New York 2025-2026 Regular Session

New York Assembly Bill A01935

Introduced
1/14/25  
Refer
1/14/25  

Caption

Requires merchants to accept cash as payment for goods and services; permits the superintendent of financial services to provide exemptions based on certain criteria.

Summary

Bill A01935 seeks to amend the general business law in New York by requiring retail establishments to accept cash as a form of payment for goods and services. This legislation aims to prevent discrimination against cash buyers, ensuring that customers can use United States currency without being compelled to use credit or debit cards or electronic payment methods. The bill outlines that this requirement does not apply to transactions conducted remotely, such as those made via telephone or online, where the buyer is not physically present at the establishment.

Impact

If enacted, this bill would significantly alter the payment practices of retail establishments in New York, mandating that they accept cash as legal tender. This change could affect various businesses, particularly those that have transitioned to cashless models. The bill also empowers the superintendent of the department of financial services to establish regulations that may allow for exemptions based on specific criteria, which could lead to varying compliance standards across different types of businesses.

Sentiment

The sentiment surrounding Bill A01935 appears to be mixed, with supporters advocating for consumer rights and accessibility, particularly for those who prefer or rely on cash transactions. However, there may be concerns from businesses about the implications of reverting to cash acceptance, especially in the context of health and safety protocols that have led many to adopt cashless systems.

Contention

Notable points of contention include the potential burden on businesses that have moved to cashless operations, as well as concerns regarding the safety and practicality of handling cash in the current economic climate. Some stakeholders argue that cashless systems enhance efficiency and reduce theft risk, while proponents of the bill emphasize the importance of ensuring that all consumers have equal access to purchasing goods and services regardless of their payment method.

Companion Bills

NY S01684

Same As Requires merchants to accept cash as payment for goods and services; permits the superintendent of financial services to provide exemptions based on certain criteria.

Previously Filed As

NY S00342

Requires merchants to accept cash as payment for goods and services; permits the superintendent of financial services to provide exemptions based on certain criteria.

NY S01684

Requires merchants to accept cash as payment for goods and services; permits the superintendent of financial services to provide exemptions based on certain criteria.

AL HB526

Legal Tender; to require certain persons who sell or offer goods and services to accept cash as payment, exceptions provided

NY A09599

Requires certain stores that accept credit or debit card payment to accept flexible benefit cards as a form of payment for eligible items; defines terms; establishes penalties for violations of such requirement to accept payment by flexible benefit card; requires the superintendent of financial services to provide education and outreach to covered stored to inform them of the such requirement.

NY A06773

Removes the requirement that consent for the payment of certain medical services must occur after such services are administered; requires the superintendent of financial services and the commissioner of health to develop a uniform form for consent for payment.

SD HB1061

Require the acceptance of cash as payment in certain transactions.

IL SB3997

ACCEPTANCE OF CASH PAYMENTS

IL HB4592

ACCEPTANCE OF CASH PAYMENTS

TX HB4610

Relating to requiring the acceptance of cash payments by retailers in certain transactions.

MO HB3256

Requires retail businesses to accept cash as payment

Similar Bills

No similar bills found.