Iowa 2025-2026 Regular Session

Iowa Senate Bill SF576

Filed/Introduced
2/18/26  
Introduced
3/10/25  

Caption

A bill for an act relating to bonds for general contractors.(Formerly SSB 1151; See SF 2376.)

Summary

Senate File 576 would require most general contractors in Iowa to obtain a $50,000 performance bond before beginning work in the state. The bond would be payable to the person for whom the contractor is performing the work and must be issued by a surety company authorized to do business in Iowa. The bill defines the requirement broadly by tying it to general contractors as defined in existing law, and it applies to private work unless an exception applies. The bill excludes work performed for the state or a political subdivision of the state, including projects already subject to chapter 8A, subchapter III procurement requirements. It also bars counties, cities, townships, and school districts from imposing additional bond requirements on general contractors for private work beyond what the bill itself requires. In effect, the measure creates a uniform statewide bonding rule for private general contracting and limits local governments’ ability to add their own bonding conditions.

Impact

SF 576 would add a new section to Iowa Code chapter 572A and establish a statewide performance-bond requirement for general contractors on private projects. It would affect contractors, project owners, and surety companies by creating a mandatory $50,000 bond obligation before work begins, while leaving public projects and certain state procurement work outside the new rule. The bill would also preempt local governments from requiring separate bonds for private work, reducing local variation in contractor bonding requirements.

Sentiment

The available voting history suggests the bill was received favorably in committee, with the Senate Local Government report passing 13-0. No committee transcript is available, but the unanimous vote indicates broad support at the committee stage and little visible opposition in the recorded action. The later committee report approving the bill and renumbering it as SF 2376 also suggests the proposal advanced without major procedural resistance.

Contention

The main policy issue appears to be the balance between contractor accountability and regulatory burden. Supporters likely view the bond as a consumer-protection and project-security measure that helps ensure performance and provides a financial backstop for private owners. Potential concerns would come from general contractors and local governments: contractors may see the bond as an added cost or barrier to entry, while counties, cities, townships, and school districts lose the ability to set their own bonding rules for private work. The bill’s express preemption of local bonding requirements is the clearest point of contention, even though the recorded vote shows no formal opposition in committee.

Companion Bills

IA SSB1151

Related A bill for an act relating to bonds for construction contractors.(See SF 576, SF 2376.)

IA SF2376

Similar To A bill for an act relating to bonds and letters of credit for general contractors and subcontractors. (Formerly SF 576, SSB 1151.)

Previously Filed As

IA SF2376

A bill for an act relating to bonds and letters of credit for general contractors and subcontractors. (Formerly SF 576, SSB 1151.)

IA SSB1151

A bill for an act relating to bonds for construction contractors.(See SF 576, SF 2376.)

IA SF2447

A bill for an act relating to the siting and operation of renewable electric power generating facilities.(Formerly SF 376.)

IA SF574

A bill for an act relating to retention of fees for public improvement contracts. (Formerly SF 431.) Effective date: 07/01/2025.

IA SF252

A bill for an act relating to the veterans trust fund.(Formerly SSB 1050; See SF 617.)

IA SF2317

A bill for an act relating to fees for lifetime fur harvester licenses.(Formerly SSB 3121; See SF 2471.)

IA SF2282

A bill for an act relating to veterans services and making appropriations.(Formerly SSB 3079; See SF 2466.)

IA SF617

A bill for an act relating to the veterans trust fund.(Formerly SF 252, SSB 1050.)

IA SF2475

A bill for an act relating to abandoned vehicles.(Formerly SF 2457, SSB 3061.)

IA SF394

A bill for an act relating to pesticides, by providing for tort liability. (Formerly SSB 1051.)

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