Insurance: health insurers; organ transplant coverage; prohibit if the organ is from a country known for organ harvesting. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406ww.
Impact
The bill's implementation will result in significant changes in the way health insurance policies handle organ transplants, specifically limiting coverage based on the geographical location of the transplant or the origin of the organ. This adjustment reflects an increasing awareness and concern regarding human rights abuses in foreign countries and the need for domestic regulatory frameworks that align with ethical medical practices. The bill aims to protect Michigan residents and promote awareness of forced organ harvesting practices globally.
Summary
House Bill 5406 seeks to amend the Michigan Insurance Code by introducing a provision that prohibits health insurers from covering human organ transplants if the transplant operation occurs in countries associated with forced organ harvesting, such as China. Furthermore, the bill specifies that insurers cannot provide coverage for organs procured through sale or donations from such countries. The intent behind this legislation is to ensure ethical standards in organ transplantation and to safeguard residents from unethical practices associated with organ harvesting.
Contention
Notably, the bill could spark controversy surrounding its enforcement and the designation of countries involved in forced organ harvesting. Critics may argue that the bill risks discriminating against patients needing organ transplants who might be restricted from seeking treatment outside the U.S. given the stringent conditions set forth. Additionally, the definition of 'forced organ harvesting' needs clear delineation to avoid ambiguity, which might complicate legal interpretations and insurance underwriting processes.
Human services: medical services; organ transplant coverage; prohibit if the organ is from a country known for organ harvesting. Amends 1939 PA 280 (MCL 400.1 - 400.119b) by adding sec. 109z.
Prohibiting knowingly covering organ transplantation and related care under health insurance policies and the Medical Assistance program if the organ is transplanted in or originates from a country known to have participated in forced organ harvesting. (FE)
Prohibiting knowingly covering organ transplantation and related care under health insurance policies and the Medical Assistance program if the organ is transplanted in or originates from a country known to have participated in forced organ harvesting. (FE)
To Create The End Organ And Genomic Harvesting Act; To Prohibit Coverage Of Certain Human Organ Transplant Or Post-transplant Care; And To Prohibit Certain Genetic Sequencers And Genetic Analysis Technologies.
Insurance: health insurers; compliance with affordable care act coverage; modify. Amends secs. 3403, 3406z, 3406bb, 3406hh & 3406ii of 1956 PA 218 (MCL 500.3403 et seq.).
Insurance: health insurers; coverage for adverse consequences related to gender transition and reversal of gender transition; require. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406ww.
Insurance: health insurers; coverage for adverse consequences related to gender transition and reversal of gender transition; require. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406ww.
Insurance: health insurers; prior authorization for certain opioid use disorder and alcohol use disorder medications; prohibit. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406ww.