Transcript Highlights:

• associations, property managers and unit associations, property managers and unit owners.<00:43:
• > a<00:47:48.800> right specified unit owners would have a right specified unit owners would
• When you talk about the unit owner, then are we referring to like a restaurant owner? >> Yes.
• So even all their all the unit owners.
• <00:57:12.559> owner without this amendment, the unit owner without this amendment, the unit

Bills: HF4075, HF3826, HF3825, HF3827, HF3459, HF3711, HF4200, HF3908, HF3712

Keywords: firearm restrictions, domestic violence, public safety, court orders, criminal convictions, identity theft, subpoena authority, fraud, statute of limitations, financial crime, victim notification, expungement, criminal justice, plea agreements, minor victims, identification protection, stalking, crime data, Bureau of Criminal Apprehension, law enforcement grants

Transcript Highlights:

• Additionally, the bill establishes a 60-day period each year in which lodging business owners that have
• So what it did was it gives property owners a mechanism to seek return of some of their equity in the
• The bill, I think, was partially in response to the United States Supreme Court opinion from 2023.
• The bill, I think, was partially in response to the United States Supreme Court opinion from 2023.
• So the owner of the boat, you or myself, on a personal boat, would be able to owner-operate their own

Bills: HB2091, HB2140, HB2320, HB2384, HB2398, HB2502, HB2780, HB2918, HB2939, HB2950, HB2999, HB4020, HB4026, HB4029

Keywords: insurance, financial surveillance, regulations, assessments, Arizona Revised Statutes, investment, state treasurer, gold bullion, treasury management, financial regulations, school districts, bonds, financial advisors, elections, municipal advisors, cost of borrowing, lease agreements, school property, tax exemptions, impact aid revenue bonds

Summary: The Senate Finance Committee approved the minutes from March 16, 2026, then heard testimony on a series of bills, with the chair noting that testimony and votes would be handled in batches because members were coming and going. HB 2939 would raise the rural qualified facilities tax credit from $20,000 to $25,000 per job for certain projects with initial investment under $2 billion. Lucid Motors supported the change as a tool to attract manufacturing jobs to rural Arizona, while opponents questioned whether the higher credit would actually create new jobs and pointed to a fiscal note that could reach $48 million. The committee later passed the bill 5-2. HB 2950 would authorize municipalities and counties to form tourism improvement areas funded by lodging business assessments for marketing and tourism promotion. The Arizona Lodging and Tourism Association and Visit Phoenix supported the measure, describing TIAs as voluntary, locally controlled tools already used in other states and useful for rural destinations; senators pressed on whether the assessments were truly voluntary and how the districts would be formed and administered. The bill passed 5-2. HB 2780, a technical cleanup bill related to property tax lien foreclosure and excess proceeds sales, was described as conforming changes to a prior law creating a mechanism for delinquent taxpayers to recover equity; it passed 6-1. HB 2502 would allow certain ASRS members who are elected officials to retire at normal retirement age without resigning their elected office, with the employer paying the alternate contribution rate. ASRS said it was neutral, and the sponsor and a lobbyist argued the bill would create parity with non-elected members who can retire and return to work; the committee passed it 5-2. HB 2140, as amended by a striker, would let the state treasurer invest up to 10% of trust and treasury monies in physical gold or silver bullion held in secure U.S. depositories. The sponsor and Sound Money Defense League supported it as a diversification and inflation hedge, while opponents argued gold is volatile, costly to store, and not a better use of taxpayer funds; the committee adopted the striker and passed the bill 4-2. HB 2398 would require commercial liability insurance for watercraft rented or hired in Arizona, including peer-to-peer boat-sharing programs, while not affecting ordinary personal boat ownership. The sponsor, insurers, and rental operators said the bill responds to uninsured boats being rented through apps and to safety and liability problems; some members said training should also be addressed. The committee adopted an amendment and passed the bill 6-1. Finally, HB 2999 would create state affordable infrastructure districts to finance public infrastructure for housing through bonds, taxes, and assessments, with unanimous landowner consent and disclosure requirements. Home builders and contractors said the districts could lower upfront housing costs and improve financing, but contractors sought stronger payment protections and some senators worried the bill could add red tape and costs without guaranteeing savings to homebuyers. After adopting a large amendment, the committee passed HB 2999, though at least one member voted no and another passed on the vote.

Transcript Highlights:

• practitioners, we really fall behind other states, and the ones who suffer are really the nurse practitioner owners
• we're just trying to make sure we can match that and give those same benefits to the small business owner

Bills: HB139

Keywords: ad valorem tax, tax rates, voter-approval, taxing unit, property tax, local government

Transcript Highlights:

• Now, when you look at what's happened on percentage property tax growth by taxing units by type, and
• Appraisals, but most property owners, I think, don't understand that.
• And then you have small cities and special taxing units, which are subject to an 8% limit.
• Property owners should engage in local government budget and tax rate hearings.
• I am a lifelong fiscal conservative and small business owner.

Bills: SB9

Keywords: property tax, ad valorem tax, voter-approval tax rate, no-new-revenue tax rate, tax rate calculation, Tax Code, local government finance, municipality, county, special taxing unit, sales and use tax, property tax cap, tax rollback, tax levy, maintenance and operations, debt rate, disaster relief rate, Texas Legislature, local taxing unit

Summary: The Senate Committee on Local Government met to hear Senate Bill 9, which would lower the voter-approval tax rate for certain local taxing units from 3.5% to 2.5%. Sen. Bettencourt, the bill author, argued the change would continue the state’s property tax reforms begun in 2019, slow local levy growth, and give voters more say over larger tax increases. He and supporters cited data showing property tax levies have grown faster than population plus inflation, and said the bill would help protect taxpayers while preserving the state’s broader investments in school tax relief, water, rural law enforcement, and ambulance funding. Supporters included the Texas Taxpayers and Research Association, the Texas Association of Business, the Texas Public Policy Foundation, and the Texas Association of Manufacturers. They said the bill would improve transparency, encourage more disciplined budgeting, and create certainty for homeowners and businesses. They argued that lower tax-rate growth would help attract and retain employers and investment, and that voters would still be able to approve higher rates when needed. Local officials and other opponents said the bill would constrain cities and counties facing rapid growth, inflation, infrastructure needs, and public safety costs. Testimony from county judges, city finance officials, firefighters, and urban county representatives emphasized pressures from jail operations, roads, water, EMS, police and fire staffing, and unfunded mandates. Several witnesses asked for carve-outs or exemptions for public safety and disaster-related costs, warning that a one-size-fits-all cap could force service cuts or shift costs elsewhere. The committee heard extensive questioning but no final vote or disposition on the bill was taken in the portion provided.

Transcript Highlights:

• It holds the distinction of being the number one border crossing for the United States for produce and
• The state of the United States is a third busiest land port of U.S.
• And their documents that prohibit a private property owner from keeping chickens even if that again is
• Should not be allowed to choose between the poor farmer and a religious group or a... building owner
• They have literally banned me from City Hall. owners and told them that don't need to be there.

Bills: HB2013, HB4163, HB4810

Keywords: property owners associations, chickens, urban farming, land use, homeowner rights, agriculture, municipal regulation, governmental requirements, farm management, inspections, border control, trade, state funding, 1184, house, all

Transcript Highlights:

• In 2024, we in the state passed this law to allow assisted dwelling units in the backyards or the side
• fees, it's approximately $10,000 to write a check to the town just to build the accessory dwelling unit
• So as I visited with... ...the accessory dwelling unit. And that seems really high to me.
• And so we allowed them to have these accessory dwelling units.
• If they move out of the house into an accessory dwelling unit at the back, the impact doesn't change,

Bills: HB2107, HB2588, HB2946, HB2950

Keywords: SNAP, nutrition assistance, fast food, vitamins, waiver, food policy, municipal planning, homeowner association, building permits, single-family home, property rights, design standards, development fees, municipalities, infrastructure, public services, annual reporting, property development, tourism improvement area, TIA

Summary: The Rural Economic Development Committee first took up HB 2950, which would allow governing bodies to approve tourism improvement areas to promote lodging and tourism as an economic development tool. Supporters from the Arizona Lodging and Tourism Association, Visit Yuma, and Visit Phoenix said tourism is a major economic driver, especially in rural communities, and argued the bill would give local areas a voluntary, industry-led way to market themselves, attract visitors, and support jobs without raising taxes on residents. Members discussed tourism in places such as Yuma and other rural destinations, and the committee voted 7-0 to give HB 2950 a do pass recommendation. The committee then heard a presentation on rural economic development centered on Lucid Motors’ investment in Pinal County and its partnership with Central Arizona College. Speakers from the Arizona Commerce Authority, Central Arizona College, and Lucid described workforce training programs, including the Drive48 accelerator, which they said has helped train workers for advanced manufacturing jobs and raised local incomes. The committee read proclamations recognizing both Lucid Motors and Central Arizona College for their contributions to job creation, workforce development, and economic growth in rural Arizona. Finally, the committee considered HB 2946, which would revise development fee requirements, including changes affecting the timing and administration of fees and a prohibition on charging development fees for accessory dwelling units. The sponsor and housing advocates said the bill was intended to help address housing affordability and give developers more predictable costs, while city and league representatives opposed it, arguing it would shift costs from growth to existing taxpayers and interfere with local infrastructure planning. After adopting an amendment that removed county-related provisions and made clarifying changes, the committee passed HB 2946 on a 4-1 vote with two members present, and the meeting adjourned.

Transcript Highlights:

• It provides more flexibility to the size of the produced water unit, and it allows an operator to start
• We could have an economic impact for surface owners and then, in the same time, Those in production could
• It is not so much the copper, but when they take these devices off, some of These units out in the field

Bills: HB2992, HB3183, HB3464, HB4170, HB4338

Keywords: HB2992, Data Center Customer Ratepayer Protection Act of 2026, Corporation Commission, Oklahoma utilities, ratepayer protection, data centers, artificial intelligence computing, AI data centers, cryptocurrency mining, large load customer, electric rates, utility tariffs, cost causation, rate design, public power utility, municipal utility, electric cooperative, investor-owned utility, load growth, interconnection

Transcript Highlights:

• The UDS person's two main functions are, first, to assist unit owners and associations to understand
• unit owners and associations to assist unit owners and associations to<00:31:59.600> understand
• um<00:32:09.720> one<00:32:09.840> of between unit owners and HOAs um one of between
• The homeowners association is the owners of units within that property, and they have a free right, as
• The homeowners association is the owners of units within that property, and they have a free right, as

Bills: HF2228, HF46, HF856, HF2149, HF2215

Keywords: homeowners insurance, property insurance, commercial property insurance, insurance affordability, insurance market stabilization, reinsurance, catastrophic reinsurance fund, self-insured pool, premium costs, coverage notice, liability reform, climate risk, climate change, housing affordability, multifamily housing, rental housing, common interest communities, cooperatives, small business insurance, Minnesota Commerce Department

Transcript Highlights:

• If there's 1,000 iron owners, how many do you have to use in a domain other than they just agree with
• With me almost maybe 30-40 years ago, he said that it's questions that unite us and answers that divide
• So this helps the property owner.
• there's nothing there for that property owner.
• So this gives that surface owner some potential to maybe get some gains from what they inherited.

Bills: SB1246, SB1510, SB1979, SB1929, SB1930, SB1976

Keywords: environmental permitting, Oklahoma, Department of Environmental Quality, public participation, regulatory framework, administered applications, energy, wind energy, financial assurance, property restoration, environmental regulation, mining, blasting, residential protection, buffer zone, Department of Mines, public utilities, electric transmission lines, landowner rights, payment regulations

Bills: SB1767, SB1859, SB1767, SB1859

Keywords: alcoholic beverages, shipping, retailers, legal compliance, civil penalties, interstate regulation, enforcement, cyber crime, fraud unit, digital evidence, Oklahoma State Bureau of Investigation, investigative powers, financial deception, ransomware, 914, all

Transcript Highlights:

• we have, having to want to cross the border and stay for two, three hours in line to come into the United
• you know having to want to cross the border and stay for two three hours in line to come into the United
• So one of the reasons why we're here also presenting is that we wanted to get a united front with the
• This program allows commercial property owners to voluntarily finance qualifying capital improvements
• I've got Alex back here and then Shane, who is a business owner in Pinal County.

Bills: HB2113, HB2237, HB2824, HB2926, HB2939, HB2950

Keywords: utility consumer, rate intervention, public service corporation, Arizona Revised Statutes, residential rates, consumer protection, appropriation, Apache Junction, tourism, recreation, Superstition trails, funding, infrastructure, C-PACE, capital expenditure, special assessment, property improvement, local government financing, energy efficiency, water conservation

Summary: The committee began with a presentation on the modernization of the DeConcini Port of Entry in Nogales, Arizona. Testimony from the port authority chair, a county supervisor, and the Nogales mayor emphasized that the port is outdated, flood-prone, congested, and a safety concern because CBP facilities and traffic lanes sit on or near the international boundary and stormwater infrastructure. Speakers said the port is critical to local and state commerce, tourism, and tax revenue, and requested state support and letters backing federal funding efforts. Members discussed the sewer/stormwater flooding issue, the estimated $1.5 billion to $2 billion cost, and the need for federal action; the chair said a letter of support would be prepared for committee members to sign. The committee then heard and passed HB 2237, which appropriates $4.5 million for Apache Junction’s Superstition Trails and visitor gateway project, and HB 2926, the Workforce Housing Accelerator Act. HB 2926 would create expedited permitting for workforce housing, provide a single point of contact, reduce the state portion of prime contracting tax for qualifying projects, and lower the population threshold for certain industrial development authority bond actions. After an amendment, the bill passed 6-1. Testimony in support came from the sponsor and housing advocates, who said the bill would help address Arizona’s missing-middle housing shortage and reduce regulatory delays. The committee also passed HB 2113, which would require RUCO to intervene in utility rate cases when proposed residential rate increases are 100% or more. The sponsor argued RUCO should focus more on rural customers facing large percentage increases, while RUCO’s director said the office has only nine staff, a $1.9 million budget, and limited capacity, warning the bill could increase costs and delay cases. Members discussed rural ratepayer impacts, and the bill passed 5-1-1. HB 2824, authorizing local C-PACE programs for voluntary financing of commercial property improvements, also passed unanimously after testimony that it would support energy, water, and infrastructure upgrades without state general fund exposure. Finally, HB 2939, a rural investment tax credit bill tied to large qualifying investments and net new jobs, passed unanimously after Lucid Motors testified in support. The committee held HB 2950 due to time and adjourned, noting it would be heard first next week.

Transcript Highlights:

• I'm an attorney and also I'm a condominium unit owner.
• owner or the unit owner's authorized agent.
• owner or the unit owner's authorized agent.
• So I wouldn't release unit owner names, unit owner numbers in the document.
• I think there's those other unit owners.

Bills: HB1697, HB1678, HB1679, HB2282, HB1940, HB1671, HB1481, HB2015, HB2207, HB2486

Keywords: natural hair braiding, registration, Barbering and Cosmetology Licensing Act, public health, sanitation, cumulative voting, associations, unit owners, board of directors, elections, Hawaii Revised Statutes, condominium, association meetings, electronic voting, proxy voting, mail voting, insurance, premium increase, policy cancellation, licensing

Summary: The committee heard testimony on HB 1697, which would exempt natural hair braiders from licensing requirements under certain conditions. The DCCA Board of Barbering and Cosmetology said it recognizes braiding as within the scope of cosmetology practice but warned that a broad exemption could create consumer protection gaps, especially around sanitation training, tool use, and enforcement. Supporters from the Institute for Justice and the Grassroots Institute of Hawaii argued the current licensing regime is overly burdensome and unrelated to braiding, citing the 1,250-hour training requirement, high tuition costs, barriers for low-income entrepreneurs, and the fact that many other states already exempt braiders. Committee members asked whether a standalone sanitation course or similar training could address the board’s concerns, and the board said it would bring that idea back for discussion. The committee also noted 16 written testimonies in support and 2 in opposition. The committee then took up HB 1678, relating to condominium and planned community association elections using cumulative voting. Supporters, including the Hawaii State Association of Parliamentarians, said the bill would clarify that cumulative voting applies to all candidates, including write-ins, and would help resolve confusion in association elections. One testifier urged the committee to remove proxy voting, calling it an abuse of power in some associations, while another asked whether cumulative voting and proxies could be manipulated to stack votes. In response, the parliamentarian explained that cumulative voting and proxy voting are different, that proxies simply allow someone to vote on another’s behalf, and that existing deadlines and counting procedures reduce opportunities for abuse. Testimony also emphasized that electronic or mail voting can be secure and efficient, and that the bill would make the process clearer and more democratic. Finally, the committee heard testimony on HB 1679, which would clarify an association board’s authority over electronic meetings, electronic voting, voting without a meeting, and mail voting without a meeting. Supporters said the measure would clean up statutory language, make electronic voting optional, and fix problems created by a 2024 change that made written-consent timing rules difficult to use for association actions. They also said the bill would clarify that proxies are only used at meetings, not for actions taken without a meeting. One opponent argued the bill needs further amendment because electronic voting is not well defined and could be abused, and questioned the neutrality of parliamentarians testifying on condominium bills. No votes were taken on any of the measures during the portion of the meeting provided.

Bills: HB294, HB405, HB519, HB294

Keywords: food production, property owners' association, home gardening, cottage food, urban agriculture, livestock, community standards, renewable energy, ethanol, biodiesel, incentives, agriculture, grants, honey production, beekeeping, food safety, local regulation, energy efficiency, tax exemption, residential properties

Bills: SB 711, SB 746, SB 942, SB 1403, SB 1404, SB 1448, SB 1536, SB 1559

Keywords: property owners' association, condominium, management company, homeowner rights, architectural review, child support, family law, Title IV-D agency, administrative adjustment, enforcement, legal representation, probate, decedents' estates, inheritance, community property, court procedures, electronic filing, guardianship, training, Alzheimer's disease

Bills: SB 711, SB 746, SB 942, SB 1403, SB 1404, SB 1448, SB 1536, SB 1559

Keywords: property owners' association, condominium, management company, homeowner rights, architectural review, child support, family law, Title IV-D agency, administrative adjustment, enforcement, legal representation, probate, decedents' estates, inheritance, community property, court procedures, electronic filing, guardianship, training, Alzheimer's disease

Transcript Highlights:

• grants to tribal governments or tribal development entities if they are a subrecipient of a local unit
• It would treat political committees, political funds, and party units consistent with the way candidates
• political funds um political committees, political funds and<00:45:50.560> party<00:45:50.800> units
• uh<00:45:51.920> consistent<00:45:52.400> with<00:45:52.640> the and party units
• uh consistent with the and party units uh consistent with the way<00:45:53.280> uh<00:45:53.520

Bills: HF3884, HF3881, HF3882, HF3883, HF3363, HF3362

Keywords: tribal governments, Metropolitan Council, grant programs, funding, local government, small business, contracting, veteran-owned businesses, compliance, government contracts, housing finance, reporting requirements, regional development, city programs, elected officials, campaign access, multiple unit dwellings, residential access, voter registration, 1183

Summary: The committee met on March 4, 2026, and first approved the minutes from March 2 by voice vote. It then took up several Metropolitan Council agency bills, with members repeatedly moving to lay them over for possible inclusion or, in one case, to re-refer a bill to another committee. The first three bills discussed were House File 3884, House File 3881, and House File 3882, all presented as administrative or programmatic changes intended to streamline Met Council processes. House File 3884 would allow tribal governments and tribal development entities to apply directly for Metropolitan Council Livable Communities Act grants and community tree planting grants, rather than applying through a city or other local government. Testimony from Met Council staff said the bill would simplify access and align the Met Council’s tree-planting program with existing DNR authority. House File 3881 would expand the Met Council’s contracting authority to include small businesses more broadly, require an annual report to the legislature on small-business contracting, and repeal a duplicative statute on certificates of compliance. House File 3882 would make a range of administrative cleanups, including removing an obsolete housing-bond review role, clarifying outdated statutory language, extending the review cycle for metropolitan significance rules from every two years to every 10 years, clarifying reporting and Livable Communities Act provisions, changing regional parks operations-and-maintenance reimbursements to rely on audited financial statements, and clarifying agricultural preserves procedures. The committee also considered House File 3883, which was amended with an A1 amendment before adoption. That bill updates appointments to the Metropolitan Area Water Supply Advisory Committee, known as MOSAC, including direct appointments for certain county representatives and adding a tribal representative appointed by the Minnesota Indian Affairs Council, while also cleaning up outdated language and eligibility provisions. A former MOSAC member spoke in support of the committee’s work, and the chair said the bill was common-sense and renewed the motion to lay it over as amended. Finally, the committee began House File 3363, a bill described by the author as a response to safety concerns after the June events, aimed at removing public access to legislators’ home addresses from Campaign Finance Board materials; discussion had just begun when the transcript ended.

Transcript Highlights:

• Owner.
• Solely on the basis that the owner refuses to annex into their municipality.
• Any costs associated with the connection are the responsibility of the property owner.
• that all requirements were met, the owner may bring civil action to enforce this subsection.
• It revises the definition of video conference to clarify that only meetings that are open to unit owners

Bills: S0936, S1724, S1014, S1498

Keywords: temporary door locking device, emergency safety, building code, training programs, fire exit security, utility services, municipal agreements, public meetings, rates and fees, public service commission, municipal utility, water service, wastewater service, property owners, annexation, civil action, community associations, condominium, homeowners associations, structural integrity

Summary: The Committee on Regulated Industries met with a quorum and took up four bills. First, it considered SB 1724 on municipal utility services. Senator Martin offered a late-filed delete-everything amendment that would require annual customer meetings for extraterritorial utility customers, cap use of gross utility revenues for general government at 10%, eliminate a 25% surcharge on customers outside city limits, reduce the rate differential cap from 50% to 25%, remove municipal natural gas utilities from the bill, and preserve certain existing bond-related surcharges until debt is retired or refinanced. The League of Cities raised implementation concerns about the July 1, 2026 effective date and the need for rate studies and budget adjustments. The amendment was adopted and the committee reported CS/SB 1724 favorably. The committee then heard SB 936 on temporary door locking devices from Senator McLean. The bill would define temporary door locking devices, allow them to be installed at any height, require the Florida Building Commission to add standards to the Florida Building Code, and require their use to be incorporated into safety plans, drills, and training. With no opposition or amendments, SB 936 was reported favorably. Next, the committee considered SB 1014 by Senator Mayfield, which would prohibit municipalities from refusing water or wastewater service solely because a property owner will not annex, and would require service expansion when a property is near a municipal main line, not served by another utility, and the utility has capacity. A committee amendment narrowed the bill to properties near a main line and reduced the distance threshold from 2,000 meters to one-half mile. The Florida League of Cities opposed the bill as amended, citing concerns about property size, annexation conflicts, enclave creation, and possible revenue impacts, but the bill was reported favorably. Finally, the committee heard SB 1498 on community associations from Chair Bradley. A strike-all amendment revised technical provisions on video conference recordings, turnover inspection reports, SIRS references, and electronic voting, and added two major policy changes: requiring associations to provide records to law enforcement and prosecutors and creating a second-degree misdemeanor for willful refusal, and prohibiting mandatory club or amenity fee schemes controlled by developers or third parties that generate profit beyond proportional expenses. Testimony in support described homeowner disputes involving concentrated board control, lack of transparency, and mandatory fees in communities such as Rosedale. The amendment was adopted and CS/SB 1498 was reported favorably. At the end of the meeting, Senator Bracey Davis asked to be recorded voting in the affirmative on tabs 1, 2, and 3, and the committee adjourned.

Bills: HB 34, HB 128, HB 621, HB 748, HB 2259, HB 2960, HB 3113, HB 4749, SB 835

Keywords: property owners' association, free speech, assembly rights, government officials, political candidates, sexual abuse, nondisclosure, confidentiality, public policy, Trey's Law, elections, scannable ballots, voting technology, paper ballots, electoral process, jury service, juror qualifications, grand jury, petit jury, legal implications

Bills: HB 34, HB 128, HB 621, HB 748, HB 2259, HB 2960, HB 3113, HB 4749, SB 835

Keywords: property owners' association, free speech, assembly rights, government officials, political candidates, sexual abuse, nondisclosure, confidentiality, public policy, Trey's Law, elections, scannable ballots, voting technology, paper ballots, electoral process, jury service, juror qualifications, grand jury, petit jury, legal implications

Transcript Highlights:

• <01:23:35.040> owners<01:23:35.440> and resolution between unit owners and resolution
• <01:23:50.639> owners<01:23:51.040> and resources for unit owners and resources for
• the rights and responsibilities of unit the rights and responsibilities of unit owners<01:24:07.920
• Um, unit owners, [clears throat] Um, unit owners, [clears throat] tenants,<01:25:39.280> and<01
• between uh CIC's and HOAs and their unit between uh CIC's and HOAs and their unit owners.<01:26:

Bills: SF1750, HF704, HF3479

Keywords: common interest community, CIC, homeowners association, HOA, condominium, planned community, cooperative, unit owner, association board, declarant, declarant control, special declarant rights, assessment lien, foreclosure, late fees, fines, attorney fees, resale disclosure, annual report, maintenance plan