New York 2025-2026 Regular Session

New York Senate Bill S03072

Introduced
1/23/25  
Refer
1/23/25  
Engrossed
4/3/25  
Refer
4/3/25  
Engrossed
5/28/25  
Enrolled
12/8/25  
Chaptered
12/19/25  

Caption

Prohibits the use of consumer credit history in hiring, employment and licensing determinations.

Summary

Bill S03072 aims to amend the General Business Law in New York to prohibit employers, labor organizations, and employment agencies from using an individual's consumer credit history for employment decisions. This includes hiring, compensation, and other employment-related actions. The bill defines 'consumer credit history' and outlines specific exemptions where credit history can still be used, such as for certain law enforcement positions or roles requiring high levels of public trust. The bill also mandates that the Division of Human Rights collect data on the use of these exemptions and report back to the legislature within two years.

Impact

If enacted, this bill would significantly alter the way employers assess potential employees by removing consumer credit history as a factor in hiring and employment decisions, thereby aiming to reduce discrimination based on financial status. It would also reinforce protections for job applicants and employees against discriminatory practices related to credit history. The bill does allow for certain exemptions, ensuring that positions requiring security clearances or those subject to specific regulatory requirements can still consider credit history.

Sentiment

The sentiment around Bill S03072 appears to be mixed, as indicated by the voting history. The bill passed the Senate Consumer Protection Committee with a strong majority and was ultimately approved by the Senate and Assembly, though with a notable number of dissenting votes. Supporters argue that the bill promotes fairness in hiring practices, while opponents express concerns about potential risks in certain sectors where financial responsibility is critical.

Contention

Notable points of contention include the exemptions outlined in the bill, particularly regarding positions in law enforcement and those requiring security clearances. Critics argue that these exemptions could undermine the bill's intent by allowing certain employers to still consider credit history, potentially leading to inconsistencies in how credit information is used across different sectors. Supporters of the bill, however, maintain that these exemptions are necessary for specific roles that inherently involve financial trust.

Companion Bills

NY A01316

Same As Prohibits the use of consumer credit history in hiring, employment and licensing determinations.

Previously Filed As

NY A09475

Prohibits the use of consumer credit history in hiring, employment and licensing determinations.

NY S08789

Prohibits the use of consumer credit history in hiring, employment and licensing determinations.

NY A00779

Prohibits the use of consumer credit history in hiring, employment and licensing determinations.

NY S01731

Prohibits the use of consumer credit history in hiring, employment and licensing determinations.

NY A01316

Prohibits the use of consumer credit history in hiring, employment and licensing determinations.

NY HB242

Discrimination in Housing - Consumer Credit History

NY A07194

Prohibits the use of student loan payment credit history checks to ascertain the payment status of a student loan of an applicant for employment.

NY HB4264

Labor: fair employment practices; job applicant's credit history; prohibit an employer from inquiring about. Creates new act.

NY SB767

Hiring practices; creating the Fair Chance Hiring Practices by Public Employers Act; prohibiting certain employment practices. Effective date.

NY SB767

Hiring practices; creating the Fair Chance Hiring Practices by Public Employers Act; prohibiting certain employment practices. Effective date.

Similar Bills

No similar bills found.