Transcript Highlights:

• Senator Birdwell, you'll recall that... that whole system with the 30.06 and 30.07 signs is designed
• Simply eliminating the administrative prohibition on electronic and computer-generated play slips and
• amending the definition of play slip to include electronic play slips for the Mega Millions lottery
• The Commission allowed an electronic interface with it.
• There's a system for that, which is to come and ask the legislature if you can do it differently.

Bills: SB82, SB1807, SB2254, HB119, HB130, HB581, HJR98, SB1988, SB 18, SB 34

Keywords: business liability, concealed carry, handgun policy, premises liability, criminal acts, civil liability, business premises, concealed handgun, property liability, property rights, gun regulations, criminal liability, protective order, confidentiality, personal information, court records, victim protection, charitable raffle, nonprofit, wildlife conservation

Transcript Highlights:

• I feel like we've had minus our guardian system.
• or are we going to move to a different system?
• system.
• This is not a standard type system.
• But honestly, most of them want electronic deposits.

Keywords: 914, all

Transcript Highlights:

• Please silence all electronic devices.
• Please silence all electronic devices.
• This system will provide the Florida Gaming Control Commission... ...and enforcement system.
• and case management system for the agency.
• for mail equipment and call centers, completing the new electronic file-and-pay system, and implementing

Summary: The committee first took up confirmation of five water management district appointees: Ted Everett and Jerome Pate to the Northwest Florida Water Management District, Michael Romano to the Big Cypress Basin Board of the South Florida Water Management District, and Paul Bissfam, John Hall, and Virginia Johns to the Southwest Florida Water Management District. Senator McClain moved confirmation, the roll was called, and the committee recommended all appointees favorably. Members then received the Governor’s Florida First budget presentations for environmental agencies. The environmental package totaled about $5.8 billion and emphasized Everglades restoration, water quality, resilience, land conservation, state parks, hazardous waste cleanup, wildlife management, wildfire response, and citrus support. DEP highlighted more than $1.4 billion for water resources, including $810 million for Everglades restoration, $202 million for Resilient Florida, $150 million for Florida Forever, $70 million for state parks, and $221 million for contamination cleanup. FWC, Agriculture, and Citrus funding priorities were also outlined. Members asked about Florida Forever funding, state park wastewater and septic needs, a reduction at the Florida Wildlife Research Institute, and beach renourishment funding for storm damage. The committee also heard the General Government portion of the budget, which totaled about $2.9 billion and covered DBPR, Lottery, Financial Services, Management Services, Revenue, PERC, and the Gaming Control Commission. DBPR requested funds for license processing, an animal abuse hotline, fleet replacement, and IT retention. FGCC sought new enforcement squads and an IT licensing/enforcement system. The Lottery proposed marketing, retail engagement, IT, and retention funding. DMS emphasized building modernization, fleet telematics, 911 and radio upgrades, cybersecurity, a local government cybersecurity grant program, and data interoperability. PERC described a sharp increase in labor cases and elections after SB 256 and requested staffing, election administration, and hearing officer pay increases. DFS highlighted My Safe Florida Home, fire marshal and first responder support, financial investigations, and gold and silver legal tender implementation. Revenue requested operational and IT funding and support for fiscally constrained counties. Questions focused on DBPR’s condo and HOA initiatives, cybersecurity grant reductions, and the My Safe Florida Home program’s abandoned grants and matching requirements. No additional votes were taken, and the committee adjourned.

Transcript Highlights:

• ELECTRONIC ELECTRONIC VOTES WILL BE CONDUCTED AS FIVE MINUTE VOTES.
• That's not the system.
• THAT'S NOT THE SYSTEM.
• It's a systemic failure.
• It's a systemic failure.

Keywords: U.S. House of Representatives Floor Proceedings on Monday, April 20, 2026, 1012, house, all

Transcript Highlights:

• PLEASE SILENCE ALL ELECTRONIC DEVICES.
• LARGE ELECTRONIC DISPLAYS WITH TABLES IN FRONT OF THEM.
• AND IT IS AN ELECTRONIC SYSTEM THAT YOU USE TO MOVE THE MACHINES AROUND SO THEY CAN BE PROGRAMMED.
• ALSO NOTICE IN THE TOP LEFT YOU CAN DO THE HVAC SYSTEM.
• YOU GUYS GRAB DVR SYSTEMS TO SHOW THE PATTERN IF YOU'RE GRABBING THE VIDEO YOU CAN SEE HOW OFTEN THEY

Keywords: 999, senate, all

Transcript Highlights:

• Under HB 326, if a person commits a theft and, in doing that theft, uses an oral, written, or electronic
• Armitage says it fills a void that exists in the current system. That Mr.
• And together with our partners in the criminal justice system, we are going to have a path forward that
• Things such as Ring cameras or other types of electronic components are letting people avoid it.
• Increasingly, individuals have access to doorbell cameras and home security systems that allow them to

Bills: HB372, HB414

Keywords: HB372, Justice of the Peace Court, Delaware courts, Title 10, court administration, judicial staffing, county courts, Kent County, New Castle County, Sussex County, Wilmington, 24-hour hearings, court locations, court hours, magistrate court, access to justice, court consolidation, Delaware General Assembly, destructive weapon, possessing a destructive weapon

Summary: The committee heard several bills focused on public safety, courts, and family law. House Bill 141, with House Amendment 1, would require the Department of Safety and Homeland Security to create a firearm responsibilities notice for firearm purchasers through licensed dealers, covering Delaware gun laws, safe storage, lost/stolen reporting, straw purchases, suicide prevention, and other safety responsibilities. Testimony from the NRA, Delaware State Sportsmen’s Association, Moms Demand Action, the Coalition for Safer Delaware, and Delaware State Police was uniformly supportive, emphasizing education, standardized dealer practices, and potential evidence for straw-purchase prosecutions. No committee questions were raised, and the bill was moved forward after public comment. House Bill 326 would create a new offense for theft by impersonating a family member, aimed at scams involving spoofed calls, texts, or online messages that pressure victims to send money. The sponsor described the bill as a response to increasingly sophisticated fraud enabled by artificial intelligence, and noted that a House amendment removed an original mandatory minimum jail term, leaving sentencing to the courts. No public testimony was offered on the bill. House Substitute 1 for House Bill 150 would prohibit civil arrests inside courthouses and certain Department of Labor proceedings, with the sponsor arguing that such arrests deter people from coming to court or seeking protection; the bill would allow criminal arrests and civil arrests only with advance written notice. No testimony was taken on that measure. Senate Bill 284, the First State Emergency Responders Act, would create a narrowly tailored offense for intentionally approaching within 25 feet of first responders at emergency scenes after crossing a barrier or ignoring warnings, if done to interfere, threaten, or harass. Supporters, including police, fire service, and sportsmen’s groups, said it would protect responders and preserve emergency operations, while the Office of Defense Services opposed it on First Amendment and overbreadth grounds, arguing existing laws already cover much of the conduct. Senate Bill 304 would amend Delaware’s safe school zone law to allow private schools to use trained, vetted sentries or similar security arrangements; supporters said it would give smaller private schools an affordable safety option, while the sponsor said the bill needed more work and should not move forward yet. The committee also heard Senate Substitute 1 for Senate Bill 314, which would clarify how courts handle evidence that a sexual assault complainant previously made a false allegation; DOJ and ODS said the substitute reflects a consensus approach, and YWCA Delaware supported it as a survivor-protective reform. Finally, Senate Bill 343 would expand methods for serving child support respondents in Family Court by authorizing service through certified mail and carriers such as USPS, UPS, and FedEx, addressing cases where people avoid in-person service using doorbell cameras and other technology. The Division of Child Support Services supported the bill as a practical update that would improve timeliness while preserving proof-of-delivery safeguards. At the end of the meeting, a motion was made and seconded, and the chair adjourned the session.

Transcript Highlights:

• Relates to changes of membership eligibility in a New York State Retirement System.
• reporting by the Chief Administrator to include information relating to all courts in the unified court system
• persons self-excluded from gambling include procedures that allow a person to submit requests electronically
• Requires such procedures to ensure parity between electronic and non-electronic requests with respect

Keywords: 993, senate, all

Summary: The Senate Finance Committee, chaired for the day by Senator John Liu, took up a long agenda of bills covering labor and benefits, corrections, health, taxation, government transparency, and public services. Early measures included increasing short-term disability benefits, adjusting a poverty-level-related earned income disregard, expanding correctional health staffing review, and authorizing the Inspector General to investigate sexual assault complaints in correctional facilities; each of these advanced to the floor. The committee also advanced bills on ovarian cancer screening access, retirement system membership changes, a trail stewardship program, live agency representative access, FOIL/open meetings fee awards, a Harriman campus development plan, court data reporting, educator conventions, park water testing, an energy storage tax abatement, a Native American Affairs office, adult changing tables in public facilities, Medicaid Inspector General audit standards, remote training certification for agency personnel, newborn Gaucher disease testing, electronic self-exclusion requests for gambling, and child daycare inspections and opioid antagonist requirements. Several bills drew discussion. The prescription drug transparency bill (Print 488A) prompted questions about possible overlap with federal Hatch-Waxman/FTC oversight and whether a New York notice requirement could slow generic-drug settlements; sponsors and staff said it was intended as a supplemental transparency measure for consumers. The court reporting bill (Print 1849A) raised concerns about mandates on local governments, but supporters said it mainly required OCA to compile data in one format. The Medicaid local-share phaseout bill (Print 5519) generated the most debate, with supporters arguing it would provide major property tax relief and should be addressed in the budget, while opponents emphasized the need to curb Medicaid fraud, waste, and abuse first. Two major fiscal oversight proposals were defeated. Print 8661, which would have required the Comptroller to hire an independent private auditing firm to review state-funded programs for fraud and abuse, was opposed despite support from some members who argued outside auditing was overdue; it failed by one vote. Print 5519 was also ultimately defeated after a recount confirmed it lacked the required majority of the full 22-member committee. Most other bills were approved and sent either to the floor or, in the case of the drug transparency bill, to the Rules Committee.

Transcript Highlights:

• system.
• > uh electronic electronic health records uh electronic electronic health records uh transformation
• entire system. entire system.
• We have the regular system and the land court system.
• We have the regular system and the land court system.

Keywords: 910, house, all

Transcript Highlights:

• Mechanical systems are in the water and seeing results versus a study.
• laboratory testing to advance electronic laboratory testing to advance electronic data<01:23:53.440
• invested um in the public health system. invested um in the public health system.
• ,<01:59:44.639> we to the AY's uh computer systems, we to the AY's uh computer systems, we
• /c> recommended electronic statewide recommended electronic statewide attendance<02:06:35.440> tracking

Keywords: 1187, senate, all

Transcript Highlights:

• in<00:03:36.840> the electronic system for bringing in the electronic system for bringing
• If we're going to do a large-scale revamp of the system, that may require some funding. electronic and
• Water systems are lacking.
• Water systems are lacking.
• Water systems are lacking.

Keywords: 912, senate, all

Transcript Highlights:

• system.
• system.
• The electrons are flowing into one particular part of the electric system.
• The electrons are flowing into one particular part of the electric system.
• The electrons are flowing into one 2282 particular part of the electric system. 2283 That interconnection

Summary: The Senate Committee on Business and Commerce held its first interim hearing on securing critical infrastructure and supply chain integrity, with a focus on Texas’s electric grid and the Lone Star Infrastructure Protection Act. The chair also highlighted Texas’s relatively low electricity prices and welcomed new committee members. ERCOT, the Public Utility Commission (PUC), and the Attorney General’s office were invited to explain how the state screens market participants and grid equipment for ties to China, Russia, Iran, and North Korea, and how the agencies respond to noncompliance. ERCOT testified that it has implemented the requirements of three related Senate bills by requiring attestations on corporate affiliations and on critical grid equipment and services. ERCOT said it has processed thousands of attestations, used additional requests for information and third-party verification tools such as Dun & Bradstreet, and terminated nonresponsive market participants. ERCOT also said it has not seen a case requiring direct Attorney General involvement, but it does refer matters to the PUC when needed. The PUC said it can investigate suspected violations and impose penalties of up to $1 million per violation per day, and that most investigations into late or missing attestations have been resolved through compliance, market exit, or removal by ERCOT. The Attorney General’s office said its role is currently limited to audits and court involvement, and that it lacks broad independent investigatory authority under the act. Members pressed the panel on whether the current system is too reliant on self-reporting and whether it adequately addresses indirect foreign influence, especially through supply chains for batteries, inverters, transformers, and other equipment with routable connectivity. ERCOT acknowledged that the current attestation process has gaps and said it plans to refine definitions of critical grid equipment and grid services, improve information requests, and continue stakeholder rulemaking. The panel also discussed possible legislative changes, including tying prohibitions to the Department of Defense Section 1260H list and the Texas Prohibited Technologies list, clarifying warranty and service access, and expanding the statute to cover grid services more directly. Several senators raised concerns about cost, reliability, and the extent to which foreign-sourced components remain embedded in Texas infrastructure, while others suggested incentives for domestic manufacturing and stronger verification tools, including possible work with national labs such as Sandia.

Transcript Highlights:

• The system is now open. The Senate will now proceed to vote. No, the system is now open.
• The system is now open. The system is now open. The Senate will now proceed to vote.
• The system is closed. The system is closed. Secretary, record the vote.
• The system is now open. Thank you.
• The system is now open. The Senate will now proceed to vote. Thank you. The system is closed.

Keywords: 1182, all

Summary: The meeting opened with prayer, the Pledge of Allegiance, attendance, and several guest introductions, including the Doctor of the Day, realtors visiting for Realtor Day, and a representative from Home of Hope. The Senate then handled a large number of bill referrals and second-reading items before moving into Committee of the Whole on multiple calendars. Several bills were advanced with committee and floor amendments, including SB 1494, SB 1497, SB 1503, SB 1535, SB 1544, SB 1580, SB 1582, SB 1584, SB 1585, SB 1602, SB 1632, SB 1723, and SB 1798. Many of the amendments were described as technical cleanups, but some made substantive changes, such as SB 1535’s provisions on sealing records for sex-trafficking victims and SB 1723’s domestic-violence release and monitoring provisions. The Committee of the Whole also adopted a report recommending several bills do pass as amended. The chamber adopted House Concurrent Resolution 264 honoring former Senator Barbara Leff, followed by a moment of silence and remarks from her family. The Senate then returned to Committee of the Whole for Calendar 1, where it retained SB 1332 and advanced SB 1654, SB 1711, SB 1743, SCR 1047, and HB 2993. HB 2993 drew the most debate: opponents argued it had a single-subject problem, relied on funding from the Attorney General’s Consumer Protection Fraud Fund, and could create unnecessary outside-counsel costs for DPS, while supporters cited the need for the supplemental and defended the funding approach. The motion to report HB 2993 do pass carried by division, 16-13. In third reading, the Senate passed HB 4115 and a series of Senate bills, including SB 1012, SB 1213, SB 1416, SB 1474, SB 1511, SB 1549, SB 1573, SB 1634, SB 1647, and SB 1649, with several passing on close 16-13 votes. Debate centered heavily on immigration enforcement, concealed carry in businesses serving alcohol, CDL and driver-license issues, campaign finance disclosure, and a digital asset reserve fund. Members on both sides repeatedly explained votes on constitutional, public safety, fiscal, and civil-rights grounds. The session ended with bills transmitted to the House after passage.

Transcript Highlights:

• MEMBERS WILL RECORD THEIR VOTES BY ELECTRONIC DEVICE. THIS IS A 15 MINUTE VOTE. All. In.
• Members will record their votes by electronic device. This is a five-minute vote.
• BY ELECTRONIC DEVICE. THIS IS A FIVE MINUTE VOTE. And all Nellie Pou. Ritchie Torres. TORRES.
• He began to see that systemic racism couldn't just be overcome with laws.
• HE BEGAN TO SEE THAT THE SYSTEMIC RACISM COULDN'T JUST BE OVERCOME WITH LAWS.

Keywords: U.S. House of Representatives Floor Proceedings on Tuesday, January 20, 2026, 1012, house, all

Transcript Highlights:

• Before we proceed, let me briefly mention witnesses: please be sure to register using the electronic
• witness registration system.
• Please be sure to register using the electronic witness registration system accessible on the tablets
• resolution that urges Congress to support and coordinate the deployment of counter-unmanned aircraft systems
• detect, track, identify, and neutralize the operation of unauthorized drones and other unmanned aerial systems

Bills: HCR98, HB180

Keywords: counter-unmanned aircraft systems, C-UAS, counter-drone, drone mitigation, unmanned aircraft systems, UAS, border security, U.S.-Mexico border, aviation safety, airspace regulation, federal preemption, Homeland Security, Department of Defense, Department of Justice, Department of Energy, FBI, state-local coordination, tribal and territorial partners, border patrol, cartels

Summary: The Senate Committee on Border Security met with a quorum present and first took up HCR 98, a resolution urging Congress to improve coordination among federal, state, and local authorities on counter-unmanned aircraft systems (C-UAS) technology for border security. The author and sponsor described increasing drone activity along the border, saying unauthorized drones are used to track agents, identify weaknesses, and smuggle contraband, and argued for clearer procedures to detect, identify, and neutralize such aircraft. There was no public testimony, and the committee voted 4-0 to report HCR 98 favorably to the full Senate; the resolution was also ordered for local and uncontested calendar placement without objection. The committee then heard HB 180, sponsored by Chairman Birdwell, which would authorize the governor to coordinate directly with Mexican officials and individual Mexican states on border security agreements and appoint representatives to implement them. Birdwell said the bill would codify prior border-security cooperation efforts, improve responses to cross-border challenges such as drug and human trafficking, and include a finding that entrants from foreign countries must use a legal port of entry. No questions were asked, and there was no invited or public testimony. After the hearing, the committee left HB 180 pending. The meeting concluded with no further business and the committee standing in recess subject to the call of the chair.

Transcript Highlights:

• Improving processes for contracting and concession activities at our state park system.
• Either an electronic chip or the the the electronic scan.
• It required electronic identification, gave breeders two choices.
• We have a... very active and robust archival online system, the Texas Digital Archive.
• You have electronically some slides.

Keywords: 1184, house, all

Transcript Highlights:

• It has become clear that the current system is unsustainable and changes are urgently needed.
• We can buy houses with electronic signatures.
• I think we can figure out a way to do an electronic signature on... ...reassessment.
• If we can take mortgages out for a million dollars with electronic signatures, I think we can probably
• Or who are involved in the juvenile justice or child welfare systems.

Bills: HF2115, HF2276, HF1644, HF99, HF2068, HF2707, HF2704, HF2406, HF1674, HF1579

Keywords: human services, aging services, disability services, behavioral health, long-term care, nursing home, nursing facility, assisted living, waiver services, medical assistance, Medicaid, case mix reimbursement, PDPM, RUG, direct care and treatment, developmental disabilities, day services, positive support, guardian, conservator

Transcript Highlights:

• <00:16:46.120> memo number one there was an electronic memo number one there was an electronic
• isn't here but um you had an electronic isn't here but um you had an electronic copy<00:16:53.040
• cancer registry uh they have a system cancer registry uh they have a system set<00:25:35.320>
• <00:27:23.039> that Dartmouth we use you know a system that Dartmouth we use you know a system
• ALS is a multi-system disease and therefore it’s much more complex because of the multiple system interactions

Keywords: 928, house, all

Summary: The Health and Human Services Oversight Committee met on February 2 and first approved the draft minutes from the prior meeting, with minor corrections to the meeting date and attendance notation. DHHS Associate Commissioner Patricia Tilly then gave a department update, describing the current uncertainty around federal priorities and funding, and provided two substantive reports: progress on the new Hampstead Youth Development Center and an update on the department’s review of an ALS registry proposal. She said the YDC project is underway with tree clearing, fencing, stormwater and site-prep work, and remains on track for completion by June 30, 2026 and operation by August 30, 2026. The center currently has 12 youth, and the new design is intended to provide flexibility for fluctuating census levels. On ALS, Tilly explained that HB 576 had prompted the department to examine whether a registry could be built, but the estimated cost of a HIPAA-compliant system was about $750,000. She said DHHS is reviewing whether existing data sources, such as hospital discharge data and CHIS claims data, could provide useful information, but noted both are incomplete for registry purposes. Committee members discussed whether the Rare Disease Advisory Council, Dartmouth, or existing cancer registry infrastructure could help reduce costs. DHHS said it is neutral and willing to continue exploring alternatives, while members emphasized the value of a registry and the need to consider shared infrastructure and funding. The committee also heard from Jenny Horan of the Alzheimer’s Association, who presented the subcommittee’s report on Alzheimer’s disease and related dementias. She said the subcommittee spent the past year gathering information on dementia care, abuse and exploitation issues, caregiver strain, and available services, and is now moving into a second phase focused on identifying gaps and developing a state plan. Members asked about geriatric psychiatric capacity and long-term care availability; Horan said the state has limited capacity and that the plan will help clarify where needs are greatest. She offered to return for follow-up questions at a later meeting. Finally, Olivia May of DHHS presented the quarterly report on the 12-month postpartum Medicaid coverage extension. She said New Hampshire implemented the extension after federal and state action, and the first claims data are still emerging because of reporting lags. In the initial cohort studied, 95% received some medical services during the extended period, 52.4% received mental health or substance use disorder treatment, 26.7% received preventive visits, and 3.2% received heart or hypertension services. Members asked about return on investment and whether higher federal matching rates are being used appropriately; DHHS said it claims the highest possible match based on eligibility group and will return with more data over time. The committee then heard the annual therapeutic cannabis program report from Michael Holt, who said the program had 1,475 registered patients as of June 30, 2024 and that growth has slowed, with New Hampshire having the lowest per-capita medical cannabis enrollment nationally.

Transcript Highlights:

• As everyone, please silence your electronic devices. A couple of housekeeping details.
• Everyone, please silence your electronic devices.
• One-third of your constituents in the state use on-site systems.
• It requires detailed electronic receipts and refund protections for first-time transactions.
• receipt rather than only requiring an electronic receipt.

Summary: The committee heard several bills and took favorable action on a number of them. CS/CS/SB 54 by Senator Sharif would require district medical examiners to perform toxicology screening for psychotropic drugs and intoxicating substances in autopsies of identified violent offenders, consult treating providers when available, document findings, and report results to state agencies; it passed after brief questions and one opponent waived against. CS/SB 176 by Senator Polsky would require public colleges and universities to publish clearer campus safety reporting and response procedures for threats to students, faculty, or staff; it also passed favorably with no opposition. CS/CS/CS/SB 290, the Florida Farm Bill by Senator Trumbull, was the longest item and drew extensive testimony. The bill covers fair association rules, preemption of local limits on gas- and diesel-powered farm equipment, surplus of certain state-owned lands for agricultural use, a food animal veterinarian loan repayment program, permanent funding for Farmers Feeding Florida, forest service training, signal jammer penalties, CDL exam cheating penalties, no-solicitation protections, inspector protections, biosolids rules, and contractor payment enforcement. Members adopted multiple amendments, including changes to contractor payment language, expanding vet loan repayment to equine vets, merging citrus research entities, technical updates to fair statutes and nonprofit definitions, and a late amendment removing the bill’s disparagement/free-speech section after significant public testimony and debate. A separate late amendment on biosolids delayed compliance timelines for Broward County, and the bill then passed favorably as amended. The committee also approved CS/CS/SB 834 on nonprofit religious organizations, which repeals a restriction on health care sharing ministries partnering with licensed insurance agents, while adding a disclaimer requirement through amendment; the bill passed with support from some faith-based and consumer groups and one waiver against. SB 936 on temporary door locking devices passed without opposition. CS/SB 50 would expand veterans’ courts statewide as an option in all judicial circuits for service-related issues such as PTSD, traumatic brain injury, and substance abuse; it received broad support from veterans and advocacy groups and passed favorably. CS/SB 1004, in strike-all form, would regulate dog and cat sales by requiring disclosure of medical records and financing terms, adding a three-day waiting period for financed purchases, and treating violations as unfair trade practices; an amendment removed an appropriation section, and the bill passed after questions about financing and pet retention. The committee then approved CS/CS/SB 178, which directs the Florida High School Athletic Association to adopt rules allowing coaches to provide good-faith support to student-athletes for basic needs like food, transportation, and recovery services, while requiring reporting and preserving anti-recruiting enforcement; members discussed possible parental-consent language, and the bill passed favorably. Finally, the committee began hearing CS/SB 198 on virtual currency kiosks, with Senator Rouson explaining that it would regulate crypto kiosks to combat fraud, require operator registration, fraud warnings, blockchain analytics policies, and transaction limits, but the transcript cuts off before further action on that bill.

Transcript Highlights:

• Um, so let's go to HB 70 relative to the use of electronic medical records. and I knew I was missing
• HB 70 relative to the use of electronic medical records.
• Uh, I know it was preventing a requirement for electronic billing.
• the system better, not drawing back.
• <00:40:38.240> and actually running through the system and actually running through the system

Keywords: 1191, senate, all

Transcript Highlights:

• Maps change, different systems are used by different carriers, et cetera.
• In this age of electronic communication, we want to make sure that we're able to meet consumers where
• It's a clear opt-in, if you will, into electronic communications.
• If you want to receive your communications electronically, we want to be allowed to provide you those
• communications electronically.

Keywords: 995, all

Summary: The Joint Committee on Financial Services heard testimony on a wide range of insurance-related bills. Topics included public adjusters (H. 1100/S. 785), electronic cancellation notices (H. 1123/S. 701), insurance rebates and loss-mitigation devices (H. 1233), flood hazard determinations (H. 1087 and related flood bills), organ donor insurance protections (H. 1248/S. 727), mental health parity in disability policies (S. 780), motor vehicle service contracts (H. 1139/S. 812), modernization of business-to-business insurance transactions (H. 1105), and a bill changing the GIC withdrawal notice deadline (H. 1150). Committee chairs set a three-minute testimony limit and heard from legislators, industry representatives, advocates, and affected consumers. Testimony on public adjusters was sharply divided. Insurance agents and property-casualty industry representatives argued that bills barring insurers from prohibiting public adjusters would interfere with policy terms, while public adjusters and several consumers described cases where adjusters helped secure substantially higher settlements and said some surplus lines policies already contain anti-public-adjuster endorsements. On electronic notices, the insurance industry supported consumer opt-in email communications, while agents warned that email-only cancellation notices could cause consumers to miss cancellations. On rebates/loss mitigation, insurers supported allowing risk-mitigation devices outside the policy to encourage innovation, while agents opposed the bill as an improper inducement. Flood-related bills drew opposition from insurers who said flood determinations are complex and federally governed. The committee also heard strong support for organ donor protections from a kidney transplant recipient and the American Kidney Fund, who said the bill would prevent insurance discrimination against living donors and could encourage more donations. On disability parity, a disability insurance specialist opposed S. 780, arguing that mental health limitations are a consumer choice that helps keep coverage affordable, while the bill’s sponsor said it would prevent unequal limits on behavioral health claims. The committee also heard support for H. 1139/S. 812 from the service contract industry, and support for H. 1105 from APCIA as a modernization measure for specialty commercial lines. No votes were taken; after testimony concluded, the chairs closed the hearing.