Requires coverage for colorectal cancer early detection beginning at age thirty-five; adds coverage for colorectal cancer early detection as a required coverage for individual policies; requires notification of colorectal early detection coverage to be provided to insured individuals beginning at age thirty-five.
Summary
Bill S05302 mandates that all large group health insurance policies in New York must cover colorectal cancer screenings starting at age thirty-five. This includes initial screenings, follow-up procedures, and any necessary laboratory tests as per the American Cancer Society guidelines. The bill also stipulates that insured individuals will not face any cost-sharing requirements, such as deductibles or coinsurance, for these services when provided by participating providers. Furthermore, insurers are required to notify individuals aged thirty-five and older about their coverage for colorectal cancer screenings at least annually.
Impact
The bill will amend existing insurance laws in New York to enhance preventive healthcare measures for colorectal cancer by lowering the age for required coverage from the previously established guidelines. This change is expected to increase early detection rates and potentially reduce the incidence of advanced colorectal cancer among the population. It will also place additional obligations on insurers to inform policyholders about their coverage, thereby promoting awareness and utilization of preventive services.
Sentiment
The general sentiment surrounding Bill S05302 appears to be supportive, as it aligns with public health initiatives aimed at increasing cancer screening rates. However, there may be concerns regarding the financial implications for insurance providers and how this mandate could affect premium costs in the long term. Discussions have not highlighted significant opposition, indicating a consensus on the importance of early detection.
Contention
While there is broad support for the bill, some stakeholders, particularly within the insurance industry, may express concerns about the potential increase in costs associated with expanding coverage and the administrative burden of compliance with the new notification requirements. However, these concerns have not led to significant opposition in the discussions available.
Same As
Requires coverage for colorectal cancer early detection beginning at age thirty-five; adds coverage for colorectal cancer early detection as a required coverage for individual policies; requires notification of colorectal early detection coverage to be provided to insured individuals beginning at age thirty-five.
Requires coverage for colorectal cancer early detection beginning at age thirty-five; adds coverage for colorectal cancer early detection as a required coverage for individual policies; requires notification of colorectal early detection coverage to be provided to insured individuals beginning at age thirty-five.
Coverage for certain diagnostic and screening colorectal cancer tests required, early colorectal cancer screening required, and education program developed.
To enact sections 3902.65 and 5164.081 of the Revised Code to require insurance and Medicaid coverage of colorectal cancer screenings for individuals age 21 and older.
Medicaid Agency, colorectal cancer screening test, coverage required for test based on grade A or B recommendation from U.S. Preventative Services Task Force
Medicaid Agency, colorectal cancer screening test, coverage required for test based on grade A or B recommendation from U.S. Preventative Services Task Force