Mississippi 2024 Regular Session

Mississippi House Bill HB1118

Introduced
2/12/24  
Refer
2/12/24  

Caption

Residential roofing contractors; revise requirements under Insurance Benefits Roofing Repair Consumer Protection Act.

Impact

A significant amendment involves extending the cancellation period for roofing repair contracts from three days to five days. This change ensures that consumers have more time to reconsider their decisions, ultimately protecting them from hasty commitments. Furthermore, the bill prohibits residential contractors from demanding payment until the expiration of this cancellation period. This provision is expected to provide additional security for homeowners, allowing them to evaluate the necessity and cost of the repairs prior to financial commitment.

Summary

House Bill 1118 aims to amend the Mississippi Code of 1972 to enhance consumer protection regulations for residential roofing contractors and their clients. The bill revises the definition of 'roof system' as per the Insurance Benefits Roofing Repair Consumer Protection Act to encapsulate various components of roofing, including sheathing, weatherproofing, and ventilation systems. This clear definition seeks to establish a comprehensive understanding among contractors and consumers regarding what is included in roofing contracts.

Contention

The bill also addresses contentious practices in the roofing industry by prohibiting contractors from representing homeowners on insurance claims or receiving payments from attorneys for claim referrals. This restriction aims to decrease potentially exploitative relationships between contractors and attorneys that could harm the integrity of the claims process. By implementing restrictions on post-loss assignments, the bill seeks to tighten the accountability of roofing contractors within the industry. However, these changes may face pushback from industry stakeholders who may argue that they inhibit business operations or increase costs.

Companion Bills

No companion bills found.

Previously Filed As

MS SB402

Residential property owners; insurance policies, roofing services by contractors.

MS HB677

Residential property owners; insurance policies, roofing services by contractors.

MS S0808

Roofing Requirements for Property Insurance

MS H0815

Roofing Requirements for Property Insurance

MS HB350

AN ACT relating to roofing contractors.

MS HB3800

Professions and occupations; residential roofing licenses; definitions; powers; fees; application; repealer; effective date.

MS SB125

Require licensure of commercial roofing contractors

MS HB150

AN ACT relating to roofing contractors.

MS HB769

Regulate the practices, contract terms of roofing contractors

MS H0715

Roofing Services

Similar Bills

OR HB3860

Relating to construction contractors; prescribing an effective date.

WI SB531

Postloss assignment of rights or benefits under property insurance policies to residential contractors and providing a penalty. (FE)

WI AB473

Postloss assignment of rights or benefits under property insurance policies to residential contractors and providing a penalty. (FE)

AZ SB1087

Residential contractor assessments; recovery fund

GA HB635

State Licensing Board for Residential and Commercial General Contractors; revise provisions

AR HB1308

Concerning Unfair Practices Related To Residential Real Estate Repair Contracts; And To Regulate Soliciting Residential Contractors And Tree Contractors.

LA HB924

Provides with respect to the conduct of contractors

NV AB5

AN ACT relating to economic development; enacting the Nevada Studio Infrastructure Jobs and Workforce Training Act; requiring the Office of Economic Development to enter into a development agreement to establish certain criteria for the development of infrastructure for the production of motion pictures and other qualified productions and other new capital investment in this State; establishing certain penalties if the development does not meet certain requirements for new capital investment and expenditures for the production of motion pictures and other qualified productions; establishing requirements for a production company located at such a development to be eligible for film infrastructure transferable tax credits for qualified productions produced at the development; providing for the calculation of the amount of film infrastructure transferable tax credits; requiring the creation of a production studio entertainment district; revising provisions governing noninfrastructure transferable tax credits for motion pictures and other qualified productions produced in this State; authorizing an additional amount of noninfrastructure transferable tax credits; establishing the Account for Nevada Film, Media and Related Technology Education and Vocational Training and a board to approve distributions from the Account; providing for the distribution of money from the Account to certain entities and organizations that provide education and vocational training to develop a workforce for the production of qualified productions in this State; and providing other matters properly relating thereto.