New York 2025-2026 Regular Session

New York Assembly Bill A08685

Introduced
5/29/25  
Refer
5/29/25  
Report Pass
6/11/25  
Refer
6/11/25  

Caption

Extends the effectiveness of certain provisions authorizing the county of Madison to impose an additional mortgage recording tax until December 1, 2027.

Summary

A08685 extends the sunset date for a 2019 law that authorizes Madison County to impose an additional mortgage recording tax. Under current law, that authority was set to expire on December 1, 2025; this bill moves the expiration date to December 1, 2027. The measure does not create a new tax or change the tax rate in the text provided; it simply keeps the county’s existing authority in place for two more years. The bill amends chapter 332 of the laws of 2019, as previously amended in 2022, by changing the repeal date in the enabling statute. As a result, Madison County would continue to have the option to levy the additional mortgage recording tax during the extended period, which may affect homebuyers, borrowers, lenders, and county revenue planning. The bill is narrowly focused on extending local taxing authority rather than altering statewide tax policy. The available voting history suggests the bill was received favorably in committee. It passed the Assembly Ways and Means Committee by a 32-2 vote and then the Assembly Rules Committee unanimously, indicating broad support among committee members. No committee transcripts were provided, so there is no recorded debate in the materials about the bill’s merits or drawbacks. The general sentiment appears positive and largely procedural, reflecting routine support for continuing an existing local revenue tool. The main point of contention, to the extent one exists, is the underlying policy choice of allowing a county to continue imposing an extra mortgage recording tax, which can increase closing costs for property transactions. However, the strong committee votes suggest any opposition was limited and did not prevent advancement of the bill.

Impact

This bill amends the expiration date in the statute authorizing Madison County to impose an additional mortgage recording tax, extending that authority from December 1, 2025 to December 1, 2027. It affects the county’s local taxing power under the Tax Law and preserves the county’s ability to collect the surcharge on mortgage recordings for two additional years. The practical impact falls on property purchasers, borrowers, and lenders in Madison County, as well as county fiscal operations that may rely on the revenue.

Sentiment

The sentiment around the bill appears generally favorable and noncontroversial. Committee votes were strong, including a 32-2 vote in Ways and Means and a unanimous Rules Committee vote, suggesting broad acceptance of the extension. Because no transcripts were provided, there is no direct evidence of floor debate, but the voting pattern indicates the bill was treated as a routine extension of existing authority rather than a contested policy change.

Contention

The principal point of contention is the continued authorization of an additional mortgage recording tax, which can be viewed as a local revenue measure but also as an added cost on real estate financing. Potential critics would likely focus on the burden to homebuyers and borrowers, while supporters would emphasize county revenue stability and the limited, time-bound extension. The available materials do not identify named opponents or detailed arguments, and the committee votes suggest any disagreement was modest.

Companion Bills

NY S08275

Same As Extends the effectiveness of certain provisions authorizing the county of Madison to impose an additional mortgage recording tax until December 1, 2027.

Previously Filed As

NY S08275

Extends the effectiveness of certain provisions authorizing the county of Madison to impose an additional mortgage recording tax until December 1, 2027.

NY A08210

Extends provisions of law authorizing the county of Cortland to impose an additional mortgage recording tax until December 1, 2027.

NY S07912

Extends provisions of law authorizing the county of Cortland to impose an additional mortgage recording tax until December 1, 2027.

NY S01078

Extends provisions of law authorizing the county of Livingston to impose an additional mortgage recording tax until December 1, 2027.

NY A02728

Extends provisions of law authorizing the county of Livingston to impose an additional mortgage recording tax until December 1, 2027.

NY S06740

Extends the authorization of the county of Cattaraugus to impose an additional mortgage recording tax until December 1, 2027.

NY A07420

Extends the authorization of the county of Cattaraugus to impose an additional mortgage recording tax until December 1, 2027.

NY S02781

Extends the authorization granted to the county of Warren to impose an additional mortgage recording tax until December 1, 2025.

NY S07128

Extends certain provisions authorizing the county of Hamilton to impose a county recording tax on obligations secured by mortgages on real property to December 1, 2027.

NY A07713

Extends certain provisions authorizing the county of Hamilton to impose a county recording tax on obligations secured by mortgages on real property to December 1, 2027.

Similar Bills

No similar bills found.