New York 2025-2026 Regular Session

New York Senate Bill S00677

Introduced
1/8/25  
Refer
1/8/25  

Caption

Requires the commissioner of education to develop and adopt instruction in financial and insurance literacy for students in grades nine through twelve.

Summary

Bill S00677 proposes to amend New York's education law by establishing a requirement for instruction in financial and insurance literacy for high school students. The bill mandates that the commissioner of education develop and adopt curriculum standards that local boards of education must implement. Specifically, students in grades nine through twelve will be required to complete at least a half-credit course in financial and insurance literacy as a condition for graduation. The curriculum will cover essential topics such as money management, investment principles, personal insurance policies, and retirement planning.

Impact

If enacted, this bill will significantly impact the educational landscape in New York by integrating financial and insurance literacy into the high school curriculum. It will require local school boards to develop or adapt existing courses to meet the new standards, potentially leading to a more financially literate population. The bill also allows for flexibility in how the instruction is delivered, enabling it to be incorporated into existing subjects or offered as a standalone course, contingent on state funding.

Sentiment

The sentiment surrounding Bill S00677 appears to be generally positive, as discussions emphasize the importance of financial literacy for students. Advocates argue that equipping young people with essential financial skills is crucial for their future success and responsible citizenship. However, there may be concerns regarding the implementation logistics and funding necessary to support the new curriculum requirements.

Contention

Notable points of contention may arise around the adequacy of funding for the implementation of the new curriculum and the potential burden on local school districts to adapt their existing programs. Some stakeholders may express concerns about the effectiveness of the proposed curriculum standards and whether they will sufficiently prepare students for real-world financial challenges. Additionally, there may be differing opinions on how to best integrate this instruction within the current educational framework.

Companion Bills

NY A00809

Same As Requires the commissioner of education to develop and adopt instruction in financial and insurance literacy for students in grades nine through twelve.

Previously Filed As

NY A00809

Requires the commissioner of education to develop and adopt instruction in financial and insurance literacy for students in grades nine through twelve.

NY A08973

Requires public school students to take three semester-long financial literacy courses between sixth and twelfth grades.

NY HB1114

Quality Basic Education Act; allow for students in ninth and tenth grade to complete the high school graduation financial literacy course requirement

NY A08100

Establishes instruction in financial literacy for students in sixth through eighth grade; requires such instruction to include content on budgeting, savings, credit, debt, insurance, investment, and other issues associated with personal financial responsibility as determined by the education department.

NY A3123

Requires high school students to receive financial literacy instruction.

NY S3462

Requires high school students to receive financial literacy instruction.

NY A00078

Requires school districts to provide instructional programming and services in reading and literacy which are evidence based and aligned with state standards; requires teachers in grades pre-K through five to attend professional development courses in reading education.

NY S07454

Requires school districts to provide instructional programming and services in reading and literacy which are evidence based and aligned with state standards; requires teachers in grades pre-K through five to attend professional development courses in reading education.

NY S09747

Requires school districts to provide instructional programming and services in reading and literacy which are evidence based and aligned with state standards; requires teachers in grades pre-K through five to attend professional development courses in reading education.

NY HB674

State Board of Education; adopt content standards for instruction in financial literacy and money management for grades four and five

Similar Bills

No similar bills found.