Requires all policies that provide coverage for inpatient hospital care to include benefits for child and family treatment and support services and children's home and community based services.
Summary
Bill S05114 mandates that all insurance policies providing inpatient hospital care must include coverage for child and family treatment and support services, as well as children's home and community-based services. This amendment aims to enhance mental health support for children and families by ensuring that necessary treatment options are covered under insurance policies. The bill specifies the types of services that must be included, such as outpatient care from licensed mental health facilities and crisis intervention services.
Impact
If enacted, this bill will significantly alter the landscape of mental health insurance coverage in New York State. It will require insurers to expand their coverage to include specific mental health services for children and families, thus potentially increasing access to necessary treatment. This change may lead to higher insurance premiums or adjustments in policy offerings as insurers adapt to the new requirements.
Sentiment
The general sentiment surrounding Bill S05114 appears to be positive, as evidenced by the unanimous support in the Senate Insurance Committee vote, where it passed with 11 votes in favor and none against. This suggests a strong bipartisan agreement on the importance of improving mental health services for children and families.
Contention
While there is broad support for the bill, some concerns may arise regarding the financial implications for insurance providers and the potential for increased premiums. Insurers may argue that the expanded coverage requirements could lead to higher operational costs, which could be passed on to consumers. However, these concerns were not highlighted in the committee discussions or voting records available.
Same As
Requires all policies that provide coverage for inpatient hospital care to include benefits for child and family treatment and support services and children's home and community based services.
Requires all policies that provide coverage for inpatient hospital care to include benefits for child and family treatment and support services and children's home and community based services.
Increases access to substance use disorder treatment; Requires Medicaid coverage for substance use disorder services provided by community-based organizations.
Increases access to substance use disorder treatment; Requires Medicaid coverage for substance use disorder services provided by community-based organizations.
Requires Medicaid to cover gender-affirming care regardless of federal funding; prohibits discriminatory practices by health care entities including hospitals, certain professionals, and insurers; requires insurance coverage for services or treatments for gender dysphoria or gender incongruence.