New York 2025-2026 Regular Session

New York Senate Bill S05864

Introduced
3/3/25  
Refer
3/3/25  

Caption

Establishes a tax credit for rent paid on the personal residence of certain taxpayers who lease the taxpayer's primary residence during the taxable year and who pay rent with respect to such residence in excess of thirty percent of such taxpayer's gross income for such taxable year.

Summary

Bill S05864 proposes a tax credit for qualified taxpayers in New York who pay rent exceeding 30% of their gross income. The credit is tiered based on income levels, providing 100% credit for those earning $25,000 or less, decreasing to 0% for those earning $100,000 or more. The bill aims to alleviate the financial burden of rent on lower and middle-income residents by allowing them to claim a credit against their state tax liability, thereby promoting housing affordability.

Impact

If enacted, this bill would amend the New York tax law to introduce a new subsection that allows eligible taxpayers to receive a rent relief credit. This change would directly impact the state's tax revenue and could potentially increase the disposable income of low to moderate-income renters, thereby influencing housing market dynamics and affordability in the state.

Sentiment

The general sentiment surrounding Bill S05864 appears to be supportive among advocates for affordable housing and low-income assistance. However, there may be concerns from fiscal conservatives regarding the potential impact on state revenues and the effectiveness of such tax credits in achieving the intended relief for renters.

Contention

Notable points of contention may arise from differing views on the effectiveness of tax credits versus direct rental assistance programs. Some lawmakers may argue that tax credits do not adequately address the immediate needs of renters, while others may contend that this approach incentivizes responsible renting and financial planning among taxpayers.

Companion Bills

NY A03215

Same As Establishes a tax credit for rent paid on the personal residence of certain taxpayers who lease the taxpayer's primary residence during the taxable year and who pay rent with respect to such residence in excess of thirty percent of such taxpayer's gross income for such taxable year.

Previously Filed As

NY S01026

Establishes a tax credit for rent paid on the personal residence of certain taxpayers who lease the taxpayer's primary residence during the taxable year and who pay rent with respect to such residence in excess of thirty percent of such taxpayer's gross income for such taxable year.

NY A01182

Establishes a tax credit for rent paid on the personal residence of certain taxpayers who lease the taxpayer's primary residence during the taxable year and who pay rent with respect to such residence in excess of thirty percent of such taxpayer's gross income for such taxable year.

NY A03215

Establishes a tax credit for rent paid on the personal residence of certain taxpayers who lease the taxpayer's primary residence during the taxable year and who pay rent with respect to such residence in excess of thirty percent of such taxpayer's gross income for such taxable year.

NY A03736

Establishes a tax credit for rent paid on the personal residence of certain taxpayers who lease the taxpayer's primary residence during the taxable year and who pay rent with respect to such residence in excess of thirty percent of such taxpayer's gross income for such taxable year whose income is less than fifty percent of the area median income.

NY S05808

Establishes a tax credit for rent paid on the personal residence of certain taxpayers who lease the taxpayer's primary residence during the taxable year and who pay rent with respect to such residence in excess of thirty percent of such taxpayer's gross income for such taxable year whose income is less than fifty percent of the area median income.

NY HB07269

An Act Establishing A Personal Income Tax Deduction For A Portion Of The Rent Paid By Certain Taxpayers For A Primary Residence In The State.

NY H3260

Allowing for a tax credit for rent paid on the personal residence of the taxpayer

NY HB112

Income tax; one-time tax credit for taxpayers who filed returns for both 2023 and 2024 taxable years; provide

NY HB05114

An Act Establishing A Refundable Credit Against The Personal Income Tax For A Portion Of Annual Rent Payments Made By A Taxpayer For A Primary Residence In The State.

NY S2521

Permits taxpayers to deduct the total amount of State property taxes paid on principal residence from gross income tax obligation.

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