Prohibits private insurers from charging co-payments for an annual pediatric eye exam completed by an optometrist or ophthalmologist.
Summary
Bill A07304 aims to amend the insurance law in New York to prohibit private insurers from charging co-payments for annual pediatric eye examinations conducted by optometrists or ophthalmologists. The bill specifies that children from birth to the age of nineteen are entitled to one eye examination each calendar year without any co-payment requirement. This legislation is intended to enhance access to necessary eye care for children, recognizing the importance of early detection and treatment of vision problems.
Impact
If enacted, this bill will modify existing insurance coverage requirements, ensuring that pediatric eye exams are fully covered without co-payments. This change will affect private insurance policies in New York, mandating that they include this provision for pediatric eye care. The bill aligns with broader public health goals to improve children's health outcomes by facilitating easier access to vision care services.
Sentiment
The general sentiment surrounding Bill A07304 appears to be positive, as it promotes preventive health care for children. Discussions suggest that stakeholders recognize the importance of eye health in early childhood development, although specific committee discussions and voting history were not available to provide further insights into any dissenting opinions.
Contention
While the bill has garnered support for its focus on children's health, there may be concerns from insurance providers regarding the financial implications of mandating such coverage without co-payments. However, no specific points of contention were documented in the available committee discussions or voting history.
Prohibits certain financial institutions from charging a fee for making monthly, semi-monthly, and biweekly payments or for changing the frequency of mortgage payments.
Prohibits certain financial institutions from charging a fee for making monthly, semi-monthly, and biweekly payments or for changing the frequency of mortgage payments.
Urges American Academy of Pediatrics and New Jersey Chapter of American Academy of Pediatrics to issue guidance for pediatricians and family doctors on discussing personal space and privacy with children.