Transcript Highlights:

• A billion dollars. What else costs a billion dollars? That ballroom.
• What else costs a billion dollars? Actually, more than a billion dollars. $1.8 billion.
• Speaker, I ask their mortgages. Mr.
• </c> taxpayer dollars. Let's sound the alarm. taxpayer dollars. Let's sound the alarm.
• </c> and dollars and cents. and dollars and cents.

Bills: HR1300 , HB2616 , HB1993 , HCR86 , SB1003 , SB2393 , HB5317 , HB4544 , HB3234 , HR1299

Keywords: H.Res. 1300, HR1300, rules resolution, House Rules Committee, veterans affairs, VA, NICS, National Instant Criminal Background Check System, firearms background check, gun control, veteran privacy, Department of Justice, disability compensation, dependency and indemnity compensation, DIC, veterans benefits, Smithsonian American Women’s History Museum, National Mall, House procedure, floor consideration

Transcript Highlights:

• ,</c> In some ways, our gifts seem so small, In some ways, our gifts seem so small, even<02:08:07.920
• Let's say I'm a small business.
• So, I urge the and small businesses.
• We do this by creating a pilot, increasing access to small-dollar mortgages, especially in rural areas
• </c><06:05:55.280><c> to</c> the country to utilize home dollars to the country to utilize home dollars

Bills: HR1299 , HB5317 , HB4544 , HB3234 , HB1993 , HB3726 , HB2954 , SB2393 , HB3482 , HR1352 , HB4684 , HB2252 , HB6506 , HB7432 , SB4530

Keywords: housing, affordable housing, homeownership, rental assistance, HUD, Department of Housing and Urban Development, zoning reform, land use, building codes, single-stair buildings, point-access block, infill development, housing supply, housing affordability, HOME Investment Partnerships, CDBG, Community Development Block Grant, FHA, Federal Housing Administration, small-dollar mortgage

Transcript Highlights:

• and not Texas small business owners themselves that care about Texas small business.
• It creates transparency to make sure that our small businesses understand. small businesses understand
• It affects small banks directly, it affects small businesses directly.
• Serve small businesses, and as you've heard many times, they are small businesses.
• They are using small businesses and small banks as the individuals that are going to fight their war

Bills: HB245 , HB245 , HB700 , HB2783 , HB3526 , HB3900 , HB4061 , HB4124 , HB4166 , HB4395 , HB4534 , HB4609 , HB4641 , HB4736 , HB4738 , HB4739 , HB4945 , HB5015 , HJR175

Committee: House Pensions, Investments & Financial Services

Keywords: property tax, delinquent taxes, ad valorem, penalties, interest cap, military service, retirement, law enforcement, custodial officer, Employees Retirement System, commercial financing, brokers, registration, disclosures, finance, consumer protection, fees, deferred compensation, automatic participation, county employees

Transcript Highlights:

• Banks don't make loans that small to small businesses. They're just not.
• Because I ran a small business.
• small businesses.
• Not a big problem for large retailers, but for your small restaurants, pancake houses, and small businesses
• Small businesses, you know, some of you are small businesses here.

Bills: HB245 , HB700 , HB2783 , HB3526 , HB3900 , HB4061 , HB4124 , HB4166 , HB4395 , HB4534 , HB4609 , HB4641 , HB4736 , HB4738 , HB4739 , HB4945 , HB5015 , HJR175 , HB245

Committee: House Pensions, Investments & Financial Services

Keywords: military service, retirement, law enforcement, custodial officer, Employees Retirement System, commercial financing, brokers, registration, disclosures, finance, consumer protection, fees, deferred compensation, automatic participation, county employees, payroll deductions, retirement plans, fiscal transparency, local government, bond issuance

Transcript Highlights:

• He said that when they are talking about utility hookups, they are talking about not a small amount of
• the concern, which I think was expressed, is out-of-state contributions, what we're talking about is small-dollar
• </c><00:51:31.799><c> dollar</c> what we're talking about is small dollar what we're talking about is
• small dollar contributions<00:51:33.000><c> at</c><00:51:33.200><c> this</c><00:51:33.319><c> point<
• donors in our communities and in small donors in our communities and in our<00:54:25.920><c> state</

Bills: HF484 , HF483 , HF1447 , HF1496 , HF554

Committee: House Elections Finance and Government Operations

Keywords: natural gas, gas hookups, residential construction, energy policy, local control, state preemption, municipal regulation, county ordinance, electrification, climate policy, housing development, building codes, energy source, utility infrastructure, Minnesota Statutes chapter 326B, propane, utility service, building permits, local government, energy choice

Transcript Highlights:

• I'm also a small business owner, OGMI Solutions.
• I'm also a small business owner, a veteran small business owner.
• People think you can buy gold with five dollars.
• We make 60% of small business loans, 80% of agricultural loans, and any dollar that leaves the banking
• More durable stores than the U.S. dollar.

Bills: SB524 , SB782 , HB42 , HB 1056 , HB2894 , HB3033 , HB3474 , HB3594 , HB4738 , HB5246 , HB42

Committee: Senate Finance

Keywords: SB 524, Texas franchise tax, veteran-owned business, new veteran-owned business, business tax exemption, filing fee exemption, Tax Code Chapter 171, Business Organizations Code, Comptroller, small business, veterans, entrepreneurship, tax repeal, privilege tax, beginning date, franchise tax exemption, severance tax, oil, gas, restimulation wells

Summary: The committee heard Senator Flores lay out the committee substitute for HB 2894, which would expand state reimbursement eligibility for local governments disproportionately affected by the disabled veterans homestead exemption. Flores said the bill would add certain municipalities in Bell, Coryell, and Lampasas counties if lost ad valorem tax revenue equals or exceeds 10% of general revenue, while existing recipients would remain under the current 2% threshold. Lampasas and Bell County officials and the City of Killeen testified in support, describing significant revenue losses and urging adequate funding. One witness, Howard Avery, argued any reimbursement should be counted as property tax revenue for voter-approval rate purposes to avoid a windfall. The committee later adopted the substitute and reported the bill favorably, with one nay. The committee also heard SB 782, which would create a temporary severance tax exemption for restimulated inactive oil and gas wells, intended to encourage investment in mature wells. The Comptroller explained the revised fiscal note as effectively zero because the wells are currently marginal and not generating meaningful tax revenue, while industry witnesses said the bill could extend well life, support local economies, and reduce orphan-well liabilities. Public testimony was supportive, and the bill was left pending. Members then heard HB 3033, a DPS-related grant program funded by voluntary $3 donations on driver’s license and ID applications to support nonprofits aiding injured or fallen DPS officers and their families, including memorial highway signs. The DPS Officers Association supported the bill, citing existing foundation assistance and the need for a steady funding stream. The committee later reported the bill favorably. The committee also considered SB 524, which would permanently extend the franchise tax and fee exemption for qualifying veteran-owned businesses for their first five years; testimony from a veteran business owner and veterans advocates supported the measure, and the committee adopted the substitute and reported it favorably. Additional measures were laid out and left pending or voted out: HB 3594, a local San Antonio retiree health care fund bill with agreed changes for contributions, spouse benefits, and remarriage rules, was supported by stakeholders and reported favorably; HB 4738 would repeal small administrative fees tied to certain loans and was reported favorably; HB 42 on HEAF funding and HB 5246 on the Texas Space Commission were heard and left pending. The committee also reported HB 3474, a cleanup bill for the Pension Review Board’s investment performance review schedule, and HB 2802, the Austin firefighter retirement fund bill, both favorably. Finally, the committee took up HB 1056, which would allow gold and silver held in the Texas Bullion Depository to function as legal tender through debit-card transactions. Supporters framed it as a way to use hard assets and expand financial options, while bankers and some senators raised major operational, consumer-protection, tax, and constitutional questions; the bill remained under discussion as testimony began.

Transcript Highlights:

• We need to have small, innovative companies be able to come forward and be given small allotments in
• </c> to come forward and be given small to come forward and be given small aotments<00:36:55.680><c>
• ,</c> cut Medicaid by a trillion dollars, cut Medicaid by a trillion dollars, costing costing costing
• Yes, going after theft of American taxpayer dollars. And not just small-time folks.
• </c> dollars, headline after headline. dollars, headline after headline.

Bills: HCR89 , HB1722 , HB7283 , HB8205 , HB7008 , HB8800

Keywords: Iran, war powers, War Powers Resolution, hostilities, military force, Congressional authorization, declaration of war, AUMF, foreign policy, national security, self-defense, U.S. Armed Forces, Middle East, executive war powers, troop withdrawal, intelligence sharing, counterintelligence, diplomatic facilities, regional security, anti-war resolution

Bills: HB505 , HB 1080 , HB1585 , HB1593 , HB1816 , HB1950 , HB1985 , HB2421 , HB2615 , HB2713

Committee: House Intergovernmental Affairs

Keywords: notice publication, alternative media, government transparency, civic engagement, local government, housing finance, residential development, tax exemption, mortgage, suicide prevention, peer support, fire departments, mental health, advisory committee, e-cigarettes, public health, schools, retail regulation, HB 1950, municipal court

Bills: HR1041 , SB137 , SB1255 , SB1226 , SB1238 , SB1258 , SB1325 , SB1460 , SB1543 , SB1730 , SB1921 , SB1733 , SB1216 , SB1256 , SB1061 , SB1534 , SB1873 , SB1653 , SB540 , SB1948

Keywords: Oklahoma, House Resolution, HR1041, Nuclear Lifecycle Innovation Campus, Department of Energy, DOE, advanced nuclear, nuclear energy, small modular reactors, SMRs, microreactors, energy innovation, advanced energy, energy security, economic development, job creation, workforce training, research and development, nuclear supply chain, clean energy

Bills: HR1041 , SB137 , SB1255 , SB1226 , SB1238 , SB1258 , SB1325 , SB1460 , SB1543 , SB1730 , SB1921 , SB1733 , SB1216 , SB1256 , SB1061 , SB1534 , SB1873 , SB1653 , SB540 , SB1948

Keywords: Oklahoma, House Resolution, HR1041, Nuclear Lifecycle Innovation Campus, Department of Energy, DOE, advanced nuclear, nuclear energy, small modular reactors, SMRs, microreactors, energy innovation, advanced energy, energy security, economic development, job creation, workforce training, research and development, nuclear supply chain, clean energy

Transcript Highlights:

• banking</c><00:52:15.760><c> uh</c> mortgage lending and mortgage banking uh mortgage lending and mortgage
• </c><01:32:05.520><c> So</c> postpone mortgage sale clarified. So postpone mortgage sale clarified.
• and mortgage servicers.
• </c> release that mortgage. Thank you. release that mortgage. Thank you.
• <01:47:25.360><c> banking,</c><01:47:26.080><c> all</c> mortgage lending, mortgage banking, all mortgage

Bills: SF1750 , HF704 , HF3479

Committee: House Commerce Finance and Policy

Keywords: common interest community, CIC, homeowners association, HOA, condominium, planned community, cooperative, unit owner, association board, declarant, declarant control, special declarant rights, assessment lien, foreclosure, late fees, fines, attorney fees, resale disclosure, annual report, maintenance plan

Bills: SB1873 , SB1948 , SB540 , SB1653 , SB1061 , SB1534

Committee: House Business

Keywords: roofing, contractor registration, continuing education, endorsement, construction industry, fireworks, consumer safety, local governance, emergency declaration, public safety, dentist, dental hygienist, dentistry, dental hygiene, licensure compact, interstate compact, professional licensing, license portability, health workforce, workforce shortage

Transcript Highlights:

• We're talking Fourth of July and Sundays Is a very small compared to the five-day window.
• Follow up, and I think I noticed a hefty $2,000 dollars fine.
• They may be making anywhere from $50,000 to $120,000 dollars.
• I don't have the details of how the Department of Health releases the dollars.
• dollars.

Bills: SCR17 , SB2104 , SB2155 , SB1428 , SB1250 , SB1651 , SB1794 , SB444 , SB1061 , SB1327 , SB1425 , SB1455 , SB1458 , SB1460 , SB1480 , SB1530 , SB1543 , SB1555 , SB1593 , SB1209 , SB1730 , SB1733 , SB1769 , SB1805 , SB2069 , SB2095 , SB1503

Keywords: Oklahoma Ireland relations, Ireland, Irish heritage, St. Patrick's Day, Choctaw Nation, Choctaw famine relief, Irish-American, cultural resolution, concurrent resolution, ceremonial resolution, economic development, trade commission, international relations, Tulsa IrishFest, ShamROCK the Gardens, Oklahoma City St. Patrick's Parade, Irish ancestry, Senate of Ireland, Aubrey McCarthy, Phil Thompson

Transcript Highlights:

• of that is Ireland is the sixth foreign direct investor, the sixth largest in the US, which, for a small
• There will be no appropriated dollars.
• President, will this apply to all schools that receive state dollars for educational purposes?
• So, private schools that receive state dollars for educational purposes will not be held to the same
• These are small print about bodies, gender, and sexuality for children ages 7 to 10.

Bills: SCR17 , SB2104 , SB2155 , SB1428 , SB1250 , SB1651 , SB1794 , SB444 , SB1061 , SB1327 , SB1425 , SB1455 , SB1458 , SB1460 , SB1480 , SB1530 , SB1543 , SB1555 , SB1593 , SB1209 , SB1730 , SB1733 , SB1769 , SB1805 , SB2069 , SB2095 , SB1503

Keywords: Oklahoma Ireland relations, Ireland, Irish heritage, St. Patrick's Day, Choctaw Nation, Choctaw famine relief, Irish-American, cultural resolution, concurrent resolution, ceremonial resolution, economic development, trade commission, international relations, Tulsa IrishFest, ShamROCK the Gardens, Oklahoma City St. Patrick's Parade, Irish ancestry, Senate of Ireland, Aubrey McCarthy, Phil Thompson

Transcript Highlights:

• employers has increased 167% from $9,737 to $26,000.54 dollars.
• This is really a cleanup bill that surrounds licensing fees and renewal fees for mortgage brokers.
• Do we do We begin to cap mortgage brokers as cost and interest rates continue to go up.
• More than a billion dollars was refunded in premium credits to consumers.
• I represent insured Oklahoma small businesses, schools, churches, municipalities.

Bills: SB1969 , SB1953 , SB1277 , SB1287 , SB1061 , SB1916 , SB1589 , SB2178 , SB1444 , SB1438 , SB1501 , SB1873 , SB1364

Committee: Senate Business and Insurance

Keywords: massage therapy, licensing, multistate compact, regulation, healthcare, professionals, Employer Health Plan Transparency Act, health insurance, claims data, contract provisions, health care providers, auditable materials, HIPAA compliance, insurance regulation, unemployment benefits, employment security, work search, job search, reemployment, jobless benefits

Transcript Highlights:

• </c><00:04:10.079><c> uh</c> attained on their primary mortgages uh attained on their primary mortgages
• </c><00:04:44.759><c> in</c> popular product in the mortgage in popular product in the mortgage in mortgage
• and by mortgage lenders.
• and by mortgage lenders.
• and by mortgage lenders.

Bills: HF1865 , HF2014 , HF2028

Committee: House Commerce Finance and Policy

Keywords: mortgage, qualified mortgage, QM, points and fees, conventional loan, consumer lending, home loan, residential real estate, lender fees, service charge, finance charge, closing costs, Minnesota Statutes 47.20, housing finance, borrower protections, cooperative apartment loan, contract for deed, real estate lending, foreclosure, notice requirements

Transcript Highlights:

• This is not a small inconvenience.
• There are a lot of small housing providers and tenants who prefer this.
• ...and especially for small housing providers. Thank you, Chet.
• It will not be charged to vulnerable seniors seeking reverse mortgages.
• It will not be charged to vulnerable seniors seeking reverse mortgages.

Bills: SB5884 , SB5885 , SB5937 , SB5938

Committee: Senate Housing

Keywords: sales tax, redevelopment, economic incentive, underutilized property, infrastructure, affordable housing, religious organizations, zoning laws, land use, community development, smart access system, smart lock, residential landlord-tenant act, tenant privacy, biometric data, fingerprint, face scan, iris scan, key fob, key card

Transcript Highlights:

• We want to ensure that somebody who owns a small share isn't able to gum up any potential actions that

Bills: SB378 , SB540 , SB1061 , SB1475 , SB1531 , SB1534 , SB1684 , SB1824 , SB1826 , SB2049

Committee: House Commerce & Economic Development Oversight

Keywords: bail bondsman, bondsman license, multicounty agent bondsman, surety bondsman, Insurance Commissioner, bail bond regulation, bond deposit, forfeiture, deposit ratio, writing capacity, license transfer, power of attorney, surety bond, bail industry, Oklahoma insurance law, financial solvency, administrative action, dentist, dental hygienist, dentistry

Bills: SF119 , SSB1103 , SF46 , SSB1047 , SSB1070 , SF121

Committee: Joint Commerce

Keywords: auto insurance, motor vehicle insurance, financial responsibility, liability coverage, minimum coverage limits, bodily injury, property damage, uninsured driving, proof of insurance, insurance reform, car insurance, vehicle registration, transportation network company, rideshare, TNC, Iowa Code chapter 321A, insurance penalties, mandatory insurance, mortgage, mortgage banker

Transcript Highlights:

• </c> dollars in spending related to OTAAS. dollars in spending related to OTAAS.
• </c> dollars are spent by federal agencies. dollars are spent by federal agencies.
• </c> every one of those dollars are spent. every one of those dollars are spent.
• </c> save hundreds of millions of dollars save hundreds of millions of dollars while<05:11:35.920><c>
• :08.480><c> a</c><05:18:08.638><c> dollar</c> dollar Washington waste is a dollar dollar Washington waste

Bills: HB8823 , HB4541 , HB8790 , HB3029 , HB5578 , HB1722 , HB6330 , HB4123 , HB2069 , HB7283 , HR1118 , HB8205 , HB6238 , HB3491 , HB1493 , HB2001 , HB3747 , HB5160 , HB4348 , HB2821 , HB2715 , HB1703

Keywords: FECA, Federal Employees' Compensation Act, workers' compensation, Department of Labor, medical provider fraud, provider accountability, payment suspension, fraud conviction, health care fraud, federal health care benefit program, state health program, workers compensation medical benefits, program integrity, provider sanctions, injured federal employees, geothermal, next-generation geothermal, enhanced geothermal systems, closed-loop geothermal, supercritical geothermal