Maine 2025-2026 Regular Session

Maine House Bill LD1159

Introduced
3/20/25  
Refer
3/20/25  
Refer
3/20/25  
Engrossed
5/22/25  
Enrolled
5/27/25  

Caption

An Act to Prohibit Governmental Entities That Charge a Fee for In-person Credit Card Purchases from Refusing to Accept Cash

Summary

LD 1159 creates a new Maine law requiring municipalities and other governmental entities that sell goods or services at retail in person to accept cash if they charge a fee for purchases made by credit card. In practical terms, the bill prevents a public entity from refusing cash payment at the point of sale when it imposes a surcharge or convenience fee on in-person credit card transactions. The bill applies only to in-person retail transactions and expressly excludes remote transactions conducted by telephone, mail, or the Internet. The measure is aimed at preserving cash as a payment option in government-run retail settings, such as fees, admissions, or other in-person sales by public entities. It does not broadly regulate private businesses; its scope is limited to municipalities and other governmental entities. The bill was enacted as Public Law 2025, chapter 209, and became effective after gubernatorial approval on June 9, 2025.

Impact

LD 1159 adds a new chapter to Title 10 of the Maine Revised Statutes, establishing a cash-acceptance requirement for certain governmental retail transactions. It limits the ability of municipalities and other governmental entities to condition in-person sales on card-only payment when a credit card fee is imposed, thereby protecting cash-paying customers and preserving an alternative to electronic payment. The law does not affect remote commerce and does not create a general cash-acceptance rule for private businesses.

Sentiment

The bill appears to have had generally favorable support, as reflected by its final House vote to recede and concur passing 81-66 and its eventual enactment into law. The available record shows no committee transcript debate, but the outcome suggests the measure was able to secure enough support to become law despite some opposition. Overall, the sentiment around the bill was mixed but ultimately positive enough for passage.

Contention

The main point of contention is likely the balance between payment flexibility for government entities and the right of customers to pay with cash. Supporters would view the bill as protecting access for people who rely on cash or who object to card fees, while opponents may have viewed it as limiting administrative discretion or complicating fee collection for public entities. Because the bill is narrowly targeted to governmental retail sales and only when card fees are charged, the dispute centers on that specific condition rather than on a broader ban on cashless policies.

Companion Bills

No companion bills found.

Previously Filed As

ME S04153

Prohibits food stores and retail establishments from refusing to accept payment in cash; provides a civil penalty will be assessed for such actions.

ME A07929

Prohibits food stores and retail establishments from refusing to accept payment in cash; provides a civil penalty will be assessed for such actions.

ME SF0097

AN ACT relating to administration of the government; requiring government entities to accept cash as payment; prohibiting government entities from charging fees for cash payments; specifying applicability; and providing for an effective date.

ME S300

Prohibits businesses from charging convenience fees on cash transactions.

ME S595

Prohibits seller from charging credit card surcharges; establishes notice requirements for credit card minimums and cash discounts.

ME A4807

Prohibits seller from charging credit card surcharges; establishes notice requirements for credit card minimums and cash discounts.

ME HB4592

ACCEPTANCE OF CASH PAYMENTS

ME HB1974

Prohibits temporary assistance for needy families (TANF) benefit cards from being used at ATMs or to access cash, and limits the items that may be purchased with TANF benefits

ME HB4170

To prohibit the charging of any fees to cash any government issued check.

ME HB2084

To prohibit the charging of any fees to cash any government issued check.

Similar Bills

No similar bills found.