Video & Transcript Research : 'guaranteed issue'
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CA
California 2025-2026 Regular Session
Senate Budget and Fiscal Review Subcommittee No. 1 on Education May 21st, 2026
Transcript Highlights:
- Today there is one issue on the agenda, which covers the May Revision proposals for higher education.
- If we were to, about potential issues surrounding waiving interest from special fund loans.
- We're just trying to max out the COLA to get to the full amount of the guarantee.
- Thank you, Madam Chair, and thank you for your leadership on this issue in particular.
- Chair and committee and staff, thank you for your work on these important issues.
Summary:
The Senate Budget Subcommittee on Education heard May Revision proposals covering higher education, including the Bureau for Private Postsecondary Education, the University of California, California Community Colleges, the California Student Aid Commission, UC College of the Law, San Francisco, and trailer bill reporting changes. For the Bureau for Private Postsecondary Education, the administration proposed a one-time $10 million General Fund backfill to repay a special fund loan taken to cover litigation costs, plus provisional language to adjust for a pending legal expense and to repay the loan without interest. The LAO opposed shifting costs to the General Fund and raised legal concerns about an interest-free loan under Proposition 26. Senators asked about whether the $10 million would cover the litigation and about the estimated $245,000 in interest savings.
For UC, the May Revision maintained the Governor’s ongoing support and included budget language requiring campuses to grow by 2,968 California undergraduates in 2026-27. UC also sought $1.5 million in one-time General Fund support for the First Star foster youth program. UC described strong outcomes for the UCLA program, while the LAO recommended rejecting the new spending because UC already has overlapping outreach programs, including the Early Academic Outreach Program, and because the need for new state funding was not clear. Senators debated whether the proposal duplicated existing services and discussed the program’s reported college-going and completion rates. The committee also heard a request for $1 million ongoing General Fund for UC College of the Law, San Francisco, to maintain campus safety services; the college described its shared-campus model and public-interest mission, while the LAO noted the college was also raising tuition and that the proposal would maintain, rather than expand, current security spending.
The committee then reviewed community college proposals. Finance outlined a larger May Revision package centered on a 4.31% SCFF COLA, enrollment growth funding, categorical COLAs, a one-time Adult Learner Demonstration Project allocation, deferred maintenance, and other ongoing and one-time items. The Chancellor’s Office supported the package but asked for more enrollment growth funding, a higher growth rate, and additional policy changes. The LAO recommended at least funding the statutory 2.87% COLA, then considering whether to redirect remaining funds to enrollment growth, categorical COLAs, or one-time priorities; it recommended rejecting the Adult Learner Demonstration Project. Senators questioned the use of the discretionary COLA to cover paid pregnancy disability leave, the impact on hold harmless and basic aid districts, and whether the state should instead create a separate categorical. The Chancellor’s Office and Finance said the COLA approach was intended to provide flexibility, though Finance said it was open to further discussion about districts that would not receive direct funding.
For student aid, Finance described May Revision changes to Cal Grant and the Middle Class Scholarship, including a one-time reduction tied to lower estimated costs and a later true-up, as well as proposals for the Golden State Teacher Grant Program and implementation of the federal Workforce Pell program. CSAC supported the financial aid investments but urged more time and clearer implementation planning for Workforce Pell, noting the need for state approval processes, data linkages, and likely ongoing administrative workload. The LAO recommended rejecting additional Golden State Teacher Grant funding and cautioned that the Workforce Pell trailer bill and one-time funding were premature given the new federal rules and unclear workload. Senators also raised concerns about the Middle Class Scholarship reduction, the need to support students facing higher living costs, and the decline in CADA/DREAM Act applications, with CSAC saying the drop did not reflect reduced need and that outreach should be strengthened. The final item was a set of technical trailer bill changes to shift some UC, CSU, and community college reporting from annual to biennial and consolidate reports; Finance said there were no programmatic changes.
DE
Delaware 2025-2026 Regular Session
House Natural Resources & Energy Committee Meeting Jun 17th, 2026
Natural Resources & Energy
Transcript Highlights:
- adds that so that any customer who subscribes with a facility that has consolidated billing is guaranteed
- They do not have the same risk to consumers of being overcharged because you are guaranteed a discount
- All this legislation does is provide clarity for community solar subscribers, guaranteed discounts All
- So there was a lot of discussion about the issues with flooding and whether this bill would impede on
- identified, is there a mechanism to have a professional consulting company come in and settle this issue
Bills:
SB9
Keywords:
wetlands protection, nontidal wetlands, Delaware, environmental sustainability, climate change, carbon sink, permitting process
Summary:
The House Natural Resources and Energy Committee met to consider two Senate bills. SB 321, with Senate Amendment 1, would change community solar billing so subscribers receive one consolidated utility bill instead of separate bills from the utility and the solar provider. Supporters said the bill would simplify enrollment and payment, improve customer retention—especially for low-income customers—and include safeguards such as guaranteed savings and an escrow mechanism to prevent cost shifts to other ratepayers. After public testimony from solar developers, the Public Advocate, the Sierra Club, and others, the committee initially lacked enough members present to release the bill, so the vote was circulated to absent members and the bill was later reported out for floor action.
The committee then heard SB 9, with Senate Amendment 1, a long-negotiated wetlands protection bill. The sponsor and DNREC explained that it would create a state non-tidal wetlands program with exemptions for certain agricultural, conservation, and routine activities, general permits for some lower-impact projects, and individual permits for higher-value wetlands. Witnesses described the bill as a compromise among environmental, agricultural, development, and local government stakeholders, while some members raised questions about flooding, landowner impacts, wetland delineation, and the role of the regulatory advisory committee. Public testimony was broadly supportive from environmental groups, the Farm Bureau, builders, engineers, and affordable housing advocates. The committee then voted to release SB 9 from committee.
At the end of the meeting, members offered thanks and remarks recognizing the chair’s service and leadership on environmental and energy issues. Both bills were ultimately released from committee and reported out.
NH
New Hampshire 2025 Regular Session
Senate Energy and Natural Resources (01/28/2025)
Energy and Natural Resources
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Election Laws Jun 21st, 2026 at 01:00 pm
Joint Committee on Election Laws
Transcript Highlights:
- This bill would help to guarantee that Massachusetts is never deprived of its full voice in the Electoral
- The provisions in this bill are common-sense election protection measures to guarantee that the will
- of the voters... ...in this bill are common-sense election protection measures to guarantee that the
- The only issue that this, and... ...would work were the compact to go into effect.
- The only issue that this legislation would have with Massachusetts membership in the compact is there's
Summary:
The Committee on Election Laws held a hearing with House and Senate chairs and several members participating in person and online. The main bill discussed was House Bill 5086, the Electoral Count Reform/Uniform Faithful Presidential Electors Act, which would require presidential electors in Massachusetts to sign a faithfulness pledge, automatically replace any elector who casts a vote contrary to the state’s popular vote, and update state procedures to meet federal Electoral Count Act deadlines and paperwork requirements.
Testimony in support came from Public Citizen, the Uniform Law Commission, and Protect Democracy United. Witnesses argued the bill would protect against coercion, threats, and “faithless electors,” and said it would help ensure Massachusetts’ electoral votes reflect voters’ choices and cannot be rejected on technical grounds. One witness noted the bill is already enacted in many states and has been upheld by the U.S. Supreme Court, and several organizations endorsed the model approach.
Members asked about how the bill would interact with Massachusetts’ participation in the National Popular Vote Interstate Compact. The witness said the bill is compatible with the compact and suggested a minor clarifying amendment to avoid any implication that the state is stepping away from it. After testimony and questions, the chair noted that testimony had also been received on the other two bills from Representative Breguire, the governor’s office, and Representative Hogan, and the committee then adjourned without taking a vote in the hearing.
ND
North Dakota 2025-2026 Regular Session
House Appropriations Apr 21st, 2025 at 05:00 pm
Appropriations
Transcript Highlights:
- And it's in the D... ...that do this guaranteed. Well, it's a line of credit for this.
- , but it isn't as big of an issue.
- And so there's issues, but I think they're solvable.
- So it's an issue that's been 2,000-plus years that there's been housing issues.
- Chairman, if the carrier would issue moving on the amendment, I'm ready to second.
Summary:
The committee heard House Bill 2014, the budget for the Industrial Commission, with Representative Kempenich walking through the agency’s major components: the administrative office, Bank of North Dakota, housing finance, Department of Mineral Resources, and the State Mill and Elevator. He described mostly special-fund operations, including bond payments, economic development programs, the rail loan program, the Rebuilder’s Loan Program, housing incentive funding, abandoned well reclamation work, lignite research, litigation reserves, and a capacity purchase arrangement for a future natural gas pipeline. He also explained several one-time funding items, such as grid resiliency grants, housing-related transfers from the Strategic Investment Fund, and enhanced oil recovery funding repurposed from a prior salt cavern study.
Members asked about the reduction in housing incentive funding from the Senate version, the use of one-time Strategic Investment Fund dollars for ongoing housing programs, and whether a trigger should be added to increase housing funding later. Kempenich said no trigger was discussed and emphasized that housing needs vary widely across the state. Another exchange focused on the enhanced oil recovery grant program, which he said would be driven largely by the Energy and Environmental Research Center and would use repurposed funds. A longer discussion covered the natural gas pipeline capacity purchase, including its purpose, possible routes, and the idea that the state would be buying capacity rather than immediately building a pipeline.
The committee adopted Amendment 25.0181.0207 on a 21-1 vote, with one member absent and not voting. The committee then passed HB 2014 as amended on a 21-1 vote, with one member absent and not voting. Representative Kempenich was designated to carry the bill. The chair then noted this was the final budget hearing for the committee, with one bill remaining to be heard later.
WA
Washington 2025-2026 Regular Session
Select Committee on Pension Policy Jun 16th, 2026 at 10:00 am
Select Committee on Pension Policy
Transcript Highlights:
- On the issue of deferring retirement, is this, you know, we all know that we have a retirement age of
- Well, that's an issue.
- Well, this issue, go ahead, Anthony.
- This is an issue brought to us by the DRS, the Department of Retirement Services.
- And I would invite you to continue to monitor this issue as a...
NH
Transcript Highlights:
- So this is a real issue.
- So this is a real issue.
- The state does not spend money when a guarantee is issued.
- No issues of constitutionality, no issues of Sharia law, no issues of the Second Amendment, no issue
- law, no issues of the issues of Sharia law, no issues of the second<04:41:36.080>
amendment, <
NM
New Mexico 2025 Regular Session
IC - Indian Affairs Sep 26th, 2025
House Government, Elections & Indian Affairs
Transcript Highlights:
- relating them to a decision on a current gaming issue.
- I will restate the issue in question and provide a response.
- Is the substantial market exclusivity guaranteed in your compacts?
- Apologies for the technical issues.
- But we really think the systemic issue matters.
TX
Transcript Highlights:
- When you say it doesn't guarantee a payment.
- I don't see any First Amendment issues or access to justice issues.
- issue.
- These people have chronic debilitating issues.
- This is a bipartisan issue.
Bills:
HB 1181, HB3704, HB1363, HB1610, HB1615, HB1620, HB3223, HB1317, HB2884, HB2176, HB4027, HB1664, HB933, HB2613, HB3353, HB2086, HB4101, HB3441, HB4145, HB3455
Keywords:
judiciary, judges, justices, retired, legal assignments, judicial conduct, notary public, criminal offense, education requirements, official documents, record retention, implicit bias, bias training, judicial training, judge education, court personnel, continuing legal education, CLE, state bar, Texas Court of Criminal Appeals
NY
New York 2025-2026 Regular Session
New York State Senate Session - 02/04/2026
New York Senate Floor Meeting
Transcript Highlights:
- somebody a monopoly, and then we guarantee them almost a double-digit return on equity.
- somebody a monopoly, and then we guarantee them almost a double-digit return on equity.
- It relates to this particular issue, as far as who keeps those records.
- I think that's a real issue. So, how is that addressed?
- Guaranteed under the initial agreement.
Summary:
The Senate convened, approved the prior journal, received messages and substitutions from the Assembly, and welcomed two new members, Senators Erik Bottcher and Jeremy Zellner. The chamber then adopted the resolution calendar and took up a privileged resolution sponsored by Majority Leader Stewart-Cousins memorializing Governor Hochul to proclaim February 2026 as Black History Month in New York. Senators Bailey, Baskin, Sanders, Scarcella-Spanton, Brisport, Parker, Cleare, Comrie, and others spoke in support, emphasizing Black history as American history, the importance of education and remembrance, and the contributions of Black New Yorkers and historical figures. The resolution was adopted, and the leader opened it for co-sponsorship.
The Senate then moved to the bill calendar and passed several measures, including bills on civil procedure, urban development, labor, and public service law. One labor bill was substituted from the Assembly and passed. Several energy and utility-related bills drew debate, with supporters arguing they would improve affordability, utility rate-setting, and consumer protections, while opponents said they would not meaningfully lower costs and instead reflected broader policy choices. Senator Walczyk voted no on one utility bill, and Senators Tedisco and others criticized the package; Senators Mayer and Harckham defended the measures as needed reforms to utility regulation and return-on-equity standards. Most bills were approved by wide margins, including one public service bill that passed 53-9 and another that passed 61-1.
NM
New Mexico 2025 Regular Session
IC - Legislative Education Study Sep 3rd, 2025
Transcript Highlights:
- This also is that we guarantee that we see our families no less than once a quarter.
- There's a lot of poverty, and many folks are experiencing significant issues.
- So, are you guys addressing some of these issues?
- That's a huge issue throughout the state.
- Education isn't a political issue; it's a state issue.
NM
New Mexico 2025 Regular Session
IC - New Mexico Finance Authority Oversight Aug 12th, 2025
New Mexico Finance Authority Oversight Committee
Transcript Highlights:
- There were no personal guarantees on the first $75,000.
- would be responsible for personally guaranteeing $75,000.
- Let's say this is more of a guaranteed pool program.
- That was one issue or one challenge that we had with this.
- Is there a personal guarantee required there? No. Thank you.
CA
California 2025-2026 Regular Session
Assembly Public Employment and Retirement Committee Apr 2nd, 2025
Transcript Highlights:
- It should be very simple because there's a need, there's a guarantee, but it's not happening.
- I don't know if you guys have had any of those issues, Assemblymember.
- I don't know if you guys have had any of those issues.
- And so the other thing is also it's an issue of fairness.
- And it's an issue of fairness.
Summary:
The committee heard several labor and employment measures. AB 465 would require local public employers, at a union’s request, to negotiate minimum disciplinary and grievance procedures in MOUs, including progressive discipline, just-cause protections, grievance appeal rights, and paid release time for representatives. Supporters, including AFSCME and SEIU, said it would create fairer and more consistent due process protections for local government workers; opponents from county and city groups argued it would impose binding arbitration and rigid discipline rules that could undermine local flexibility and accountability. The bill passed on a 5-0 vote and was re-referred to Appropriations.
AB 792 would allow court interpreter bargaining to be consolidated when multiple regions are negotiating at the same time. The author and the California Federation of Interpreters said the change would reduce repeated bargaining, improve efficiency, and help address interpreter recruitment and retention. There was no opposition, but some members questioned whether the proposal would really solve wage and staffing problems; the bill passed 5-0 and was placed on hold. AB 1309, which would improve Cal Fire firefighter compensation by tying salaries more closely to comparable local fire departments, drew strong support from firefighters and no opposition. Members praised Cal Fire’s work and the bill passed 7-0 and was held for add-ons.
The committee also approved AJR 8, a resolution urging protection of Social Security and opposing federal cuts or office closures. Supporters said Social Security is essential to seniors, veterans, people with disabilities, and children, and warned that reductions would increase poverty and homelessness. One member objected to naming political figures in the resolution, but the measure still passed 7-0 and was held. AB 1247, which would require contracted-out school classified workers to meet the same training and qualification standards as direct hires and address related retirement contributions, passed 5-2 despite opposition from county superintendents and school administrators who said it would add costs and limit contracting flexibility. Finally, AB 288, which would authorize PERB to act when the NLRB fails to remedy labor claims by a deadline, passed 6-0 with strong union support and no opposition.
MN
Minnesota 2025-2026 Regular Session
House Workforce, Labor, and Economic Development Finance and Policy Committee 4/8/26
Workforce, Labor, and Economic Development Finance and Policy
Transcript Highlights:
- This is not a partisan issue.
- This is not a partisan issue. issue. issue.
- Thank you so much. legal issues. legal issues.
- This is not a partisan issue.
- It just guarantees more businesses fail. It just guarantees more businesses fail.
Bills:
HF4477
Keywords:
Minnesota business recovery loan program, small business loan, zero-interest loan, forgivable loan, business recovery, economic development, small business emergency loan account, Minnesota Initiative Foundations, nonprofit lenders, greater Minnesota, Twin Cities metro, seven-county metropolitan area, immigration enforcement, business interruption, revenue loss, job preservation, business stabilization, state appropriation, forward fund, loan forgiveness
TX
Transcript Highlights:
- And the thing is is that there's no guarantee that the private landowner.
- Well, they have, well, they're not guaranteed access.
- There's in fact, the statute does not. say that they are guaranteed access. It doesn't.
- I know, you know, this building has grappled with the issue of unlicensed drivers.
- I don't think that's at issue in this bill.
Bills:
HB113
Keywords:
HB 113, Texas, Government Code Chapter 1253, general obligation bonds, bond election, voter approval, political subdivision, local government, city bonds, county bonds, school district bonds, capital projects, public finance, bond referendum, ballot measure, five-year waiting period, rejected proposition, election law, municipal finance
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Health Care Financing Jun 21st, 2026 at 11:00 am
Joint Committee on Health Care Financing
Transcript Highlights:
- I'm testifying on behalf of this bill in support of it because I feel it addresses some of the issues
- Many, many people in the legislature have experience with this kind of issue, and so it rings true to
- After finishing treatment for a coma, I needed an endoscopy to check for GI issues.
- You come on so many issues, and you're such a strong advocate for the disability community.
- Issues from her premature birth appeared one after another.
Summary:
The Joint Committee on Health Care Financing held a public hearing on 16 bills, with the chairs noting a busy legislative day and asking speakers to keep testimony brief. The committee first heard testimony on Senate 860/House 1405, the Medicare for All bill, with Sen. Jamie Eldridge and many advocates, clinicians, municipal officials, and patients arguing that a single-payer system would make care a right, reduce administrative waste, lower costs, and protect residents from rising premiums, medical debt, and hospital closures. Several speakers cited the Steward hospital crisis, affordability problems, and polling or ballot questions showing public support for single-payer coverage. No vote was taken during the hearing.
The committee then took testimony on S. 863, a bill on non-opioid options for chronic pain. Pain specialists, patients, and advocates said the bill would improve care coordination for MassHealth members, expand access to non-opioid medications, require provider education, and collect data on chronic pain. Testifiers described long delays in diagnosis and treatment, stigma toward pain patients, and the need for multidisciplinary care and transportation support. Again, the committee heard testimony only and took no action.
A large portion of the hearing focused on H. 1360/S. 869, which would prevent discrimination against people with disabilities in health care. Disability advocates, clinicians, and patients described being denied or delayed care, pressured into DNR orders, or treated based on assumptions about quality of life rather than medical facts. Speakers referenced COVID-era crisis standards of care, discriminatory metrics, and personal stories involving canceled procedures, inadequate accommodations, and poor treatment in hospitals. Committee members thanked speakers for their testimony and said they would review the bill and its implications, but no vote was announced.
The committee also heard testimony on H. 1399, an individual Medicare marketplace option for municipal retirees, where supporters said it would give cities and towns a lower-cost alternative for retiree health benefits through HRAs and individual Medicare plans. The hearing then returned to Medicare for All testimony, with additional supporters repeating arguments about cost, access, municipal budget pressure, and the need for global budgeting and universal coverage. The transcript ends with continued testimony and no recorded committee vote or final action on any bill.
FL
Florida 2025 Regular Session
March 24, 2025 - 04:00 PM
Transcript Highlights:
- And I understand you don't believe that this is a scope issue. But what guarantees are there?
- And I understand you don't believe that this is a scope issue. But what guarantees are there?
- That this is a scope issue, but what guarantees are there that CRNAs will practice in areas that don't
- For me, this is an urgent, critical issue.
- For me, this is an urgent, critical issue.
Summary:
The Health and Human Services Committee heard a lengthy agenda of health care and public health bills. The first major item was HB 649, which would remove the paper supervision protocol for certified registered nurse anesthetists (CRNAs) and allow autonomous practice. The sponsor and supporters argued it would improve access, especially in rural areas, address workforce shortages, and reduce costs, while opponents from the medical community raised patient safety concerns and argued it would weaken physician oversight. After extensive testimony and debate, the committee reported the bill favorably by a vote of 18-7.
The committee then unanimously advanced several other measures. HB 259, creating a special observance for fentanyl awareness and education, passed 23-0. HB 791, which codifies infant safety devices as an option for surrendering newborns and amends safe-haven law, passed as amended 25-0. HB 355, allowing schools to use FDA-approved emergency opioid antagonists rather than only naloxone, passed 26-0. HB 1119, requiring hospitals with emergency departments to adopt pediatric readiness policies, training, coordination, and assessment requirements, also passed 26-0 after two amendments. HB 431, changing the date for level-two background screening of athletic coaches to July 1, 2026, passed 26-0.
Later, the committee approved CS for HB 907, the Florida Institute for Pediatric Rare Diseases or “Sunshine Genetics Act,” which would establish an opt-in newborn genome sequencing program at FSU and a statewide consortium for rare disease research; supporters emphasized earlier diagnosis and cost savings, and the bill passed 25-0. CS for HB 519, aligning state law with federal law on controlled substances for paramedics, passed 25-0. Finally, CS for HB 723, requiring the Department of Health to provide early-detection materials for type 1 diabetes to families of young schoolchildren, passed as amended 26-0. The meeting adjourned after all bills were reported favorably.
MD
Transcript Highlights:
- No issues from the committee. Any objections? Without objection, the amendment is adopted.
- Now, it's not guaranteed access, but we had a problem with guaranteed access last year.
- :19.040>
guaranteed <00:51:19.440>access <00:51:19.680>last problem with guaranteed - Last year was guaranteed<00:51:35.920>
access. - Now, it's this guaranteed access. Now, it's this teacher<00:51:37.440>
grant.
Summary:
The Senate convened with an invocation, confirmed a quorum, and welcomed several guests and groups, including Maryland Library Association members, Stephen Decatur High School’s boys soccer team, Clarksburg High School’s girls flag football team, NAMI representatives, Baltimore Promise, local soil conservation district representatives, and a 911 center leader. The chamber also journalized the invocation and prepared for the Governor’s upcoming State of the State address by exchanging messages with the House and appointing Senate members to escort the Governor and Lieutenant Governor.
The body then took up a series of Finance Committee bills, most of them receiving favorable reports and being ordered to third reading without objection. Measures discussed included SB 14 on small business health insurance SHOP enrollment effective dates; SB 22 on Department of Disabilities housing programs and affiliated foundations; SB 134 on Medicare supplement policy enrollment periods; SB 139 on third-party administrator enforcement; SB 199 on the Individuals with Disabilities and Service-Disabled Veterans Voting Fund; SB 205 codifying federal mental health parity requirements; SB 216 on unemployment insurance confidentiality; SB 43 on the Maryland Community Investment Venture Fund; SB 46 on state veterans cemeteries interment provisions; and SB 226 on the Maryland Heritage Area Authority.
Several bills had brief amendments or procedural issues. SB 22 received a technical amendment changing “Attorney General” to “Office of the Attorney General.” SB 199 received an amendment adding a co-sponsor, and SB 46 was briefly set to lie over under the rule after a senator requested time to review a technical clarification. The chamber also received House Bill 1, which was referred to committee, and SB 624 was reassigned to the Education, Energy, and the Environment Committee. Most committee reports were adopted unanimously or without objection, and the Senate repeatedly congratulated the honored school teams and library advocates.
FL
Florida 2025 Regular Session
Senate in Special Session B Jan 28th, 2025
Florida Senate Floor Meeting
Transcript Highlights:
- I'm not guaranteed that. The only people guaranteed healthcare in Florida are inmates.
- This is an issue near and dear to my heart.
- I am just passionate about this issue.
- His number one issue is immigration.
- We can always tackle tough issues if we decide and attack the issue and not a single person here attacking
Keywords:
accountants, Texas Society of Certified Public Accountants, advocacy, legislation, business issues, memorial, law enforcement, sacrifice, tribute, community support, service, community, Holocaust, remembrance, antisemitism, human rights, education, Holocaust Remembrance Day, memorialization, sexual assault
MN
Minnesota 2025 1st Special Session
Committee on Commerce and Consumer Protection - 02/27/25
Commerce and Consumer Protection
Transcript Highlights:
- So I appreciate the issue.
- So I appreciate the issue.
- the Minnesota Insurance guarantee the Minnesota Insurance guarantee Association<01:46:49.960>
- Minnesota Insurance guarantee Minnesota Insurance guarantee Association<01:47:56.960>
to < - Minnesota Insurance guarantee Minnesota Insurance guarantee Association<01:48:33.239>
thank