New York 2025-2026 Regular Session

New York Senate Bill S00526

Introduced
1/8/25  
Refer
1/8/25  

Caption

Provides for interest to accrue on missed installment payments beginning from the due date of such missed installment payment.

Summary

Bill S00526 proposes an amendment to the real property tax law in New York, specifically addressing the accrual of interest on missed installment payments for property taxes. The bill stipulates that if a property owner opts to pay their taxes in installments and fails to make a payment by the due date, interest will begin to accrue only from that due date, rather than from an earlier date as may have been the case under previous laws. This change aims to provide a more lenient approach for property owners who miss their installment payments, potentially easing their financial burden.

Impact

The impact of this bill on state laws involves a modification to the existing real property tax law, particularly Section 924-a. By allowing interest to accrue only from the due date of missed payments, the bill may lead to a decrease in the financial penalties faced by property owners who struggle to meet their tax obligations on time. This could affect local government revenue streams, as the timing and amount of interest collected on overdue payments may change, thereby influencing budgetary planning and fiscal policies at the local level.

Sentiment

The general sentiment surrounding Bill S00526 appears to be supportive, particularly among stakeholders who advocate for property owner rights and financial relief. Discussions indicate a recognition of the challenges faced by property owners in meeting tax obligations, especially in economically challenging times. However, there may also be concerns from local governments regarding the potential reduction in revenue from interest payments.

Contention

Notable points of contention may arise from local government officials who are concerned that the bill could reduce their revenue from property tax interest, which is often used to fund essential services. On the other hand, proponents of the bill, including some property owner advocacy groups, argue that the change is necessary to provide relief to taxpayers who may be facing financial difficulties. This division highlights the ongoing tension between the need for government revenue and the need for taxpayer support.

Companion Bills

NY A01110

Same As Provides for interest to accrue on missed installment payments beginning from the due date of such missed installment payment.

Previously Filed As

NY S02973

Provides for interest to accrue on missed installment payments beginning from the due date of such missed installment payment.

NY A02711

Provides for interest to accrue on missed installment payments beginning from the due date of such missed installment payment.

NY A01110

Provides for interest to accrue on missed installment payments beginning from the due date of such missed installment payment.

NY S03604

Relates to the payment of real property and school district taxes in installments; provides that if a property owner has elected to pay taxes in installments, the statement of taxes shall include the due dates for such payments without interest or penalties.

NY HB2392

Relating to the payment in installments of ad valorem taxes on a residence homestead.

NY HB98

Inheritance Tax - Beneficiaries of Limited Means - Installment Payments

NY HB0098

Inheritance Tax - Beneficiaries of Limited Means - Installment Payments

NY HB1661

Deferred or installment payment agreements; universal minimum payments.

NY HB245

Inheritance Tax - Beneficiaries of Limited Means - Installment Payments

NY S0838

Electronic Payments of Retail Installment Contracts

Similar Bills

No similar bills found.