Video & Transcript Research : 'vulnerable users'
Page 1 of 482
WA
Washington 2025-2026 Regular Session
House Civil Rights & Judiciary Jan 28th, 2026 at 08:00 am
Civil Rights & Judiciary
Transcript Highlights:
- government will treat people fairly and lawfully, especially in moments when individuals are most vulnerable
Keywords:
public safety, vulnerable users, pedestrians, protected classes, transportation, charitable organization, charity, nonprobate transfer, beneficiary designation, life insurance, retirement account, payable on death, POD account, transfer on death, TOD, financial institution, insurance company, transfer agent, estate planning, donor intent
Summary:
The committee held public hearings on several bills. House Bill 2354 on common interest communities was presented as a trailer bill to the Waukeva, with a proposed substitute that would exempt small middle-housing communities from most Waukeva provisions, exempt certain middle-housing communities from reserve study requirements, raise the audit threshold from $50,000 to $100,000 in annual assessments, and prevent governing documents from shifting responsibility for electric vehicle charging stations and heat pumps away from the unit owner. The sponsor and a community associations representative supported the bill as a targeted cleanup measure for small communities, and there was no opposition testimony.
House Bill 2412, which would add a ninth Superior Court judge in Yakima County, drew strong support from the sponsor, county commissioners, the presiding judge, and court staff. Testimony emphasized Yakima County’s population growth, a backlog of more than 2,800 cases older than two years, increased protection order filings, and trial delays affecting families and public safety. The county said it supports the funding share and confirmed the courthouse can accommodate another judge. The hearing was then closed.
The committee also heard House Bill 2500 on charitable beneficiary transfers, which would require financial institutions or insurers holding beneficiary-designated property to notify charities after a donor’s death, allow a standardized affidavit process, prohibit demands for personal information or account opening as a condition of payment, and require transfer within 30 days. Charitable organizations testified in support, describing long delays and burdensome paperwork, while credit unions and bankers raised concerns about identity verification, fraud risk, and operational timelines. House Bill 2595 on collateral attacks on criminal judgments would extend the filing deadline for personal restraint petitions from one year to three years and allow the Office of Public Defense to provide direct representation. Supporters argued the current deadline is too short for incarcerated people, especially juveniles and pro se litigants, while prosecutors and victim advocates opposed the bill, citing finality, workload, and victim retraumatization. The committee then heard House Bill 2597, which would create a state civil cause of action for violations of U.S. constitutional rights during civil immigration enforcement, with damages and attorney fees available and some immunity limitations. Supporters framed it as an accountability measure and a remedy for constitutional violations, while law enforcement and other opponents warned about unclear definitions, officer hesitation, and conflicts with federal immunity; the hearing ended with a note that executive session on HB 2597 would be scheduled later.
MN
Minnesota 2025-2026 Regular Session
House Transportation Finance and Policy Committee 2/23/26
Transportation Finance and Policy
Transcript Highlights:
- road users, those who walk, roll, bike, and take public transit.
- </c><00:03:58.159><c> road</c><00:03:58.480><c> users,</c> Minnesota's most vulnerable road users, Minnesota's
- most vulnerable road users, those<00:03:59.120><c> who</c><00:03:59.360><c> walk,</c><00:04:00.000><
- And the same can be said about serious injuries for those same users.
- </c> serious injuries for those same users. serious injuries for those same users.
Keywords:
intelligent speed assistance, transportation, speeding offenses, public safety, license restrictions, speed control, pedestrian safety, traffic safety, roadway improvements, nonmotorized transportation, crosswalks, sidewalks, bike lanes, complete streets, Vision Zero, Toward Zero Deaths, MnDOT, Department of Transportation, Department of Public Safety, local road authority
FL
Transcript Highlights:
- seriously the responsibility that we have to all our partners to provide a safe, secure, efficient, and user-friendly
- airport environment for all of our airport users.
- I am an avid user of ADS-B in that I've been flying for 63 years.
- I'm a user.
- We represent hundreds of thousands of general aviation users, and we are the world's largest aviation
Keywords:
unauthorized aliens, commercial motor vehicles, safety regulations, civil penalties, law enforcement, ADS-B, automatic dependent surveillance-broadcast, aviation, airports, airport fees, landing fees, departure fees, touch-and-go landing, general aviation, pilot privacy, airspace radius, aircraft tracking, surveillance data, Florida Statutes chapter 330, Part 91
Summary:
The Senate Committee on Transportation met and considered several bills, beginning with CS/SB 86 on commercial motor vehicles operated by unauthorized aliens. The sponsor described the bill as a highway safety measure requiring commercial drivers to be lawfully present, hold a valid CDL, read English, and communicate with law enforcement, with vehicle impoundment, civil penalties, and out-of-service orders for violations. After questions about impacts on carriers and interstate operations, the committee adopted an amendment and reported the bill favorably, with one no vote.
The committee then heard CS/SB 706, which would preempt naming of major commercial service airports to the state and rename Palm Beach International Airport as Donald J. Trump International Airport. An amendment added FAA approval, trademark authorization, and a flexible implementation period for Palm Beach County; county representatives supported the amendment and bill. The committee also approved CS/SB 1670 on the Outsider specialty license plate after an amendment reduced the Huber Brothers Foundation’s share of proceeds from 25% to 10%.
Next, the committee considered CS/SB 1054, dealing with traffic infractions resulting in crashes with another vehicle. The bill would impose escalating fines and license suspensions for crashes caused by running red lights or stop signs, and require bodily injury insurance for a year when injury results. A clarifying amendment limited the insurance requirement to one year, and the bill was reported favorably after supportive testimony from law enforcement and advocacy groups. The final major bill was CS/SB 422 on automated dependent surveillance broadcast (ADS-B) data; it would bar use of ADS-B information to calculate or collect certain landing-related fees. Supporters argued the technology should remain focused on aviation safety and warned against false invoices and discouraging pilot training, while airport representatives said they currently use the data for fee collection and wanted further discussion. After an amendment narrowing the bill’s application, the committee reported CS/SB 422 favorably. The meeting then adjourned.
WA
Washington 2025-2026 Regular Session
House Civil Rights & Judiciary Feb 3rd, 2026 at 10:30 am
Civil Rights & Judiciary
Transcript Highlights:
- So House Bill 2095 concerns vulnerable users. proposal rather than something that creates new policy
- So House Bill 2095 concerns vulnerable users. Sure.
- So House Bill 2095 concerns vulnerable users of a public way.
- Lastly, the proposed substitute excludes motorcycles from the definition of vulnerable user of a public
- If so, the specific type of vulnerable user must also be listed.
Keywords:
health care market standards, hospital consolidation, merger review, health care transaction notice, attorney general review, antitrust, provider organizations, hospital systems, contracting affiliation, material change, nonprofit conversion, for-profit conversion, health care acquisition, asset sale, Washington RCW, health care competition, price transparency, market oversight, premerger notification, antitrust revolving fund
Summary:
The Civil Rights and Judiciary Committee heard staff briefings on several bills, including House Bill 2548 on hospital and provider material change transactions, House Bill 2453 on psychiatric pharmacists’ role in certain involuntary treatment petitions, House Bill 2640 on unauthorized UCC filings, House Bill 2095 on vulnerable users of public ways, House Bill 2386 on garnishment forms, and House Bill 2239 on family burial grounds on private land. The committee also discussed proposed substitutes and amendments, especially on HB 2095, where members debated liability standards, attorney fees, emergency vehicle exemptions, and reporting requirements. For HB 2548, members discussed transparency and disclosure in health care transactions, including notice requirements, filing fees, and Attorney General publication of pending and completed transactions.
The committee adopted some amendments and rejected others. On HB 2095, it adopted amendments exempting emergency vehicles and clarifying collision report data, but rejected amendments that would have removed attorney fees, restricted liability further, or replaced the rebuttable presumption with a different civil cause of action. On HB 2239, the proposed substitute added setbacks from wells and springs, local remediation procedures, burial reporting to the Department of Archaeology and Historic Preservation, relocation procedures for remains, and disclosure requirements when property is sold. Members also noted that HB 2640 would give the Department of Licensing a process to refuse or terminate unauthorized filings submitted to harass or defraud debtors.
At executive session, the committee voted all five bills out with due pass recommendations: Substitute House Bill 2548 passed 7-6, House Bill 2453 passed 8-5, House Bill 2640 passed 8-5, Substitute House Bill 2095 passed 8-5, House Bill 2386 passed 12-1, and Substitute House Bill 2239 passed unanimously 13-0.
NM
Transcript Highlights:
- The bill also defines what vulnerable road users are, which is most— About vulnerable road users.
- I'm coming to you as one of those vulnerable road users.
- We lead the nation in pedestrian and vulnerable road user deaths.
- Mexico, a safer place for all of us vulnerable road users.
- I'm also on the board of Vulnerable Road Users.
Keywords:
student use, wireless devices, public schools, policy implementation, education technology funding, driver education, driver's ed, driving school, motorcycle safety, traffic safety, vulnerable road users, pedestrian safety, bicycle safety, cyclist, bike lane, micromobility, scooter, moped, motorcycle training, DWI prevention
Summary:
The committee first heard Senate Bill 23, which would require school districts and charter schools to adopt and implement policies prohibiting student use of wireless communication devices during the school day, with exceptions for medical needs, assistive technology, emergencies, and educator-approved instructional use. The sponsors and PED/Broadband officials said the bill builds on last year’s law, responds to classroom distraction and cyberbullying concerns, and pairs the mandate with access to the Education Technology Infrastructure Fund for implementation support. Supporters included NEA-NM, AFT-NM, Teach Plus, New Mexico Kids Can, higher education, ECED, and others, who said the bill would improve focus, classroom culture, and student readiness. Some members questioned the three-year phase-in, local control over consequences, effects on recess/lunch and after-school programs, charter and virtual school enforcement, and whether statewide mandates were necessary; the committee ultimately advanced the bill on a 6-3 vote, with Senators Pope and Soules voting no.
The committee then heard Senate Bill 73, which would add a requirement that driver education include instruction on vulnerable road users such as pedestrians, bicyclists, and others outside vehicles. The sponsor and supporters from APS, NEA-NM, AFT-NM, PED, Albuquerque city officials, cycling and pedestrian advocates, and individuals affected by traffic violence said New Mexico’s high pedestrian and bicyclist fatality rates make the training necessary and that better education could improve safety and awareness. Some testimony connected the bill to broader public health, climate, and Vision Zero efforts, while several speakers shared personal stories of crashes and losses. Committee members asked about the three-hour requirement, whether it would apply to existing drivers, how it would be implemented by DOT and MVD, and whether the bill should also address training for vulnerable road users themselves; concerns were also raised about rural road conditions and the limited behind-the-wheel training currently required. The committee passed SB 73 on a 6-3 vote, with Senator Thornton voting no.
Finally, the committee began hearing Senate Bill 234, an appropriation of $1.2 million to Albuquerque Public Schools for transportation of students in foster care. The sponsor and an expert witness, a former CYFD caseworker, described serious transportation failures after contracts were terminated, saying caseworkers were forced to drive children themselves and that missed or late rides disrupted schooling and overburdened staff. APS, New Mexico Child First Network, and CYFD all supported the bill, saying it would clarify responsibility, relieve caseworkers, and ensure continuity of transportation for foster youth. Committee questions focused on why the appropriation was limited to APS rather than other districts with transportation shortfalls, whether $1.2 million would be enough, who would provide the rides, and what safety/background-check standards would apply if contractors were used. The bill was still under discussion when the transcript ended.
NM
Transcript Highlights:
- The bill also defines what vulnerable road users are, which is mostly people who are not in a vehicle
- SB 73 strengthens driver's education by requiring focused instruction on vulnerable road users.
- I'm coming to you as one of those vulnerable road users.
- I'm Barbara Tooth from Las Cruces, founder of Vulnerable Road Users in M.
- I'm also on the board of vulnerable road users. I think the comments made by previous speakers.
Keywords:
student use, wireless devices, public schools, policy implementation, education technology funding, driver education, driver's ed, driving school, motorcycle safety, traffic safety, vulnerable road users, pedestrian safety, bicycle safety, cyclist, bike lane, micromobility, scooter, moped, motorcycle training, DWI prevention
NM
Transcript Highlights:
- We're a very vulnerable state, Mr.
- It helps eliminate our vulnerability toward inviting for-profit entities to game us, especially the most
- vulnerable in our state.
- And that way we close those types of vulnerabilities and attempts to continue to take advantage of our
- education, our vulnerability.
Keywords:
student use, wireless devices, public schools, policy implementation, education technology funding, driver education, driver's ed, driving school, motorcycle safety, traffic safety, vulnerable road users, pedestrian safety, bicycle safety, cyclist, bike lane, micromobility, scooter, moped, motorcycle training, DWI prevention
MN
Minnesota 2025-2026 Regular Session
House Human Services Finance and Policy Committee 3/26/2026
Human Services Finance and Policy
Transcript Highlights:
- The A2 amendment is updating the vulnerable adult system to make sure that we have some accountability
- 00:17:50.080><c> is</c><00:17:50.960><c> updating</c><00:17:51.520><c> the</c><00:17:52.320><c> vulnerable
- </c> amendment is updating the vulnerable amendment is updating the vulnerable adult<00:17:53.679><c>
- Members, this bill also takes important steps to protect vulnerable adults by improving how reports of
Bills:
HF729
US
US Federal 2025-2026 Regular Session
Business meeting to consider the nomination of Mehmet Oz, of Pennsylvania, to be Administrator of the Centers for Medicare and Medicaid Services. Mar 25th, 2025 at 08:30 am
Finance Committee
Transcript Highlights:
- discussed his vision to ensure CMS provides Americans with access to superb care, especially our most vulnerable
- That we want to strengthen Medicaid for the most vulnerable.
- We want to make sure that Medicaid dollars are spent on the most vulnerable of people, the ones that
- If we don't get our arms around it, there'll be no Medicaid left for those who are the most vulnerable
- we can at least agree on the goal that we want to save Medicaid and want to use it for the most vulnerable
Keywords:
Social Security, Medicaid, Frank Bisignano, Elon Musk, benefit processing, office closures, public testimony, administration policies, health care, vulnerable populations
Summary:
The committee meeting focused heavily on the nomination of Frank Bisignano as the Commissioner of the Social Security Administration, with intense discussions around the current state of Social Security and its management under the current administration. Members voiced significant concerns regarding potential changes to Social Security and Medicaid, specifically addressing issues such as office closures, delays in benefit processing, and the perceived policies from Elon Musk's association with the administration. Public testimonies highlighted fears that these changes would severely impact the accessibility of benefits for seniors and vulnerable individuals, resulting in a chaotic environment at the SSA. Members expressed a unified opposition to the notion of dismantling these critical programs, emphasizing the long-term implications on their constituents' well-being.
AZ
Arizona 2026 Regular Session
03/10/2026 - House Natural Resources, Energy & Water
Natural Resources, Energy & Water
Transcript Highlights:
- small modular nuclear reactors, or SMRs, if that SMR is co-located with a large industrial energy user
- It additionally requires an SMR co-located with a large industrial energy user.
- It additionally requires an SMR co-located with a large industrial energy user that does not obtain a
- Russell Smolden on behalf of the Arizona Municipal Power Users Association.
Keywords:
groundwater, water conservation, Arizona water resources, drought management, water quality, irrigation, active management area, domestic use, stock watering, water rights, small modular reactors, energy regulation, environmental compatibility, utility construction, agricultural use, industrial users, water storage, recovery well, Arizona Revised Statutes, water management
MN
Minnesota 2025-2026 Regular Session
House Human Services Finance and Policy Committee 2/26/25
Human Services Finance and Policy
Transcript Highlights:
- We need to advocate that Medicaid should be protected for those most vulnerable individuals with disabilities
- We need to advocate that Medicaid should be protected for those most vulnerable individuals with disabilities
- We need to advocate that Medicaid should be protected for those most vulnerable individuals with disabilities
- , and I get that we’re sensitive to the safety needs because we’re talking about people who are vulnerable
NM
New Mexico 2026 Regular Session
Senate - Tax, Business and Transportation Feb 12th, 2026 at 06:05 pm
Senate Tax, Business & Transportation
Transcript Highlights:
- It basically requires driver's ed schools to teach at least three hours about vulnerable road users.
- It basically requires driver's ed schools to teach at least three hours about vulnerable road users,
- It does teach about vulnerable road users and bicycle safety, but this is just putting it in a statute
- And Madam Chair, Senator, just to add, the definition of vulnerable road user that we use in the bill
- In Las Cruces, we have a group called Vulnerable Road Users, and it's because of a fellow by the name
Keywords:
horse racing, program training, program owning, state licensing, racehorses, regulation, local news, newspaper printing, journalism, media tax credit, print media, digital news, news publisher, newsprint, press operator, printing industry, local journalism, tax credit, income tax, corporate income tax
NM
New Mexico 2026 Regular Session
Senate - Tax, Business and Transportation Feb 12th, 2026 at 06:04 pm
Senate Tax, Business & Transportation
Keywords:
horse racing, program training, program owning, state licensing, racehorses, regulation, local news, newspaper printing, journalism, media tax credit, print media, digital news, news publisher, newsprint, press operator, printing industry, local journalism, tax credit, income tax, corporate income tax
NM
New Mexico 2026 Regular Session
Senate - Tax, Business and Transportation Feb 12th, 2026 at 06:04 pm
Senate Tax, Business & Transportation
Keywords:
horse racing, program training, program owning, state licensing, racehorses, regulation, local news, newspaper printing, journalism, media tax credit, print media, digital news, news publisher, newsprint, press operator, printing industry, local journalism, tax credit, income tax, corporate income tax
MN
Minnesota 2025-2026 Regular Session
House Human Services Finance and Policy Committee 3/17/26
Human Services Finance and Policy
Transcript Highlights:
- </c> supporting vulnerable adults. supporting vulnerable adults.
- 56.679><c> know,</c><00:23:56.840><c> services</c> vulnerable adult, you know, services vulnerable adult
- </c> conflict of protecting vulnerable conflict of protecting vulnerable adults. adults. adults.
- </c> make sure we don't have vulnerable make sure we don't have vulnerable adults<00:26:52.840><c> in
- </c> vulnerable adults need help. vulnerable adults need help.
Keywords:
workplace regulations, employee rights, meal breaks, rest breaks, exemptions, medical assistance, data matching, eligibility, reporting, human services, assisted living, health regulations, inspection authority, vulnerable adults, local government, program integrity, high-risk providers, enrollment requirements, fraud prevention, compliance
FL
Transcript Highlights:
- Committee members, Senate Bill 266 establishes consumer protections for Florida's most vulnerable citizens
- during extremely vulnerable moments in their lives.
- And after disaster, vulnerable adults or those who lack capacity to consent are often confused, stressed
- that I've been elected to the legislature to be presented with multiple opportunities to protect vulnerable
Keywords:
public adjuster, contract cancellation, state of emergency, vulnerable adults, disciplinary actions, financial regulation, information security, financial exploitation, licensing, transportation, insurance, TNC, ride-sharing, automobile liability, bail bond, insurance regulation, foreign insurers, financial disclosure, premium reporting, residential property insurance
Summary:
The Committee on Banking and Insurance met with a quorum and took up several bills, beginning with SB 834 on insurance requirements for nonprofit religious organizations and health care sharing ministries. The bill repeals a recent restriction on licensed insurance agents marketing or selling faith-based health care sharing programs. Supporters argued the change restores free speech and consumer education while preserving existing fraud and disclosure protections; opponents said allowing agents and brokers could create consumer confusion and has been associated with bad actors. A title amendment was adopted, and after debate the committee reported the bill favorably.
The committee also heard and passed SB 642, which extends reporting and duty requirements to foreign and alien bail bond insurers, and SB 394, a technical bill updating reinsurance intermediary manager law to match current DFS practice. SB 266, which lets vulnerable adults rescind public adjuster contracts without penalty, was reported favorably after testimony from supporters in the insurance and elder law communities and a public adjuster who said the intent was good but the bill may need refinement. SB 832, a residential property insurance transparency bill requiring rate breakdown reports and a consumer resource center, also passed after discussion about consumer clarity and whether the required cost categories can be compiled as written.
Later, the committee approved SB 540, which creates cybersecurity requirements for mortgage and money service businesses, closes a regulatory gap for certain investment advisers, adjusts OFR examination-payment deadlines, changes de novo charter requirements, allows virtual credit union meetings, and makes other financial regulation updates. Several amendments were adopted, including a substitute amendment removing fintech sandbox provisions. Finally, SB 1028 on Citizens Property Insurance Corporation was reported favorably after debate over a commercial lines clearinghouse intended to reduce Citizens’ exposure and shift more business to the private market; members discussed taxpayer risk, market competition, and consumer protections. The meeting ended with adjournment.
MN
Minnesota 2025-2026 Regular Session
House Environment and Natural Resources Finance and Policy Committee 3/17/26
Environment and Natural Resources Finance and Policy
Transcript Highlights:
- As Representative Fischer outlined, existing law requires that notifying downstream users when untreated
- Tribal governments are already included among the downstream users who would be notified under existing
- :15:28.480><c> among</c><00:15:28.760><c> the</c><00:15:28.839><c> downstream</c><00:15:29.360><c> users
- </c><00:15:29.760><c> who</c> under the among the downstream users who under the among the downstream
- users who would<00:15:30.079><c> be</c><00:15:30.200><c> notified</c><00:15:30.720><c> under</c><00:
Keywords:
Melissa Hortman, Mark Hortman, memorial park, state park, working group, Minnesota Historical Society, Capitol Area Architectural and Planning Board, Saint Paul, Department of Natural Resources, Department of Administration, Legislative Coordinating Commission, general fund appropriation, park planning, interpretive services, public engagement, state memorial, land use, natural resources, commemorative legislation, environment
TX
Transcript Highlights:
- these crimes, the common thread throughout these offenses is that the victims are among the most vulnerable
Bills:
HB200
Keywords:
HB 200, emergency communication, backup communications, satellite phone, portable satellite equipment, radio, floodplain, 100-year floodplain, FEMA, natural disaster, disaster preparedness, emergency preparedness, vulnerable populations, children, elderly, seniors, people with disabilities, care facilities, residential care, assisted living
MN
Minnesota 2025-2026 Regular Session
House Human Services Finance and Policy Committee 3/12/26
Human Services Finance and Policy
Transcript Highlights:
- Minnesota's background study process exists for an important reason: to protect vulnerable populations
- </c> safeguards that protect vulnerable safeguards that protect vulnerable populations<00:04:06.959><
- </c> protect children and vulnerable adults? protect children and vulnerable adults?
- And these are set for jobs where people could potentially be serving vulnerable populations.
- </c> potentially be serving vulnerable potentially be serving vulnerable populations.<00:30:59.760><c
Keywords:
background study, disqualification, set-aside, permanent disqualification, Office of Administrative Hearings, chief judge, human services licensing, substance use disorder treatment, SUD treatment, chemical dependency, recovery, rehabilitation, abstinence, foster care, child foster care, vulnerable adults, caregiver background check, license holder, direct contact, risk of harm
FL
Florida 2026 Regular Session
Appropriations Committee on Agriculture, Environment, and General Government Feb 12th, 2026
Appropriations Committee on Agriculture, Environment, and General Government
Transcript Highlights:
- criminal activity, undermine Florida's regulated gaming framework, and disproportionately harm vulnerable
- criminal activity, undermine Florida's regulated gaming framework, and disproportionately harm vulnerable
Keywords:
gaming, slot machines, veterans organizations, regulatory compliance, Florida Gaming Control Commission, declaratory statement, criminal penalties, financial regulation, vulnerable adults, information security, financial exploitation, licensing, biosolids, agronomic rate, land application, environmental protection, Florida statutes, nutrient management, recordkeeping, farming
Summary:
The Appropriations Committee on Agriculture, Environment, and General Government met with a quorum present and first took up confirmation votes for appointees on tabs 2 through 6, which were recommended favorably without public testimony. The committee then heard CS/SB 1474, which would direct DEP to stop issuing or reissuing permits for Class B biosolids land application when a wastewater treatment facility is reasonably accessible within 50 miles, and it was reported favorably. The committee also heard SB 1708, which removes a timing requirement for veterinarians licensed in good standing elsewhere to qualify for Florida licensure; it received support from Americans for Prosperity and the ASPCA and was reported favorably.
Members then considered CS/SB 204 on illegal slot machine operations. An amendment was adopted that set the baseline penalty at a second-degree misdemeanor, elevated violations involving six or more machines or repeat offenses to a third-degree felony, and made violations by a person of authority involving six or more machines or multiple prior convictions a second-degree felony. Testimony supported the bill’s effort to target larger illegal operations while protecting veterans’ organizations and other lawful users from felony exposure; the bill as amended was reported favorably. The committee also adopted a strike-all for CS/SB 1294 addressing Class AA biosolids, requiring agronomic-rate application, recordkeeping, IFAS guidance, and application of fertilizer-related requirements to bulk land application products, with an effective date of November 1, 2026; it was reported favorably after limited questions about oversight and IFAS’s role.
Later, CS/SB 772 was heard to allow portable electronics limited licensees to sell “iware” insurance and define that term, and it was reported favorably. CS/SB 1504 updated pre-licensure education for the 440 customer service representative license so a high school student completing a half-credit insurance and personal finance elective can apply upon turning 18; it received supportive testimony from industry groups and was reported favorably. Finally, the committee adopted a strike-all amendment to CS/SB 540 creating cybersecurity program requirements for mortgage and money service businesses, extending oversight to certain investment advisers, clarifying emergency suspension authority for anti-money laundering violations, extending payment deadlines for examination costs, and adjusting director experience requirements for financial institutions; the bill as amended was reported favorably. Senators McClain and Truenow requested to be recorded as voting in the affirmative on tabs 11 and 13, and the committee adjourned at the end of the agenda.