New York 2025-2026 Regular Session

New York Senate Bill S02149

Introduced
1/15/25  
Refer
1/15/25  

Caption

Requires that a business allow a consumer to cancel a contract between the two parties using the same method that was used to enter into the contract; provides exemptions.

Summary

Bill S02149 amends the general business law in New York to require that any business contracting with a consumer must allow the consumer to cancel the contract using the same method that was used to enter into it. This includes options such as written communication or online cancellation. The bill defines a consumer as a natural person residing in New York who enters into contracts for personal, family, or household purposes. The intent is to enhance consumer rights by simplifying the cancellation process for contracts.

Impact

The bill's implementation will affect businesses operating in New York by mandating that they provide consumers with a straightforward method for contract cancellation. This change aims to protect consumers from potentially cumbersome cancellation processes and may lead to increased compliance costs for businesses that will need to adjust their policies and procedures. Exemptions in the bill include certain services provided by franchised businesses and those regulated by the Federal Communications Commission, which may limit the bill's reach in certain sectors.

Sentiment

The general sentiment around Bill S02149 appears to be supportive among consumer advocacy groups, as it enhances consumer rights and simplifies contract management. However, there may be concerns from businesses about the potential administrative burden and compliance costs associated with these new requirements. The lack of recorded votes or detailed committee discussions makes it difficult to gauge the full spectrum of opinions from legislators.

Contention

Notable points of contention may arise from the exemptions included in the bill, particularly regarding the services provided by businesses operating under franchises and those regulated by federal authorities. Some legislators or stakeholders may argue that these exemptions could undermine the bill's effectiveness in protecting all consumers equally. Additionally, businesses may express concerns about the operational impacts of the new cancellation requirements, particularly in terms of customer service and administrative processes.

Companion Bills

NY A01221

Same As Requires that a business allow a consumer to cancel a contract between the two parties using the same method that was used to enter into the contract.

Previously Filed As

NY A00930

Requires that a business allow a consumer to cancel a contract between the two parties using the same method that was used to enter into the contact.

NY A01221

Requires that a business allow a consumer to cancel a contract between the two parties using the same method that was used to enter into the contract.

NY S00682

Requires that a business allow a consumer to cancel a contract between the two parties using the same method that was used to enter into the contract; excludes businesses operating pursuant to certain franchises.

NY A3341

Permits certain consumers up to five business days to cancel home improvement contracts and up to three days to cancel certain consumer goods contracts.

NY HB1915

Establishes rules to govern contracts between contractors, subcontractors, and other parties to construction contracts

NY HB3166

Establishes rules to govern contracts between contractors, subcontractors, and other parties to construction contracts

NY SB201

Consumer Transactions; increased consumer protection for homeowners entering into contracts with contractors following natural disasters; provide

NY S08291

Requires that public contracts be divided by size into large, medium, small and micro contracts for the purpose of increasing opportunities for small businesses, including minority-owned business enterprises and women-owned business enterprises, to participate in state contracts.

NY S3572

Permits consumers aged 65 and over up to five business days to cancel home improvement contracts.

NY A2079

Requires Division of Taxation conduct audits of out-of State contractors that have entered into State and private contracts.

Similar Bills

No similar bills found.