Prohibits insurance companies from discriminating based on genetic predisposition including refusing to issue or renew, charging any increased rate, or restricting any length of coverage; prohibits insurers from requiring genetic testing.
Summary
Bill S06124, known as the "Dennis Crawley Genetic Protection Act of New York," seeks to amend the state's insurance law to prohibit discrimination by insurance companies based on genetic predisposition. Specifically, it prevents life, accident, health, disability, long-term care, and medical indemnity insurers from conditioning insurance rates, coverage provision or renewal, or any other terms on an individual's agreement to undergo genetic testing. The bill also prohibits insurers from soliciting genetic information or using genetic testing results in any manner related to insurance purposes.
Impact
If enacted, this bill would significantly alter the landscape of insurance practices in New York by ensuring that individuals cannot be penalized or discriminated against based on their genetic predisposition. This would protect consumers from potential increases in insurance rates or denial of coverage due to genetic factors, aligning New York's laws with a growing trend towards genetic non-discrimination in insurance. The repeal of existing provisions related to genetic discrimination further emphasizes the state's commitment to protecting individuals' genetic privacy.
Sentiment
The general sentiment surrounding Bill S06124 appears to be supportive, with discussions emphasizing the importance of protecting individuals from genetic discrimination. Advocates argue that the bill is a necessary step towards ensuring equitable access to insurance coverage, while opponents, if any, have not been prominently featured in the available discussions or voting history, indicating a lack of significant contention at this stage.
Contention
While there are no notable points of contention reported in the discussions or votes regarding this bill, potential concerns could arise from insurance companies regarding the implications of limiting their ability to assess risk based on genetic information. However, as of now, the bill has garnered support without significant opposition being documented.
Same As
Prohibits insurance companies from discriminating based on genetic predisposition including refusing to issue or renew, charging any increased rate, or restricting any length of coverage; prohibits insurers from requiring genetic testing.
Prohibits insurance companies from discriminating based on genetic predisposition including refusing to issue or renew, charging any increased rate, or restricting any length of coverage; prohibits insurers from requiring genetic testing.
Prohibits insurance companies from discriminating based on genetic predisposition including refusing to issue or renew, charging any increased rate, or restricting any length of coverage; prohibits insurers from requiring genetic testing.
Prohibits insurance companies from discriminating based on genetic predisposition including refusing to issue or renew, charging any increased rate, or restricting any length of coverage; prohibits insurers from requiring genetic testing.
To Create The End Organ And Genomic Harvesting Act; To Prohibit Coverage Of Certain Human Organ Transplant Or Post-transplant Care; And To Prohibit Certain Genetic Sequencers And Genetic Analysis Technologies.