Video & Transcript Research : 'title fraud'

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TX
Transcript Highlights:
  • Senate Bill 1734 addresses the growing issue of deed fraud.
  • Senate Bill 1734 is a self-help bill for victims of deed fraud.
  • And from a title company perspective, what we saw were individuals coming forward to the title company
  • But the process to clear up title, either through a trespass, a title law suit, or a quiet title lawsuit
  • that they create to continue the fraud.
TX

Texas 89th Regular

Jurisprudence (Part I) Apr 9th, 2025

Jurisprudence

Transcript Highlights:
  • Senate Bill 1734 addresses the growing issue of deed fraud.
  • And from a title company perspective, what we saw were individuals coming forward to the title company
  • And so now there's a cloud on title.
  • But the process to clear up title either through a trespass to try title lawsuit or a quiet title lawsuit
  • With respect to car titles or? I don't believe we had something, uh, although Mr.
TX

Texas 89th Regular

Jurisprudence Apr 9th, 2025

Jurisprudence

Transcript Highlights:
  • deed fraud is when someone, through fraudulent means, fake documents, or committing fraud on a notary
  • Deed in their chain of title is void.
  • From a title company perspective, what we saw were individuals coming forward to the title company saying
  • So now there's a cloud on title, but the process to clear up title either through a trespass-to-try-title
  • With respect to car titles or...
Summary: The committee heard several probate, family law, judicial, property, and contract-related bills. Senate Bill 1335, relating to decedents’ estates, would remove outdated references to a clerk’s certificate, allow courts to remove personal representatives on their own motion with notice by qualified delivery method, and add independent administrators to provisions that referenced only independent executors; an estate-planning attorney testified in support, and the bill was left pending. Senate Bill 1760, concerning guardianship transfer fees and procedures, was described as setting a $45 filing fee for transferred guardianship cases and clarifying completion and dismissal procedures; it received no testimony and was left pending. Senate Bill 2127 would shorten the eligibility period for retired judges to serve as visiting judges from eight years to six, restrict practice in their assigned region for two years, and require conflict-related certification; it also was left pending without testimony. Senate Bill 302 would shift the cost of a traveling probate judge to the requesting estate or parties rather than the county; one witness registered in favor, no one testified, and the bill was left pending. The committee then considered a committee substitute for Senate Bill 252, which would clarify the parental presumption in conservatorship cases, require non-parents seeking relief against a parent to file an affidavit showing significant impairment to the child if relief is denied, require courts to state specific findings when overcoming the presumption, confirm the clear-and-convincing standard, and clarify that agreed prior orders do not defeat the presumption. The substitute was explained as consensus language from a work group, public testimony was reopened, and the bill was left pending. Senate Bill 1734, on deed fraud, would create a streamlined ex parte process for property owners to have fraudulent deeds declared void, modeled on the fraudulent lien statute; county clerk and title association representatives testified that it would provide a low-cost self-help remedy for a growing problem, and the bill was left pending subject to the chair. Senate Bill 1975 would prevent Texas contractors from being forced to litigate disputes in foreign jurisdictions and require disputes to be handled in the county where the project is located; it was presented as a repeat of a previously vetoed bill and was left pending. Finally, the committee took up a substitute for Senate Bill 1940, concerning transfer-on-death style beneficiary designations for manufactured homes. The substitute would allow one or more beneficiaries instead of only one, transfer the interest to surviving designated beneficiaries who survive by 120 hours, extend the application period for transfer to 365 days, void the designation if not timely filed, and require mailing by certified or registered mail with return receipt requested. The substitute was adopted without objection. The committee then recessed subject to the call of the chair.
TX

Texas 89th 2nd C.S.

Senate Session (Part II) Aug 27th, 2025

Texas Senate Floor Meeting

Bills: SB3, SB16
Summary: The Senate opened with an invocation by Senator Hagenbuch, who asked for wisdom, humility, courage, and guidance in serving Texas and conducting the chamber’s work with integrity and respect. After the prayer, the House messenger reported that the House had passed several congratulatory and commemorative resolutions, including HCR 2 honoring the victims of the July 2025 Hill Country floods, HCR 3 marking the dedication of the Children’s Emergency Relief International George M. Cowden Building in Austin, HCR 4 congratulating Ricky and Anne Lowe on their 47th wedding anniversary, and HCR 5 recognizing Don Sparks of Midland for receiving the 2025 Chief Roughneck Award. Following the House message, the Senate announced a brief recess while awaiting completion of the House calendar. Senator Zaffirini then moved that the Senate stand in recess until 4:00 p.m. on Wednesday, August 27, and the motion was adopted without objection.
AL

Alabama 2026 1st Special Session

Alabama Senate County and Municipal Government Committee Mar 10th, 2026

County and Municipal Government

Transcript Highlights:
  • Right now, uh, we have titles in Alabama.
  • Right now, uh, we have titles in Alabama.
  • you probably hear on the radio about buying insurance for protecting your title.
  • you probably hear on the radio about buying insurance for protecting your title.
  • Right now, uh, we have titles in Alabama.
OK

Oklahoma 2026 Regular Session

Public Safety REVISED Feb 10th, 2026 at 09:00 am

Public Safety

Transcript Highlights:
  • the word 'deputy,' the words 'federal law enforcement agent or officer' and number 2 by amending the title
  • Word 'marshal,' the words 'state trooper' and number 2 by amending the title to conform, submitted by
  • Oklahoma is facing a surge in cybercrime and financial fraud that is harming thousands of Oklahomans,
  • So, these funds would set up the personnel that would be dedicated to investigating fraud crimes that
  • And so, in 2024 alone, there was $37 million in cryptocurrency fraud in Oklahoma by itself.
AL

Alabama 2025 Regular Session

Alabama House State Government Committee Mar 19th, 2025

State Government

Transcript Highlights:
  • They mark the title and at that... ...done.
  • They mark the title, and at that point, the title is no good. It can't be inspected and retitled.
  • The title will be flagged, you can do so. Okay. Um, any questions? So moved.
Bills: HB162, HB376, HB425, SB96, HB426
DE

Delaware 2025-2026 Regular Session

Senate Elections & Government Affairs Committee Meeting Jun 18th, 2026

Elections & Government Affairs

Transcript Highlights:
  • consumer protection bill responding to a growing and well-documented problem in Delaware home improvement fraud
  • Failure to participate meaningfully in this process constitutes a willful violation of the Consumer Fraud
  • This act provides updates to Title 30 related to the realty transfer tax.
Summary: The Senate Elections and Government Affairs Committee met in hybrid format, approved the June 10 draft minutes, and then heard a long agenda of bills. HB 89 (home improvement fraud dispute resolution) was presented as a consumer protection measure developed with DOJ to address contractor fraud, especially against vulnerable homeowners; members voiced support and asked to be added as sponsors. HB 283 updated realty transfer tax exemptions to use gender-neutral “spouses” language and add a direct grandparent-to-grandchild transfer exemption; it drew supportive public comment. HS1 for HB 390 would let DelDOT choose electronic-only bidding for projects, remove newspaper bid-opening notices, and clarify bidding records, with no opposition raised. HB 328/H.A. 2 modernizes the Register of Regulations statute, keeps newspaper distribution requirements, and delays some effective dates to 2027; it was described as a technical update. HB 365 would create the Delaware Indigenous Affairs Commission, prompting supportive testimony from Indigenous community members and some discussion about representation and internal tribal اختلافs, but no formal opposition. HB 423 would automatically enroll new state employees in the 457B deferred compensation plan unless they opt out, with exclusions for collective bargaining units and implementation tied to payroll readiness; it was presented as a retirement-savings measure. SS1 for SB 342 would modernize the Delaware Motion Picture and Television Development Commission to support a broader film/media incentive package, with support from the Delaware Arts Alliance and a request to help attract productions to Delaware. The committee also heard SB 331, a cleanup bill on garagekeeper liens for manufactured housing and related assets. The sponsor and an attorney explained it as clarifying who can recover funds and attorney’s fees in lien sales, but the Chief Magistrate and the manufactured housing association said the issue should be addressed more carefully and possibly in another section of code; they were open to further work. HB 436 would update the Smyrna charter, including school impact fees, election challenge procedures, vacancy rules, domicile standards, Board of Elections terms, and meeting schedules. HS1 for HB 376 made technical and organizational changes to the Millville charter, including a tiebreaker for municipal elections and a property tax cap, with the town solicitor saying there was little substantive change. HB 460 would require New Castle County municipalities to submit permit data monthly rather than on a much slower schedule, limited to closed permits with certificates of occupancy, to improve property assessment data; it was presented as part of broader reassessment/data-quality efforts. Public comment was heard on several items, especially HB 365 and SS1 for SB 342. Indigenous speakers supported the commission as a way to preserve heritage, improve representation, and create a formal seat at the table. The Delaware Arts Alliance supported the film commission modernization bill as part of a broader creative-economy plan. No recorded votes were taken on the individual bills in the transcript, and the meeting ended with a unanimous motion to adjourn.
TX

Texas 89th 2nd C.S.

Transportation May 19th, 2025

Transportation

Transcript Highlights:
  • This occurs most frequently with bond titles and instances where someone is fraudulently attempting to
  • , not just license plate fraud.
  • Current law allows individuals to apply for a bonded title when no regular title is available.
  • This is used when a person possesses a vehicle but lacks the official title document proving ownership
  • This bonded title process can enable title fraud, disputes, or the sale of stolen vehicles.
OK

Oklahoma 2026 Regular Session

Aeronautics and Transportation REVISED Apr 13th, 2026 at 10:00 am

Aeronautics and Transportation

Transcript Highlights:
  • addresses a purchaser that's a non-resident that they will attest that their vehicle is going to be titled
  • What I found in statute is under Title 3, it just says airport means an area of land or water that is
AZ

Arizona 2026 Regular Session

02/11/2026 - Senate Regulatory Affairs and Government Efficiency

Regulatory Affairs and Government Efficiency

Transcript Highlights:
  • It repeals the five-year statute of limitations for a quiet title action.
  • Title fraud is a national issue, and Arizona is not immune to that.
  • This last summer, I held a title fraud summit and invited literally 100 individuals to participate in
  • In that time, we had 37 open real estate fraud cases of which 36 were assigned to me.
  • The Recorder's Office has their alert, their title alert, which is great.
Summary: The Senate Regulatory Affairs and Government Efficiency Committee approved the February 4, 2026 minutes and first considered the reappointment of Troy L. Campbell to the Arizona State Liquor Board. Campbell described his nearly 10 years of service, his role as chair since 2019, and his focus on fairness, public safety, and applying the law consistently. He answered questions about the board’s workload and authority, noting it handles roughly 40 to 50 cases a year and does not issue fines. With no public testimony, the committee voted 6-0 with one not voting to recommend his confirmation to the full Senate. The committee then heard and passed SB 1478, a liquor omnibus bill making technical and policy updates to liquor statutes, including changing “manufacture” to “produce,” allowing rather than requiring cities and towns to levy certain liquor-related taxes or fees, repealing a federal food-safety preemption reference, and clarifying cider’s definition to include products up to 8.5% alcohol by volume. Supporters described it as an annual stakeholder-driven cleanup bill, and the Department of Liquor Licenses and Control testified neutral. The committee adopted the Bolick amendment and then passed the bill as amended. It also passed SB 1108, which creates a Swedish-rounding framework for cash transactions when pennies are unavailable, with signage and enforcement provisions; the Leach amendment removed an individual-item exemption and clarified tax treatment. The Greater Phoenix Chamber supported the bill, and the committee passed it as amended. The committee next approved SB 1205, regulating private-property vehicle booting by prohibiting local bans, setting signage, written permission, rate limits, release rules, and misdemeanor penalties. Supporters said it would provide a more transparent, less costly alternative to towing, while members raised concerns about signage, appeals, and consumer protections. The Bolick amendment made a technical change, and the bill passed as amended. SB 1241, allowing private permitting providers to conduct plan reviews and inspections for single-trade residential projects, drew the most debate: supporters argued it would reduce delays and costs for homeowners and help cities with backlogs, while cities and counties warned about public-safety risks, loss of local control, and liability concerns. After adopting the Payne amendment on immunity, the committee passed the bill 5-2. Finally, the committee passed SB 1366, which creates a Public Property Towing and Impound Practices Study Committee to review fees, standards, insurance, background checks, and related DPS and public-property towing practices. Some members objected that the study committee lacked minority-leader appointments, but supporters said the review was needed before making permanent changes. The committee then began hearing SB 1431, a housing-design bill limiting municipal design standards and restrictions on certain shared features, but the transcript ends before any action on that measure.
TX

Texas 89th Regular

Transportation May 19th, 2025

Transportation

Transcript Highlights:
  • And have committed to handling the paperwork to ensure that the franchise dealer titles and registers
  • plate fraud.
  • Current law allows individuals to apply for a bonded title when no regular title is available.
  • This bond and title process can be reviewed by the Texas DMV.
  • Without proper safeguards in place, this process can enable title fraud, disputes, or the sale of stolen
MN

Minnesota 2025-2026 Regular Session

House State Government Finance and Policy Committee 2/18/25

State Government Finance and Policy

Transcript Highlights:
  • Minnesota is the worst uh of the fraud Minnesota is the worst uh of the fraud it<00:05:31.880>
  • We hear a lot about waste, fraud, and abuse, and so the fraud, I think, is a well-understood term.
  • I get fraud, but I hear waste, fraud, and abuse, and like, what are these things?
  • I get fraud, but I hear waste, fraud, and abuse, and like, what are these things?
  • abuse, and I understand fraud.
Bills: HF1, HF2
MN

Minnesota 2025-2026 Regular Session

House State Government Finance and Policy Committee 3/3/26

State Government Finance and Policy

Transcript Highlights:
  • fraud committed against state programs. fraud committed against state programs.
  • >> aspect of fraud is looked at. >> aspect of fraud is looked at.
  • expressly at fraud. expressly at fraud.
  • fraud has happened. Absolutely. fraud has happened. Absolutely.
  • triggers, not just intentional fraud. triggers, not just intentional fraud.
Bills: HF3676, HF3683, HF3395
Summary: The committee first approved minutes from February 19 and February 26, while skipping the February 24 minutes because of a drafting error that would be corrected later. It then took up House File 3676, a Safe at Home program bill described by Rep. Nash as arising from a constituent’s dangerous identity exposure and intended to tighten protections for participants, including allowing emancipated minors to enroll. Testimony from the Secretary of State’s office explained that the bill would clarify who may apply for a minor, require proof of guardianship, strengthen court findings before a participant’s physical address can be disclosed, increase penalties for harmful disclosure, prohibit discrimination based on participation, require state agencies to designate a Safe at Home contact person, allow use of the Safe at Home card as proof of residence for certain ID purposes, and require judge training. Members raised concerns about federal compatibility, constitutionality of court-related provisions, and the need for a fiscal note on the felony penalty. Several sections were noted as being removed or modified in a later engrossment, and the committee voted to re-refer HF 3676 to the Transportation Finance and Policy Committee. The committee then heard House File 3683, which would direct the state budget forecast to include the estimated cost of fraud. Rep. Nash argued that fraud is a significant but unquantified drain on state resources and said the bill would adapt existing forecast language used for inflation to track fraud costs. Minnesota Management and Budget Deputy Commissioner Anna Mingi testified that fraud is unacceptable and that the agency works to prevent and detect it, but said the twice-yearly forecast is not the right tool for this kind of retrospective analysis. She explained that if fraud is identified, the forecast would reflect reduced spending through program integrity actions rather than a separate fraud-cost line item. The bill was moved and referred to the general register after a roll call was requested.
TX
Transcript Highlights:
  • Deed fraud or title theft occurs when a person who does not own the property fraudulently transfers or
  • fraud, etc.
  • Deed fraud and title theft costs Texans thousands upon thousands of dollars to clear their title, and
  • Member: Currently, criminal deed fraud and title theft are prosecuted in Texas under existing laws, but
  • Representative Allen: And when you have 100% Title I or high Title I, you have a mobile population.
Bills: HB8, HB12, SB 3, HJR1, SB 11, SB 16, SB 14
AZ

Arizona 2026 Regular Session

02/17/2026 - House Commerce

Commerce

Transcript Highlights:
  • made by title, and they are still making mistakes involved in 87% of deed fraud crimes.
  • made by title, and they are still making mistakes involved in 87% of deed fraud crimes.
  • Carter that people who are going to commit fraud, many times when they're transferring a title, they
  • Carter that people who are going to commit fraud many times, when they're transferring a title, they
  • I'm not for title fraud or something. I want to address the problem too.
Summary: The committee heard and acted on several bills, mostly receiving due pass recommendations. HB 4020 would raise the maximum annual assessment on insurers that funds the Department of Insurance and Financial Institutions fraud unit from $1,050 to $1,350. The sponsor and an industry witness said the increase would support fraud investigations, and the bill passed 9-1 after a roll call vote; the transcript later included a correction stating HB 4020 passed 10-0 with one absent. HB 2255 would extend Arizona Teachers Academy scholarship eligibility for community college students from two academic years/four semesters to four academic years/eight semesters. Maricopa Community Colleges supported the bill, saying it would let community college teacher candidates complete bachelor’s degrees with the same funding available to university students. It passed unanimously. HB 2591, as amended, revised the definition and administration of registered apprenticeships to align with U.S. Department of Labor standards and add requirements such as written agreements, structured training, wage progression, and safety supervision; it also passed unanimously. HB 2680, as amended, narrowed and revised workers’ compensation fraud-related provisions, including insurance disclosure requirements and proof of coverage. Supporters from labor and construction groups said it would help combat premium fraud and protect honest contractors, while the sponsor said the amendment narrowed the bill to address concerns. It passed 10-1. HB 2979 modernized credit union law regarding bylaws, name changes, principal office changes, and certain powers; credit union representatives supported it as a regulatory update, and it passed 11-0. HB 2868 required manufactured-home/mobile-home installation license applicants and renewals to show insurance and fingerprint clearance, and to allow the Department of Housing to set experience, exam, and enforcement rules; it passed 8-1 with two present. The committee also approved a strike-everything amendment to HB 2429 on short-term rentals, allowing local governments to regulate overnight occupancy, extending the violation window for suspending a license from 12 to 24 months, and allowing suspension after certain building code violations. The sponsor and city/county representatives described it as a compromise that restores some local control, while short-term rental advocates and neighborhood groups said it was a step forward but still too limited; the bill passed 8-2 with one present. HB 4011, without the proposed amendment, codified HOA duties to act reasonably and fairly in enforcing rules, and after testimony from attorneys, homeowners, and HOA advocates describing abusive enforcement and the need for clearer standards, it passed 11-0. HB 2397, as amended, required more complete HOA disclosure information to buyers and escrow agents, with supporters saying it would prevent surprise assessments and defects and critics warning some language was still broad; it passed 11-0. Finally, HB 4026 would change a public infrastructure reimbursement program for advanced manufacturing by replacing a $200 million total cap with a $75 million annual cap and adding website-posting requirements for agreements; Queen Creek and economic development witnesses said it was needed to support major manufacturing projects and related infrastructure, and the bill was being discussed when the transcript ended.