Requesting The Insurance Commissioner To Study The Impact Of Uninsured Motorists In Hawaii.
Summary
SCR 17 is a Senate Concurrent Resolution requesting the Hawaii Insurance Commissioner to study the impact of uninsured motorists in the state. The resolution notes that Hawaii law already requires drivers to carry motor vehicle insurance, but estimates that about 11% of motorists may still be uninsured. It frames uninsured driving as a problem that can leave accident victims with unreimbursed losses and can also contribute to higher premiums for insured drivers.
The study requested by the resolution would examine three main issues: the estimated number of uninsured motorists in Hawaii, the financial impact on insured motorists including premium increases, and possible recommendations to reduce the number of uninsured drivers. The commissioner would also be asked to submit a report, including any proposed legislation, to the Legislature before the 2026 Regular Session.
Impact
Because SCR 17 is a concurrent resolution rather than a bill, it does not itself change Hawaii law or impose new insurance requirements. Its practical effect is to direct the Insurance Commissioner to conduct a policy study and report findings and recommendations to the Legislature. The resolution could lead to future legislation affecting motor vehicle insurance enforcement, uninsured motorist coverage, or other measures aimed at reducing uninsured driving and its costs to insured residents and accident victims.
Sentiment
The overall sentiment reflected in the resolution is concerned and policy-oriented. The measure presents uninsured motorists as a significant financial burden on insured drivers and accident victims, and it seeks data to support a legislative response. There is no recorded committee testimony or vote history in the provided materials, so no formal support or opposition is documented, but the tone of the resolution suggests a consensus that the issue warrants study.
Contention
The main point of contention implied by the resolution is how to address uninsured motorists: whether the problem should be handled through stronger enforcement, insurance market changes, or other policy tools. The resolution itself does not take a position on a specific remedy, instead asking for recommendations from the Insurance Commissioner. Because there are no transcripts or votes provided, no named opponents or supporters are identified, and no specific disagreements are recorded in the available context.
An Act to amend and reenact ยงยง 8.01-66.1:1 and 38.2-2206 of the Code of Virginia, relating to underinsured motorist benefits; actions against released defendant.