Transcript Highlights:

• As part of the direct admissions model, we also have waived application fees so students can apply to
• As part of the direct admissions model, we also have waived application fees so students can apply to
• A lot of the programs will also chip in and cover additional costs for students as they apply.
• A lot of the programs will also chip in and cover additional costs for students as they apply.
• A lot of the programs are science-based programs. We have Concordia Language Village, St.

Keywords: 1183, house

Transcript Highlights:

• And then applying that to inclusion for individual students. Thank you. Thank you. Thank you.
• This is critical for all ELA, math, and science standards being assessed during state testing.
• the details, and if the teacher said, 'Oh, I let them know the next day,' the jury would be able to apply
• all Arizona statutes: they're interpreted according to the ordinary meaning, and the fact finder applies
• the facts to the law in that instance. ...the fact finder applies the facts to the law in that instance

Bills: HB2020, HB2032, HB2033, HB2249, HB2313, HB2318, HB2378, HCR2003

Keywords: interference, disruption, educational institutions, public order, conduct rules, statewide assessment, student testing, academic standards, third grade reading, reading retention, promotion and retention, school accountability, assessment window, testing window, test scores, school report cards, nontest data, graduation rates, dropout rates, education data privacy

Summary: The committee first approved the minutes from February 18 and March 4, 2026, then took up HCR 2003, the Protect Girls in Sports in Arizona Act. Supporters, including Superintendent Tom Horne and several athletes and coaches, argued the measure would protect fairness, safety, and privacy in girls’ sports and locker rooms by requiring sports to be designated male, female, or co-ed and by limiting access to certain private spaces. Opponents, including the ACLU and Arizona Education Association, argued the resolution was discriminatory, would function as a bathroom ban, and could create enforcement and privacy problems. The committee passed HCR 2003 on a 4-3 vote, giving it a due pass recommendation. The committee then heard HB 2020, which would make certain threats or disruptions at educational institutions by minors a class 1 misdemeanor instead of a class 6 felony, and passed it 4-3. HB 2032, which shifts the statewide testing window later in the school year and changes related score deadlines, drew support from school leaders who said it would better reflect full-year learning; it passed 6-1. HB 2033, allowing school districts and charter schools to choose paper-and-pencil statewide testing by governing board vote, also passed 6-0 with one member not voting. HB 2318, establishing term limits for school district governing board members, was amended to clarify the limit applies only after two consecutive four-year terms beginning after a specified date; it passed 4-3 despite opposition from the Arizona School Board Association over impacts on rural districts. The committee next approved HB 2378, which changes eligibility rules for School Facilities Oversight Board members so certain architect and engineer members may not have school-construction business interests, passing 4-3. HB 2313, which prohibits teacher strikes or organized work stoppages and reduces school funding if a strike occurs, passed 4-3 after testimony from educators who said it was punitive and could worsen staffing shortages. Finally, the committee considered HB 2249, which expands the Parents’ Bill of Rights to require written parental consent and notification regarding school facilitation of social transitioning and creates significant civil penalties for violations. Opponents warned it was vague, punitive, and likely to chill ordinary school interactions, while supporters said it was needed to stop schools from hiding information from parents. After adopting a six-page amendment, the committee passed HB 2249 on a 4-3 vote.

Transcript Highlights:

• Standard actuarial caveats apply, right? These are all projections.
• It is not just pure science. It's some science and some art.
• talk about budget impacts, they really come from looking at the impact on contribution rates and applying
• of wrap up on this, in the end, to me, this decision is about adopting reasonable assumptions and applying
• First off, with this illustration, this is sort of a generic one that can apply to pretty much any plan

Summary: The committee approved the July minutes and then received an informational presentation from the Office of the State Actuary on the financial condition of the state retirement systems. The actuary reported that employer contribution rates are generally declining, helped by strong investment returns and reduced funding for PERS 1 and TERS 1, while funded ratios have continued to improve; on a combined basis the plans were reported at 100% funded in 2024, with open plans above 95% and legacy plans varying by system. The presentation also reviewed projected rates and funded ratios under current assumptions, noted that pension costs are taking a smaller share of the state general fund, and discussed risks from investment volatility, policy changes, and demographic experience. Committee members asked about savings from lower rates, deferred asset smoothing, and how Washington compares with other states. The committee then considered the state actuary’s recommendation on long-term economic assumptions and adopted all four recommendations by roll call votes: inflation at 3.0%, general salary growth at 3.5%, membership growth for Plan 1 funding at 1.0%, and investment rate of return at 7.25%. The actuaries explained that the inflation and salary growth increases were driven largely by higher long-term inflation expectations, while the investment return recommendation matched the current statutory assumption. Members discussed the timing of the Pension Funding Council’s decision, the effect of tariffs and inflation uncertainty, and how assumption changes would affect future contribution rates and budgets, particularly for open plans. Staff then gave an update on the LEOFF 1 study, explaining the difference between being “ahead of schedule” and truly overfunded, and summarizing responses received from DRS, the State Treasurer, and the State Investment Board on the merger and restatement proposals. DRS said both bills could be administered, though the merger bill’s COLA banking provision would be challenging until its new system is ready; the Treasurer urged caution, especially about the restatement bill and the use of one-time funds; and the Investment Board said removing assets from the trust would have some transaction costs but likely small impacts. The committee discussed whether to invite additional agencies and local government groups to testify, and staff said more responses, including from Ice Miller and the State Actuary, were expected for the October meeting. Finally, the committee heard a briefing on PERS 1/TERS 1 COLA policy and related bills from the last session. Staff reviewed the committee’s prior ongoing COLA recommendation, the SCPP-endorsed bills that would have created a one-time 3% COLA followed by an ongoing COLA, the Senate merger bill, and a separate ad hoc COLA bill. Public testimony largely supported Plan 1 COLAs and stable contribution rates, while several speakers urged caution about transferring LEOFF 1 surplus assets or merging legacy plans, and others raised concerns about climate risk and the pension fund’s investments. No further committee action was taken on the COLA item during this portion of the meeting.

Transcript Highlights:

• The same thing applies to us. If we have tools in our toolbox, there are other things.
• Current law has provisions for abandoned titles where you can apply for an abandoned title.
• Critics claim this paints all offenders with the same brush, but the designation applies only... only
• that has a one-year expiration date to show on their ID when they cash a check, open a bank account, apply
• IDEAS 42 is a nonprofit behavioral science consulting organization that works with governments and private

Bills: HB1455, HB1777, HB2101, HB2136, HB2609, HB3142, HB3552, HB3846, HB4155, HB4514, HB4879, HB4995, HB5014, HB5139, HB5228, HB5436, HCR40

Keywords: mental health, jail diversion, law enforcement, reporting requirements, criminal justice, data collection, criminal justice reform, intellectual disability, mental illness, data reporting, public safety, reporting, substance abuse, sex offender, driver's license, identification, gunshot detection, unreported gunshots, municipal police, crime investigation

Transcript Highlights:

• SB 384 by Flores relates to making a donation to Operation Game Thief when applying for a hunting or
• They're political science majors, and they're here to represent us, to see how this legislature works
• HB 1400, relating to the creation of a groundwater science, research, and innovation fund to be administered
• SB 384 by Flores relates to making a donation to Operation Game Thief when applying for a hunting or

Bills: HJR99, HB1399, HB1400, HB 1094, HB365, HB 1109, HB647, HCR35, SB14, HB 12, HB1522, HB422, HB675, HB204, HB748, HB912, HJR99, HB1399, HB1400, HB 1094, HB365, HB 1109, HB647, HCR35, HCR123, HCR124, HR57, HR87, HR111, HR228, HR230, HR322, HR624, HR625, HR626, HR627, HR628, HR630, HR631, HR634, HR635, HR636, HR637, HR638, HR639, HR640, HR645, HR646, HR648, HR649, HR651, HR652, HR653, HR654, HR664, HR665, HR668, HR675, HR676, HR678, HR679, HR680, HR683, HR686, HR688, HR689, HR694, HR695, HR697, HR698, HR699, HR472, HR622, HR632, HR633, HR643, HR655, HR657, HR660, HR661, HR662, HR663, HR667, HR670, HR674, HR681, HR682, HR696

Keywords: animal feed, tax exemption, ad valorem taxation, retail, constitutional amendment, retail sale, tangible personal property, Texas tax code, groundwater, water conservation, financial assistance, Texas Water Development Board, innovation fund, local conservation districts, transportation protection agreement, funeral services, insurance exemption, regulation, deceased transportation, HB 365

Transcript Highlights:

• We use science, technology, engineering, and math and everything.
• I love learning how science is part of the whole world.
• I love learning how science is part fun.
• Something I love about my school is our Biomedical Sciences program.
• <01:42:14.360> in this framework isn't being applied in this framework isn't being applied

Keywords: 1187, senate, all

Transcript Highlights:

• And he told me the details of how someone had applied for a million-dollar COVID loan.
• And he told me the details of how someone had applied million dollar COVID loan.
• I am a PhD student in computer science at Harvard.
• I'm currently a full-right semi-finalist in computer science research, and I'm here today to strongly
• I'm currently a full right semi-finalist in computer science research, and I'm here today to strongly

Keywords: 995, all

Summary: The committee hearing focused on a package of Massachusetts privacy and technology bills, especially measures to ban the sale of location data, establish a comprehensive consumer data privacy law, and regulate biometric recognition and surveillance pricing. Chairs and sponsors argued that self-regulation has failed, that data brokers and large tech companies routinely collect and monetize sensitive information, and that state action is needed because federal protections are weak or absent. Several speakers tied the bills to reproductive health, gender-affirming care, domestic violence, children’s data, and other sensitive uses of location and biometric information. Supporters included legislators and advocates who backed H. 86/S. 197 (Location Shield), H. 78/S. 45/H. 104/S. 29 (comprehensive privacy bills), H. 99/S. 47 (surveillance pricing in grocery stores), and H. 36/S. 36 (biometric recognition accountability). They emphasized data minimization, bans on selling sensitive data, consumer rights to access, delete, and opt out, and in some cases a private right of action. Several witnesses said Massachusetts should lead or align with other states, while others argued that stronger protections are needed because data can be weaponized by stalkers, anti-abortion actors, abusive partners, insurers, or law enforcement. Industry and coalition witnesses urged the committee to favor a more standardized, interoperable framework modeled on laws already adopted in other states, warning that novel definitions, data-minimization rules, and private rights of action could create compliance burdens, confusion, and costs for businesses, including small businesses. They argued that entity-level exemptions for sectors already covered by federal laws like HIPAA or GLBA promote consistency, and that Attorney General enforcement is preferable to private lawsuits. Committee members questioned witnesses on patchwork concerns, the scope of exemptions, and whether the proposed bills would harm or help consumers and small businesses. No votes or final actions were taken during the hearing; written testimony was noted as due later, and the committee continued taking testimony from multiple panels and virtual witnesses.

Transcript Highlights:

• We would need to apply to the EPA.
• But not everybody that has applied for it has been granted that waiver. No, no.
• state only 67 people I believe applied state only 67 people I believe applied for<03:25:32.000><
• as the uh chair of the house science as the uh chair of the house science technology<03:46:48.520
• <04:01:47.159> and sciences and sciences and statistics<04:01:48.920> and<04:01:49.120>

Keywords: 928, house, all

Summary: The Transportation Committee held a public hearing on HB 249, which would allow bicycles, and in the bill’s language human-powered vehicles and e-bikes, to treat stop signs as yield signs and red lights as stop signs when safe. The bill sponsor, Rep. Seth Miller, said the measure is intended to improve cyclist safety and traffic flow at no cost to the state, citing Idaho and Delaware as examples where similar laws were associated with fewer crashes or injuries. He emphasized that the bill would remain optional, would not let cyclists ignore cross traffic, and would help riders avoid the unstable “wobble” that comes from repeatedly stopping and starting, especially on cargo bikes or other heavier bicycles. Committee members raised concerns about predictability, liability, and whether the proposal creates a special class of vehicle. Rep. Crawford asked why the bill also addresses left turns on red for one-way streets; Miller said that provision is meant to address situations where bicycles do not trigger signal equipment and could otherwise be stranded at a light. Rep. Gannon questioned the lack of explicit liability language, and Miller said he did not know of a separate provision but would be open to an amendment if the committee wanted clearer language. Rep. Hill and Rep. Emble expressed concern that other drivers would not know what cyclists intend to do and that the bill could create special rules; Miller responded that cyclists would still be required to yield and that the law would not change right-of-way rules. Several witnesses testified in support. Michael Frank, a Spofford cyclist and League cycling instructor, said the bill would help him safely commute and carry heavy groceries by reducing the effort and exposure involved in restarting after a full stop. Tim Blagden, former head of the Bike Walk Alliance of New Hampshire, said the bill reflects how many people already ride, saves energy and time, and would still require cyclists to stop at red lights unless the intersection is clear. He also noted that traffic signals often do not detect bicycles. No vote was taken during the hearing.

Transcript Highlights:

• The best solution is permanent standard time, which is greatly supported by sleep science.
• Senator Perry had SB 17, which endeavored to place religious freedom protections in statute for people applying
• However, in practice, we We expect that the primary impact of this bill will apply in the areas of health
• The committee substitute applies to both petty and grand juries.
• This legislation is opposed to only applying to petty juries and lowers the population threshold from

Bills: SB1888, SB3003, SB2417, SB2459, SB3055, HB1393, HB2884, SB2943

Keywords: grand jury, jury qualifications, jury wheel, small counties, Texas legislation, age verification, obscene devices, online sales, juvenile protection, penalties, antitrust, attorney general, Texas Free Enterprise, business regulations, legal confidentiality, personal identifying information, data brokers, judicial safety, civil rights, data privacy

Transcript Highlights:

• would apply to them as well? would apply to them as well?
• Receiving public funds is not apply.
• But, there's a analysis that apply.
• This is about science.
• This is about This is about science.

Keywords: 1187, senate, all

Transcript Highlights:

• I think it applies. What else does it apply to? I think we need to stick to the amendment on this.
• It's not rocket science.
• I believe the same applies. Should apply.
• This bill seeks to apply a statewide model policy that already applies to 28,000 police departments.
• This provision only applies one way.

Bills: SB 8, HB7, HB15, HB 265, HCR 13, SB 8, HB 7, HB 15, HB 265, HCR 13

Keywords: sex designation, restroom access, civil penalties, private civil right of action, women's privacy, abortion, healthcare, jurisdiction, civil action, qui tam, prohibition, state law, youth camp, safety regulations, advisory committee, child welfare, health standards, summer camp, camp safety, child abuse reporting

Transcript Highlights:

• When Corning spun off its life science business as Quest Diagnostics, I became the chief operating officer
• company I led relied on FGCU as a source of talented, well-prepared graduates, especially in the sciences
• I have one at an R1 institution, but it is a regional comprehensive university that uses applied research

Summary: The Senate Appropriations Committee on Higher Education opened by noting it would not present its budget that day, explaining the budget rollout would be delayed until the following week to align with House partners and Senate notice requirements. After a roll call confirmed a quorum, the chair explained that because of the large number of gubernatorial appointments, the committee would hear only a subset individually and consider reappointments in a block unless members requested otherwise. The committee then heard testimony from appointees and reappointees to several university boards. Florida A&M University nominees Roderick Harris, Victor Young, and Rafael Vasquez emphasized service to their alma mater, support for leadership, student success, entrepreneurship, scholarships, and maintaining FAMU’s status as a leading HBCU. Florida Atlantic University appointees Linda Stock and Thomas Mersh highlighted FAU’s growth, R1 research designation, quantum computing, servant leadership, entrepreneurship, and expanded research opportunities. University of Central Florida reappointee Alex Martins focused on UCF’s preeminence, workforce needs, nursing and engineering, and keeping graduates in Florida. Florida Gulf Coast University nominees James Gris-Mall, Douglas Van Orte, Robert Rommel, Sarah Partial Perry, and reappointee Joseph Fogg discussed workforce development, affordability, student success, water and environmental programs, business and entrepreneurship, nursing outcomes, and FGCU’s regional role. University of South Florida reappointee Rogan Donnelly cited USF’s AAU status, research growth, and focus on student success, health care, cybersecurity, and AI. Committee members generally praised each nominee’s background and the universities’ achievements. At the end of the hearing, the committee approved all nominees in a single block vote for confirmation and then adjourned.

Transcript Highlights:

• $4 BILLION ON ALL THESE PROJECTS YET YOU ALL APPROVED THIS SOUTH FLINT MINE PROJECT AND THE CHIEF SCIENCE
• THERE IS A LIST OF CONCERNS FROM THE CHIEF SCIENCE OFFICER AND YET YOU ALL LIKE GREENLIGHTED OF ROCK
• THERE'S A LOT OF AGRICULTURAL PRODUCERS WHO ARE VOLUNTEERING AND ENTERING INTO APPLYING FOR GRANTS TO

Transcript Highlights:

• Representative Whit pointed it out about how to attract math and science educators. There's a...
• Math and science educators. There's a lot of surplus money being left on the table.
• So starting with community corrections, we highlighted that the program was not universally applied;

Bills: SB197, HB140, SB214, HB214, HB147, HB270, SB73

Keywords: business regulation, nonprofit entities, electronic filing, merger agreements, limited liability companies, partnerships, property transfer, termination fees, HB140, private sewer systems, wastewater utilities, Public Service Commission, PSC jurisdiction, utility regulation, rate setting, rate consolidation, affiliated systems, common ownership, private utilities, sewer rates

Transcript Highlights:

• Patrick Flavin, the interim chair and professor of political science.
• HB 20 by Gates relating to establishing the Applied Sciences Pathway Program for the Committee on SC

Transcript Highlights:

• <00:24:19.840> Congratulations<00:24:20.640> on religion and science.
• Congratulations on religion and science.
• <01:08:29.120> and number one in polymer science and number one in polymer science and plastic
• chips and science act. and I'm proud<01:09:03.040> to<01:09:03.199> have<01:09:03.359>
• in polymer science and polymer engineering,<01:09:18.640> reaffirming<01:09:19.279> our

Keywords: U.S. House of Representatives Floor Proceedings on Tuesday, September 9, 2025, 1012, house, all

Transcript Highlights:

• , I would not be majoring in animal science right now with a focus in embryology.
• , I would not be called animal science, I would not be majoring<00:04:55.840> in<00:04:56.000>
• animal<00:04:56.320> science<00:04:56.720> right<00:04:56.960> now majoring
• in animal science right now majoring in animal science right now with<00:04:57.280> a<00:04:57.520
• , I kind of project in animal science, I kind of have<00:05:08.880> seen<00:05:09.120> all<

Bills: HF3580, HF3566

Keywords: agriculture, livestock, depredation, crop damage, wolf compensation, elk damage, state funding, agricultural protection, trespass, criminal penalties, farm equipment, agricultural land, 1183, house

Summary: The committee first approved the minutes from the previous meeting and then heard from Minnesota FFA officers, who described FFA as a student-led agricultural education organization focused on leadership, personal growth, and career success. The students explained the three-part model of agricultural education, the size and reach of FFA in Minnesota, and upcoming events at the Capitol, including an agricultural policy experience conference and FFA Day at the Capitol. Members asked about FFA’s role in encouraging the next generation of farmers, the organization’s broader focus beyond farming to include wildlife and other natural resources careers, and the mix of rural, metro, and urban chapters. The students emphasized that FFA and agricultural educators help students discover career paths and that urban chapters are active and thriving alongside rural ones. The committee then received a presentation from the Minnesota Department of Agriculture on the Agri program. The department described Agri as a legislature-created program that uses producer-payment funds to support roughly 15 grant and cost-share programs, including newer efforts such as Protect and Prepare. Testimony stressed transparency and fraud prevention: Agri is reimbursement-based, requires detailed documentation, conducts site visits on grants over $25,000, and has identified and stopped more than a dozen fraudulent applications in the past year. The department also noted a prior legislative auditor review of two larger Agri programs and said only about one-tenth of 1% of reviewed expenditures were recommended for recovery. The department highlighted the Make It Minnesota cost-share program, which helps Minnesota food and agriculture companies attend national trade shows such as Natural Products Expo West. Testifiers then described how Agri has supported their businesses: Mark Schiller of Lon Liquor in Northfield said the program helped his microdistillery expand into milling organic flour and adding food service, while Pete Gangler of Snowpack Foods in Caledonia said Agri grants supported food safety improvements, processing capacity, and a new freezer warehouse project. The department said additional grantees would testify as well, and members asked whether the department’s fraud-prevention practices could be shared with other state agencies; staff said they already are being shared through interagency best-practice efforts.

Transcript Highlights:

• When the fund has a negative balance, the Secretary of State would need to apply for emergency funding
• Um, we have been working with UNM and the political science department to track trust in in our election
• So they have to apply for that first.
• Other cases, agencies will apply for a federal discretionary grant.
• We'll see if that applies to the upper payment limit.

Transcript Highlights:

• My degrees are in social science and, additionally, home economics.
• Now, this isn't modern brain science.
• So this bill really only seeks to do one thing: notify students when they're applying for financial aid
• As per this bill, schools have a lot of information about the student's condition when they apply for
• So my question is... ...and apply to the rescue operations. Understand that.

Keywords: 987, senate, all

Summary: The Senate Human Services Committee met with a quorum and first adopted a 4-0 consent calendar for SB 1345, SB 1410, and SB 1421. The committee then heard SB 1200 on child care, which would redefine infant and toddler age categories so providers could serve 18- to 24-month-olds in toddler slots. The author and family child care providers said the bill would better align policy with child development, improve reimbursement, and help providers stay open; there was no opposition. SB 1200 passed 4-0 to Appropriations. The committee also approved SB 971, which would authorize counties to offer optional adult education and technology training programs for older adults through local public health systems and community partners. Supporters said it would help seniors with digital literacy, fraud awareness, health, and social connection, while remaining locally flexible and non-mandatory. The bill passed 4-0 to the floor. SB 1234, the “Accountability Before Custody Act,” would require fentanyl to be included in drug testing already ordered in dependency cases. The author, an angel family member, and a sheriff’s office representative described child deaths and exposure risks tied to fentanyl; the bill passed 4-0 to the floor. The committee then heard SB 1109, which would require additional state review for short-term residential therapeutic programs with repeated serious citations or located in very small rural counties lacking basic infrastructure. Supporters from Alpine County said the bill addresses a mismatch between facility placement and local capacity; opponents argued it was overly broad and could reduce placement capacity. The author accepted committee amendments, and the bill passed 4-0 to Appropriations as amended. SB 961, the Student Food Access Act, would notify financial aid applicants that they may also be eligible for CalFresh; students and advocacy groups supported it, and it passed 4-0 to Appropriations. SB 1099, clarifying local governments’ authority to provide public benefits to all residents under PRWORA-related exemptions, also passed 4-0 to the floor and was kept on call. Later, the committee heard SB 1190, the Safe Passage for Youth Act, which would create licensing and safety rules for companies transporting youth to out-of-state residential facilities. Survivors described being taken from their homes in frightening and coercive circumstances, and supporters said the industry is currently unregulated; the bill passed 4-0 to the Public Safety Committee. Finally, SB 1325 would create a limited pathway for Feeding San Diego to participate in CalFood under added conditions. Supporters said it would expand hunger relief in San Diego County, while food bank organizations opposed it, warning it would divert limited resources and set a precedent. The discussion highlighted broader concerns about CalFood funding and food bank capacity, but no final vote on SB 1325 was shown in the transcript excerpt.

Transcript Highlights:

• That is charged if a deficit remains after the surcharge is applied.
• They don't have to apply; we really try to expedite them coming back into Citizens.
• Like they don't have to apply; we really try and expedite them coming back into Citizens.
• Actuarial science is not getting any easier; it's getting harder. AI is getting involved.
• Actuarial science is not getting any easier. It's getting harder.

Summary: The Insurance and Banking Subcommittee received a lengthy presentation from Citizens Property Insurance Corporation CEO Tim Serio, with Insurance Commissioner Michael Yaworski also answering questions. Serio reviewed Citizens’ role as Florida’s insurer of last resort, its statutory funding structure, eligibility rules, depopulation program, reinsurance obligations, and the surcharge/emergency assessment mechanisms that can be used if Citizens runs a deficit. He emphasized that recent legislative reforms, combined with lower litigation and improved market conditions, have helped the private market recover and reduced Citizens’ policy count from a peak of about 1.41 million in 2023 to 936,182 at the end of 2024, with a projected drop to about 771,000 by the end of 2025. He also said the reforms reduced Citizens’ rate need and helped avoid an emergency assessment after the 2024 storms. Members asked about Citizens’ rate increases, why Citizens still seeks higher rates despite lower litigation, how the 20% eligibility threshold works, whether Citizens should be wind-only, and whether the state or federal government could help with deficits. Serio explained that Citizens is still charging below actuarially sound rates in most areas, that rate filings reflect reduced litigation and lower reinsurance exposure, and that assessments on all Florida property policyholders are the reason Citizens tries to build surplus and depopulate. He said the depopulation program is working better than in the past, with less than 2% of takeout policies returning to Citizens, and that the Office of Insurance Regulation has been vetting takeout companies more carefully. A substantial portion of the discussion focused on claims handling after Debby, Helene, and Milton, including flood-versus-wind disputes and Citizens’ use of the Division of Administrative Hearings for some claim disputes. Serio said Citizens had received 76,625 claims from the three storms and had paid nearly $823 million in indemnity and expenses as of January 7, 2025. He said many closed-without-payment claims were either below deductible, withdrawn, duplicate, or flood-only, and that Citizens had asked its internal audit function to independently review the claims data and denials. He also described Citizens’ storm outreach, catastrophe response centers, managed-repair program, and claim review process, and said the corporation remains focused on paying valid claims while minimizing the risk of assessments on the broader Florida market.