Video & Transcript Research : 'insurance code'

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FL

Florida 2026 5th Special Session

Senate in Session Feb 19th, 2026

Florida Senate Floor Meeting

Transcript Highlights:
  • That was, there was one of these providers said it's not insurance. So is this insurance?
  • It is not considered an insurance product the way that we regulate insurance typically under Florida
  • insurance agents to sell something that's not insurance?
  • non-insurance insurance policies?
  • We are debating whether or not licensed insurance agents should be able to sell these non-insurance insurance
Summary: The Senate convened with an opening prayer, pledge, and a series of introductions recognizing guests, visiting groups, and special honorees in the galleries. The chamber then took up committee and executive appointment business, adopting a report confirming 42 gubernatorial appointments by a vote of 36-0. The Senate next considered a long special-order calendar of bills, most of them passing with little or no opposition. Measures included public-records sunset reviews and trade secret/cybersecurity exemptions; a child-abuse reporting statute of limitations bill; commercial driving school oversight; human trafficking training for nurses; a new injunction for protection against serious violence and its related public-records exemption; nature-based coastal resiliency and mangrove protection; a chiropractic trust-funds cap repeal; specialty license plates; a waiver of late financial disclosure fines; public school personnel compensation; the Florida Farm Bill with multiple agriculture, biosolids, and enforcement provisions; homestead exemption clarification for long-term leases; disability presumption clarifications for first responders; reinsurance intermediary manager conformity; patriotic displays in public schools; ADS-B aviation fee restrictions; autism-related law enforcement training and the Blue Envelope program; campus safety reporting procedures for public postsecondary institutions; and veterinary prescription disclosure. Several bills were temporarily postponed, including local vessel restrictions, temporary critical-need practice certificates, and domestic animals. The floor debate featured the most discussion on the farm bill, the HCSM/nonprofit religious organizations bill, the autism law-enforcement bill, and the school athletics bill. The HCSM bill drew extended debate over whether licensed insurance agents should be allowed to market faith-based health care sharing ministries, with supporters emphasizing consumer choice, free speech, and religious liberty, and opponents warning about unregulated products and commissions; it passed 32-5. The athletics bill, prompted by the Teddy Bridgewater/Miami Northwestern situation, would let coaches provide good-faith support to student-athletes while requiring reporting and FHSAA oversight; it passed 38-0. Most other measures passed overwhelmingly, including the autism bill 38-0, the campus safety bill 37-0, the public school patriotic displays bill 36-2, and the farm bill 38-0 after amendments addressing Everglades lands and biosolids timing were adopted.
HI

Hawaii 2025 Regular Session

PSM Public Hearing 01-24-2025

Public Safety and Military Affairs

Transcript Highlights:
  • , a state on a 2021 code, and counties on the 2018 code.
  • , a state on a 2021 code, and counties on the 2018 code.
  • , a state on a 2021 code, and counties on the 2018 code.
  • , a state on a 2021 code, and counties on the 2018 code.
  • <00:08:43.680> and a 2024 code a state on 2021 code and a 2024 code a state on 2021 code and
Keywords: 912, senate, all
Summary: The Senate Committee on Public Safety and Military Affairs heard several bills on building codes, taxation, police reports, National Guard benefits, and discriminatory reporting. SB 48 would have required the State Building Code Council to assess financial impacts of code adoption on homes and include utility costs; testimony was mixed, but the bill drew concerns about housing costs and code timing. SB 120 would have changed the State Building Code Council’s responsibilities and code adoption process; the International Code Council and Sierra Club opposed it, while BIA Hawaii and others supported it, arguing current code cycles raise costs and counties need more flexibility. The committee later noted that county building departments had not submitted testimony on SB 48 or SB 120. SB 138 would create a nonrefundable income tax credit for hurricane-resistant safe rooms. The Department of Taxation and the Tax Foundation raised concerns about blank provisions and revenue uncertainty, while Hawaii Emergency Management stood on written comments. The committee recommended passage with amendments, including a clarifying tax language change and an effective date of July 1, 2077. SB 112 would allow immediate family members of deceased persons to receive police closing reports after a set period; the Attorney General and prosecuting attorney supported access in principle but requested explicit redaction authority for minors and confidential personal information. The committee adopted amendments reflecting those concerns and passed the bill. SB 88 would authorize allowances for TRICARE, dental, and vision coverage for Hawaii National Guard personnel ordered to active duty for more than 30 days. It received support from National Guard and Department of Defense representatives and was passed as is. SB 16 would create civil remedies for discriminatory reporting to law enforcement based on protected characteristics and require public guidance from the Department of Law Enforcement and Civil Rights Commission; it received support from the department and several advocates, with one opposition testimony. The committee passed SB 16 with an amended effective date and technical changes. In final action, the committee deferred SB 48 and SB 120, and adopted the chair’s recommendations on the remaining measures before adjourning.
HI
Transcript Highlights:
  • building codes and building code building codes and standards<00:31:52.639> are<00:31:53.000><
  • the codes and that's what the codes the codes and standards<00:32:42.799> uh<00:32:43.039>
  • talk about the building code itself, the electrical code, the plumbing code.
  • talk about the building code itself, the electrical code, the plumbing code.
  • ><00:42:18.839> codes<00:42:19.839> is County building codes is County building codes is
Keywords: 910, house, all
Summary: The Committee on Housing held a public hearing on January 31 and heard testimony on a series of housing and building-code bills. The first major item, HB 1 relating to building codes, drew sharply divided testimony. Supporters, including BIA Hawaii, Grassroot Institute, Dr. Horton, and several builders and trade groups, argued the current code-adoption process is slow, fragmented, and costly, and that reform would help housing production. Opponents, including Sierra Club Hawaii, AIA Hawaii, ICC, and labor representative Kiko Bosi, said the bill would weaken public safety, reduce statewide consistency, and could leave tenants and first responders at greater risk. No vote was taken during the hearing, and members asked questions about the effect of a governor’s emergency proclamation suspending the Building Code Council and about county authority over code amendments. The committee then heard HB 745 and HB 1321, both also relating to building codes. Grassroot Institute supported both measures, saying the system is broken and needs streamlining, while BIA Hawaii and others emphasized the cost burden of repeated code updates. Opponents, especially Bosi and ICC, argued that the bills would undermine the State Building Code Council’s role, create confusion, and prioritize cost over safety; Bosi also said labor should be included in any code discussions. Members questioned whether counties can remove state code provisions and whether the state code already supersedes county codes, and one member noted the need for clarity and consistent enforcement rather than a wholesale overhaul. Later, the committee heard HB 284 on housing, HB 761 on county permitting and inspection, and HB 738 on historic preservation. HB 284 drew support from several housing and real estate groups, while DLNR opposed it. On HB 761, HHFDC supported the bill, DLNR warned that the proposed changes could jeopardize Hawaii’s participation in the National Flood Insurance Program, DAGS said it would likely need to duplicate county permitting staff, and the Department of Planning and Permitting opposed it; Grassroot Institute and NAIOP supported it. For HB 738, HHFDC, DLNR, Grassroot Institute, Hawaii YIMBY, NAIOP, and others supported the measure, with Grassroot and NAIOP suggesting clarifications so expedited review would also cover mixed-use projects and better define the scope of work. The transcript does not show any final votes or committee action on these bills during the hearing.
FL

Florida 2025 Regular Session

Judiciary Apr 1st, 2025

Transcript Highlights:
  • On uniform commercial code by Senator Grall Senator Grall.
  • This bill doesn't mention insurance.
  • law enforcement and ensures to detect prevents and deter insurance crimes.
  • You. >> Is the Florida Insurance Council you're recognized. Thank you.
  • Mister Chair members of the committee, Florida Insurance Council is the largest state trade of insurers
Keywords: 999, senate, all
NM

New Mexico 2026 Regular Session

Senate - Finance Feb 17th, 2026 at 09:17 am

Senate Finance

Transcript Highlights:
  • The bill makes sweeping changes to the children's code, the kind of code-wide revisions that have not
  • been made since 1993. when the code was first drafted.
  • We know that many people experience homelessness due to rising health insurance costs.
  • Okay, so if there's an insurance premium surtax anyone that buys private insurance in the state of New
  • Chairman and Senator, it is on both public and private insurance.
Keywords: 996, all
HI

Hawaii 2025 Regular Session

WAM-CPN Informational Briefing 01-06-2025

Hawaii Senate Floor Meeting

Transcript Highlights:
  • So everybody else, and we have one captive insurance branch of the Insurance Division, is across the
  • our insurance division.
  • our insurance division.
  • And so this is the captive insurance branch within our insurance division, and just to kind of give a
  • it be health insurance, homeowners insurance, and things of that nature, are handled by a different
Keywords: 912, senate, all
Summary: The Joint Committee on Ways and Means and Commerce and Consumer Protection heard the Department of Commerce and Consumer Affairs present its biennium budget request for fiscal years 2025 to 2027. Director Nainoa Ando said the department’s requests were primarily special-fund ceiling increases to meet operational needs. Major items included an additional $12 million to complete the King Kamehameha V Post Office building roof project after hidden deterioration and water intrusion were discovered, plus funding related to fringe benefits and central services assessments. The department also outlined requests for a new medical compact implementation cost, an auditor position, an engineer position, and a captive insurance IT modernization project. A significant portion of the discussion focused on the Office of Consumer Protection’s landlord-tenant call line and public service access. Senators raised concerns that callers often reach voicemail, are told to leave a message, and sometimes are referred to look up the law themselves. DCCA said the Oʻahu line is staffed by one full-time employee backed by two to three investigators, with one investigator each on Maui and Hawaiʻi Island, and that calls are tracked in a case management system. The department said it plans to add one more Oʻahu staff position through a transfer from another division and that a new call-center/web system with time tracking is expected to go live in the summer. Members also discussed a possible bill related to Pearson VUE nursing certification testing, with one senator describing the burden on neighbor-island nursing graduates who must travel to Honolulu for a one-hour test. The senator said she intended to introduce legislation after receiving no response to repeated outreach. DCCA did not take action on that proposal during the hearing. For the PUC-related requests, the department explained a one-time $1 million request for outside consulting tied to Maui wildfire-related filings, including wildfire safety mitigation and hazard mitigation plans, and a separate $900,000 request through the Consumer Advocacy Division to hire consultants for review and analysis. The committee also discussed a captive insurance IT modernization request, which DCCA said would replace manual and spreadsheet-based processes with a cloud-based system to better handle filings, payments, and workflow; no vote or final action was taken on the budget items during the hearing.
AR

Arkansas 2026 Regular Session

ALC-CLAIMS REVIEW/LITIGATION REPORTS OVERSIGHT Mar 16th, 2026

ALC-CLAIMS REVIEW/LITIGATION REPORTS OVERSIGHT

Transcript Highlights:
  • I mean, I don’t know what legislation or code set this up or how long we’ve been doing it.”
  • Item D3 is claim number 260323, Potsville School District versus State Insurance Department.
  • They probably had some insurance.
  • And the insurance or Blue Oak paid you all just that $3 million?
  • And that's Arkansas Code 26-37-204(f). Senator Penzo, you're recognized. Thank you, ma'am.
Summary: The committee first reviewed several wage-claim and labor-related litigation reports from the Department of Labor and Licensing. Members questioned the department’s authority and jurisdiction, whether it was acting like a court, and why it sought attorney’s fees and costs. Department staff explained that the claims arose under the Arkansas Minimum Wage Act and related labor statutes, that the department investigates small wage claims and can file suit when informal resolution fails, and that filing fees are waived by statute though service costs may be incurred. The committee reviewed individual cases, including one where the employer had not proven cash payments, another that had already been paid and dismissed, and a third where service could not yet be completed. The committee then voted to review or batch-file the labor items. The University of Arkansas System then reported on three pending lawsuits under the litigation-notification statute. One case involving a tenured professor alleging age and race discrimination had already been resolved and dismissed after the university re-engaged in discussions about a position. A second case involving a former employee alleging ADA and FMLA retaliation was moving forward after partial dismissal and an answer denying liability. A third case involved a former vendor employee alleging retaliation tied to a parking ticket; members asked about individual-capacity exposure for a university police sergeant, and counsel explained that punitive damages could potentially create personal exposure. The committee reviewed each report. The Department of Finance and Administration presented a proposed tax settlement reducing a sales-and-use tax assessment from about $48,000 to $20,000, with interest and penalties waived, and the committee approved it. The Claims Commission then presented several claims and settlements, including an unpaid salary differential for the Department of Health, reissued warrants, unpaid bills for DHS, and multiple negotiated settlements involving UAMS, Arkansas State Police, and ARDOT; these were generally approved or batched for approval. The most extensive discussion involved a settlement between the Teacher Retirement System and Tetronics International Limited in liquidation, arising from losses tied to the failed Blue Oak project; members questioned the company’s liquidation status, the prior investment loss, and why the matter was settling for $65,000, and the committee ultimately affirmed the settlement. The committee also heard a disputed tax-sale claim involving the Commissioner of State Lands, where a claimant argued that excess proceeds from a 2009 tax sale should have gone to her family rather than escheating to the county. After testimony from the claimant and counsel, members debated sovereign immunity, heirship, and whether the committee could or should award the $4,200 overage. The motion was amended and then replaced with a motion to hold the matter over for further review in a future joint session, which passed. Finally, the committee considered an appeal by Andrew Simpson challenging dismissal of his claim against the Arkansas Court of Appeals; after Simpson and court staff explained the underlying dispute, the committee reviewed the dismissal and the matter was held over for further consideration.
AL

Alabama 2025 Regular Session

Alabama Senate Judiciary Committee Apr 23rd, 2025

Judiciary

Transcript Highlights:
  • Um dealing with the civil criminal code. Um dealing with the civil criminal code.
  • Um, current code requires change. Um, current code requires change.
  • My issue is not having the insurance. My My issue is not having the insurance.
  • My My issue is not having the insurance. My issue is not raising the insurance.
  • My issue is not raising the insurance. My issue is not raising the insurance.
Bills: HB265, HB146, SB254, HB202, HB3, HB42, SB18
MS

Mississippi 2026 Regular Session

Government Structure - Room 409, 12 January, 2026; 2:00 P.M.

Government Structure

Transcript Highlights:
  • An example would be the Building Code Council, which we do not serve on.
  • example would be the building code example would be the building code council<00:25:13.840> uh
  • Prenatal care, barrel insurance, everything in between.
  • We could probably insure 50 to 100,000 of those people. We've got the funds to do it.
  • I can choose not to have car insurance. I'd be violating the law.
Summary: The committee held its first meeting under its new Government Structure Committee name and began by electing Senator Chris Johnson as secretary. The chair explained the committee’s purpose as improving efficiency, effectiveness, and stewardship of taxpayer dollars, and said members had asked statewide officials and agencies for ideas on streamlining government and reducing costs. Commissioner of Agriculture and Commerce Andy Gibson testified at length about ways his agency has found efficiencies, especially after the COVID-era consolidation of three agencies into one. He said state procurement and construction rules can add major time and cost to projects, citing a proposed $300,000 building that grew to about $1 million through the state process. He recommended raising repair and quote thresholds, streamlining construction procedures, reconsidering restrictions on payments between state agencies, and allowing more flexibility for agencies to help one another when authorized. Members questioned Gibson about the repair caps, the construction cost increase, Ticketmaster and other technology/vendor arrangements, and whether agencies should have more decentralized control over contracts. The chair and several senators agreed the committee should examine red tape, vendor relationships, and procurement rules, and Gibson said he would provide more information and work with the committee. No formal legislation was acted on in the portion provided. The transcript then shifted to testimony from the Insurance Commissioner, who said his department is heavily affected by IT and board structure issues and oversees 17 boards. He urged consolidation of some boards, criticized the effects of SB 2362 on special-fund agencies, and said the State Fire Academy and other operations have been constrained by general-fund treatment and limited authority. He also discussed insurance-rate pressures, including projected premium increases, wind pool rate concerns on the Gulf Coast, and the need for mitigation to stabilize costs.
TX

Texas 89th Regular

S/C on Workforce Apr 8th, 2025

S/C on Workforce

Transcript Highlights:
  • House Bill 5008 seeks to build on that strength by amending the labor code to add TEAS to the list of
  • For example, Texas Labor Code section 410 allows an administrative law judge to award benefits to an
  • So there's sort of a standing issue that's not addressed by the labor code.
  • The other concern I have is that there's nothing in the labor code that allows an administrative law
  • needs to have health insurance.
OR
Transcript Highlights:
  • code, but which we do not review or approve rates for.
  • That's insurance.
  • That's insurance.
  • It covers a portion of their insurance premium every month.
  • up to premiums of insurance in other states?
Keywords: 907, all
Summary: The committee held an informational hearing focused first on Oregon Medicaid coordinated care organization (CCO) finances and rate setting. Oregon Health Authority staff explained how 2025 CCO financial results will inform 2027 capitation rates, including reserve requirements, subcapitation arrangements, and major cost drivers such as behavioral health, pharmacy, rural hospital costs, and dental directed payments. They said the Legislature’s added 2025 funding materially improved CCO margins and that, without it, the program would have been negative overall. Members asked about retained earnings, subcapitation, behavioral health utilization, ABA therapy, and whether outcomes are being evaluated; OHA said rate setting is actuarial and that CCOs, OHA, and other partners all play roles in monitoring efficacy and access. OHA also reviewed House Bill 4039 changes intended to increase transparency and give CCOs earlier access to rate information and reconciliation exhibits. CCO representatives then testified that the system is under significant financial pressure and that behavioral health state-directed payments, benefit changes, and federal uncertainty from H.R. 1 are reducing flexibility. CareOregon said it has lost more than $500 million over the last couple of years and is now making provider terminations and other network changes to align spending with available funding, while emphasizing that CCOs must make hard decisions about which services and providers can be sustained. Eastern Oregon CCO said rural and frontier factors, cost-based hospitals, air ambulance needs, and statewide efficiency adjustments are not fully reflected in rates, and that dental funding is especially strained. Trillium similarly warned that state-directed payments and benefit expansion pressures are constraining the global budget model and that H.R. 1 could worsen acuity and volatility. Members pressed the witnesses on who is responsible for evaluating treatment effectiveness, especially for ABA and psychotherapy, and on how utilization limits and reimbursement changes are being used to control costs. The committee then shifted to an overview of the Affordable Care Act and Oregon’s commercial insurance market. Department of Consumer and Business Services staff explained actuarial value, metal tiers, premium tax credits, medical loss ratio rules, and the main drivers of premium rates: cost trend, utilization trend, and administrative costs. They said mandates have likely added only a limited amount to premiums over the past decade, though the exact effect is difficult to isolate, and they gave examples of how high-cost, low-volume services versus broad, high-utilization services can affect rates differently. Staff also noted that Providence Health Plan and PacificSource Health Plans are withdrawing from the individual market, though consumers should still have at least three insurer options in every county and may have four in many counties. The division said it is in the middle of reviewing proposed 2027 rates and will continue its public rate review process, including hearings and written comment.
FL

Florida 2026 5th Special Session

Rules Apr 1st, 2025

Transcript Highlights:
  • take that into account when they're insuring vehicles.
  • take that into account when they're insuring vehicles.
  • So can I get my insurance rates to go back down?
  • Tasha Carter, Florida's Insurance Consumer Advocate, the Office of the Insurance, DFS, waves in support
  • Insurance Consumer Advocate, the Office of the Insurance, DFS, waives in support.
Summary: The committee took up a long agenda of bills, beginning with CS/SB 678, which would allow pawnbroker transaction forms to be printed or digital; it drew support from a business representative and was reported favorably. Members then heard several bills by Senator Leak, including SB 466 to designate St. Johns County as the site of the Florida Museum of Black History and create a board to work with the museum foundation and Florida Memorial University; the bill drew supportive testimony about preserving accurate Black history and the significance of the site, and it passed favorably. Leak’s CS/SB 578 would let Florida wineries use recyclable inserts and other alternative containers for larger wine sales, and it also passed favorably. SB 582 would increase penalties for unlawful demolition of historic buildings and structures, limiting the higher penalties to certain nationally or internationally recognized historic properties; it was supported by preservation advocates and reported favorably. CS/SB 1168 would create an aggravated offense for installing or using tracking devices or apps in furtherance of crimes such as murder, domestic violence, or robbery, and it passed favorably after a brief discussion about stalking and violent crimes. CS/SB 806 would make the Florida Attorney General the exclusive public official with standing to enforce Florida charitable trusts, limiting out-of-state attorneys general from suing over Florida-administered trusts; members debated whether this would burden out-of-state beneficiaries, but the bill was reported favorably. SB 1228 would advance spring restoration efforts for Ichetucknee Springs and Santa Fe spring flows and allow a utility compliance plan amendment to deliver reclaimed water to replenish the aquifer; it passed favorably. CS/CS/SB 304 would require a qualified medical opinion in child protective investigations involving infants and young children with possible genetic or medical conditions that can mimic abuse, and it drew emotional support from parents and advocates before passing favorably. SB 1286 would clarify that ordinary unsupervised childhood activities like biking or playing outside do not constitute neglect absent reckless endangerment, and it was reported favorably. SB 1318, the hands-free driving bill, generated the most extensive debate: it renames the texting-while-driving law, expands the prohibition to handheld device use, and adds penalties in work zones and school zones; supporters cited fatal crash statistics and personal loss, while opponents raised concerns about enforcement, civil liberties, racial disparities in traffic stops, and the need for broader distracted-driving and insurance reforms. Despite those concerns, the bill was reported favorably after amendments. The committee also approved two claims bills, SB 14 for the estate of Penao-Hanvier against Miami Beach and SB 20 for J.N. against Hillsborough County, both settled claims recommended favorably by the special master. Finally, CS/SB 68 would modernize health facilities authority financing for private not-for-profit health systems, and CS/SB 172 would restrict misuse of health care specialty titles while preserving titles authorized under existing practice acts; both were discussed with questions about doctors, optometrists, and CRNAs, and both were reported favorably after amendment and debate.
FL

Florida 2026 Regular Session

Senate in Session Mar 4th, 2026

Florida Senate Floor Meeting

Transcript Highlights:
  • cell captive insurance companies.
  • Captive insurance companies are a specialized form of self-insurance allowing a business to create its
  • own insurance company to cover specific types of risk, an insurance company that is owned and controlled
  • liability insurance data and provide recommendations to help stabilize and lower liability insurance
  • It also continues to restore Citizens Property Insurance Corporation to its proper role as the insurer
Summary: The Senate opened with prayer, the Pledge of Allegiance, and several introductions and memorial remarks, including a moment of silence for service members killed in the conflict in Iran. The chamber then moved to special orders and took up a series of bills, with many measures passing unanimously after brief explanations and, in several cases, substitution of House companions. Early bills included CS/CS/SB 1062 on speech and debate education, which drew extensive supportive debate about the civic value of debate programs and passed 37-0, and SB 1072 on an anti-Semitism task force, which was amended to clarify that criticism of Israel is not prohibited and then passed 37-0. The Senate also approved CS/CS/SB 1230/HB 1019 on PFAS chemicals and firefighting foam, with discussion focused on phasing out AFFF, testing requirements, exceptions for federal aviation and military uses, and support for firefighters and water quality; the bill passed 37-0. Other measures passed without opposition included SB 1706 on the My Safe Florida Condominium Pilot Program, SB 186 on student health and safety and seizure response training, SB 598 on funeral and cemetery services, SB 990/HB 883 on protected cell captive insurance companies, SB 554 on nonprofit corporations, SB 560 on child welfare and foster care medication procedures, SB 684/HB 961 on electronic signatures for salvage titles, and SB 778/HB 569 on forensic client services. Two bills, SB 432 on intoxicating substances and SB 928 on dangerous crimes, were temporarily postponed. A major portion of the meeting was devoted to SB 1134 on official actions of local governments and DEI-related activities. The sponsor argued the bill would prevent counties and municipalities from funding or promoting DEI efforts he described as discriminatory or indoctrinating, while opponents offered amendments to narrow the bill to spending only, add an intent requirement for penalties, and preserve local proclamations and observances. Those amendments were debated at length but were not adopted. The sponsor then continued explaining the bill’s exceptions, including references to holidays, heritage sites, and the Pulse Memorial, and the chamber was still in debate on the underlying measure when the transcript ended.
FL

Florida 2025 Regular Session

October 8, 2025 - 10:30 AM

Transcript Highlights:
  • It doesn't work in the commerce either with insurance and banking.
  • The Florida Medicaid recognizes 3 types of fire barker procedure codes first is CPT codes and these are
  • And then 3rd are these codes.
  • By comparison, Medicare covers only 714 by our codes.
  • The 3 codes that we we spoke about earlier.
CA

California 2025-2026 Regular Session

Senate Floor Session May 19th, 2026

California Senate Floor Meeting

Transcript Highlights:
  • These are merely code words, meaning that These are merely code words, meaning that workers must belong
  • Inspectors inspect the same work under the same construction code.
  • Madam President, members, the Insurance Commissioner occasionally conducts examinations of insurers to
  • This bill would allow the Insurance Commissioner to assess a fine on an insurer for failing to address
  • This bill would allow the Insurance Commissioner to assess a fine on an insurer for failing to address
Keywords: 987, senate, all
Summary: The Senate opened with a roll call, a moment of silence for the shooting at the Islamic Center of San Diego, prayer, and the Pledge of Allegiance. The body then handled routine matters and confirmations, including Julia Montgomery as General Counsel for the Agricultural Labor Relations Board, Dr. Cynthia Glover Woods, Dr. Brenda Lewis, and Gabriela Orozco Gonzalez to the State Board of Education, and George Cardona as Chief Trial Counsel for the State Bar. All of those appointments were confirmed, with some no votes from a few members on the education and legal confirmations. The chamber also adopted several resolutions, including SR 111 on the International Day Against Homophobia, Biphobia, Interphobia, and Transphobia; SCR 129 naming part of Highway 152 the Rusty Arraes Highway; SCR 169 proclaiming October 2026 as Women’s Small Business Month; and SCR 173 designating May 2026 as California Fairgrounds Appreciation Month. Senators spoke in support of fairgrounds as community, agricultural, and emergency-response assets. The Senate also welcomed Cal Lutheran University students, faculty, and staff to the gallery. A large number of policy bills were then taken up and mostly passed, covering procurement, elections, education, privacy, housing, transportation, labor, and health care. Among the measures approved were SB 1154 on best-value procurement for community college projects, SB 1369 on judicial recall safeguards, SB 1048 creating a climate literacy seal, SB 1106 shortening data broker deletion timelines, SB 1408 authorizing a Contra Costa transportation tax measure, SB 1172 on local tax-sharing transparency, SB 1383 protecting local labor standards in density bonus projects, SB 1223 on competitive bidding at fairs, SB 1344 extending anti-SLAPP protections to certain housing-related projects, SB 1371 limiting solid waste contract force majeure clauses during labor disputes, SB 908 on residential window replacement permits, SB 1272 on remedies for preexisting home code violations, SB 1406 targeting the “Montana tax loophole,” SB 1238 on HOA transparency, SB 868 on plug-in balcony solar, SB 903 restricting unlicensed AI psychotherapy advertising, SB 950 on early-onset Alzheimer’s coverage, SB 874 on Medi-Cal behavioral health oversight, SB 1049 on corrected health care claims, SB 1067 on early math screening, SB 1202 on Medi-Cal outreach, SB 944 on acupuncture coverage, SB 957 on notice for federal subpoenas to social media companies, SB 959 on wildfire-related school closures, SB 988 on auto glass insurance practices, and SB 1000 on AI content transparency. Most passed on largely party-line or near-unanimous votes, with a few dissenting votes from members who objected to procurement, labor, privacy, or tax-related provisions.
CA

California 2025-2026 Regular Session

Assembly Judiciary Committee Apr 28th, 2026

Transcript Highlights:
  • Insurance is another consideration. Insurance is a crisis in California, as we already know.
  • And so it is not covered in the code. It needs to be covered in the code.
  • This will increase costs of liability insurance.
  • And so it is not covered in the code. It needs to be covered in the code. automatic payment.
  • And so it is not covered in the code. It needs to be covered in the code.
Summary: The Assembly Judiciary Committee heard a series of bills, many focused on homeowners associations (HOAs), along with measures on self-defense, design-professional litigation, mobile home park claims, senior housing, and DEI. Several bills were presented only or discussed with amendments, and the committee repeatedly noted ongoing work with authors and stakeholders. The committee also established quorum partway through the hearing and took up a consent calendar of several unrelated bills, which passed. AB 2584, on civil immunity for lawful self-defense, was presented as a work-in-progress. The author and a UFC/public-safety witness argued that people hesitate to intervene because of fear of civil liability, while committee members said California already has strong self-defense and Good Samaritan laws and that the proposal could create confusion. The bill was not advanced at that time, with the chair emphasizing further conversations. AB 1684, which would prevent HOAs from restricting homeowners’ ability to install or replace compliant cooling systems, drew support from the author, a constituent statement, and supporters from the California Department Association and others; an HOA group opposed unless amended, citing association property rights and grid/power concerns. Members generally supported the concept, and the author said amendments addressed damage and code-compliance issues. AB 1892, a technical cleanup bill clarifying HOA duties on utility repairs, election notices, and electronic voting timelines, passed unanimously as amended. AB 2050, requiring a formula for HOA reserve funding and a phase-in period, also passed with broad support; witnesses said underfunded reserves lead to special assessments, insurance and mortgage problems, and deferred maintenance, while members framed it as a consumer-protection and affordability measure. AB 2106, extending certificate-of-merit protections for design professionals and requiring California-licensed experts in certain cases, passed with strong support from engineers, architects, landscape architects, and civil-justice groups. AB 2145, directing HCD to study seniors’ need and desire to downsize, passed after lenders and financial groups moved from opposition to neutral with amendments; supporters said it could help unlock larger homes for younger families. AB 2238, aimed at deterring meritless failure-to-maintain lawsuits against mobile home park owners by shifting fee exposure to attorneys, passed after amendments narrowed its focus. Supporters said some firms were using vague demand letters and frivolous claims to force settlements and raise insurance costs; opposition said the bill still needed refinement to protect meritorious resident claims. AB 2439, prompted by two authors’ own HOA payment problems, passed despite opposition concerns about community-wide certified-mail requirements and personal liability for board members; supporters said better notice is needed when payment processors change and that liens and collections can be unfairly imposed without notice. AB 2579, responding to the earlier $100 cap on HOA fines, passed as amended to create a Department of Real Estate process for serious health and safety violations; supporters said the cap had weakened enforcement, while members said the bill sought a better balance. Finally, SCR 89, reaffirming California’s commitment to diversity, equity, and inclusion, was presented as a response to federal attacks on DEI programs. The author and witnesses from the UC Student Association, National Action Network, and civil-rights and labor groups argued DEI is essential to fairness, access, and opportunity, especially for students and historically underserved communities. Members voiced strong support, describing DEI as central to California’s values, and the resolution moved forward with bipartisan support noted by the author.
OK

Oklahoma 2026 Regular Session

Senate Legislative Session Apr 28th, 2026 at 09:00 am

Oklahoma Senate Floor Meeting

Transcript Highlights:
  • The question I have is in the medical coding, how is this going to be coded and how is this going to
  • There's got to be some sort of medical coding. How much is it going to cost?
  • Saving lives is your ability to have insurance. Also, saving lives.
  • Insurance companies, in particular, will bring legislation to this body.
  • All of it has a billing code.
CA

California 2025-2026 Regular Session

Assembly Floor Session Apr 1st, 2025

California House Floor Meeting

Transcript Highlights:
  • And while some can rely on safe savings, insurance, many don't have that luxury.
  • The Fair Plan is California's insurance safety net.
  • A pause, though, for five years in any new state building codes recognizes that we have.
  • In our state building code, but today's bill only says that we won't do additional harm.
  • When disaster strikes, homeowners often rely on their insurance policies.
Keywords: 988, house, all
FL

Florida 2025 Regular Session

September 23, 2025 - 09:00 AM

Transcript Highlights:
  • We had less code enforcement, or we shifted that code enforcement to other personnel.
  • We face the same pressures with insurance, workers' compensation insurance, our liability insurance,
  • work comp insurance our liability insurance things of that nature you know when we get together every
  • We're members of the Florida League's insurance, but then we do also have outside private insurance.
  • I heard a lot about property insurance, homeowner property insurance, and also car insurance that people
Summary: The Select Committee on Property Taxes heard first from city representatives through the Florida League of Cities, who argued that property taxes are a stable local revenue source that funds core services such as police, fire, parks, public works, and stormwater work. Casey Cook emphasized that cities are optional governments with widely different tax bases and service levels, that exemptions shift the burden to fewer taxpayers, and that transparency already exists through TRIM notices, public budgets, and local hearings. Sarah Campbell of Fernandina Beach, T. Michael Stavris of Winter Haven, and Stephen O’Kee of Port St. Lucie described their budget processes, the share of general-fund revenue coming from property taxes, reserve policies, debt and capital planning, and the impact of inflation, minimum wage increases, and personnel costs. They all said local governments need predictable revenue and that any property tax changes would require careful consideration of replacement funding or service reductions. Members questioned the city panel about whether homebuyers are clearly informed about city versus county taxes and services, the role of HOAs, how many lobbyists cities employ, reserve levels, average salaries, and whether utility revenues are used only for utility purposes. The panel said TRIM notices, realtor listings, and city websites provide tax information; HOAs generally do not provide emergency services; lobbyists help local governments track Tallahassee legislation; reserves vary by city and fund; and utility revenues are generally restricted, though some cities use limited transfers. Members also asked about revenue replacement if ad valorem taxes were reduced or eliminated, and the panel said options would likely include user fees, service cuts, or other local revenue shifts. The chair also asked about public safety consolidation, and the response was that such decisions are local and may shift costs rather than create true savings. The committee then heard from county representatives after an overview by the Florida Association of Counties’ Davin Suggs, who framed counties as shared partners with the state and emphasized the gap between rising market values and the shrinking share of taxable value after exemptions and assessment limits. He said counties face a mismatch between revenue based on taxable value and expenses driven by real-world costs, and noted that most counties either held millage steady or lowered it without reaching rollback rates. He also highlighted that property taxes are only one part of county revenue, with charges for services and intergovernmental revenue often larger in some counties, and that public safety at the county level includes more than law enforcement, such as EMS, emergency management, inspections, and corrections. Deborah Manzo of Okeechobee County described a fiscally constrained rural county with limited staff, a county-supported airport, heavy reliance on property taxes for the general fund, and major cost pressures from inflation, insurance, retirement, and state and federal mandates. She said the county lowered millage slightly over recent years but still depends on multiple revenue sources and special assessments, and she flagged Medicaid, medical examiner costs, and possible firefighter workweek changes as significant concerns. Bay County Administrator Mark McQueen said his county’s budget is shaped by Hurricane Michael recovery, non-discretionary obligations, and rapid growth; he described ongoing FEMA reimbursement delays, substantial borrowing to cover disaster costs, and continuing interest expenses while the county waits for reimbursement. The county panel was still in progress when the transcript ended.
WV
Transcript Highlights:
  • All right, so we've identified multiple code conflicts and some circular... ...identified multiple code
  • Disclosures to title insurance companies, title insurance agents, attorneys, mortgage insurance companies
  • Disclosures the title insurance companies, title insurance agents, attorneys, mortgage insurance companies
  • There's another section of code.
  • insurance agents, attorneys, mortgage insurance companies, mortgage loan originators, real estate brokers
Keywords: 994, senate, all
Summary: The committee first approved the previous meeting’s minutes, then took up House Bill 4198, which would require all employers to use E-Verify to confirm new hires’ work authorization. Counsel explained that the bill would add enforcement by the Division of Labor, create tiered penalties including warnings, fines, debarment from state contracts, and possible business license revocation, while also removing criminal penalties tied to hiring unauthorized workers in light of federal law. Members raised extensive concerns about drafting problems, including circular and conflicting language, unclear references to existing verification and recordkeeping provisions, the meaning of terms like “seeks to employ,” and whether the bill could unintentionally apply to babysitters, lawn care, and other casual or household arrangements. Questions also focused on whether the bill would apply to public versus private employers, how compliance would be shown, and how penalties would work for small businesses or employers who never actually hire the person in question. The bill sponsor defended the measure as a straightforward extension of the federally required I-9 process, saying E-Verify is a quick, free online check that helps employers verify work authorization and protects them from liability for unknowingly hiring unauthorized workers. He said the bill was intended to be mandatory, not permissive, and argued that it would help law-abiding employers compete fairly. After the questioning, the committee rejected a motion to table the bill and instead sent House Bill 4198 to a seven-member subcommittee to clean up the drafting, resolve inconsistencies, and review the penalties and scope of the measure. The subcommittee was directed to meet the next morning and report back quickly. The committee then moved to House Bill 4710, with an amendment that would require a person to be registered with a political party or as an independent 210 days before filing a certificate of candidacy. Counsel explained that the bill is aimed at preventing candidates from switching parties after losing a primary and then running as independents in the general election. Members discussed how the 210-day requirement would interact with both primary and general election filing deadlines, and the Secretary of State’s office clarified that the measure would affect candidates who change affiliation shortly before filing. The discussion continued with testimony from the Secretary of State’s general counsel about how the bill would operate in practice, but no final action on the bill was taken in the portion of the meeting provided.