Minnesota 2023-2024 Regular Session

Minnesota Senate Bill SF1866

Introduced
2/20/23  
Refer
2/20/23  

Caption

Financial institution emergency closures provisions modifications

Impact

The potential impact of this bill on state laws includes the repeal and modification of certain examination requirements and statutory provisions that pertain to bank operations during emergencies. Specifically, certain existing statutes concerning the processes for annual audits and examinations of bank operations would be altered or eliminated, potentially streamlining regulatory compliance for many financial institutions.

Summary

SF1866 proposes modifications to the existing regulations governing financial institutions in Minnesota, specifically addressing the provisions related to emergency closures. The bill empowers the officers of financial institutions to close their offices temporarily without needing a formal emergency proclamation from the commissioner. This aims to provide more flexibility for banks and financial entities when responding to unforeseen circumstances that may impede their normal operations.

Contention

Notable points of contention surrounding SF1866 include concerns from various stakeholders about the implications of giving financial institutions greater autonomy to determine their emergency protocols. Supporters argue that this flexibility is essential for operational efficiency and timely responses to emergencies. In contrast, critics may worry that such changes could lead to inadequate oversight and compliance during critical times, emphasizing the need for balance between operational autonomy and regulatory checks.

Companion Bills

MN HF2325

Similar To Emergency closure governing provisions modified, and examination requirements eliminated.

Previously Filed As

MN SF4164

Various nondepository financial institutions provisions modifications

MN SF5162

Drug Affordability Advisory Council elimination provision, various financial institutions and health plan provisions modifications, and appropriation

MN SF2482

Certain higher education provisions modifications

MN HF3706

Various provisions governing nondepository financial institutions modified.

MN SB98

Modifies various provisions relating to financial institutions

MN SB369

Revises provisions relating to financial institutions. (BDR 55-225)

MN SF686

Governor's power to declare and emergency repealer and emergency management provisions modifications

MN SB1546

Creates new provisions relating to financial institutions

MN HB0483

School and Institutional Trust Lands Administration Modifications

MN SF5042

Human services provisions modifications

Similar Bills

MN SF933

Minnesota Health Plan establishment

MN SF932

Minnesota Health Plan establishment

MN SF929

Minnesota Health Plan establishment

MN SF931

Minnesota Health Plan establishment

MN SF930

Minnesota Health Plan establishment

MN HF1812

Health care guaranteed to be available and affordable for every Minnesotan; Minnesota Health Plan, Minnesota Health Board, Minnesota Health Fund, Office of Health Quality and Planning, ombudsman for patient advocacy, and auditor general for the Minnesota Health Plan established; Affordable Care Act 1332 waiver requested; and money appropriated.

MN HR4

A House resolution expressing the sense of the Minnesota House of Representatives reaffirming its commitment to the strengthening and deepening of the sister ties between the state of Minnesota and Taiwan.

MN SF3257

Training clarification on the unique relationship between the state of Minnesota and Minnesota Tribal governments