California 2025-2026 Regular Session

California Assembly Bill AB2154

Introduced
2/18/26  

Caption

An act to add Title 1.81.8 (commencing with Section 1798.400) to Part 4 of Division 3 of the Civil Code, relating to personal information.

Impact

The enactment of AB 2154 would reinforce consumer rights by ensuring that mortgage applicants have stronger protections against the unauthorized sale of their personal information. By prohibiting the sale of such sensitive data, the bill aims to mitigate the risks of identity theft and misuse of personal information, ultimately fostering greater trust in the mortgage application process. This aligns with broader state and national trends towards heightened data privacy and consumer protection standards.

Summary

Assembly Bill 2154, introduced by Assembly Member Garcia, aims to enhance consumer protection regarding personal information in the context of mortgage applications. Specifically, the bill seeks to prevent individuals and entities from selling personal information that has been collected from mortgage applicants during the application process. This legislation builds upon existing frameworks such as the California Consumer Privacy Act of 2018 and the California Financial Information Privacy Act, indicating a continued focus on safeguarding consumer data in financial transactions.

Contention

While the bill has garnered support for its consumer protection goals, there may be concerns from financial institutions and those involved in the mortgage industry regarding the implications of such restrictions. Opponents could argue that the bill might complicate the process of data sharing necessary for credit evaluations or other essential services. The balance between consumer privacy and the needs of financial services may spark discussions on how best to implement these protections without hindering the efficient operation of the mortgage market.

Companion Bills

No companion bills found.

Previously Filed As

CA AB302

An act to add Section 51103 to, and to add Article 10 (commencing with Section 49058) to Chapter 6 of Part 27 of Division 4 of Title 2 of, the Education Code, relating to local educational agencies.

CA SB423

An act to amend Sections 7922.535 and Section 7923.600 of, and to add Section 7923.606 to, the Government Code, and to amend Section 25152.5 of the Health and Safety Code, relating to public records.

CA AB395

An act to add Section 37224 to, and to add Article 12 (commencing with Section 66095) to Chapter 2 of Part 40 of Division 5 of Title 3 of, the Education Code, and to amend Sections 11131 and 54961 of the Government Code, relating to holidays.

CA SB988

An act to add Title 1.5C (commencing with Section 1784.50) to Part 4 of Division 3 of the Civil Code, relating to civil law.

CA SB835

An act to amend Sections 44671 and 49600 of, and to add Chapter 8 (commencing with Section 52210) to Part 28 of Division 4 of Title 2 of, the Education Code, relating to pupil instruction.

CA AB48

An act to amend Sections 15102, 15106, 15268, and 15270 of, to add Article 8 (commencing with Section 89800) to Chapter 6 of Part 55 of Division 8 of Title 3 of, to add Article 7 (commencing with Section 92170) to Chapter 2 of Part 57 of Division 9 of Title 3 of, and to add Part 71 (commencing with Section 101200) to Division 14 of Title 3 of, the Education Code, relating to education finance, by providing the funds necessary therefor through an election for the issuance and sale of bonds of the State of California and for the handling and disposition of these funds.

CA SB769

An act to add Part 15 (commencing with Section 16000) to Division 3 of Title 2 of the Government Code, relating to infrastructure finance, and making an appropriation therefor.

CA SB295

An act to add Chapter 8 (commencing with Section 17370) to Part 2 of Division 7 of the Business and Professions Code, relating to business regulations.

CA AB928

An act to add Part 3 (commencing with Section 32105) to Division 14.8 of the Food and Agricultural Code, Chapter 8.5 (commencing with Section 122340) to Part 6 of Division 105 of the Health and Safety Code, relating to roosters.

CA AB605

An act to add Section 25534.07 to the Health and Safety Code, and to amend Section 7856 of, and to add and repeal Chapter 3 (commencing with Section 7875) of Part 7.5 of Division 5 of, the Labor Code, relating to employment.

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