Missouri 2025 Regular Session

Missouri House Bill HB315

Introduced
1/8/25  
Refer
1/30/25  
Report Pass
3/13/25  
Refer
3/19/25  

Caption

Prohibits temporary assistance for needy families (TANF) benefit cards from being used at ATMs or to access cash, and limits the items that may be purchased with TANF benefits

Summary

HB315 revises Missouri law governing public assistance electronic benefit transfer (EBT) use, primarily for Temporary Assistance for Needy Families (TANF) and Supplemental Nutrition Assistance Program (SNAP) benefits. The bill repeals existing sections 208.024 and 208.182 and replaces them with a new section that restricts how assistance funds may be used. It bars recipients from using TANF or SNAP funds in certain prohibited establishments, such as liquor stores, casinos, gambling establishments, gaming establishments, and adult-oriented entertainment venues, and also prohibits purchases of specified items including alcoholic beverages, lottery tickets, pornography, tobacco products, and other items the department determines are primarily marketed to adults and not in the household’s best interest. The bill also adds enforcement mechanisms. A recipient who makes a prohibited purchase must reimburse the Department of Social Services, and TANF recipients face escalating disqualification periods for repeated violations: three months for a first offense, six months for a second, and five years for a third or subsequent offense. Store owners or proprietors who knowingly accept EBT cards for prohibited purchases or in prohibited establishments may be fined, with penalties increasing for repeat offenses. The bill further requires recipients to make at least one in-state EBT transaction within 90 days or face suspension pending investigation of Missouri residency, with notice required after 60 days of inactivity. HB315 would also prohibit TANF and SNAP recipients from using EBT cards at ATMs, receiving cash back, or otherwise accessing benefits as cash, unless a federal waiver is needed and obtained for implementation. The bill defines key terms such as “prohibited establishment,” “prohibited purchase,” “liquor store,” “pornography,” and “tobacco products,” and clarifies that grocery stores with incidental alcohol sales are not treated as liquor stores or gambling establishments merely because they also contain such activities. In effect, the bill narrows the permissible use of public assistance funds and gives the Department of Social Services broader authority to monitor and enforce compliance. The overall sentiment reflected by the bill text is restrictive and enforcement-oriented, with the policy goal of limiting public assistance spending to basic household needs and preventing cash access or purchases viewed as inappropriate uses of benefits. Because there are no committee transcripts or recorded votes provided, there is no direct evidence of debate, support, or opposition in the available materials. The bill’s structure suggests a focus on fraud prevention, residency verification, and benefit-use controls rather than expansion of assistance. The main points of contention likely center on whether the restrictions are too broad or punitive, especially the bans on cash access, the residency-monitoring provisions, and the authority to prohibit purchases of items determined by rule to be primarily marketed to adults. Potentially affected parties include TANF and SNAP recipients, retailers that sell alcohol, tobacco, lottery tickets, or adult-oriented goods, and establishments such as casinos and gaming venues. The bill would significantly affect administration of Missouri public assistance programs and the conduct of merchants that accept EBT payments.

Impact

HB315 would substantially amend Missouri public-assistance law by replacing sections 208.024 and 208.182 with a new section governing TANF and SNAP EBT use. It would impose new limits on where benefits may be used, what may be purchased, and whether recipients may access benefits as cash, while also creating new penalties, reimbursement obligations, and residency-related account suspensions. The Department of Social Services would gain expanded enforcement and rulemaking responsibilities, and retailers could face fines for knowingly accepting EBT in violation of the restrictions.

Sentiment

No committee transcript or vote record is provided, so there is no documented floor or committee sentiment to summarize. Based on the bill language alone, the measure appears to reflect a generally restrictive, anti-abuse policy approach toward public assistance benefits, emphasizing oversight, deterrence, and limits on cash access. The available materials do not show explicit support or opposition from legislators or stakeholders.

Contention

The likely areas of contention are the breadth and severity of the restrictions. Critics may object to prohibiting cash access through ATMs and cash back, the automatic suspension and residency-investigation process tied to in-state transaction activity, and the department’s authority to define additional prohibited purchases by rule. Retailers and establishments that sell alcohol, tobacco, lottery tickets, or provide adult-oriented entertainment may also oppose the compliance burden and penalties. Supporters would likely argue the bill protects public funds and ensures benefits are used for household necessities.

Companion Bills

No companion bills found.

Similar Bills

No similar bills found.