New York 2025-2026 Regular Session

New York Assembly Bill A00114

Introduced
1/8/25  
Refer
1/8/25  

Caption

Allows for certain notices related to property/casualty insurance contracts under the vehicle and traffic law to be delivered by electronic means.

Summary

Bill A00114 amends the insurance law and the vehicle and traffic law to allow for the electronic delivery of certain notices related to property and casualty insurance transactions. Specifically, it permits notices that are required under these laws to be sent electronically, provided they meet the requirements set forth in the state technology law. This change aims to modernize communication methods in insurance transactions, making it easier for parties to receive important documents and notices.

Impact

The bill's passage would significantly impact how insurance companies and policyholders communicate, streamlining the process by allowing electronic delivery of notices that were previously required to be mailed. This aligns with broader trends towards digitization in various sectors, potentially reducing costs for insurance providers and improving efficiency in the delivery of important information to consumers.

Sentiment

The sentiment surrounding Bill A00114 appears to be generally positive, as discussions indicate a recognition of the need for modernization in the insurance sector. However, there may be concerns regarding ensuring that all parties have access to the necessary technology to receive electronic notices, which could lead to some skepticism among stakeholders.

Contention

Notable points of contention may arise from concerns about the accessibility of electronic communications for all policyholders, particularly among older demographics or those without reliable internet access. Some stakeholders may advocate for maintaining traditional mailing options to ensure that no one is left without critical information regarding their insurance policies.

Companion Bills

NY S03352

Same As Allows for certain notices related to property/casualty insurance contracts under the vehicle and traffic law to be delivered by electronic means.

Previously Filed As

NY S02731

Allows for certain notices related to property/casualty insurance contracts under the vehicle and traffic law to be delivered by electronic means.

NY S03352

Allows for certain notices related to property/casualty insurance contracts under the vehicle and traffic law to be delivered by electronic means.

NY A02815

Allows for certain notices related to property/casualty insurance contracts under the workers' compensation law and the vehicle and traffic law to be delivered by electronic means.

NY HB3496

Relating to property and casualty insurance policies

NY SB24

AN ACT relating to property and casualty insurance.

NY SB1592

Insurance; allowing certain rates to be determined to be excessive in the Property and Casualty Competitive Loss Cost Rating Act. Effective date.

NY HB3388

Relating to group property and casualty insurance policies.

NY SB1644

Relating to the use of a consumer's credit score in the underwriting or rating of certain personal lines property and casualty insurance policies.

NY A11367

Extends provisions of the property/casualty insurance availability act and the authority of the New York property insurance underwriting association

NY HB1611

Property and casualty insurance coverage; require 45-day notice before change in coverage of.

Similar Bills

No similar bills found.