Video & Transcript Research : 'sperm freezing'

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MN

Minnesota 2025-2026 Regular Session

House Health Finance and Policy Committee 4/8/26

Health Finance and Policy

Transcript Highlights:
  • <00:20:52.799> are<00:20:52.960> sourced In surrogacy, eggs and sperm are sourced In
  • surrogacy, eggs and sperm are sourced either<00:20:53.520> from<00:20:53.679> the<00:20
  • > into<00:20:59.600> multiple and sperm are fertilized into multiple and sperm are fertilized
  • You can freeze them indefinitely.
  • Is, as a state, do we require to track the embryos and the sperm if we're keeping them?
Bills: HF4609, HF4401
TX
Transcript Highlights:
  • Who was the sperm donor. I was very confused.
  • And you can say, I want a Danish sperm, and they'll freeze sperm from Denmark because you love how Danish
  • You freeze and ship nicely. And the sperm can come from anywhere.
  • My husband's sperm, my egg? Yes. Okay, excellent.
  • Exporter: we ship sperm and eggs.
Keywords: 1185, senate, all
FL
Transcript Highlights:
  • UP TO $15,000 FOR EGG FREEZING AND $1,000 FOR SPERM FREEZING. WITH ADDITIONAL STORAGE FEES.
  • MANDATES COVERAGE IN THE STATE GROUP INSURANCE FOR STANDARD FERTILITY PRESERVATION SERVICES SPECIFICALLY SPERM
Keywords: 999, senate, all
FL

Florida 2026 Regular Session

Governmental Oversight and Accountability Mar 11th, 2025

Governmental Oversight and Accountability

Transcript Highlights:
  • The financial burden of fertility preservation is often prohibitive, up to $15,000 for egg freezing and
  • $1,000 for sperm freezing, with additional storage fees.
  • under the State Group Insurance Program for standard fertility preservation services, specifically sperm
Summary: The Committee on Governmental Oversight and Accountability met and reported several bills favorably. Senate Bill 7000 repealed the sunset on a public records exemption protecting site-specific location information for threatened and endangered species; Senate Bill 7006 preserved exemptions for building plans and related records showing 911, E911, public safety radio, and NG911 infrastructure; and Senate Bill 7004 extended the exemption for property photographs and personal identifying information tied to certain housing assistance programs. Each of those bills drew no questions, no public testimony, and no debate before favorable votes. The committee also considered Senate Bill 448 on administrative procedure, which proposed broader reforms to the Administrative Procedure Act, including agency rulemaking oversight and cost-benefit analysis requirements. An amendment removed the bill’s eight-year sunset. The Florida Bar’s Administrative Law Section testified with concerns that some provisions could chill agency guidance, increase costs and delays, and create standing issues for challenges. Supportive testimony also came from Americans for Prosperity and the James Madison Institute. After debate, the committee reported the bill favorably as amended. Senate Bill 1058, as amended, updated state references to the “Gulf of America” in geographic and instructional materials and removed the road designation of Tamami Trail. Senator Polsky objected to the change as unnecessary and wasteful, while the sponsor said the bill simply aligns materials with the new name going forward. The committee adopted the strike-all amendment and then reported the bill favorably. Later, Senate Bill 924 was heard and amended to expand state employee fertility preservation coverage beyond cancer to other medically necessary treatments, remove age limits, require coverage of standard cryopreservation services, and set storage limits. Senators Polsky and Rodriguez praised the measure as important for young patients facing infertility risks, while one senator questioned whether the state group plan was the right vehicle. The committee reported SB 924 favorably, and members later recorded additional affirmative votes on SB 448 and SB 1058 before adjournment.
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Financial Services Jun 21st, 2026 at 10:30 am

Joint Committee on Financial Services

Transcript Highlights:
  • and they're not necessarily given access to fertility preservation via freezing eggs, sperm, or embryos
  • If frozen eggs or frozen embryos or frozen sperm is allowable, it also cannot be limited.
  • Same thing with egg freezing. Sometimes people have lower egg reserve.
  • They do one cycle of egg freezing and they have five eggs.
  • Sperm freezing, maybe $500 to $1,000. An IVF cycle is $20,000 to $24,000.
Keywords: 995, all
Summary: The hearing opened with the Senate and House chairs of the Joint Committee on Financial Services explaining that the day’s agenda would focus on health insurance and other insurance matters, with a large number of witnesses and a request for brief testimony. Legislators were taken out of order to accommodate their schedules, and the committee heard testimony on several bills, including coverage for hair prostheses for alopecia (H. 1223/S. 832), medically necessary oral and dental care for head and neck cancer survivors (H. 1258), modernizing fertility and family-building coverage (H. 715/H. 1190 and related bills), coverage for prosthetic devices to support physical activity for people with limb loss (the “So Everybody Can Move” bill), remediation coverage for home heating oil releases (S. 813/H. 1302), and expanded access to physical therapy for Ehlers-Danlos syndrome (H. 1170). A separate bill on sickle cell care and registry development (S. 788) was also discussed by Senator Liz Miranda. Witnesses largely offered personal stories and expert testimony in support of the bills. Advocates for alopecia coverage described the medical and emotional impact of hair loss, the high cost of quality wigs, and the argument that scalp and facial hair prostheses should be treated like other medically necessary prosthetics. Cancer survivors and supporters of H. 1258 said oral and dental care after head and neck cancer treatment is a quality-of-life issue and often not covered despite major out-of-pocket costs. Fertility specialists, LGBTQ+ advocates, and legislators supporting the modern family-building bills said the current infertility definition is outdated and discriminatory, excluding same-sex couples, people needing donors or gestational carriers, and others with medical barriers to conception. For the limb-loss bill, parents and adults with prosthetic needs stressed that activity-specific prostheses are essential for children and adults to run, swim, play sports, and stay healthy, but are often excluded from coverage. The home heating oil testimony focused on the financial devastation caused by residential oil spills and the need to make spill coverage automatic in homeowners policies. Environmental professionals and homeowners described cleanup costs ranging from tens of thousands to hundreds of thousands of dollars, the strict liability homeowners face, and the fact that many policyholders do not know the rider exists. The insurance industry testified in opposition to the mandatory-coverage approach, arguing for clearer distinctions between first- and third-party coverage, risk-mitigation standards, a delayed effective date, and more emphasis on education and notification rather than mandates. Committee members pressed the industry witness on why agents do not routinely tell customers about the rider and suggested that the issue may require broader disclosure by insurers, agents, and fuel dealers. No votes were taken during the hearing; the committee heard testimony and discussed possible compromise language and future action.
FL

Florida 2026 Regular Session

Banking and Insurance Mar 31st, 2025

Banking and Insurance

Transcript Highlights:
  • the financial burden of fertility preservation is often prohibitive, costing up to $15,000 for egg freezing
  • and $1,000 for sperm freezing.
  • So utilizing that number and understanding that storage for both egg and sperm is $1,000 a year, and
  • egg retrieval is $15,000 for sperm is $1,000.
Summary: The committee heard several bills and amendments, beginning with CS/SB 498 on trust fund interest for IOTA accounts. The sponsor said a 2023 Florida Supreme Court rule sharply increased interest paid into legal aid funding, creating a windfall and making participation difficult for banks. An amendment was adopted requiring savings institutions to pay the higher of 0.25% or the highest comparable rate offered on certain non-IOTA accounts, and the bill then passed favorably after testimony from banks, legal aid representatives, and other stakeholders both supporting and opposing the measure. The committee also approved CS/SB 232, which clarifies Florida’s consumer collection law applies only to phone calls during restricted hours and not emails or text messages, after a delete-all amendment and supportive testimony from industry groups. It then approved SB 132, as amended, to designate gold and silver as legal tender and set rules for custody, audits, electronic transfer, and government acceptance of payments; supporters called it a sound-money measure, while the banking association said it still had unresolved technical concerns. Later, the committee passed SB 1466 to create a trust fund for the My Safe Florida Home Program, with an amendment funding it from 20% of collected insurance premium tax revenue. It also considered SB 1206 on transportation network company insurance, reducing coverage during the “dead-leg” period before a rider is picked up from $1 million to lower limits; the bill drew sharp opposition from trial lawyers and support from insurers and some business groups, and the committee adopted a clarifying amendment before reporting the bill favorably. Finally, CS/SB 924 on fertility preservation for cancer patients was amended several times to narrow scope and clarify coverage rules, then passed favorably after debate over cost, preauthorization, and post-treatment storage obligations. The committee adjourned after allowing technical and conforming changes to implement the adopted amendments.
FL

Florida 2025 Regular Session

March 11, 2025 - 08:00 AM

Transcript Highlights:
  • It will allow men and women undergoing chemotherapy to preserve their eggs or sperm for... ...to preserve
  • their eggs or sperm for up to three years so that at a later date, once they've finished treatment,
  • Is there a specific company that would, I guess, house or host the sperm and eggs?
  • Was that the average that these eggs and sperm are saved or can go much longer or shorter?
  • the eggs frozen, but through research, three years, you know, three years from the time that you freeze
Summary: The Health Care Facilities and Systems Subcommittee met with a quorum present and took up five bills. The first, CS/HB 1119 on pediatric readiness in hospital emergency departments, would require hospitals with ERs to adopt evidence-based pediatric care policies, train staff, designate a pediatric emergency care coordinator, complete the National Pediatric Readiness Assessment, and meet minimum equipment and planning standards. Members discussed transport to the closest appropriate facility and implementation concerns, but the bill passed 16-0. The committee then approved HB 677, which would add standard fertility preservation services to the state group insurance program for employees undergoing chemotherapy, and CSHB 497, which would authorize nonprofit agricultural organization medical benefit plans for Florida Farm Bureau members, aimed at improving affordable coverage for farmers and ranchers. HB 677 passed 16-0, and CSHB 497 passed 18-0 after questions about membership, regulation, disclosures, and how the plan would compare with ACA coverage. The subcommittee also approved PCS/HB 791 on surrendered newborn infants, allowing infant safety devices at hospitals, EMS stations, and fire stations as an alternative safe-haven option. Members discussed alarms, unmanned stations, and whether churches should be included; the bill passed 18-0. Finally, HB 1529 on home health aides for medically fragile children was amended and passed 18-0. The bill seeks a federal waiver so compensation for parents serving as home health aides does not count against Medicaid eligibility, and the amendments added reporting of adverse incidents, set work-hour limits, and protected certain other benefits. The chair closed by emphasizing the committee’s role in implementation oversight and fixing problems after enactment.
TX

Texas 89th Regular

S/C on Family & Fiduciary Relationships Apr 22nd, 2025 at 02:04 pm

S/C on Family & Fiduciary Relationships

Transcript Highlights:
  • , and intracytoplasm sperm injection.
  • With the sperm of this? With the sperm donor that came from the California Cryobank. Okay.
  • And your ex became pregnant through the sperm bank?
  • I purchased the sperm from the sperm bank. the sperm bank, and I released that sperm to our fertility
  • intracytoplasmic sperm injection.
MN

Minnesota 2025-2026 Regular Session

Committee on Health and Human Services - 04/08/26

Health and Human Services

Transcript Highlights:
  • We have the medical ability to preserve fertility through egg, sperm, and embryo freezing prior to treatment
  • ,<02:01:47.600> and<02:01:47.720> embryo<02:01:48.120> freezing<02:01:48.560
  • > prior<02:01:48.880> to egg, sperm, and embryo freezing prior to egg, sperm, and embryo
  • freezing prior to treatment.<02:01:50.120> However,<02:01:50.760> because<02:01:51.080
  • Um, and surrogacy eggs and sperm are sourced either from the person or people who will raise a child,
Keywords: 1187, senate, all
MN

Minnesota 2025 1st Special Session

Committee on Agriculture, Veterans, Broadband and Rural Development - 02/26/25

Agriculture, Veterans, Broadband, and Rural Development

Transcript Highlights:
  • It's a huge advantage because you freeze your sugar beets, and this allows us to have many synergies,
  • your a huge Advantage because you freeze your sugar<00:47:12.880> beats<00:47:13.680> and<
  • Microplastics and PFAS are found in the brain, sperm, and lungs.
  • Microplastics and PFAS are found in the brain, sperm, and lungs.
  • and pasas are found in the brain sperm and pasas are found in the brain sperm and<00:56:15.520><
Keywords: 1187, senate, all
TX

Texas 89th Regular

S/C on Family & Fiduciary Relationships Apr 22nd, 2025

S/C on Family & Fiduciary Relationships

Transcript Highlights:
  • , and intracytoplasmic sperm injection.
  • With the sperm of this? With the sperm donor that came from the California Cryobank. Okay.
  • With that sperm donor, we became parents. impregnate.
  • And the ex became pregnant through the sperm bank.
  • I purchased the sperm from the sperm bank, and I released that sperm to our fertility doctor that we
HI
Transcript Highlights:
  • cover egg or embryo freezing for women, despite this being much more complex and prohibitively expensive
  • cover egg or embryo freezing for women, despite this being much more complex and prohibitively expensive
  • baking<01:03:58.799> for<01:03:59.160> men<01:03:59.599> undergoing cover sperm
  • baking for men undergoing cover sperm baking for men undergoing cancer<01:04:01.000> treatment
  • currently cover egg or embryo freezing currently cover egg or embryo freezing for<01:04:05.039><
Keywords: 910, house, all
Summary: The joint hearing covered HB 553 on biomarker testing coverage, HB 556 on colorectal cancer screening access, and later HB 712 on 340B drug pricing. For HB 553, the American Cancer Society Cancer Action Network, patient advocates Natalie Heyman and Susan Hirano, a surgical oncologist, and the American Lung Association strongly supported the bill, arguing that biomarker testing should be covered when ordered by a doctor and guided by current evidence. DHS and several insurers offered comments and requested amendments, with DHS saying it appreciated the intent but wanted changes. The committees then voted to pass HB 553 with amendments, including a House draft and a defective date of July 1, 3000; both the House Health and Human Services and Homelessness committees adopted the recommendation unanimously. For HB 556, testimony focused on closing gaps in colorectal cancer screening, especially for uninsured and underinsured patients who can get stool-based screening but then cannot access follow-up colonoscopies. Community Clinic of Maui, ACS CAN, and the American Cancer Society supported the bill, with ACS CAN urging a program similar to the breast and cervical cancer control program and offering amendments. DHS requested that the program and appropriation not conflict with executive budget priorities, and the committees noted technical amendments, a defective date, a blank appropriation amount, and corrections changing Medicare references to Medicaid. HB 556 was also passed with amendments by both committees. The hearing then moved to HB 712 on 340B drug pricing and contract pharmacies. The Department of Health and the Attorney General’s office expressed concern that the bill would require the state to regulate private commercial activity and said the department lacked the expertise and resources to implement it as written, suggesting it might belong in a different statutory section. In contrast, PhRMA opposed the bill, while Hawaii Pacific Health and Hawaii Island Community Health Center supported it, saying 340B savings are important for hospital services and patient access to low-cost medications, especially where manufacturers have restricted shipments to contract pharmacies. No vote on HB 712 was taken in the portion provided.
FL

Florida 2025 Regular Session

Banking and Insurance Mar 31st, 2025

Transcript Highlights:
  • the financial burden of fertility preservation is often prohibitive, costing up to 15,000 for egg freezing
  • and 1,000st from freezing with additional storage fees.
  • We're both against is $1000 a year and Crete EV Retrievals 15,000 for sperm is 1000.
Keywords: 999, senate, all
MN

Minnesota 2025-2026 Regular Session

Should Minnesota mandate coverage for infertility treatment? 4/8/26

Minnesota House Floor Meeting

Transcript Highlights:
  • In surrogacy, eggs and sperm are sourced either from the person or people who will raise the child, called
  • Eggs and sperm are fertilized into multiple embryonic lives, and one is often selected for implantation
  • You can freeze them indefinitely.
  • As a state, do we require to track the embryos and the sperm if we're keeping them?
  • Is um do we require to track the embryos and the sperm if we're keeping them?
Keywords: 919, house, all
Summary: The committee heard House File 4609, the Minnesota Building Families Act, and laid it over for possible inclusion in an omnibus bill. The bill would require insurance coverage for infertility diagnosis and treatment, including IVF-related care, and the author emphasized that it would not change Minnesota’s current surrogacy laws. She also noted the bill already contains a religious exemption and clarified that it had been referred through commerce but came to health first because of reviser delays. Supporters testified that infertility is common and financially devastating, describing personal experiences with miscarriages, cancer-related fertility loss, and large out-of-pocket costs such as second mortgages, retirement withdrawals, and fundraising. A physician testified that infertility is a disease, that delays in care can worsen outcomes, and that insurance coverage can improve health outcomes and reduce multiple births and costs. Supporters also argued that fertility coverage is already offered by some large employers and in other states without major premium increases. Opponents, including representatives of the Minnesota Catholic Conference and Minnesota Family Council, argued the bill would subsidize IVF and potentially surrogacy, which they said raises ethical concerns about embryos, commodification, and exploitation of women. They urged the committee to vote no and instead support restorative reproductive medicine or other approaches that address underlying causes of infertility. In member discussion, some legislators expressed sympathy for families affected by infertility and miscarriage but raised concerns about insurance costs, success rates, and the need for guardrails; others noted adoption as another way families are built. No vote was taken beyond laying the bill over.
MN

Minnesota 2025-2026 Regular Session

House Education Policy Committee 2/19/25 - Part 1

Education Policy

Transcript Highlights:
  • Bodies that produce sperm are male. Bodies that produce eggs are female.
  • > sperm<01:29:08.800> are<01:29:08.960> male bodies that produce sperm are male
  • body plan that we either produce sperm body plan that we either produce sperm or<01:30:10.639>
  • or produce egg bodies that produce sperm or produce egg bodies that produce sperm are<01:30:12.760
  • c> so<01:30:37.800> those not produce sperm or egg and so those not produce sperm or egg and
Keywords: 1183, house
FL

Florida 2026 Regular Session

Judiciary Nov 4th, 2025

Judiciary

Transcript Highlights:
  • Further, a sperm donor can push for action regardless of how involved they are with that pregnancy.
  • Further, a sperm donor can push for action regardless of how involved they are with that pregnancy.
  • Further, a sperm donor can push for action regardless of how involved they are with that pregnancy.
  • And, you know, I know there's been some questions about sperm donors.
  • So it's not just a sperm donor.
Summary: The Judiciary Committee took up two bills. SB 98, by Senator Harrell, would let self-storage facilities advertise lien sales either in a newspaper or on a qualifying website, while keeping other notice requirements in place and updating contact information provisions. Supporters, including the Florida Press Association and several newspaper/storage owners, argued print and digital newspaper notices already provide broad public notice and that the bill could reduce notice effectiveness; the sponsor said the bill is an optional modernization and does not affect government notices. After debate, the committee voted 8-1 to report SB 98 favorably. The committee then heard SB 164, by Senator Grall, which expands Florida’s Wrongful Death Act to allow parents to recover civil damages for the death of an unborn child at any stage of development, with carve-outs for the mother and lawful medical care. The sponsor said the bill aligns civil law with Florida’s criminal protections for unborn children and gives families a remedy where current law may not. Opponents, including the ACLU of Florida, health care workers, and others, warned it could invite lawsuits against doctors, hospitals, friends, family members, and people involved in abortion access, and could worsen OB-GYN shortages and deter care. Supporters said it recognizes unborn life and should be treated consistently with existing wrongful death law. The committee approved SB 164 on a 4-3 vote and then adjourned.
FL

Florida 2025 Regular Session

March 20, 2025 - 02:00 PM

Transcript Highlights:
  • when a family or a woman decides to go to IVF, there’s an incubation period where the embryo and the sperm
  • I lost my voice, and I'm freezing to death in here.
  • I mean, it's just the mere fact... ...that we can freeze an embryo, but we can't freeze a child, it makes
Summary: The subcommittee considered a long agenda of civil justice and claims measures. HB 1173, relating to the Florida Trust Code, was presented as a clarification of standing in trust litigation after recent case law; after questions about who may sue, an amendment was adopted clarifying that an expressly named charity retains standing, and the bill passed 14-2. HB 1437, on attorney’s fees in motor vehicle PIP disputes, drew testimony from insurers and reform groups opposing a return to fee-driven litigation and from medical groups supporting fee recovery for prevailing parties; it passed 17-0. CS/HB 147, addressing prohibited debt-collection communications during nighttime and early morning hours, was described as a clarification of an outdated statute in light of modern communications, with support from business groups and no opposition in the vote; it passed 18-0. The committee then heard several claims bills against the Department of Children and Families. HB 6511, for relief of L.P., described severe injuries to a child after DCF allegedly failed to act on warning signs; a technical amendment was adopted and the bill passed 18-0. HB 6515, for relief of Michael Barnett, involved DCF’s alleged failure to investigate domestic violence that preceded the killing of three children and injury of a fourth; members asked about the settlement amount and the case’s circumstances, and the bill also passed 18-0. HB 1517, expanding wrongful death law to allow parents of an unborn child to recover for the child’s death, generated the most extensive debate. The sponsor said it aligns civil law with existing criminal definitions and excludes claims against mothers and providers of lawful medical care, including IVF; opponents warned it could be used to target reproductive care, support networks, and domestic violence survivors, while supporters framed it as a justice measure for families. An amendment clarifying damages rules for minors and unborn children was adopted, and the bill passed 13-4. Finally, HB 947, on evidence of medical damages in personal injury and wrongful death cases, sought to allow broader evidence at trial and to change “shall” to “may”; supporters said it would improve fairness and transparency, while opponents argued it would weaken post-2023 tort reforms and reintroduce inflated medical damages. The amendment was adopted and the bill was then taken up with additional opposition testimony.
AZ
Transcript Highlights:
  • Is there any recourse in this bill should a person be falsely named as the sperm donor, whoever is donating
  • the sperm?
  • should a person be falsely Thank you. course in this bill should a person be falsely named as the sperm
  • donor, whoever is donating the sperm.
  • Yes, I was looking at this, thinking it was a backdoor attempt to, if the sperm donor—I like that terminology—is
Keywords: 1182, all
Summary: The caucus began with introductions from pages and interns, followed by a procedural reminder on consent calendars and how bills can be pulled for floor debate or amendment. Members were told that third-read consent bills bypass caucus debate, while caucus consent bills may have committee amendments adopted together unless pulled. The meeting then moved into Minority Caucus Calendar No. 2. A large number of bills were briefly presented, with several members pulling measures from consent or voicing opposition. Topics included appropriations and federal monies accounting (HB 2148), a Buffalo Soldiers memorial (HB 2062), school library funding restrictions (HB 2008), prayer at school governing body meetings (HB 2110), school safety center administration (HB 2142), parental rights and social transitioning disclosures (HB 2249), insurer assessments (HB 2091), agricultural property classification and inspection rules (HB 2104 and HB 2105), firefighter workers’ compensation definitions (HB 2138), truth-in-taxation bond notices (HB 2289), late tax filing penalties (HB 2016), engineering and professional licensing reciprocity (HB 2122), felony murder involving an unborn child (HB 2043), body concealment and mutilation penalties (HB 2044), domestic violence order-of-protection service rules (HB 2048), mandatory reporting of partial-birth abortions (HB 2074), unlawful flight sentencing enhancements (HB 2108), weapons trafficking and fentanyl sentencing changes (HB 2131 and HB 2132), drive-by shooting forfeiture rules (HB 2045), probation review notice changes (HB 2046), venue changes for cases involving court employees (HB 2126), and child support for pre-born children (HB 2144). Members repeatedly criticized several abortion-related bills, the library bill, and the tax and agriculture measures as harmful, unnecessary, or unfunded mandates. The latter part of the meeting focused on water and election legislation. Water bills included snowpack augmentation funding (HB 2024), water conservation grant disclosures (HB 2029), removal of education/research as an eligible water grant use (HB 2030), stormwater recharge mapping with an appropriation (HB 253), cesspool remediation assistance (HB 2096), groundwater pumping limits in INAs (HB 2097), Colorado River litigation funding (HB 2116), and natural resource conservation board changes (HB 2117). Election-related items included moving the primary date earlier and changing signature cure timelines and observer rules (HB 2022), a memorial urging designation of the Muslim Brotherhood as a terrorist organization (HCM 2001), a memorial urging review of CAIR for terrorist designation (HCM 2002), and a constitutional amendment on citizenship, voter ID, foreign contributions, and early voting limits (HCR 2001). Members raised concerns about voter access, anti-Muslim rhetoric, and the practical effects of the election changes. The caucus concluded with birthday acknowledgments and an announcement for Muslim Day at the Capitol before adjournment.
TX

Texas 89th 2nd C.S.

State Affairs Apr 14th, 2025

State Affairs

Transcript Highlights:
  • And, uh, we have hard freezes most winters.
  • definitions of male and female based solely on whether reproductive systems are developed to produce ova or sperm
  • produced 10 to 15% of assigned male at birth individuals suffer from azoospermia, inability to produce sperm