Video & Transcript Research : 'Consumer Financial Protection Bureau'

Page 113 of 500
NM

New Mexico 2025 Regular Session

Senate - Conservation Jan 28th, 2025

Senate Conservation

Transcript Highlights:
  • We urge you to choose legislation that will protect the future of our beloved state and the people who
  • Fossil fuels have provided considerable financial benefit over the years, but moving forward, we want
  • Set with carbon credits, which will cost New Mexico consumers $100 per metric ton.
  • And that's what we ought to be trying to do, and we need to protect those people.
  • So many of them now have climate bureaus. I just think that we all have to pull together.
HI

Hawaii 2025 Regular Session

CPN Public Hearing 01-28-2025

Commerce and Consumer Protection

Transcript Highlights:
  • C., Chair of the Commerce and Consumer Protection Committee in the Senate.
  • > with consumer protection committee deals with consumer protection committee deals with thank
  • The DCCA Office of Consumer Protection, good morning.
  • <00:22:03.559> Protection uh dcca Office of Consumer Protection uh dcca Office of Consumer
  • much uh dcca Office of Consumer much uh dcca Office of Consumer Protection<00:29:12.559> with
Keywords: 912, senate, all
Summary: The Senate Commerce and Consumer Protection Committee held its first hearing of the 2025 session and reviewed several measures. SB 102 would restrict third-party restaurant reservation services from listing or selling reservations without a written agreement from the restaurant; the Attorney General recommended amendments to strengthen the bill against First Amendment and Contracts Clause challenges, and the Hawaii Restaurant Association strongly supported it, saying restaurants should control who represents them. The committee also heard SB 137 on electric utility mergers and acquisitions, with support from Ulupono Initiative and IBW Local 1260. Supporters said the bill would preserve state policy protections, including renewable energy and rate-making goals, and protect workers; IBW also suggested amendments, including a severability clause. The committee discussed a possible alternative approach from the PUC involving solicitation of bids from non-investor-owned utilities, and Ulupono said it would consider that idea but was concerned about preserving time for co-op formation. Members then heard SB 142, which would require insurers paying claims by check to send them by certified mail with restricted delivery and return receipt. The Insurance Division stood on its written testimony, while the Hawaiian Insurers Council, State Farm, NAMIC, and the American Property Casualty Insurance Association opposed the bill. A senator questioned whether the measure was too prescriptive and could create problems for claimants displaced by disasters; the response was that insurers and claimants usually remain in contact and that other payment methods may already be available depending on the carrier. SB 157 would ban algorithmic price setting in Hawaii’s rental market and require a public education program; the committee noted written testimony in support and comment, but no oral testimony was taken before moving on. SB 158 would create a state-owned bank implementation board within DCCA; DCCA’s financial institutions division, the Budget and Finance Department, and the Legislative Reference Bureau submitted comments, while the Hawaii Bankers Association opposed and the Hawaii Credit Union League commented. The committee also heard SB 318, which would require DCCA to adopt privacy rules for direct-to-consumer genetic testing and specify whether genetic information may be used for investigative genetic genealogy. The Office of Consumer Protection and Andrew Crossland opposed the bill, saying federal law and existing state protections already cover much of the area and that rulemaking would be a better way to address it; members raised concerns about federal changes and the need for state protections, but OCP said the bill was not the best approach. SB 332 would prohibit bundling foreclosed homes at public sale and delay finality of sales; L. Strong and written testimony supported it, citing Lahaina’s post-fire foreclosure risks and warning of investors profiting from the disaster. The final measure, SB 525, would require written notice and consent before mortuaries, cemeteries, or pre-need funeral authorities sell or recycle precious metals recovered after cremation. DCCA’s consumer protection and licensing divisions offered comments, while the Hawaii Funeral and Cemetery Association opposed the bill, saying it was surprised by the measure and was unaware of current consumer problems in the industry.
NE

Nebraska 2025-2026 Regular Session

Legislative Morning Session Apr 9th, 2026

Nebraska Unicameral Floor Meeting

Transcript Highlights:
  • Kevin John and Bill for an act relating the protection order to act, 26, 1.22, 1.2 for the birth protection
  • Two months here protected, or may remain under the past kind of for the need of protection, or check
  • for adult protection service officials.
  • Number two: protection against rapid tax increases.
  • This is just very convoluted and it's time-consuming.
NE

Nebraska 2025-2026 Regular Session

Legislative Afternoon Session Apr 9th, 2026

Nebraska Unicameral Floor Meeting

Transcript Highlights:
  • It would maximize the use of financial assistance, ensure equitable access across expertise areas, and
  • delivery organizations, microloan technical assistance organizations, and innovation hubs to provide financial
  • The section refers to a microloan reserve fund and capital for commercial and financial infrastructure
  • All Handicapped Children Act, also known as the EHA, in 1975 to support states and localities and protect
LA

Louisiana 2026 Regular Session

Municipal May 7th, 2026

Municipal

Transcript Highlights:
  • Rebecca Marbury with the Bureau of Governmental Research, as president, would like to speak.
  • It's the Bureau of Governmental Revenue. Organization was what again?
  • It's the Bureau of Governmental Research. The Bureau. Where does your funding come from?
  • that financially benefits from how this system is currently set up?
  • Proof shall be submitted with the city's financial report.
Summary: The committee on Local and Municipal Affairs met on May 7, 2026 and approved the prior meeting minutes before taking up a series of local bills. Early action included HB 362, creating the Regency Park Towns Townhomes Crime Prevention and Security District in Orleans Parish, which was reported favorably. HB 822, dealing with nonprofit entities that hold appointments on boards and commissions while not in good standing with the Secretary of State, drew discussion about how long an entity must be out of compliance and whether notice should be required; the committee adopted an amendment changing the threshold to three consecutive years and then reported the bill as amended. A major portion of the meeting focused on HB 1243, which would shift more authority over the New Orleans Sewerage and Water Board to the Orleans Parish City Council. Supporters, including Representative Hilfriddy and Council President J.P. Morrell, argued the current structure is dysfunctional and unresponsive, and that local elected officials need authority to act more quickly. The Bureau of Governmental Research testified without taking a position on the bill itself but urged a formal transition plan or study committee so the city would have a clear governance path. Despite that concern, the committee adopted an amendment clarifying asset ownership and then reported HB 1243 as amended. The committee also handled several St. George bills. SB 348, allowing local law enforcement to contract for administrative support related to motor vehicle enforcement, was reported favorably. SB 444, granting St. George expropriation authority for certain public infrastructure projects, was also reported favorably. SB 485, concerning the city’s authority over insurance premium taxes, initially had amendments adopted but was then reconsidered; the amendments were stripped and the bill was reported favorably in its original form. HB 431, requiring mayors to complete annual continuing education, was amended to clarify approved training and then reported favorably. Other measures reported favorably included HB 990 on Jefferson Parish master water meters, HB 466 on West Feliciana Parish tax rebates tied to a data center project, HB 664 raising the maximum fine for parish ordinance violations, HB 87 increasing per diem for a Livingston Parish gas utility district board, HB 115 abolishing the police chief position in Edgefield, HB 741 creating emergency housing vouchers for human trafficking survivors, HB 377 removing civil service pay-plan restrictions for state examiners, HB 162 allowing a fee increase for the Jefferson Place/Bocage Crime Prevention District, HB 368 increasing fines for improper demolition of historic properties in New Orleans, and HB 441 returning New Orleans Sewerage and Water Board employees to city civil service. The committee adjourned after reporting the bills.
NH

New Hampshire 2026 Regular Session

House Public Works and Highways (03/24/2026)

Public Works and Highways

Transcript Highlights:
  • Uh the Bureau of Public Works does 21I.
  • It is no different to the consumer.
  • Um if anything, we have taken consumer.
  • I’m the administrator of the Bureau of Traffic at New Hampshire DOT.
  • <01:57:35.199> of I'm the administrator of the Bureau of I'm the administrator of the Bureau
Keywords: 928, house, all
Summary: The committee first heard Senate Bill 497, a technical correction to last year’s capital budget. Shannon Reid of the Community College System of New Hampshire explained that the bill removes leftover state-agency boilerplate from a repurposed capital appropriation and replaces it with community college language, without changing any dollar amounts. She also described a requested amendment to rename a respiratory therapy renovation appropriation at Nashua Community College as an allied health instructional center, so the space can be used more flexibly for programs such as phlebotomy, radiologic technology, and LNA training. Terry Poff of the General Court then testified on the second part of the bill, which changes legislative space references to support the move of General Court offices from the second floor to the fourth floor of the annex as part of the legislative office building reconfiguration. Members asked whether the community college changes affected funding, and Reid confirmed the amounts do not change and that the bill simply speeds up a correction that otherwise would have been handled later in the lapse process. Poff said the annex space change is part of a permanent transition, though the work cannot proceed until the General Court has legal control of the space. The committee then entered executive session, adopted Amendment 1031H on a 12-0 vote, and voted ought to pass as amended on SB 497 by a 12-0 vote, with several members absent. The bill was placed on the consent calendar. The committee next opened a hearing on Senate Bill 529FN, which would give preference to lumber sourced in the United States on state-funded building projects. Representative Davis, introducing the bill for Senator Roachford, argued that New Hampshire timber is disadvantaged by grading rules that treat U.S. lumber differently from Canadian SPF lumber, even when the wood is from similar species and climates. He said the bill is intended to support New Hampshire’s timber industry and that architects and engineers would still be able to specify stronger materials when needed. Committee members questioned whether the bill should instead refer specifically to New Hampshire lumber, how it would be enforced, and what the cost impact would be. Davis and later witness Mike Olette said the issue is tied to industry grading standards rather than a government code, that the bill is meant to create a preference rather than a mandate, and that price differences are hard to pin down because lumber is a commodity. Olette, who lives near the border, testified that New Hampshire logs are often sent to Canada for milling and then return under a different grade, which he said puts New Hampshire loggers and mills at an economic disadvantage.
MN
Transcript Highlights:
  • Um, I don't think it's unfair to say that consumer sentiment is going to be damaged when consumers are
  • economists look at is consumer economists look at is consumer sentiment.<00:36:08.800> Um,
  • Financial Protection Bureau, the sole federal agency charged with protecting working families from predatory
  • punish states that attempt to protect punish states that attempt to protect their<00:48:12.800><
  • Protect borrowers.
Keywords: 1187, senate, all
NH

New Hampshire 2025 Regular Session

House Ways and Means (05/20/2025)

Transcript Highlights:
  • the um to 483B9, the the shoreland the um to 483B9, the the shoreland protection protection protection
  • that touches any part of protected that touches any part of protected shoreland,<00:19:38.160>
  • bureau.
  • start to consume less.
  • start to consume so high that consumers start to consume less.<03:34:23.279> And<03:34:23.520
Keywords: 928, house, all
Summary: The committee heard testimony on Senate Bill 110, as amended by the Senate, which would establish fees for alteration-of-terrain applications and direct the Department of Environmental Services to adopt rules for a permit-by-notification process for certain projects. Trisha Milo introduced the bill for Senator Lang and noted that the department had worked on the amended language. Matt Mayberry of the New Hampshire Homebuilders Association said the industry strongly supported the bill, describing it as a public-private partnership that would speed review for developers without affecting local control, with builders paying the costs rather than taxpayers. Members focused heavily on how the bill’s fee structure and permit thresholds would work, especially for projects near shoreland, wetlands, and protected water bodies. Representative Opel raised concerns about whether the bill reduced review of habitat and shoreland impacts or shifted costs unfairly; Philip Trobridge of DES explained that the bill does not eliminate those reviews and that shoreland projects still receive greater scrutiny. He said the bill creates different tiers, with the permit-by-notification process applying to certain projects between 100,000 and 150,000 square feet that are not in protected shoreland, while larger or shoreland-affected projects remain under the standard review process. He also said the proposed fees were based on sustaining the program, covering added habitat and species review responsibilities, and keeping reviews efficient. Trobridge said the new fee structure would generate about $1.2 million in additional revenue and help fund additional staff and related program costs. He stated that the department had worked with the regulated community and believed the fees were fair and reasonable, though he acknowledged the bill’s wording was confusing and that the threshold could be revisited later if the new process works well. Members also discussed how the state process interacts with local approvals, and Trobridge said both state and local approvals are required before a project can begin. No vote or final action was taken in the portion of the meeting provided.
HI
Transcript Highlights:
  • HB 2462, relating to consumer protection, prohibits auto manufacturers and dealers from charging a post-sale
  • HB2462 relating to consumer<00:13:51.279> protection<00:13:52.160> prohibits<00:13:52.639
  • > auto consumer protection prohibits auto consumer protection prohibits auto manufacturers<00:
  • Consumer protection. The chair's recommendation is to defer this one as well.
  • transparency and protection and consumer transparency and protection recommend<01:14:54.239> legislation
Keywords: 910, house, all
Summary: The Transportation Committee met on February 5 and heard testimony on a long agenda of transportation-related bills. Early measures included HB 2392, which would create an employer tax credit for transportation demand management benefits; HB 2462, which would bar auto manufacturers and dealers from charging post-sale fees for already-installed hardware; and HB 2423, which would require diesel sold for on-road use to contain at least 5% biodiesel. HB 2392 drew support from the Oahu Metropolitan Planning Organization and one individual, with the Department of Taxation and the Tax Foundation offering comments. HB 2462 drew support from DCCA and one individual, while the Alliance for Automotive Innovation opposed it. HB 2423 drew comments from the Hawaii State Energy Office and Hawaii Farm Bureau, support from Pacific Biodiesel and the Hawaii Transportation Association, and a question from the chair about whether biodiesel is exported; the witness said production stays local. The committee also heard HB 1771 on voluntary carbon offsets for air travel, HB 2081 on requiring firefighters exempt from CDL rules to follow equivalent alcohol and substance abuse policies, HB 2334 on allowing the Department of Transportation to assume NEPA responsibilities for certain projects, and HB 2336 on DOT agreements with the Department of Defense for work at military installations using federal funds. HB 1771 drew comments from Life of the Land warning that carbon offsets are often unreliable and could create liability, while Alaska Airlines and Hawaiian Airlines offered comments. HB 2081 received support from DOT, county human resources offices, fire departments, and county officials, with the Hawaii Firefighters Association in opposition. HB 2334 was supported by DOT, and the director said other states using NEPA assignment can complete projects in about half the time. HB 2336 was supported by DOT, HIEMA, DBEDT’s military relations office, and the Hawaii Military Affairs Council; the committee discussed the administrative fee as a way to recover costs under an intergovernmental agreement. The most extensive testimony centered on HB 1666, which would limit new motor vehicle markups above 5% of MSRP and require recordkeeping. Multiple dealer groups and the Hawaii Automobile Dealers Association opposed it, arguing it would threaten dealership operations, especially in Hawaii’s high-cost market and for vehicles without an MSRP. The committee also heard HB 2375 on uniform towing and parking enforcement standards on state and leased lands, including notice, disability protections, payment safeguards, and public reporting; DLNR, DAGS, and several advocacy groups testified, with strong public support and concerns about towing practices and ADA compliance. HB 2415, which would appropriate funds for crosswalks near school properties, drew support from DOT, DOE, and the Hawaii Bicycling League, and the committee discussed how counties would request projects and how funding would be allocated. Finally, HB 2451, which would move Hawaii toward fare-free public transit beginning in 2027 and create a dedicated funding source through a petroleum tax increase, received broad support from DOT, the Energy Office, public health and advocacy groups, and many individuals; DOE testified that it currently uses about $2.1 million for student bus passes and that the program is tied to savings from inactive school bus routes.
NH

New Hampshire 2025 Regular Session

House Finance Division III (03/03/2025)

Transcript Highlights:
  • functions of this particular Bureau functions of this particular Bureau includes<00:18:01.600>
  • Improvement system that the bureau Improvement system that the bureau administers<00:18:10.640><
  • This bureau essentially believes in the responsibility of parents to financially support their children
  • This bureau essentially believes in the responsibility of parents to financially support their children
  • This bureau essentially believes in the responsibility of parents to financially support their children
Keywords: 928, house, all
Summary: The committee held a Division 3 budget work session focused on the Department of Health and Human Services’ Division of Economic Stability. Karen Hebert, the division director, and Nathan White, DHHS chief financial officer, walked members through the governor’s operating budget pages and a briefing book, explaining that the division was consolidated in 2018 and serves programs aimed at financial stability, poverty reduction, child care access, and related supports. Members repeatedly asked for clearer breakdowns of general fund spending, historical growth since consolidation, and how the division’s broad mission areas map onto specific budget lines. A major portion of the discussion centered on the Bureau of Child Development and Head Start collaboration and the child care subsidy program. Hebert said the child care scholarship/subsidy helps low- and moderate-income families access daycare so parents can work, attend school, or receive treatment, and that eligibility is based on state median income up to 85%. She reported a 45% increase in utilization, 4,032 children receiving daycare support as of the end of January, and about 15% of eligible children being served. She also described the quality improvement system “Granite Steps for Quality,” with 160 providers enrolled out of 717 licensed programs, and noted that 1,200 child care professionals added credentials in the last year. Members pressed for cost-benefit information, asking for data on how much the state pays, how many providers and children are served, and whether the department could quantify unmet need. The witnesses said some projects were funded with short-term ARPA child care dollars and that detailed cost data for specific examples, such as the Gorm Community Learning Center expansion, would need to be looked up. They also explained that the child care fund is a federal block grant with required spending set-asides of 9% for quality, 3% for infants and toddlers, and up to 5% for administration, and that unused funds remain available. The committee also reviewed slide 10’s accounting units, including that the Child Care Workforce Fund is 100% general funds and was created as a priority item under HB 2 from the 2024 session, while some other child care-related units are 100% federal funds.
HI

Hawaii 2026 Regular Session

RM 411 Conference PM - Fri May 1, 2026

Hawaii House Floor Meeting

HI

Hawaii 2026 Regular Session

House Chamber - Fri May 1, 2026, 6:30PM HST - Day 56

Hawaii House Floor Meeting

HI

Hawaii 2026 Regular Session

RM 329 Conference AM - Fri May 1, 2026

Hawaii House Floor Meeting

HI

Hawaii 2026 Regular Session

RM 325 Conference PM - Fri May 1, 2026

Hawaii House Floor Meeting

HI

Hawaii 2026 Regular Session

RM 325 Conference AM - Fri May 1, 2026

Hawaii House Floor Meeting

HI

Hawaii 2026 Regular Session

RM 329 Conference PM - Fri May 1, 2026

Hawaii House Floor Meeting

HI

Hawaii 2026 Regular Session

RM 309 Conference AM/PM - Fri May 1, 2026

Hawaii House Floor Meeting

HI

Hawaii 2026 Regular Session

RM 329 Conference AM - Thu Apr 30, 2026

Hawaii House Floor Meeting

HI

Hawaii 2026 Regular Session

House Chamber - Thu Apr 30, 2026, 12:00PM HST - Day 55

Hawaii House Floor Meeting

Transcript Highlights:
  • It protects safety, it supports employers, and it opens the doors for our young people. Thank you.
  • It<00:44:58.880> protects<00:44:59.280> safety,<00:44:59.880> it<00:45:00.040>
  • > supports It protects safety, it supports It protects safety, it supports employers,<00:45:01.400