Illinois 2025-2026 Regular Session

Illinois House Bill HB3130

Introduced
2/6/25  
Refer
2/18/25  
Refer
3/4/25  

Caption

PROPERTY TX-SURPLUS

Summary

HB3130 amends the Illinois Property Tax Code to require a tax deed grantee to pay any “surplus” from a residential tax deed sale to the previous owner within 30 days after the deed is recorded. The bill applies to tax deeds issued for residential property sold on or after the effective date and establishes formulas for calculating the surplus depending on whether the property has been resold or not. If the property has been sold, the surplus is based on the sale proceeds minus the redemption amount, encumbrances, and a $500 administrative fee. If the property has not been sold, the surplus is based on the property’s fair market value, as determined by the chief county assessment officer, minus the same deductions. The bill also amends the section of the Code governing court orders that vacate tax deeds. In those cases, the county collector must refund certain amounts to the tax deed grantee or certificate holder, and HB3130 adds any surplus previously paid under the new Section 22-77 to the list of refundable amounts. The bill creates a civil enforcement mechanism in the circuit court for the county where the property is located.

Impact

HB3130 would create a new statutory right for former owners of residential property sold through the tax deed process to receive surplus value generated after the deed is recorded. It would also alter the refund rules in tax deed litigation by ensuring that surplus amounts paid under the new provision are accounted for if a tax deed is later vacated. The practical effect is to shift some proceeds from tax deed grantees to prior owners, while preserving a limited administrative fee for the grantee and maintaining existing redemption, encumbrance, and refund procedures in the Property Tax Code.

Sentiment

Based on the bill text and the absence of recorded committee testimony or votes, the available context suggests a policy-driven, consumer-protection-oriented proposal rather than a highly contested measure in the materials provided. The bill’s structure indicates support for protecting former homeowners from losing equity beyond what is needed to satisfy taxes and liens. No formal vote history or hearing record is included here, so there is no documented partisan or committee sentiment to assess beyond the bill’s apparent remedial purpose.

Contention

The main point of potential contention is the allocation of surplus value after a tax deed sale. Former owners would benefit from receiving excess proceeds, while tax deed purchasers or grantees may view the requirement as reducing their recovery or complicating the economics of tax deed investing. Another possible issue is the use of fair market value when the property has not yet been resold, which could invite disputes over valuation and administration. The $500 administrative fee and the interaction with existing redemption and refund provisions may also be debated as to whether they adequately compensate the grantee while fairly protecting prior owners.

Companion Bills

No companion bills found.

Previously Filed As

IL HB5075

PROPERTY TX-SURPLUS

IL HB3146

PROP TX-SURPLUS SALE

IL SB2029

PROP TX-SURPLUS SALE

IL HB1321

PROP TX-TAX DISTRICT SURPLUS

IL HB2483

INC TX-SURPLUS FUNDS

IL HB1827

PROP TX-INCOME PROPERTY

IL HB3569

PROP TX-INDEMNITY

IL HB3421

PROP TX-EQUITY FUND

IL HB3672

PROP TX-EQUITY FUND

IL HB1829

PROP TX-INCOME PROPERTY

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