Minnesota 2025-2026 Regular Session

Minnesota Senate Bill SF1195

Introduced
2/10/25  

Caption

Zero bracket provision

Summary

SF1195 amends Minnesota’s individual income tax rate structure by changing the income thresholds for the existing tax brackets for married filing jointly, unmarried individuals, and head of household filers. The bill keeps the same marginal rates—5.35 percent, 6.8 percent, 7.85 percent, and 9.85 percent—but raises the bracket income amounts, which would generally reduce tax liability for some taxpayers by allowing more income to be taxed at lower rates. The bill also references a “zero bracket” in its caption, but the operative text primarily revises bracket thresholds and inflation-adjustment language rather than creating a new zero-rate bracket. The bill also updates the inflation-adjustment provision for tax brackets in section 290.06, subdivision 2d, changing the statutory year used for future indexing from taxable year 2019 to taxable year 2025. This means the commissioner of revenue would continue to annually adjust bracket amounts, but using the updated base year for the new bracket structure. The bill applies to taxable years beginning after December 31, 2024 for the bracket changes, and after December 31, 2025 for the inflation-adjustment update. The overall sentiment in the available record appears neutral to favorable, but limited. The bill was introduced and referred to the Senate Taxes Committee, and there are no recorded committee transcripts or votes in the provided materials. Because there is no discussion or roll-call history, there is no evidence of formal opposition or support beyond the bill’s introduction by its authors. There are no specific points of contention documented in the available record. Based on the text alone, any debate would likely center on the fiscal and distributional effects of shifting tax brackets—particularly whether the changes provide tax relief, how much revenue the state would forgo, and which income groups would benefit most. The bill also affects nonresident taxpayers and owners of electing qualifying entities by carrying forward existing apportionment and pass-through tax rules into the revised bracket framework.

Impact

The bill amends Minnesota Statutes section 290.06, subdivision 2c, by increasing the income thresholds for all individual income tax brackets while leaving the tax rates unchanged. It also updates subdivision 2d so the annual inflation adjustment for bracket amounts is based on taxable year 2025 rather than 2019. These changes would affect individual taxpayers, estates, trusts, and nonresidents calculating Minnesota income tax, and would require the Department of Revenue to apply the revised bracket schedule beginning with the specified taxable years.

Sentiment

The available legislative record shows little to no debate: the bill was introduced, referred to the Senate Taxes Committee, and no votes or committee transcript excerpts are provided. As a result, the sentiment can only be characterized as procedurally neutral, with the bill’s sponsors evidently advancing a tax-structure adjustment that may be viewed as tax relief or bracket modernization. No recorded opposition or support is available in the supplied materials.

Contention

No explicit contention is documented in the provided record. Potential areas of disagreement, if the bill were debated, would likely involve revenue loss to the state, the size and distribution of tax benefits from the higher bracket thresholds, and whether the updated inflation base year appropriately reflects current tax policy. The bill’s treatment of nonresident taxpayers and owners of electing qualifying entities could also draw technical scrutiny, but no such objections are recorded here.

Companion Bills

MN HF812

Similar To Individual income tax rates modified, and zero bracket provided.

Previously Filed As

MN SF2290

Income tax rates and brackets modifications provisions

MN HF812

Individual income tax rates modified, and zero bracket provided.

MN HF1958

Income tax rates and brackets modified.

MN SF3132

Income tax rates and brackets modification

MN SF2010

All individual income tax rates reduction by one percentage point provision

MN SF423

All income tax rates reduction provision

MN SF421

All income tax reduction by 3.25 percentage points provision

MN SF1968

Taxation first tier rate modification

MN HF11

Fifth tier of individual income tax established at a rate sufficient to offset lost federal Medicaid funds.

MN HF2591

Fifth tier of individual income tax at a rate sufficient to offset lost federal Medicaid funds established.

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