Video & Transcript Research : 'Consumer Financial Protection Bureau'

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NM

New Mexico 2026 Regular Session

House - Chamber Meeting Feb 10th, 2026 at 11:16 am

New Mexico House Floor Meeting

Transcript Highlights:
  • I really appreciate the debate, and certainly the interest in protecting all of the firefighters who
  • So, okay, I saw this bill in my committee, in the first committee in Consumer Public Affairs, and it
  • So, Madam Speaker, gentlelady, I saw another bill in Consumer Public Affairs that was similar to this
  • Of course, there are protections in that data. It would not be, you know, by name.
  • Census Bureau. Thank you, Madam Speaker and gentlelady.
TX
Transcript Highlights:
  • This is about clearly protecting women.
  • same way I protect it.
  • We should be doing things to actually protect.
  • You all probably consume it.
  • You're supposed to protect us.
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Monday, February 23, 2026)

US Federal House Floor Meeting

Transcript Highlights:
  • Floridians understand that protecting wildlife is part of protecting our way of life.
  • UNDERSTAND THAT PROTECTING WILDLIFE IS PART OF PROTECTING OUR WAY OF LIFE.
  • Speaker, I yield myself as much time as I may consume. TITLE OF THE BILL.
  • Speaker, I yield myself as much time as I may consume. MR.
  • Speaker, I yield myself as much time as I may consume. Mr.
TX

Texas 89th Regular

Judiciary & Civil Jurisprudence Apr 23rd, 2025 at 10:04 am

Judiciary & Civil Jurisprudence

Transcript Highlights:
  • This bill addresses the mental anguish, financial burden, and time-consuming complications... ...amends
  • This bill addresses the mental anguish, financial burden, and time-consuming complications placed upon
  • back those protections.
  • So this TCPA is to protect the people, not to protect you. Understand?
  • This bill, the Trust Act, seeks to protect the integrity of our courts by exposing improper financial
Summary: The committee heard House Bill 4961, which would bar uninsured motorists from recovering non-economic damages after a collision. The author said the bill is intended to create incentives to maintain insurance and to address what he described as an unfair system for insured drivers. Texans for Lawsuit Reform and Texas Eagle Forum testified in support, while the Texas Trial Lawyers Association opposed it, warning the bill could also affect pedestrians, passengers, children, and others who did not choose whether a vehicle was insured. The bill author clarified that passengers would be included in the bill’s coverage. No vote was taken and the bill was left pending. House Bill 5570 would extend a legislative attorney CLE exemption to attorneys appointed by the governor and confirmed by the Senate to boards or commissions. The author said the measure is meant to ease time burdens and encourage service, and a witness supported it as a modest incentive for public service. A committee member noted a discrepancy in the number of affected attorneys, and the author agreed to verify the correct figure. The bill was left pending. The committee also heard House Bill 2969, which would restrict the State Bar from adopting rules or penalties that unreasonably burden attorneys’ religious exercise or free speech based on sincerely held beliefs. The author and several witnesses from Texas Values, Alliance Defending Freedom, and Cecilia Wood argued the bill protects lawyers of faith from an ABA model rule they described as a speech code. No one testified against the bill, and it was left pending. House Bill 4260, which would prohibit county judges and county commissioners from practicing law in courts over which they have jurisdiction, drew opposition from the County Judges and Commissioners Association, which argued existing ethics rules already address conflicts and that the bill would burden rural officials. The author said the bill was prompted by concerns about judges using their office to pressure others. The bill was left pending. House Bill 5134 would limit Rule 202 pre-suit depositions to people who have suffered or reasonably expect actual damages and would allow attorney’s fees against abusive petitioners. The author said the bill is aimed at preventing harassment and fishing expeditions, especially in family-law disputes. Questions focused on how the standard would work and how it differs from current law; the author said the main change is fee-shifting and a clearer legislative directive. The bill was left pending. House Bill 3095, a committee substitute version of a similar uninsured-motorist bill, would bar uninsured motorists from recovering non-economic damages and limit economic recovery, with several exceptions. Trial lawyers argued it was unconstitutional because it capped economic damages and could unfairly affect innocent drivers, pedestrians, and older people who no longer drive. The author acknowledged constitutional concerns and said the bill would need further work; the committee withdrew the substitute and left the bill pending. Finally, House Bill 4388 would require all judges, including county judges who perform administrative duties, to remain subject to the Code of Judicial Conduct. Supporters said some elected judges avoid accountability by relinquishing judicial functions, while opponents argued the bill is too rigid and unnecessary because existing remedies already exist. House Bill 3964 would limit public nuisance claims to their historical role and bar such claims against lawful conduct, conduct already covered by other remedies, and products. The author and supporters said the bill is meant to prevent courts from using public nuisance to make policy, while opponents argued it would eliminate useful remedies and could affect local actions against environmental or product-related harms. The author said the bill would not affect statutory nuisance claims, private nuisance claims, or other causes of action, and would be amended to clarify some provisions. The bill was left pending.
TX

Texas 89th Regular

Judiciary & Civil Jurisprudence Apr 23rd, 2025 at 10:04 am

Judiciary & Civil Jurisprudence

Transcript Highlights:
  • This bill addresses the mental anguish, financial burden, and time-consuming complications... ...addresses
  • the mental anguish, financial burden, and time-consuming complications placed upon reasonable or responsible
  • So the TCPA is to protect the people, not to protect you.
  • This bill, the Trust Act, seeks to protect the integrity of our courts by exposing improper financial
  • CSHB 4777 protects well-protects well-run facilities CSHB 4777 protects well-run facilities by creating
Summary: The committee heard testimony on several bills affecting civil practice, judicial conduct, and attorney regulation. HB 4961 and the similar HB 3095 would bar uninsured motorists from recovering non-economic damages after a collision, with HB 3095 also addressing certain exceptions and limiting economic damages in some cases. Supporters said the measures would encourage insurance coverage and fairness for insured drivers, while opponents argued they would unfairly punish injured people who were not responsible for the lack of insurance, including pedestrians, passengers, children, and others. HB 3095 drew constitutional concerns from witnesses, and the committee later withdrew the committee substitute and left the bill pending; HB 4961 was also left pending after questions about its scope, including passengers. HB 5570 would expand a continuing legal education exemption to attorneys appointed by the governor and confirmed by the Senate who serve on boards or commissions. The author and witness said the bill would free up time for public service while still requiring ethics training. A committee member raised a discrepancy in the number of attorneys covered, and the bill was left pending. HB 2969 would prohibit the State Bar from adopting rules or penalties that unreasonably burden attorneys’ religious exercise or free speech, especially in relation to sincerely held religious beliefs. Supporters framed it as a protection for lawyers of faith against an ABA-style speech code, while no one testified in opposition; the bill was left pending. HB 4260 would prohibit county judges and county commissioners from practicing law in courts over which they have jurisdiction. The author described it as an ethics measure to avoid conflicts of interest, but county officials and the County Judges and Commissioners Association opposed it, saying existing ethics rules already address conflicts and that the bill would impose hardships, especially in rural counties. The bill was left pending. HB 4388 would require all judges, including those who serve only in administrative roles, to remain subject to the Code of Judicial Conduct; supporters said some judges avoid discipline by relinquishing judicial functions, while opponents said the bill was unnecessary and could burden county judges who serve as administrators. It was also left pending. The committee also heard HB 5134, which would limit Rule 202 pre-suit depositions to people who have suffered or reasonably expect to suffer actual damages and allow attorney’s fees against abusive petitioners. The author said the bill would curb harassment and fishing expeditions, but members questioned how the standard would work in practice; the bill was left pending. Finally, HB 3964 would narrow common-law public nuisance claims by barring suits over lawful conduct, conduct already addressed by other remedies, and products, while preserving other causes of action. Supporters said the bill would prevent regulation through litigation and protect legislative authority; opponents said it would eliminate important remedies and that no Texas abuse had been shown. The author indicated he would revise the bill, and it was left pending.
TX

Texas 89th Regular

Judiciary & Civil Jurisprudence Apr 23rd, 2025

Judiciary & Civil Jurisprudence

Transcript Highlights:
  • for consumers found in Texas law.
  • My concern about the bill is the changes in subsection F that erase key consumer protections.
  • The consumers still have all their protections under Texas laws.
  • protected?
  • One, we talk about the protections laid out for the consumer. There are many protections out there.
WA
Transcript Highlights:
  • I am the Director of Consumer Services.
  • We appreciate the work that you do in Spokane City Council and providing a wonderful Consumer Protection
  • There are no monthly payments associated with this financial product, and consumers eventually need to
  • So we have a lot of the consumer ...of some of the CHISA consumers that we talked with here in Washington
  • A financial settlement, sir. Okay. But they didn't. A financial settlement, sir.
Summary: The committee first heard a work session on cryptocurrency kiosks from the Department of Financial Institutions and Spokane City Councilmember Paul Dillon. DFI described crypto kiosks as licensed money transmission terminals that allow cash purchases of virtual currency, and said the main concern is fraud: scammers often pressure victims, especially older adults, to deposit cash into kiosks and send it to wallets controlled by organized crime. DFI cited a sharp increase in kiosk volume, nationwide fraud complaints and losses, and said Washington currently has licensing and disclosure rules but lacks transaction and fee limits. The department said it is seeking stronger disclosures, a $1,000 daily transaction limit, and a fee cap. Spokane described its unanimous ordinance banning new kiosks and removing existing ones after local scam reports, and members asked about how the machines work, whether the fraud is in the hardware or the transaction, and whether stronger warnings or screening could help. The committee then reviewed home equity sharing agreements, or CHISAs, based on a report by Mariana Amaram and testimony from DFI and industry representatives. The report found that CHISAs provide homeowners a lump sum in exchange for a share of future home value or appreciation, with no monthly payments, but that consumers often struggle to understand the products and settlement calculations. The report said the market has grown quickly in Washington, that costs can be hard to predict, and that early uncapped contracts could produce very high settlement amounts, especially during periods of rising home prices. DFI said it views these products as mortgage loans and is moving forward with rulemaking, including counseling and clearer disclosures, while industry witnesses said the products are equity-based rather than debt-based and asked for tailored regulation. Members discussed the need for better consumer education, clearer payoff schedules, and whether the products should be treated as mortgages or a separate category. The final panel focused on Washington’s space economy, with presentations from Amazon Leo, Blue Origin, Stoke Space, Space Northwest, and Green River College. Speakers highlighted major in-state investments in satellite manufacturing, launch systems, and workforce training, including Amazon Leo’s Redmond and Kirkland facilities, Blue Origin’s Kent headquarters, and Stoke Space’s Kent manufacturing and Moses Lake test site. Space Northwest presented data showing the sector’s growing economic footprint, high-wage jobs, and regional clusters in Kent and Redmond, and urged more workforce programs, incentives, infrastructure support, and a state space commission. The companies emphasized local hiring, apprenticeship and certification programs, and the role of Washington’s aerospace supply chain in supporting the broader space industry. No votes were taken during the transcript excerpt.
US
Transcript Highlights:
  • Role in protecting whistleblowers, encouraging whistleblowers, and maybe changing the culture in a lot
  • Two bureaus led to a 40% and 60% reduction in effectiveness. Then we get to your madness.
  • It also helps save consumers money at the pump.
  • Price, if it was estimated about 5.9 million families according to the National Consumer Law Center?
  • and into the judicial financial disclosure forms personally?
CA

California 2025-2026 Regular Session

Assembly Transportation Committee Jun 29th, 2026

Transcript Highlights:
  • Protected bikeways are not just lines on a map or a nice extra feature.
  • Public investments and safety should protect people for the life of the project.
  • This bill addresses misrepresentation in the e-bike marketplace and strengthens consumer protections
  • SB 1167 is a targeted street safety and consumer protection bill. It does not punish legal e-bikes.
  • It protects them in an effort to deal with the e-moto problem.
Summary: The Assembly Transportation Committee heard several bills focused on active transportation, transit, road safety, and local enforcement. SB 569 would restrict removal or downgrading of bikeways built with state General Fund dollars for at least 20 years, require public hearings before major changes, and was supported by bicycle advocates and some local and environmental groups. The City of Encinitas opposed the bill, arguing it could limit needed safety fixes and should apply only to future projects; committee members discussed whether the bill still allowed safety-based modifications. The bill passed on a due pass vote to Appropriations. SB 741 would streamline the Low-Carbon Transit Operations Program by reducing administrative burden and giving transit agencies more flexibility to use funds for service improvements, fare programs, and other transit needs while maintaining oversight and disadvantaged community requirements. Transit agencies and advocacy groups supported the measure, saying it would help agencies respond to post-pandemic ridership and financial challenges. The committee approved the bill on a due pass as amended vote to Appropriations. The committee also heard SB 1167, which would tighten consumer protections by clarifying that high-powered e-motos and similar motor vehicles are not e-bikes, requiring clearer disclosures and labels, and improving crash reporting. Supporters said the bill would reduce confusion and improve safety for riders, pedestrians, and parents; the Motorcycle Industry Council opposed unless amended, arguing the term “e-bike” is used broadly and the bill could affect existing businesses. The bill passed to Appropriations. Later, SB 953, dealing with vehicular manslaughter cases dismissed through misdemeanor diversion, would add DMV points so fatal conduct remains reflected on driving records; the bill was supported by the victim’s family and safety advocates and passed to Appropriations. The committee then heard SB 1218, which would let local agencies boot vehicles tied to repeated unpaid illegal dumping citations instead of using DMV enforcement. Oakland officials and community groups supported the bill as a needed deterrent, while the ACLU opposed it as punitive debt collection without a sufficient nexus to the vehicle. The bill passed to Appropriations. Finally, SB 739 would revise the Clean Miles Standard for rideshare companies by allowing CARB and CPUC to adjust electric vehicle mileage targets in light of current market conditions; Uber and Lyft supported the flexibility, while clean air advocates began raising concerns about weakening climate goals as the transcript cut off.
CA

California 2025-2026 Regular Session

Assembly Transportation Committee Jun 29th, 2026

Transportation

Transcript Highlights:
  • Protected bikeways are not just lines on a map or a nice extra feature.
  • Protected bikeways are not just lines on a map or a nice extra feature.
  • This bill addresses misrepresentation in the e-bike marketplace and strengthens consumer protections
  • SB 1167 is a targeted street safety and consumer protection bill. It does not punish legal e-bikes.
  • It protects them in an effort to deal with the e-moto problem.
Keywords: 988, house, all
NH

New Hampshire 2026 Regular Session

House Resources, Recreation and Development (02/11/2026)

Resources, Recreation and Development

Transcript Highlights:
  • <00:39:33.440> for long-standing protections for long-standing protections for inventoried
  • <00:39:38.480> clean play a unique role in protecting clean play a unique role in protecting
  • , protecting uh biological again, protecting uh biological strongholds<00:49:45.599> for<00:49
  • /c><00:50:26.880> those that without that protection, those that without that protection, those
  • <01:57:21.760> The environmental protections. The environmental protections.
Keywords: 1189, house, all
AZ
Transcript Highlights:
  • If I were a financial genius and if I knew how counties operated, that would be wonderful.
  • What the consumers have been asking for in this space is really threefold: more comfort features.
  • Yeah, we’ve got Daniel from Farm Bureau. I’m trying to... yeah.
  • I’m the government relations manager for the Arizona Farm Bureau.
  • We, as Farm Bureau, stand ready to work with the committee... ...private lands.
Keywords: 1182, all
Summary: The committee met to review the state’s off-highway vehicle program, with opening remarks focused on balancing recreation, safety, tourism, and land-use conflicts among OHV users, hikers, bikers, ranchers, and land managers. Arizona State Parks and Trails reported on OHV fund revenues, grant balances, and process changes intended to speed up mitigation and law enforcement spending. The agency said it has tightened grant oversight, eliminated informal grant “buckets,” increased delegated authority for quicker project approval, and is using contracted trail crews for expedited maintenance and mitigation. Examples discussed included fencing and signage at Bulldog Canyon, erosion-control work at Charlew Gap, and a mitigation project at Windmill Mountain Ranch. Members emphasized that prior committee discussions helped recover nearly $4 million from stale grants and redirect it to current priorities. Arizona Game and Fish reported that OHV education and enforcement activity has increased. The mandatory online safety course has been taken by more than 149,000 people through ADOT and 15,000 through Game and Fish, and officers said compliance, especially helmet use by children, has improved. Game and Fish also described its OHV enforcement role, including seven dedicated officers and 97 field officers, training for about 40 agencies, and a new requirement that OHV law be included in police academy curricula starting in 2026. The department said most citations involve no decal, helmet issues, cross-country travel, habitat damage, and reckless driving. Members asked about speeding standards, road use, and a helmet-law conflict involving children in side-by-sides; Game and Fish said it is currently harmonizing the statutes and has treated children in side-by-sides as exempt under the newer provision. ADOT explained the decal and registration process, including the required safety course, the $25 decal, and the new non-resident 30-day permit for certain out-of-state OHVs. Staff also clarified that the course is required for owners, not every occasional operator, and that rental companies are not statutorily required to have each renter take the course, though some do so voluntarily. The committee then heard a legislative overview of recent OHV bills: 2024’s SB 1576 on safety, age, and helmet requirements; 2025’s SB 1517 creating the temporary non-resident permit and extending the study committee; and this year’s SB 1519, which would raise the OHV weight limit from 2,500 to 3,500 pounds and add a proposed new fee class. Members and stakeholders discussed whether the higher weight limit would broaden the OHV category, affect revenue, and better reflect newer, heavier side-by-sides, while some cautioned against blurring the line between OHVs and regular vehicles. No formal votes were taken in the portion provided.
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Wednesday, January 21, 2026)

US Federal House Floor Meeting

Transcript Highlights:
  • . protect. protect.
  • protecting them.
  • to strengthen workplace protections. to strengthen workplace protections.
  • to protect us. to protect us.
  • I may consume. I may consume.
HI

Hawaii 2026 Regular Session

RM 411 Conference PM - Fri May 1, 2026

Hawaii House Floor Meeting

HI

Hawaii 2026 Regular Session

House Chamber - Fri May 1, 2026, 6:30PM HST - Day 56

Hawaii House Floor Meeting

HI

Hawaii 2026 Regular Session

RM 329 Conference AM - Fri May 1, 2026

Hawaii House Floor Meeting

HI

Hawaii 2026 Regular Session

RM 325 Conference PM - Fri May 1, 2026

Hawaii House Floor Meeting