New Mexico 2025 Regular Session

New Mexico Senate Bill SB91

Introduced
1/23/25  

Caption

Private Collection Of Speeding Camera Fines

Summary

SB91 amends New Mexico’s municipal traffic citation and penalty assessment law to place new limits on how municipalities may handle unpaid speeding fines generated by automated cameras or devices. The bill allows municipalities that have adopted a municipal penalty assessment program to continue using automated enforcement for speeding violations, but it expressly prohibits certain collection and enforcement practices tied to those camera-issued penalties. Specifically, the bill bars a municipality from using a private collections agency or other private entity to collect unpaid camera-based speeding penalties, from reporting unpaid fines to credit reporting agencies, from impounding a vehicle solely because the camera-based penalty was not paid, and from compensating a third-party administrator on a commission basis tied to the number of citations issued. It also preserves the existing cap that municipal camera-based penalties cannot exceed the amounts authorized under state law for penalty assessment misdemeanors.

Impact

SB91 would amend Section 66-8-130 NMSA 1978, which governs municipal penalty assessment programs and automated violation detection. The bill would not eliminate automated speed enforcement, but it would restrict the downstream collection and enforcement tools available to municipalities and their contractors. In practice, municipalities using speed cameras would need to process unpaid penalties through public municipal systems rather than private debt collectors, and they could not use credit reporting or vehicle impoundment as leverage for nonpayment of those camera-generated fines.

Sentiment

The bill’s framing suggests a reform-oriented approach to automated traffic enforcement, with an emphasis on limiting private profit and aggressive collection practices. Because there are no committee transcripts or recorded votes provided, there is no direct evidence of debate or formal support/opposition in the materials. Based on the bill text and caption, the likely general sentiment is cautious or critical of private collection of camera fines, while still allowing municipalities to use automated speed detection.

Contention

The main point of contention is likely the role of private entities in collecting unpaid speeding-camera penalties and administering municipal programs. Supporters would likely view the bill as protecting motorists from debt-collection practices, credit damage, and vehicle impoundment for unpaid camera citations, while opponents may argue that the restrictions reduce municipal flexibility and revenue collection efficiency. Another possible issue is whether the bill could make automated enforcement less effective by limiting third-party administration and commission-based arrangements.

Companion Bills

No companion bills found.

Similar Bills

No similar bills found.