Minnesota 2025-2026 Regular Session

Minnesota Senate Bill SF2504

Introduced
3/13/25  

Caption

Senior citizens' property tax deferral program modification

Summary

SF2504 would expand Minnesota’s senior citizens’ property tax deferral program by making more homeowners eligible and by allowing participants to remain in the program at a higher income level. The bill raises the household income cap from $96,000 to $110,000, shortens the required ownership-and-occupancy period from five years to two years, and updates related certification rules so that participants who later exceed the income limit must notify the Department of Revenue and may re-enter the program if their income falls back to $110,000 or less. The bill also preserves the program’s existing structure for calculating deferred taxes and maximum deferral amounts, including the rule that annual property taxes deferred cannot exceed 3 percent of household income and that total deferrals are limited by the property’s value and existing liens. The changes apply prospectively to applications for deferral of taxes payable in 2026 and later.

Impact

If enacted, SF2504 would amend Minnesota Statutes chapter 290B governing the senior citizens’ property tax deferral program. It would broaden eligibility for older homeowners, potentially increasing participation and the amount of property tax revenue deferred by the state. The bill would affect qualifying senior homeowners, the Department of Revenue’s administration of the program, and local property tax collections by delaying payment of taxes for a larger pool of applicants.

Sentiment

The bill text and available context suggest a generally supportive posture toward easing access to the senior property tax deferral program. No committee transcript or vote record is provided, so there is no recorded opposition or amendment debate in the materials supplied. Based on the introduced language, the measure appears aimed at helping more older homeowners remain in their homes by reducing upfront property tax burdens.

Contention

The main policy questions raised by the bill are eligibility expansion and fiscal exposure. Supporters would likely favor the higher income threshold and shorter ownership requirement as practical ways to help more seniors, while potential critics may worry that expanding eligibility could increase deferred tax balances and reduce near-term property tax receipts. Another possible point of concern is the interaction with existing liens and mortgage limits, since the program still requires substantial equity and lien conditions to be met.

Companion Bills

MN HF2086

Similar To Requirements for the senior citizens' property tax deferral program modified.

Previously Filed As

MN HF2086

Requirements for the senior citizens' property tax deferral program modified.

MN A555

"Senior Citizens Property Tax Deferral Act"; allows certain seniors to defer property tax payments.

MN SF1473

Senior citizens' property tax credit establishment

MN SB0006

Property tax deferral program.

MN HF551

Senior citizens' property tax credit established, and money appropriated.

MN HF826

Senior citizen property tax credit established, and money appropriated.

MN HF883

Senior citizen property tax credit established, and money appropriated.

MN H7567

Establishes a property tax deferral program for senior citizens, disabled persons or veterans.

MN S2808

Establishes a property tax deferral program for senior citizens, disabled persons or veterans.

MN H3241

Establishing a senior property tax deferral pilot program

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