Video & Transcript Research : 'premium discrimination'

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OK

Oklahoma 2026 Regular Session

Business and Insurance 2ND REVISED Apr 16th, 2026 at 09:30 am

Business and Insurance

Transcript Highlights:
  • What we have right now, your premium smokeless tobacco products are taxed at a higher rate than the cheaper
  • More premium product and buying the cheaper products that's tax less.
  • I think I showed in my explanation that these premium products are trying to do things right and have
OK

Oklahoma 2026 Regular Session

Business and Insurance 2ND REVISED Apr 16th, 2026

Business and Insurance

Transcript Highlights:
  • What we have right now, your premium smokeless tobacco products are taxed at a higher rate than the cheaper
  • There are charts that show that people have been moving from a more premium product and buying the cheaper
  • But I'd like to visit with them more because I think I showed in my explanation that these premium products
  • bill, but I'd like to visit with them more because I think I showed in my explanation that these premium
  • It also streamlines OID's ability to collect and take action against nonpayment of premium taxes, which
Summary: The Business and Insurance Committee considered a long agenda of bills and executive nominations. Among the bills, it advanced measures to update fire extinguisher industry age restrictions and application rules (HB 381), create a five-day cancellation right for homeowners after severe storm-related contracts (HB 3790), require a biennial workers’ compensation medical fee schedule update (HJR 1023), create the Oklahoma Home Services Act to standardize home service contract disclosures (HB 4139, amended to correct a wording error), cap surcharge fees and add a career tech exemption (HB 3041), create the Oklahoma Tolling and Recovery Board (HB 3297), allow expired electrical contractor licenses to be reinstated without re-examination (HB 3673), clarify who is not a security guard for licensing purposes (HB 4105), create a licensing framework for in-ground pool contractors effective November 1, 2027 (HB 3338), and streamline surplus lines insurance procedures and premium tax enforcement (HB 3048). One bill on smokeless tobacco taxation (HB 3983) drew extended debate over whether a weight-based tax would be fairer and revenue-neutral; after questions about health impacts, reporting, fraud concerns, and inflation, the bill failed to receive a second and was left in committee. HB 3041 also drew significant debate over whether it would effectively allow higher credit card surcharges, but it ultimately passed 5-4. The committee also heard numerous executive nominations, all of which were approved and sent to the full Senate. Those included Michael Stop and Michael Bauer to the Oklahoma State Athletic Commission, Michael Cantrell and Burrell Sears to the Oklahoma Abstractors Board, Richard Willoughby to the State Board of Licensure for Professional Engineers and Land Surveyors, E. Keith Mitchell and Andrew Revelis to the ABLE Commission, Jackie Ward to the alarm, locksmith, and fire sprinkler industry board, Terence Shreve to the Used Motor Vehicle Dismantler and Manufacturer Board, and Adra Berry as Cabinet Secretary of Licensing and Regulation. Nominees generally described their professional backgrounds and commitment to public safety, regulation, or industry expertise, and several senators spoke in support of their service. Most nominations passed unanimously or near-unanimously.
HI

Hawaii 2026 Regular Session

CPC Public Hearing - Tue Feb 24, 2026 @ 2:00 PM HST

Consumer Protection & Commerce

Transcript Highlights:
  • reasonably explain changes in premium upon written request by the policyholder for any premium increase
  • Insurers shall of premium increase.
  • </c> reasonably explain changes in premium reasonably explain changes in premium upon<00:51:17.200><c
  • </c><00:51:22.160><c> I</c> for any premium increase at renewal.
  • I for any premium increase at renewal.
Summary: The committee heard testimony on HB 1697, which would exempt natural hair braiders from licensing requirements under certain conditions. The DCCA Board of Barbering and Cosmetology said it recognizes braiding as within the scope of cosmetology practice but warned that a broad exemption could create consumer protection gaps, especially around sanitation training, tool use, and enforcement. Supporters from the Institute for Justice and the Grassroots Institute of Hawaii argued the current licensing regime is overly burdensome and unrelated to braiding, citing the 1,250-hour training requirement, high tuition costs, barriers for low-income entrepreneurs, and the fact that many other states already exempt braiders. Committee members asked whether a standalone sanitation course or similar training could address the board’s concerns, and the board said it would bring that idea back for discussion. The committee also noted 16 written testimonies in support and 2 in opposition. The committee then took up HB 1678, relating to condominium and planned community association elections using cumulative voting. Supporters, including the Hawaii State Association of Parliamentarians, said the bill would clarify that cumulative voting applies to all candidates, including write-ins, and would help resolve confusion in association elections. One testifier urged the committee to remove proxy voting, calling it an abuse of power in some associations, while another asked whether cumulative voting and proxies could be manipulated to stack votes. In response, the parliamentarian explained that cumulative voting and proxy voting are different, that proxies simply allow someone to vote on another’s behalf, and that existing deadlines and counting procedures reduce opportunities for abuse. Testimony also emphasized that electronic or mail voting can be secure and efficient, and that the bill would make the process clearer and more democratic. Finally, the committee heard testimony on HB 1679, which would clarify an association board’s authority over electronic meetings, electronic voting, voting without a meeting, and mail voting without a meeting. Supporters said the measure would clean up statutory language, make electronic voting optional, and fix problems created by a 2024 change that made written-consent timing rules difficult to use for association actions. They also said the bill would clarify that proxies are only used at meetings, not for actions taken without a meeting. One opponent argued the bill needs further amendment because electronic voting is not well defined and could be abused, and questioned the neutrality of parliamentarians testifying on condominium bills. No votes were taken on any of the measures during the portion of the meeting provided.
MN

Minnesota 2025-2026 Regular Session

Judiciary Committee Meeting - 2025-04-02

Judiciary Finance and Civil Law

Transcript Highlights:
  • There are some hands that are tied because they have this much medical card and they can't be discriminated
  • The bill, I think, as I'm on understanding it is just talking about discrimination against someone just
  • Could it be considered discrimination if you go to that person, that's my neighbor, and say, "I know
  • Is that landlord going to get in trouble and be charged with discrimination for something like that?
  • One is the general protection for anyone being discriminated against in housing.
MN

Minnesota 2025-2026 Regular Session

House Judiciary Finance and Civil Law Committee 4/2/25

Judiciary Finance and Civil Law

Transcript Highlights:
  • against on the can't be discriminated against on the basis<00:16:17.759><c> of</c><00:16:17.839><c>
  • I think, as I'm understanding it, is just it's talking about discrimination against someone just for
  • I think, as I'm understanding it, is just it's talking about discrimination against someone just for
  • So could it be considered discrimination if you go to that person that's my neighbor and say, "I know
  • for something like with discrimination for something like that?"
LA

Louisiana 2026 Regular Session

Finance May 5th, 2026

Finance

Transcript Highlights:
  • It would hit insurance companies, which in turn raise premiums.
  • It would roll into premiums.
  • The premium increase would be very minimal to It would roll into premiums, the premium increases would
  • It would roll into premiums.
  • The premium increase would be very minimal to It would roll into premiums, the premium increases would
TX
Transcript Highlights:
  • But if they work the program, they actually see their premiums go down.
  • I had an insurance agent whose life insurance premium went down.
  • Currently, policyholders are paying for these borrowing costs via premiums.
  • It's endured through your premiums; you just don't see it.
  • Much more of that premium will go into the CRTF.
LA

Louisiana 2026 Regular Session

Commerce Apr 22nd, 2026

Commerce

Transcript Highlights:
  • is House Bill 471 by Representative Jordan, relative to prohibiting surveillance-based price discrimination
  • Amendment 10 defines price-setting algorithm, substantial factor, and surveillance-based price discrimination
  • prices set forth in a subscription or other continuous agreement shall not be surveillance price discrimination
  • proposed law to provide that a third-party retailer has not engaged in surveillance-based price discrimination
  • Amendment 19 adds that a third-party retailer has not engaged in surveillance-based price discrimination
WA

Washington 2025-2026 Regular Session

House Floor Session Mar 4th, 2026 at 08:25 pm

Washington House Floor Meeting

Transcript Highlights:
  • increase so that it's not so impactful to all of the employers and employees, because workers' comp premiums
  • Workers' comp premiums are paid by both the employer and employee.
Summary: The House received a Senate message that Substitute House Bill 1570 had passed the Senate, then moved several bills from Rules to the second reading calendar, including Substitute Senate Bill 5242 on anaphylaxis medications in schools and Senate Bill 6132 on Inland Port District debt. The chamber then took up several bills, beginning with Senate Bill 5988 on Department of Health accreditation fee authority for opioid treatment programs. Amendment 2336 to cap the fee at $17,000 was debated at length but rejected, and a separate amendment to add safe-injection-site language was ruled out of scope. Senate Bill 5988 then passed 62-34. Substitute Senate Bill 6309 on enhanced municipal permitting tools for high-capacity transit projects drew multiple amendments focused on Sound Transit’s authority. Amendments to require written consent from abutting property owners, to add flood-zone and seismic/critical-area protections, and to address public-records issues were either rejected or ruled beyond scope, though the local government committee amendment was adopted. The bill passed 56-38. The House also passed Substitute Senate Bill 5886 on digital personality rights and Senate Bill 6136 on transparency in workers’ compensation rate-setting, both with strong bipartisan support. Later, the House passed a series of additional bills: Substitute Senate Bill 6034 codifying the Governor’s Office of Indian Affairs; Gross Second Substitute Senate Bill 5395 on prior authorization reform, with remarks emphasizing limits on AI in health care decisions; Substitute Senate Bill 6248 creating the Washington Travel Insurance Act; Substitute Senate Bill 5720 establishing uniform consumer debt default judgment procedures; Senate Bill 5995 on port modernization funding and labor considerations; Senate Bill 6103 affecting rural hospitals; Engrossed Substitute Senate Bill 6110 creating a work group on e-motorcycles; Engrossed Substitute Senate Bill 5156 allowing smaller elevators to support accessible, more affordable housing; Substitute Senate Bill 6269 updating motor fuel definitions to include hydrogen; Substitute Senate Bill 6189 giving Thurston County more time to pursue an aquatics public facilities district; and Senate Bill 6134 requiring unemployment applicants to acknowledge repayment obligations if retroactive union pay is received. Most of these bills passed with large margins, and the House adjourned after completing final passage votes.
WA

Washington 2025-2026 Regular Session

House Floor Session Mar 4th, 2026 at 01:30 pm

Washington House Floor Meeting

Transcript Highlights:
  • Constitution, Washington State Constitution, or the Washington Law Against Discrimination.
  • The crime-free rental housing program didn't discriminate against anyone other than bad tenants.
  • The crime-free rental housing program didn't discriminate against anyone other than bad tenants.
  • It allows the Washington State Constitution, the Washington law against discrimination, the Washington
  • Speaker, the Attorney General's office is already permitted to investigate discrimination and wage theft
Summary: The House took up a series of Senate bills and moved most of them quickly to third reading and final passage, often suspending the rules and adopting committee amendments without objection. Early action included Senate Bill 5944, which addresses compensation for interpreters working for L&I when appointments are canceled or missed; it passed 86-10. Engrossed Substitute Senate Bill 5837, dealing with guardianship and supported decision-making, drew debate over a new right to counsel in guardianship cases and concerns about expanding civil legal obligations, but it passed 73-23. Engrossed Substitute Senate Bill 6197, a plumbers enforcement/discipline measure tied to task force work on wages and the underground economy, passed unanimously. Engrossed Substitute Senate Bill 6019, fixing a loophole in home care worker parity law, also passed unanimously, as did Senate Bill 6011, which extends authority for Court of Appeals bailiffs to assess threats against judges and staff, though members noted concerns about access to non-conviction data. Engrossed Substitute Senate Bill 6058, aimed at improving Labor and Industries’ ability to address wage theft complaints and backlog, passed 96-0 after House amendments. Substitute Senate Bill 5923, allowing an island hospital in Skagit County to become a critical access hospital, passed 96-0 amid support for rural health care. Senate Bill 5994, which changes how timber tax revenue is distributed so school districts are not penalized when levies fail, also passed 96-0. Substitute Senate Bill 6076, streamlining public utility district procurement and raising spending thresholds, passed 95-1 after a capital budget amendment. The House then moved to second reading of Engrossed Substitute Senate Bill 5925, a major bill expanding the Attorney General’s authority to issue civil investigative demands in constitutional and discrimination-related matters. The bill prompted extensive debate over civil liberties, due process, and the potential for government overreach. Amendment 2160, which would have required clear and convincing evidence before a CID could issue, was rejected 38-48. Amendment 2149, creating a right to cure before a CID, was also rejected. Amendment 2150, requiring assistant attorney general approval and a reasonable suspicion standard, failed 38-48. Amendment 2151, requiring the Attorney General personally to approve CIDs in writing, failed as well. However, several narrowing amendments were adopted, including limits on scope and relevance (2288), a prohibition on CIDs to federal agencies (2289), a ban on sharing CID-derived information for criminal law enforcement purposes (2290), and a requirement that the Attorney General’s office consult with other agencies in certain overlapping investigations (2154 was rejected, but later amendments continued). Other proposed protections, such as fee-shifting for successful CID challenges and reimbursement when a CID produces no action, were debated at length but not adopted in the portion of the transcript provided.
WA

Washington 2025-2026 Regular Session

House Floor Session Mar 4th, 2026 at 09:30 am

Washington House Floor Meeting

Summary: The House convened with a quorum, recited the Pledge of Allegiance, and heard a prayer from Tammy Stamphley, a Presbyterian minister and hospital chaplain. After approving the previous day’s minutes and receiving a Senate message, the chamber moved to second and third reading of several bills, with multiple measures advanced under suspended rules. The first major vote was on Engrossed Senate Bill 5872, which establishes a pre-K-related account to support up to 10,000 additional early learning slots for three- and four-year-olds. Supporters emphasized the Balmer Group’s private funding commitment and the value of early learning and family support; the bill passed 97-0. Substitute Senate Bill 5834, a Department of Retirement Systems request bill changing the fund source for legal, medical, administrative, and fraud-prevention expenses using interest earnings from pension funds, also passed 97-0. Substitute House Bill 2689, dealing with the Working Connections Child Care program, drew the most debate. Supporters said it aligned attendance policy with federal rules, adjusted reimbursement rates, and helped balance the budget while preserving child care resources. Opponents argued it cut support in rural and underserved counties, would worsen child care deserts, and placed budget savings on the child care industry; it passed 53-44. The House then passed Senate Bill 5922, allowing school districts to transfer vehicle depreciation funds with OSPI approval, by 59-38, and Senate Bill 6065, a narrower bill for districts under enhanced financial oversight such as Prescott, by 97-0. The session ended with announcements that both caucuses would meet later in the day.
WA

Washington 2025-2026 Regular Session

House Floor Session Mar 4th, 2026

Washington House Floor Meeting

Transcript Highlights:
  • increase so that it's not so impactful to all of the employers and employees, because workers' comp premiums
  • Workers' comp premiums are paid by both the employer and employee.
Summary: The House received a Senate message announcing passage of Substitute House Bill 1570 and then moved several bills from Rules to the second reading calendar, including Substitute Senate Bill 5242 on anaphylaxis medications in schools and Senate Bill 6132 on Inland Port District debt. The chamber then took up a series of bills, beginning with Senate Bill 5988 on Department of Health accreditation fee authority for opioid treatment programs. An amendment to cap the fee at $17,000 was debated at length but failed, and a separate amendment was ruled beyond the scope of the bill. Senate Bill 5988 then passed 62-34. The House next considered Substitute Senate Bill 6309 on enhanced municipal permitting tools for high-capacity transit projects. Several amendments were offered to require written consent from abutting property owners, preserve setback and seismic/critical-area protections, and add transparency provisions, but the scope challenge to the transparency amendment was sustained and the other amendments failed. Supporters argued the bill would streamline permitting for Sound Transit and reduce taxpayer costs; opponents said it gave a large transit authority too much discretion and weakened property-rights and land-use protections. The bill passed 56-38. The House also passed Substitute Senate Bill 5886 on personality rights and digital likeness protections, and Senate Bill 6136 on workers’ compensation transparency, both with strong bipartisan support. After caucuses and a rule suspension to work past 10 p.m., the House took up additional second-reading bills. It passed Substitute Senate Bill 6034 to codify the Governor’s Office of Indian Affairs, Gross Second Substitute Senate Bill 5395 on prior authorization and AI in health care, Substitute Senate Bill 6248 creating the Washington Travel Insurance Act, Substitute Senate Bill 5720 on uniform consumer debt default judgments, Senate Bill 5995 on port modernization funding with labor-related concerns, and Senate Bill 6103 affecting rural hospitals and enrollment status subject to appropriation. Later, the House passed Engrossed Substitute Senate Bill 6110 on e-motorcycle regulation, Engrossed Substitute Senate Bill 5156 allowing smaller elevators in some housing, Substitute Senate Bill 6269 updating motor fuel definitions to include hydrogen, Substitute Senate Bill 6189 extending time for Thurston County to pursue an aquatics public facilities district, and Senate Bill 6134 requiring unemployment applicants to acknowledge repayment if retroactive union pay is received. Most bills passed with large majorities, though some drew dissent over labor, property rights, transit governance, or regulatory scope.