Video & Transcript Research : 'consumer debt'

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HI

Hawaii 2026 Regular Session

JDC Public Hearing 03-04-2026

Judiciary

Summary: The Judiciary Committee met in decision-making only session and considered several Senate bills, generally following recommendations to pass measures with or without amendments. SB 2981 would prohibit minimum off-street parking requirements for new development in urban districts and was adopted unamended, with Senator Awa voting no. SB 2982, which bars foreign entities and foreign-influence business entities from making election-related contributions or expenditures, was adopted with an amendment adopting Attorney General language for required advertisement statements. The committee also advanced SB 2983, creating a misdemeanor offense for criminal destruction of a tree on state or county property; one member opposed it, suggesting a replanting requirement would be a better environmental remedy, but the bill was still adopted unamended. SB 2986, concerning Land Use Commission authority to amend or revise district boundary amendment decisions when conditions are not met, passed with an amendment addressing a defective effective date. SB 2991, on driver’s license revocations for certain alcohol-related offenses and re-examination requirements, passed with amendments clarifying revocation orders and re-examination procedures. Members then approved SB 3001, which regulates conversational artificial intelligence services by requiring disclosures and protocols to prevent suicidal ideation, with amendments incorporating AG and OCP recommendations, including a personal data definition and broader data minimization language. SB 3010, allowing officials and in some cases private citizens to enter unattended vehicles to protect endangered pet animals, passed with amendments. The committee also adopted SB 3014 on higher fines for taking or harassing protected turtles, SB 3032 clarifying beach and marine deposit prohibitions, and SB 3033 allowing petitions to review beach structure integrity despite a bad effective date; Senator Awa again voted no on SB 3033. The meeting adjourned after the committee noted a later joint hearing with Ways and Means.
NM

New Mexico 2026 Regular Session

Senate - Health and Public Affairs Feb 4th, 2026 at 06:25 pm

Senate Health & Public Affairs

Transcript Highlights:
  • While protecting consumer privacy is very important, this bill diverges from the approaches adopted in
  • We urge the committee to take a balanced, workable approach that protects consumers without undermining
  • My name is Scott Scanlon The registered lobbyist for the Consumer Data Industry.
  • You know we do believe in strong consumer privacy protections But we do have concerns with the bill as
  • That allows individual consumers to sue and seek statutory damages.
Bills: SB20, SB53, SB86, SB96, SB129
NV
Transcript Highlights:
  • that particularly for young children with those with complex interests and issues, if they have a debt
  • From college debt, car and mortgage loan repayments, to considerations about pensions and investments
  • It's a model incentivized to misrepresent to consumers what they're receiving when in reality they're
  • There would also be approximately $6,168 over the biennium for consumer sessions required by the bill
  • Davis just said, for the ...rates have gone up for consumers, unfortunately. As Mr.
TX

Texas 89th Regular

Business and Commerce Mar 11th, 2025

Business & Commerce

Transcript Highlights:
  • that because consumers actually have a choice.
  • we have no objection to that because consumers actually have a choice.
  • Chairman, for the early hearing on this strong consumer bill.
  • We have for many years encouraged consumers to shop the insurance market.
  • That is a consumer choice.
Summary: The Senate Committee on Business and Commerce met with a quorum and took up several pending bills, first reporting SB 1006 favorably after adopting a committee substitute that adds quarterly ZIP-code-level reporting to TDI on insurer declinations, cancellations, and nonrenewals. The committee also adopted substitutes and favorably reported SB 388, which adds nuclear to a credit program and excludes batteries from the dispatchable definition; SB 917; SB 504, which narrows reporting requirements for certain local entities, raises a salary threshold, and authorizes AG injunctive relief; SB 925, which clarifies that federal match dollars are included in a PLA-related prohibition; and SB 815, which removes downcoding references and focuses on AI use in prior authorization. SB 815 advanced on an 8-2 vote, while SB 388 advanced 6-3 and the others were reported 9-0 or 6-0 as noted. The committee then heard testimony on SB 378, which would prohibit aestheticians and cosmetologists from administering injections or using prescriptive medical devices unless legally authorized and would clarify TDLR disciplinary authority. The author and a retired neurosurgeon testified that unsafe, unauthorized injections pose real patient risks, and a TDLR witness said the bill addresses a long-standing regulatory gap. SB 378 was left pending after testimony. The committee also heard SB 1252, aimed at reducing municipal permitting barriers for residential backup power systems; the author and industry witnesses said city permitting is costly and inconsistent, while municipal utility representatives and advocates said the substitute preserved safety and utility oversight. That bill was also left pending. Additional bills heard but left pending included SB 1172, which would let LPs and LLCs sell their own property without a real estate license; SB 681, which would extend engineer license renewal periods and apply similar flexibility to engineering firms; SB 918, a TDLR cleanup bill for orthotics and prosthetics exemptions; SB 1343, which would require data brokers to post a clear link explaining Texans’ privacy rights and how to exercise them; SB 213, which would prohibit forced bundling of residential property and auto insurance while preserving voluntary discounts; SB 610, which would codify TDLR’s anti-trafficking unit; and SCR 8, expressing opposition to a central bank digital currency over privacy, security, and financial-stability concerns. Public testimony on SB 1343 and SB 213 was generally supportive, with consumer and advocacy groups emphasizing privacy, competition, and survivor safety, and the committee closed the day with those measures and others left pending.
TX

Texas 89th Regular

Business and Commerce (Part I) Feb 18th, 2025

Business & Commerce

Transcript Highlights:
  • Consumers also may want to purchase a damage waiver which is offered by rental car companies to protect
  • Senate Bill 72 would provide financial security to consumers by providing them the option to purchase
  • We support Senate Bill 72 because consumers and businesses that rent from us have asked for collision
  • Growing debt, in addition to the rise in interest rates over the past couple of years, has significantly
  • In 2024, interest costs on the national debt totaled $881 billion interest costs.
MN

Minnesota 2025-2026 Regular Session

House Taxes Committee 3/26/26

Taxes

Transcript Highlights:
  • , advising cities, counties, and all public entities on the issuance of public debt.
  • The amendment would delete section one, which has to do with issuance of debt for school districts.
  • issuance of debt for school districts. issuance of debt for school districts.
  • The second provision relates to the issuance of debt for port authorities.
  • debt for port authorities. debt for port authorities.
FL

Florida 2026 Regular Session

Education Pre-K - 12 Jan 27th, 2026

Education Pre-K - 12

Bills: S0564, S1062, S1340, S1646, S1718
Summary: The Senate Committee on Education Pre-K through 12 met with a quorum present and heard several education-related bills. The committee first considered CS/SB 1062 on speech and debate, which would create a Speech and Debate Hall of Fame, designate Speech and Debate Week, authorize a teacher endorsement, require FLVS to establish an institute for speech and debate, direct development of related coursework and credentials, and require annual district reporting. Supporters, including a parent and representatives of the Florida Debate Initiative and school groups, emphasized the academic and civic benefits of debate and the need for funding for travel and training. The committee adopted a delete-all amendment and then reported the bill favorably. The committee also heard and reported favorably SB 1718 on educator preparation and certification, with testimony from an Orange County principal and others supporting a proposal to let educators bank professional learning hours, and SB 1646 on educational facilities, which revises how facility funding is calculated and prioritized, including safety and planning considerations. The committee then took up CS/SB 564 on student volunteers at polling locations. An amendment clarified that high school students who are registered or pre-registered to vote may volunteer at polling places and count the service toward graduation or postsecondary financial aid requirements. Testimony from a county supervisor of elections and civic groups supported the bill as a way to engage students in elections and expand volunteer opportunities, while clarifying it would not conflict with existing election funding rules. The committee adopted the amendment and reported the bill favorably. Finally, the committee heard SB 1340 on coordinated screening and progress monitoring, which requires school districts to screen students for characteristics of dyslexia and dyscalculia, place identified students on support plans, and use evidence-based interventions, with State Board of Education rulemaking to implement the process. The sponsor and a supporting parent group stressed early identification and intervention. The committee reported the bill favorably. The committee also recommended confirmation of Laila Collins to the State Board of Education, and then adjourned.
AL

Alabama 2025 Regular Session

Alabama Senate Finance and Taxation General Fund Committee Apr 23rd, 2025

Finance and Taxation General Fund

Transcript Highlights:
  • So um, this establishes the rate per single-use consumable.
  • The consumable shall be 0.03375 per single-use consumable. 0.03375 per single-use consumable.
  • No, that's actually what it was set up for—was economic development, and it mainly is used for debt service
LA

Louisiana 2026 Regular Session

Appropriations May 18th, 2026

Appropriations

Bills: SB143, SB367, SB388, SB398
Summary: The House Committee on Appropriations met on May 18, 2026, and considered four Senate bills. SB 143 would create a special protective equipment fund for bulletproof vests for peace officers, with the Louisiana Commission on Law Enforcement to regulate distribution; an amendment was adopted to standardize fund language, and the bill was reported favorably as amended. SB 367 would create the Watershed Restoration and Conservation Fund and direct remaining severance tax revenue from sand and stone mining into it; an amendment was adopted to align it with HB 802, and the bill was reported favorably as amended. Members discussed the bill as a way to support watershed and flood-related restoration efforts, including the Amite River Basin. SB 388 would authorize review of state contracts involving foreign adversary nations or terrorist organizations and remove a trigger clause from a prior law; members noted it carried no fiscal note and that the Division of Administration said the review could be done at no cost. The bill was reported favorably. SB 398 would reorganize manufactured housing regulation by moving oversight from the fire marshal’s office to the Contractors Board, consolidating residential housing oversight, moving licensees to Title 37, and increasing inspection rates statewide; an amendment was adopted to conform fund language, and the bill was reported favorably as amended. The committee then adjourned.
HI

Hawaii 2026 Regular Session

CPC Public Hearing - Wed Feb 18, 2026 @ 2:00 PM HST

Consumer Protection & Commerce

Transcript Highlights:
  • collect on a note, a debt.
  • collect on a note, a debt.
  • collect on a note, a debt.
  • debt that's being claimed by the lender. debt that's being claimed by the lender.
  • Your recommendation is adopted. on regular consumers. on regular consumers.
Summary: The committee heard testimony on HB 20, which would create a lava zone insurance subsidy/fund. The Insurance Division opposed the bill, arguing that lava zones 1 and 2 are the highest-risk areas, that a subsidy would not reduce the underlying risk or loss costs, that it could invite similar subsidy requests for other hazards, and that the bill may conflict with HICV by diverting funds from the CRF. Members discussed the lack of authorized homeowners insurance in those lava zones, the role of HPIA and the surplus market, and the difference between the proposed lava-zone subsidy and the Hawaii Hurricane Relief Fund. The chair noted 37 submitted testimonies in support and one in opposition, and the committee then moved on without taking a vote on HB 20 in the portion provided. The committee then took up HB 2612, relating to mortgages, which would clarify that a mortgage does not exist independently of the debt it secures and is not independently enforceable from that debt. The Hawaii Credit Union League and Hawaii Financial Services Association opposed the bill, while several individuals testified in support, arguing it would restore Hawaii’s long-standing lien-state rule and prevent so-called “zombie mortgages” after the Hawaii Supreme Court’s White decision. Supporters said the bill would protect borrowers from delayed foreclosures and predatory lending practices, while opponents and the Insurance Division emphasized that foreclosure actions still require proof of standing and possession of the note, and that lenders generally pursue foreclosure without seeking deficiency judgments. Committee members questioned the Insurance Division about how the current market works, whether lenders could wait out the statute of limitations and then foreclose only on the mortgage, and whether equitable tolling or later defaults could allow refiling. The division said it is still trying to attract authorized insurers back into the lava-zone market, but has seen little progress. No vote or final action on HB 2612 was taken in the excerpt provided.
MN

Minnesota 2025-2026 Regular Session

State Committee Meeting - 2025-03-27

State Government Finance and Policy

Transcript Highlights:
  • in litigation or legal settlements would replenish the consumer protection restitution account until
  • The Attorney General's office would also award money from the consumer protection restitution account
  • Consumer Enforcement Action when a consumer has not previously received compensation required by a judgment
  • The request to set up a consumer protection restitution fund is also part of this proposal.
  • And so now more than ever we need a strong Attorney General who will fight for consumer protections for
MN

Minnesota 2025 1st Special Session

House State Government Finance and Policy Committee 3/27/25

State Government Finance and Policy

Transcript Highlights:
  • consumer enforcement action when a consumer has not previously received compensation required by a judgment
  • settlement would replenish the Consumer settlement would replenish the Consumer Protection<00:31
  • We request 2.7 and Minnesota consumers.
  • the marketplace and benefit consumers the marketplace and benefit consumers and<00:37:38.800>
  • <00:38:50.320> protection recoveries from consumer protection recoveries from consumer protection