Minnesota 2023-2024 Regular Session

Minnesota Senate Bill SF3137

Introduced
3/27/23  

Caption

Property types that cannot be attached, garnished, or sold in a final judgement expansion

Impact

If enacted, this bill would have a significant impact on the laws governing debtor and creditor relations in Minnesota. By expanding the list of exempt properties, such as household tools and vehicles designed for the physical assistance of disabled individuals, the legislation seeks to provide greater financial security for vulnerable populations. The changes indicate an intent to ensure that individuals facing financial difficulties can retain essential goods that contribute to their livelihood and well-being.

Summary

SF3137 proposes amendments to Minnesota Statutes related to civil actions, specifically expanding the types of property that cannot be attached, garnished, or sold in a final judgment. The bill aims to strengthen protections for debtors by broadening the exemptions available to them regarding personal property and various forms of financial assistance. The specific changes include alterations to existing exemptions and the introduction of new categories of property that debtors can claim as exempt from creditor claims.

Contention

Notably, SF3137 may generate contention among creditor advocates and debtor support groups. Critics may argue that increasing exemption limits can hinder creditors' ability to recover debts, potentially leading to financial losses for businesses and lending institutions. Conversely, proponents of the bill argue it addresses the pressing needs of low-income families and individuals, allowing them to avoid destitution when faced with legal judgments. The debate around the balance of rights for debtors and creditors will likely be a central theme in the legislative discussions surrounding this bill.

Companion Bills

MN HF2500

Similar To Types of property that cannot be attached, garnished, or sold in final judgement expanded.

Previously Filed As

MN HF3188

Garnishment and bankruptcy exemptions modified.

MN SF2847

Statutory forms pertaining to garnishment modification

MN SF1606

Exemptions modification for garnishment and bankruptcy

MN HF2543

Various statutory forms pertaining to garnishment modified.

MN HB3505

Garnishment procedure; noncontinuing earnings; judgement; Bar Association; form; repealer; effective date.

MN SB0197

Garnishment.

MN HB2864

Modifies provisions relating to property exempt from attachment and execution

MN HB1870

Modifies provisions relating to garnishments

MN SB6105

AN ACT Relating to raising the exemption from garnishment of earnings for judgments arising from medical debt;

MN LB136

Change provisions relating to service of garnishment summons, continuing liens, and notices upon corporate garnishees

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MN SF933

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MN SF932

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MN SF931

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MN SF930

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MN HF1812

Health care guaranteed to be available and affordable for every Minnesotan; Minnesota Health Plan, Minnesota Health Board, Minnesota Health Fund, Office of Health Quality and Planning, ombudsman for patient advocacy, and auditor general for the Minnesota Health Plan established; Affordable Care Act 1332 waiver requested; and money appropriated.

MN HR4

A House resolution expressing the sense of the Minnesota House of Representatives reaffirming its commitment to the strengthening and deepening of the sister ties between the state of Minnesota and Taiwan.

MN SF3257

Training clarification on the unique relationship between the state of Minnesota and Minnesota Tribal governments