share physical custody equally unless a court finds that arrangement infeasible or not in the child’s best interest; supporters framed it as a parental-rights measure, while an attorney in opposition warned it would increase litigation, reduce stability for children, and be used as leverage in child support disputes. Despite the opposition, the committee reported the bill favorably. HB 190, as amended, would create a duty of reasonable care for certain software/app providers toward minors and require expert testimony, while excluding manufacturers; supporters said it was aimed at protecting children from harmful platform design, but opponents argued the proposal was unnecessary because existing tort law already covers negligence and warned it could create new causes of action and uncertainty over whether software is a “product.” The committee heard testimony from the Louisiana State Law Institute, the sponsor, and outside witnesses, but the transcript ends before final action on HB 190 is shown.
LA

Louisiana 2026 Regular Session

Insurance Apr 23rd, 2026

Insurance

Transcript Highlights:
  • Today is insurance.
  • The insurance department regulates insurance businesses, agents, companies, and claims adjusters.
  • though the insurance industry has very specific guidelines and laws that govern their liability if they
  • So the brokers already have to get the name of the insured, the address of the insured.
  • In terms of insurance risk.
Committee: House Insurance
Keywords: 965, house, all
AR

Arkansas 2026 Regular Session

LEGISLATIVE JOINT AUDITING-COUNTIES AND MUNICIPALITIES Feb 12th, 2026

LEGISLATIVE JOINT AUDITING-COUNTIES AND MUNICIPALITIES

Transcript Highlights:
  • Insurance for buildings and utility costs. This is also a repeat finding.
  • This is also a repeat finding. insurance for buildings and utility costs.
  • “On the finding, it says deposits in excess of the insured amount total approximately 494,000.
  • Because you get FDIC insurance, but it has a cap on the amount.
  • And we just want to make sure if taxpayers’ money is insured, whether they...”
Keywords: 1204, all