Video & Transcript Research : 'uninsured motorist'
Page 1 of 82
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/26/25
Commerce Finance and Policy
Transcript Highlights:
- </c> property damage liability and uninsured property damage liability and uninsured and<01:29:47.679
- /c> and underinsured motorist coverage a and underinsured motorist coverage a Lifeline<01:29:49.840><
- </c> point to underscore legally uninsured point to underscore legally uninsured persons<01:45:50.679
- </c><01:46:32.000><c> uninsured</c><01:46:32.440><c> Motors</c> with the uninsured uninsured Motors with
- the uninsured uninsured Motors coverage<01:46:33.400><c> a</c><01:46:33.560><c> motorcycle</c><01:46
Keywords:
homeowners insurance, property insurance, commercial property insurance, insurance affordability, insurance market stabilization, reinsurance, catastrophic reinsurance fund, self-insured pool, premium costs, coverage notice, liability reform, climate risk, climate change, housing affordability, multifamily housing, rental housing, common interest communities, cooperatives, small business insurance, Minnesota Commerce Department
TX
Transcript Highlights:
- In some cases, they just pulled out of the state altogether, leaving many of our churches uninsured.
- And we know that in Texas. ...has the highest rate of uninsured Texans.
- motorist coverage.
- So regarding the uninsured motorist coverage that you mentioned, they dropped that— that's involved?
- Also, for uninsured motorists, that kind of comes into play if you have a passenger, but only if you
Bills:
HB778, HB 1266, HB1576, HB2213, HB2517, HB2518, HB2841, HB3306, HB3320, HB3388, HB3508, HB3520, HB3689
Keywords:
credentialing, healthcare, physician assistants, advanced practice nurses, managed care, hurricane, windstorm, loss mitigation, grants, insurance discounts, property retrofitting, insurance, Texas Windstorm Insurance Association, board composition, coastal counties, property insurance, taxation, Texas FAIR Plan Association, premium taxes, maintenance taxes
TX
Bills:
HB778, HB 1266, HB1576, HB2213, HB2517, HB2518, HB2841, HB3306, HB3320, HB3388, HB3508, HB3520, HB3689
Keywords:
credentialing, healthcare, physician assistants, advanced practice nurses, managed care, hurricane, windstorm, loss mitigation, grants, insurance discounts, property retrofitting, insurance, Texas Windstorm Insurance Association, board composition, coastal counties, property insurance, taxation, Texas FAIR Plan Association, premium taxes, maintenance taxes
OK
Oklahoma 2026 Regular Session
Aeronautics and Transportation REVISED Apr 13th, 2026 at 10:00 am
Aeronautics and Transportation
Keywords:
outdoor advertising, transportation, state law, commercial activities, sign regulations, urban areas, turnpike, infrastructure, Oklahoma Turnpike Authority, construction, bridges, motor carriers, public safety, enforcement, Department of Public Safety, Oklahoma Corporation Commission, transition period, roadside investigation, motor vehicle laws, HB2979
OK
Oklahoma 2026 Regular Session
Aeronautics and Transportation REVISED Apr 13th, 2026
Aeronautics and Transportation
Keywords:
outdoor advertising, transportation, state law, commercial activities, sign regulations, urban areas, turnpike, infrastructure, Oklahoma Turnpike Authority, construction, bridges, motor carriers, public safety, enforcement, Department of Public Safety, Oklahoma Corporation Commission, transition period, roadside investigation, motor vehicle laws, HB2979
Summary:
The Senate Aeronautics and Transportation Committee heard two executive nominations first and advanced both unanimously. Tim Gatz was nominated to serve as Cabinet Secretary for Transportation, with supportive remarks from Senator Paxton and Senator Guthrie about his responsiveness and long service; the committee voted 12-0 to advance him. Justin Blake Wilson was nominated to the Oklahoma Motor Vehicle Commission, introduced by Senator Howard as a banker and entrepreneur interested in public service; he also advanced 12-0.
The committee then considered several transportation and motor vehicle bills. House Bill 3982 would give certain commercial fleets a 90-day temporary tag and allow nonresidents 60 days to title and license vehicles in another state; it advanced 12-0. House Bill 2123, a backup measure related to a Tulsa/Jenks/Bixby Arkansas River bridge project aimed at easing congestion and improving safety, also advanced 12-0. House Bill 2979 would allow ODOT to establish school zones on portions of state highways at local request, with ODOT identifying 14 qualifying locations and an estimated cost of $266,000; it passed 12-0. House Bill 2997, a consumer protection bill targeting bait-and-switch practices in retail motor vehicle sales and increasing enforcement staffing, advanced on a 10-2 vote after discussion of raising the maximum fine from $1,000 to $10,000.
Other measures approved included House Bill 3148, allowing licensed new and used motor vehicle dealers to perform their own VIN inspections, which passed 12-0; House Bill 4108, adding airport operational areas to the list of critical infrastructure and prohibiting trespass there, which passed 12-0; House Bill 4143, raising the damage threshold for a required written collision report from $300 to $3,000 and allowing no report when parties exchange information, which passed 11-1 amid concerns about fault and insurance verification; House Bill 4266, the omnibus license plate bill, which passed 12-0 with a zero fiscal impact noted; House Bill 2053, clarifying outdoor advertising rules for playgrounds and planned unit developments, which passed 12-0; and House Bill 4058, allowing optional blood type information on driver licenses and ID cards to aid first responders and blood supply efforts, which passed 11-0. The chair closed by thanking members and staff, noting it was likely the committee’s final meeting and his last as chair.
OK
Oklahoma 2026 Regular Session
Aeronautics and Transportation Mar 2nd, 2026 at 10:00 am
Aeronautics and Transportation
Transcript Highlights:
- SB175, with the committee sub, creates an uninsured commercial vehicle recovery reimbursement fund.
- It'll serve you know off for me in Oklahoma as far as If a wrecker or a trucking company that's uninsured
- and apportioned as provided in section 1104 of this title, and instead it's being placed in the uninsured
- We kind of want to use this as a kind of a somewhat of a pilot program to see how many uninsured vehicles
Keywords:
memorial highways, bridge designations, Oklahoma Statutes, commemorative markers, transportation, uninsured vehicles, reimbursement fund, towing services, commercial vehicles, public safety, memorial, infrastructure, dedication, Toby Keith, aviation, aircraft, surveillance, regulations, fees, Oklahoma statutes
OK
Oklahoma 2026 Regular Session
Aeronautics and Transportation Mar 2nd, 2026
Aeronautics and Transportation
Transcript Highlights:
- Senate Bill 175, with the committee sub, creates an uninsured commercial vehicle recovery reimbursement
- It'll serve Oklahomans, as far as if a wrecker or a trucking company that's uninsured were to cross into
- and apportioned as provided in Section 11.04 of this title, and instead it's being placed in the uninsured
- We kind of want to use this as a kind of somewhat of a pilot program to see how many uninsured vehicles
- We kind of want to use this as a kind of somewhat of a pilot program to see how many uninsured vehicles
Keywords:
memorial highways, bridge designations, Oklahoma Statutes, commemorative markers, transportation, uninsured vehicles, reimbursement fund, towing services, commercial vehicles, public safety, memorial, infrastructure, dedication, Toby Keith, aviation, aircraft, surveillance, regulations, fees, Oklahoma statutes
Summary:
The Senate Aeronautics and Transportation Committee met during deadline week and heard several Senate bills. Senate Bill 1966, naming a bridge after Clyde and Grace Cook, was briefly explained by Senator Bullard and advanced unanimously. Senate Bill 1475, designating the I-35 and Indian Hills Road interchange as the Toby Keith Memorial Interchange, also advanced after members confirmed the family’s support and clarified it was separate from a prior turnpike naming resolution.
The committee spent substantial time on Senate Bill 175, which creates an uninsured commercial vehicle recovery reimbursement fund to pay wreckers for cleaning up abandoned uninsured commercial vehicles. Members questioned the use of existing fee revenue, possible overlap with prior weigh station funding, and the $10,000 per-vehicle cap. Despite concerns, the bill advanced on an 8-3 vote. Senate Bill 1950, as amended, would prohibit using ADS-B aircraft tracking data to calculate or collect fees from aircraft owners or operators; the author said the goal was to preserve state registration revenue while preventing private third parties from using the data for fee collection. The bill advanced unanimously.
Senate Bill 2049, as amended, would require the Transportation Commission rather than staff or the Attorney General to approve the decision to call a contractor’s bond on ODOT projects. Supporters said it adds oversight and protects staff, while opponents argued it is unnecessary and could delay action; it advanced 10-1. Senate Bill 2052 would update DPS commercial motor vehicle enforcement provisions, increase fines, and route appeals through the administrative process and then district court; members discussed fine levels, appeals, and related weigh station funding. It advanced 9-2, and the meeting adjourned afterward.
NM
New Mexico 2025 Regular Session
House - Commerce and Economic Development Mar 3rd, 2025
House Commerce & Economic Development Committee
Transcript Highlights:
- We are the second worst uninsured motorist state in the country.
- when we all pay for uninsured motorists—we pay it on.
- So if there are fewer uninsured drivers on the road, then you would pay less for uninsured motorist coverage
- Is that we think if uninsured motorists are now covered, then currently insured motorists are more exposed
- Do you know which states have seen a dramatic decrease in their uninsured motorists?
LA
Transcript Highlights:
- At the end of the day, if an uninsured or underinsured motorist hits an Uber and is at fault, At the
- If an Uber driver or rideshare driver is hit by an uninsured motorist, walk me through that.
- And both periods shall include uninsured motorist coverage. Well, that's mandatory, right?
- If you're asking what other states require that they provide uninsured motorist coverage, I know from
- I mean, your uninsured motorist coverage, what is it, like 15, 25, something?
LA
Transcript Highlights:
- At the end of the day, if an uninsured or underinsured motorist hits an Uber and is at fault, At the
- If an Uber driver or rideshare driver is hit by an uninsured motorist, walk me through that.
- And both periods shall include uninsured motorist coverage. Well, that's mandatory, right?
- But here's the reality: this statement, 'You shall include uninsured motorists to the extent required
- I mean, your uninsured motorist coverage, what is it, like 15, 25, something?
Summary:
The committee first took up HB 774, which would extend required hearing-aid coverage for certain individuals up to age 26. Representative Boyer said the bill helps young adults maintain access to hearing aids during school and early work years. The Louisiana Academy of Audiology supported the measure, and the committee adopted technical amendments and reported the bill favorably as amended.
The committee then heard extensive testimony on HB 702, which would require transportation network companies to provide uninsured/underinsured motorist coverage. Representative Landry and supporters argued that current law and court rulings have left injured drivers and passengers without meaningful coverage in some cases, especially for riders who do not own cars and therefore lack personal UM coverage. Insurance agents and legal witnesses said they cannot currently find a product to cover the driver in certain ride-share phases, while Uber representatives opposed the bill, warning it would raise fares and noting that drivers already have optional occupational accident coverage and that passengers’ own UM coverage would generally apply. After debate over costs, coverage gaps, and whether the issue should instead be studied further, the committee voted to voluntarily defer the bill.
The committee next considered HB 477, as substituted, which would require coverage for prosthetic and custom orthotic devices and associated services. Representative Ebert and witnesses described the bill as a modernization of existing coverage rules so people with limb loss can obtain more than one medically necessary device, including activity-specific prosthetics. Testimony from amputees and a physical therapist emphasized the impact on mobility, work, sports, and quality of life. The committee adopted the substitute and reported the bill favorably by substitute.
The committee also reported HB 76, which updates oral anti-cancer medication parity rules, by adopting amendments that clarify applicability and exempt certain limited-benefit and ERISA self-funded plans. HB 903, which increases the commissioner of insurance’s fine authority, was amended to set higher aggregate caps and then reported favorably. Finally, HB 291, which would prohibit health plans from penalizing hospitals when a member of the care team is out of network, drew support from the sponsor and the Louisiana Hospital Association as a preventative measure against insurer pressure tactics; Louisiana Blue opposed it, citing cost concerns and questioning the need for the bill. The transcript ends during that bill’s hearing, before final action is shown.
WA
Washington 2025-2026 Regular Session
Senate Transportation Jan 22nd, 2026
Transcript Highlights:
- In 2024, 22% of all motorists were uninsured. But in 2018, only 17% were uninsured.
- In 2024, 22% of all motorists were uninsured. But in 2018, only 17% were uninsured.
- motorists.
- Washington law requires insurance companies to offer uninsured motorist coverage when a consumer applies
- motorist coverage and they're hit by an uninsured driver.
Summary:
The committee began with a work session on transportation planning for the 2026 FIFA World Cup in Western Washington. April Putney of the Seattle FIFA World Cup 26 Local Organizing Committee described the event as a statewide, 39-day tournament with six Seattle group-stage matches, additional possible matches, fan zones across the state, and major transportation impacts centered in the Seattle area, including street closures, increased I-5 traffic, and heavy use of transit, shuttles, ferries, and active transportation. She said the goal is safe, seamless mobility with 80% of stadium attendees arriving by non-personal vehicle, and noted coordination with federal agencies on border crossings and security. WSDOT’s Travis Phelps outlined roughly $25.65 million in World Cup-related funding for tunnel maintenance, traffic operations, signage and digital messaging, public transit support, ferries, and related staffing and training, emphasizing use of existing staff, overtime, and current fleets rather than new hires or vehicles. Senators asked about border staffing and ferry capacity, and WSDOT said it would follow up on ferry staffing concerns.
The committee then held public hearings on several bills. SB 5839 would remove the “passenger only” limitation for county ferry districts, allowing them to support vehicle ferries; supporters from Whatcom County and the Association of Counties said the change would help aging ferry systems, improve funding flexibility, and support essential island access, while some testimony was opposed. SB 6032 would amend the secure-your-load law to allow vehicles with mud, rocks, or debris on them to be covered instead of cleaned before being towed on paved highways; the sponsor and industry witnesses said it would save time and water for construction equipment operators, and the hearing closed with strong support and little opposition. SB 5824 would clarify how fifth-wheel travel trailers are measured, allowing up to 46 feet measured from the kingpin to the rear of the trailer; RV industry, dealer, and business groups supported it as a safety-neutral clarification that would align Washington with other states and improve competitiveness, and the hearing closed with overwhelming support.
Finally, SB 5864 would create an online motor vehicle insurance verification system at the Department of Licensing, require insurers to provide policy data, and use the system at registration renewal beginning in 2029 after a pilot period. The sponsor and supporters from insurers and law enforcement said the bill would reduce uninsured driving, improve roadside verification, and lower costs shifted to insured drivers, while county auditors and vehicle subagents supported the policy but warned that implementation must be technically reliable and adequately funded so renewals are not slowed. The public hearing closed with substantial support and some operational concerns raised, and the committee adjourned after the final hearing.
WA
Washington 2025-2026 Regular Session
Senate Transportation Jan 22nd, 2026 at 04:00 pm
Transportation
Transcript Highlights:
- In 2024, 22% of all motorists were uninsured. But in 2018, only 17% were uninsured.
- motorists.'
- Washington law requires insurance companies to offer uninsured motorist coverage. every state requires
- Washington law requires insurance companies to offer uninsured motorist coverage when a consumer applies
- motorist coverage, and they're hit by an uninsured driver.
Keywords:
county authority, transportation, ferry district, infrastructure, government powers, fifth-wheel, travel trailers, vehicle regulation, state law, motor vehicle, insurance verification, automobile regulation, state compliance, traffic safety, highway safety, load limits, 904, all
Summary:
The committee first heard an update on Seattle’s preparations for the 2026 FIFA World Cup from April Putney of the Seattle FWC 26 organizing committee and Travis Phelps of WSDOT. Putney described the event as a statewide, 39-day tournament with matches in Seattle, base camps in Renton and Spokane, fan zones across the state, and major transportation impacts centered in the Seattle area and on I-5 north toward Vancouver. She said planning goals focus on safe and seamless mobility, with a target of 80% of stadium attendees arriving by non-personal vehicle, and noted coordination with federal partners on border crossings and security. Phelps outlined roughly $225.65 million in state funding for tunnel maintenance, traffic operations, signage, transit support, and ferries, emphasizing overtime, incident response, wayfinding, and interagency coordination rather than new permanent hires. Senators asked about border staffing and ferry capacity, and WSDOT said it would follow up on ferry staffing concerns.
The committee then held public hearings on several transportation bills. SB 5839 would remove the “passenger only” limitation for county ferry districts, allowing them to support vehicle ferries; supporters from Whatcom County and the Association of Counties said the change would help finance aging ferry systems like the Whatcom Chief and improve local funding transparency, while the hearing ended with five pro and five con sign-ins. SB 6032 would amend the secure-your-load law so muddy or debris-covered vehicles being towed on paved highways must be cleaned or fully covered; the sponsor and witnesses from the construction industry said the change would save time and water by allowing track covers for excavators and similar equipment, and the hearing closed with 137 pro and 2 con sign-ins. SB 5824 would clarify how fifth-wheel travel trailers are measured, allowing 46-foot fifth wheels by measuring from the kingpin to the rear of the trailer; RV industry and dealer witnesses said the bill would align Washington with other states, improve safety clarity, and help dealers compete, and the hearing closed with 146 pro and 1 con sign-in.
Finally, the committee heard SB 5864, which would create an online motor vehicle insurance verification system at DOL and require insurers to provide policy data, with a pilot period before full implementation in 2029. The sponsor and supporters from Grange, PEMCO, the Northwest Insurance Council, sheriffs and police chiefs, subagents, and county auditors said the bill would help reduce uninsured driving, improve roadside verification, and lower costs for insured drivers, while noting implementation concerns about real-time system performance and workload at licensing offices. The hearing ended with 57 pro, 158 con, and one other sign-in, and the committee adjourned after the final hearing.
NM
New Mexico 2025 Regular Session
IC - Transportation Infrastructure Revenue Subcommitee Aug 22nd, 2025
Transcript Highlights:
- We have a non-invasive, no-cost, no-risk solution to the uninsured motorists.
- We have a non-invasive, no-cost, no-risk solution to the uninsured motorists.
- uninsured motorist two months ago, and it's been a nightmare.'
- Got hit by an uninsured motorist two months ago, and it's been a nightmare.
- To just more fees, more fines, higher prices, adding uninsured motorists.
MN
Minnesota 2025-2026 Regular Session
House Transportation Finance and Policy Committee 2/25/26
Transportation Finance and Policy
Transcript Highlights:
- ><c> they</c><00:21:57.440><c> may</c> motorists believe now that they may motorists believe now that
- And that's a problem for several reasons, including that if you were hit by an uninsured motorist, it's
- What was You population is uninsured.
- </c> an uninsured driver. an uninsured driver.
- </c> uh or comment about the the uninsured uh or comment about the the uninsured driver<01:09:55.440>
Keywords:
cancer, disability, parking certificates, transportation, state law, school bus, schoolchildren, student safety, traffic safety, stop arm, flashing red lights, amber lights, passing a school bus, 20 feet, vehicle stopping distance, driver duties, school transportation, Minnesota traffic law, school bus law, bus stop signal
LA
Transcript Highlights:
- My understanding is that about 42% of the drivers either are uninsured or underinsured.
- That's the number that I heard the last time, or uninsured or have minimal limits policy.
- Members, this is HB 173 by Representative Bamberg, providing relative to uninsured motorist recovery
- Members, 13 to 15% of motorists in Louisiana are uninsured.
- We can move that to 90 days, 120 days, to get the chronic uninsured motorist off our roads and stop affecting
Bills:
HB37, HB51, HB173, HB180, HB192, HB306, HB366, HB393, HB485, HB516, HB521, HB526, HB638, HB752, HB817, HB976, HB1006, HB1044
Keywords:
HB37, expropriation, eminent domain, property rights, foreign entity, foreign corporation, limited liability company, LLC, reciprocal expropriation agreement, Louisiana property law, land acquisition, utility infrastructure, public utilities, railroad, waterworks, sewerage, natural gas pipeline, electric utility, telecommunications, carbon dioxide pipeline
MN
Transcript Highlights:
- A big thing I'm hearing more and more now is people and our residents getting hit by uninsured motorists
- If you're hit by an uninsured motorist, it's your insurance that pays, so the 90% of motorists who obey
- </c> uninsured motorist it's your insurance uninsured motorist it's your insurance that<00:03:06.640>
- What's the cost of the uninsured motorist problem? Great question.
- the</c> an uninsured mot motorist and the an uninsured mot motorist and the person's<01:07:20.279><c
UT
Utah 2025 Regular Session
Transportation Interim Committee - November 20, 2025
Transportation Interim Committee
Transcript Highlights:
- And then the last fee on here is a $1 uninsured motorist fee, and that money goes to the...
- And then the last fee on here is a $1 uninsured motorist fee, and that money goes to the uninsured motorist
- That is a law enforcement pool for detecting cheaters on uninsured motorists.
- So my understanding is that is the money we use for the Insure Right... ...on uninsured motorists?
- sort of insurance policy, like if you're hit by an uninsured motorist...
NM
New Mexico 2025 Regular Session
House - Health and Human Services Feb 5th, 2025
House Health & Human Services
Transcript Highlights:
- From our perspective, New Mexico has the second highest rate of unemployment and uninsured motorists
- Our objective is to lower the rate of uninsured motorists.
- To pay less because that uninsured motorist (U.M.) coverage is less, as far as what guardrails are in
- if they get into an accident with an uninsured motorist.
- The uninsured motorists in New Mexico are now going out in droves and getting.
CA
California 2025-2026 Regular Session
Assembly Communications and Conveyance Committee Jun 18th, 2025
Transcript Highlights:
- No other... ...uninsured and underinsured motorist insurance.
- That was the uninsured, underinsured motorist coverage that I was referring to earlier.
- That was the uninsured, underinsured motorist coverage that I was referring to earlier.
- It's UM/UIM, uninsured and underinsured motorist coverage.
- Uninsured and underinsured motorist coverage. You just think I say UM, U.M. slash UIM.
Summary:
The hearing focused on transportation network companies in California, with the chair framing it as an informational hearing on the history, regulation, safety, climate, accessibility, and data issues surrounding Uber, Lyft, and smaller or autonomous TNC services. The CPUC described its decade-long regulatory role, including safety rules, background checks, insurance requirements, reporting obligations, and two major legislative programs from 2018: the Clean Miles Standard and the Access for All program. Members asked about complaint trends, data collection and disclosure, program implementation, and how the CPUC uses annual reports for policymaking, compliance, and program oversight.
Uber and Lyft said the statewide framework has supported growth while providing safety and access benefits, but both companies emphasized that insurance is a major cost driver and argued that California’s UM/UIM requirement is unusually high compared with other vehicles. They said the Clean Miles Standard is pushing electrification but faces headwinds from EV affordability and charging infrastructure, while Access for All has expanded wheelchair-accessible service but still needs continued support. They also discussed transit partnerships, wildfire response, and the potential role of autonomous vehicles, with both companies saying human drivers will remain important and that future regulation should account for new technology.
The final panel, including the San Francisco County Transportation Authority and UC Berkeley researchers, presented evidence that TNCs have increased congestion and reduced transit ridership, especially in dense urban areas. They described prior research showing TNCs contributed to congestion growth in San Francisco and noted that this work helped spur local taxes on ride-hailing trips to fund safety and transit improvements. The panel also discussed the CPUC’s evolving data-disclosure decisions, arguing that public access to TNC trip data is important for understanding transportation impacts and informing local policy.
NH
New Hampshire 2026 Regular Session
House Commerce and Consumer Affairs (02/10/2026)
Commerce and Consumer Affairs
Transcript Highlights:
- It's like uninsured motorists. It's there. >> I have a question. >> Yes.
- It's like uninsured motorists. It's there. >> I have a question. >> Yes.
- It's like uninsured motorists. It's there. >> I have a question. >> Yes.
- It's like uninsured motorists. It's there.
- It's like uninsured motorists. It's there. >> I have a question. >> Yes.