Defines a "protected consumer" as an individual who is under the age of eighteen years.
Summary
Bill A04521 seeks to amend the general business law of New York by redefining the term "protected consumer" to include individuals under the age of eighteen years, as opposed to the previous threshold of sixteen years. This change aims to enhance protections for younger individuals against identity theft and fraud by allowing them to request a security freeze more easily. The bill's immediate effect upon passage signifies its urgency in addressing consumer protection issues for minors.
Impact
The passage of this bill will expand the legal definition of a "protected consumer" within New York's general business law, thereby enhancing the rights of individuals under eighteen to secure their personal information. This amendment is expected to align New York's consumer protection laws with evolving concerns about identity theft, particularly among younger populations who may be more vulnerable to such risks. It will likely lead to increased awareness and usage of security freezes among parents and guardians on behalf of their children.
Sentiment
The sentiment surrounding Bill A04521 has been overwhelmingly positive, as evidenced by the unanimous votes in various committees and on the assembly floor. The bill received favorable recommendations from both the Assembly Consumer Affairs and Protection Committee and the Assembly Rules Committee, indicating strong bipartisan support for enhancing consumer protections for minors. The absence of opposition during voting suggests a consensus on the importance of this legislative change.
Contention
There appears to be minimal contention regarding Bill A04521, as it has passed through all necessary committees and votes without any recorded opposition. The primary focus of discussions has been on the benefits of extending protections to a younger demographic rather than any significant disagreements on the bill's provisions. Stakeholders, including consumer advocacy groups, have expressed support for the bill, emphasizing the need for stronger safeguards against identity theft for minors.
Provides that the statute of limitations for second-degree sexual assault shall be 10 years from the date of the offense, or, in the case of a victim who is under the age of 18, ten years from the victim’s eighteenth birthday, whichever is later.
Provides that the statute of limitations for second-degree sexual assault shall be 10 years from the date of the offense, or, in the case of a victim who is under the age of 18, ten years from the victim’s eighteenth birthday, whichever is later.
Provides that the statute of limitations for second-degree sexual assault shall be 10 years from the date of the offense, or, in the case of a victim who is under the age of 18, ten years from the victim’s eighteenth birthday, whichever is later.
Requires that consumer reporting agencies contact consumers when a request is made for their consumer reports; requires consumer reporting agencies to provide the consumer with information pertaining to the entity that requested the consumer report.