Video & Transcript Research : 'small business loan'

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MN

Minnesota 2025-2026 Regular Session

House Workforce, Labor, and Economic Development Finance and Policy Committee 4/8/26

Workforce, Labor, and Economic Development Finance and Policy

Transcript Highlights:
  • business emergency loans and small business loan guarantee approvals because we believed in the rigor
  • business emergency loans and small business loan guarantee approvals because we believed in the rigor
  • business emergency loans and small business loan guarantee approvals because we believed in the rigor
  • business emergency loans and small business loan guarantee approvals because we believed in the rigor
  • business emergency loans and small business loan guarantee approvals because we believed in the rigor
Bills: HF4477
US
Transcript Highlights:
  • government-backed loans to small business owners who are not eligible for a conventional loan.
  • The program makes small-dollar loans with a focus on reaching undisturbed small business owners.
  • Bank to assist businesses across Arkansas with 7A and other small business loans.
  • Advantage program has demonstrated success in making small dollar loans to small business owners that
  • small businesses.
Summary: The committee meeting focused on discussions regarding the SBA's 7A loan program and its implementation challenges. Members raised significant concerns about recent changes to the underwriting standards, which have been criticized for leading to an increase in loan defaults. Ranking members expressed a desire for a return to stronger guidelines to protect taxpayers and ensure the program remains a viable source for small businesses struggling to secure funding. Testimonies from community lenders highlighted their efforts to support underserved communities and stressed the importance of the Community Advantage Program.
US
Transcript Highlights:
  • I call the Committee on Small Business and Entrepreneurship to order.
  • The Senate created this committee to help all small businesses compete with larger firms.
  • business owners and homeowners who have utilized SBA programs. of small business owners and homeowners
  • all small businesses, not just a select few.
  • What I do know is that a significant percent of businesses in Nevada are small businesses, and they have
Bills: SB298, SB300, SB371
HI

Hawaii 2026 Regular Session

WAM-CPN, WAM Public Hearings 04-07-2026

Ways and Means

Summary: The joint Ways and Means and Consumer Protection meeting was a decision-making session on a series of House bills, with no oral testimony taken. The committees first acted on HB 2583, recommending passage on amended, and HB 1591, recommending passage with amendments related to health care. They also recommended passage on amended for HB 1749 on cesspools and HB 2423 on biodiesel, with each recommendation adopted by the members present. The committees then considered a second agenda block that included HB 2080, HB 1520, HB 1576, HB 1711, HB 1785, HB 1802, HB 1838, HB 1842, HB 1853, HB 1976, HB 2104, HB 2218, HB 2246, HB 2270, HB 2289, HB 2361, HB 2551, and HB 2606. Most were recommended for passage unamended and adopted without objection. HB 1520 was deferred because the Senate bill had already crossed over. HB 1711 was amended to replace the option period established by the corporation with a period of up to 10 years. HB 2289 was amended to remove repeal of a ceiling and set a $1 million expenditure ceiling for the automated victim information and notification system special fund. Several members noted reservations on HB 1842, which involved transfer of the Westridge parcel near a rail station; concerns were raised about the property’s value, the long-term lease status, and whether the city would actually accept or pursue the transfer. HB 1853 was passed unamended, with the committee noting the Lions Association had suggestions that could be addressed later in conference. HB 2218 was passed unamended while adopting DLNR testimony to clarify collaboration with community groups in stewarding public lands and recreational areas. In each case, the stated recommendations were adopted, often with members voting no with reservation rather than in opposition.
TX

Texas 89th Regular

Trade, Workforce & Economic Development May 21st, 2025

Trade, Workforce & Economic Development

Transcript Highlights:
  • Members, when natural disasters occur, small businesses often rely on federal SBA loans to recover, but
  • To address this, the 87th Legislature created two programs: the Small Business Disaster Loan Program
  • and the Micro Business Disaster Loan Program to offer loan cost abating. loans while businesses wait
  • We represent over 20,000 small business owners here in Texas.
  • Small businesses need an injection of capital to get them through.
FL

Florida 2026 Regular Session

Governmental Oversight and Accountability Jan 12th, 2026

Governmental Oversight and Accountability

Transcript Highlights:
  • business loan program held by an economic development agency, and that is also by Commerce and Tourism
  • business loan program.
  • The small business loan program.
  • Okay, members, that concludes our business for today.
  • Seeing no objections, we will accept that, and seeing there is no other business before the committee
Summary: The Committee on Governmental Oversight and Accountability met and first postponed SB 350 for a future meeting. The committee then considered a series of Open Government Sunset Review bills preserving or extending public records and public meeting exemptions. SB 7000, relating to emergency shelter recipients’ address and phone information, and SB 7002, relating to Department of Military Affairs records in Department of Defense systems, were both amended to set a new sunset date of October 2, 2031 and reported favorably. SB 7012, concerning Department of Highway Safety and Motor Vehicles records, was amended to conform its effective date with the House companion and also reported favorably. The committee next heard SB 7006, which preserves exemptions for certain Florida Public Service Commission hearing portions involving confidential proprietary utility information, and SB 7008, which preserves similar exemptions for the Florida Gaming Control Commission; both were reported favorably without amendment. SB 7004, concerning conviction integrity unit investigation information, was also reported favorably after testimony that state attorney conviction integrity units support keeping the exemption in place beyond its current repeal date. Later, the committee took up SB 7014, presented by Senator Arrington on behalf of Senator Leitz, and adopted a committee substitute extending to October 2, 2031 two exemptions tied to Department of Legal Affairs investigations of social media platforms. The committee also approved SB 7016, which preserves the exemption for certain financial information used by economic development agencies to administer small business loan programs. At the end of the meeting, members recorded affirmative votes on several bills and the committee adjourned.
TX
Transcript Highlights:
  • I'm also a small business owner of OGMI Solutions, where we specialize in cybersecurity and risk management
  • businesses as they receive benefits from the state.
  • I also own a small business—a veteran small business owner.
  • Collected $1 for non-real property loans and 50 cents for secondary mortgage loans may be deposited with
  • We make 60% of small business loans and 80% of agricultural loans.
TX

Texas 89th Regular

Business and Commerce (Part II) May 1st, 2025

Business & Commerce

Transcript Highlights:
  • The Senate Committee on Business and Commerce will come to order.
  • And currently there's bad AI actors that benefit from doing business in Texas that can just scapegoat
  • I only wanted to focus on one very small thought related to the sandbox. I understand.
  • Is there any business to come before the committee?
  • With no business to come before the committee, the Business and Commerce Committee at this time, Senator
Summary: The Senate Committee on Business and Commerce heard testimony on HB 149, the Artificial Intelligence Governance Act. Senator Schwertner described the bill as an outcomes-based AI framework that would require disclosure when people interact with AI, prohibit manipulative or social-scoring systems, address biometric capture, discrimination, and deepfake child exploitation, and give the Attorney General enforcement authority. It would also create an AI Sandbox and AI Council. Witnesses from the Texas Public Policy Foundation, a Houston attorney, TechNet, and the Texas Association of Business strongly supported the bill, praising its stakeholder process and pro-innovation approach, while Texas Appleseed suggested regulators should have more examination authority over sandbox participants. The bill was left pending. The committee then heard SB 229, which would prohibit motor vehicle dealers from conditioning a sale on dealer-offered financing or charging more because a buyer uses outside financing or cash. Senator West said the bill is meant to stop forced financing and bait-and-switch pricing, and he noted the bill passed the committee and Senate in the prior session. The Texas Automobile Dealers Association opposed the bill, arguing it would force dealers to accept any third-party lender or cash transaction on terms they cannot control. The Texas Credit Union Association supported the bill, saying consumers should be able to choose outside financing without hidden fees or pressure. After questions about cash purchases and dealer practices, the bill was left pending. The committee also took up SB 2566, which would clarify legislators’ access to information from executive agencies, including confidential information, by setting response deadlines, limiting confidentiality agreements to statutory terms, requiring a standard AG form, and creating a complaint and penalty process for noncompliance. No witnesses testified, and the bill was left pending. Finally, SB 1749, as substituted, would let certain court-related employees and judicial conduct commission personnel keep personal information such as home addresses and phone numbers confidential, with work addresses used in place of home addresses for certain purposes. District clerk and judicial conduct commission witnesses described threats and harassment as the reason for the bill, and a court administration witness answered questions about how the address protections would work with voter registration and precinct records. That bill was also left pending, and the committee recessed without further business.
TX
Transcript Highlights:
  • Senate Committee on Business Commerce will come to order.
  • I only wanted to focus on one very small thought.
  • I'm the president and CEO of the Texas Association of Business.
  • Is there any business to come before the Committee?
  • With no business to come before the Committee, the Business and Commerce Committee at this time.
TX
Transcript Highlights:
  • Small businesses are a huge part of the Texas economy and often turn to commercial sales-based financing
  • Where do you see small businesses...?
  • We have provided $3.5 billion in funding to over 70,000 small businesses nationwide, and here in Texas
  • , we've provided over $400 million to 8,500 Texas small businesses.
  • Every small business has the right to know what they're paying for and what the cost structure is. looks
HI

Hawaii 2026 Regular Session

ECD Public Hearing - Fri Feb 13, 2026 @ 8:30 AM HST

Economic Development & Technology

Transcript Highlights:
  • , how we can support our work businesses, how we can support our work working<00:30:54.880><c> people
  • This bill helps small business access to financing, and we are going to defect the effective date to
  • This bill helps small business access to financing, and we are going to defer the effective date to year
  • </c><01:34:21.520><c> business</c> economy by supporting small business economy by supporting small business
  • This bill helps diversify Hawaii's economy by supporting small business innovation.
Summary: The committee opened with HB 1813 on taxation and HB 2429 on tax expenditure evaluation, taking mostly written testimony and limited oral discussion. On HB 2429, the Tax Foundation and Department of Taxation raised privacy and federal-law concerns, warning that the bill could require taxpayers to file duplicative returns and could risk disclosure of federal tax information if released publicly. Members and witnesses discussed using anonymized or summary reporting instead of individual public release, with the department saying summarized data would be preferable and that the state can ask for the information as a policy matter, but individual public release could create problems. The committee then heard HB 2423 HD1 on biodiesel, where Pacific Biodiesel said it can supply all biodiesel needed for B5 in Hawaii without imports and asked to move the implementation date earlier to November 2027 to allow rollout planning. HB 1996 HB1 on hearing aids drew broad support; a disability access representative said earlier insurance-based efforts had run into administrative problems and that this bill would immediately lower costs for consumers. HB 1851 HD1, also related to hearing aids, received support from the Department of Labor and Industrial Relations, while the Tax Foundation argued the program would be better funded directly rather than through the tax system, citing overhead costs and blank provisions that should be filled in before passage. On HB 2546, the research activities tax credit, HCDC said the credit supports long-term R&D and should be converted from a first-come, first-served system to proration so more applicants receive some benefit; the agency described the credit as helping companies move from idea to commercialization and noted the state is leaving potential jobs and federal dollars on the table. HB 2028 HD1, relating to Labor Day for construction workers, drew support from labor representatives who said it recognizes construction workers and helps offset cost-of-living pressures, while the Tax Foundation opposed it as an industry-specific subsidy and flagged technical issues with undefined terms and blank credit amounts. The committee also heard HB 2583, HB 2490, HB 2545, HB 2114, and HB 1859 HD1. HB 2490, concerning coastal erosion at Mokuhiki Bay, received strong support from a temple representative who described severe shoreline loss, years of temporary emergency work, and the need for a long-term, nature-based solution in coordination with state agencies. HB 2545, involving HCDC and SBIR commercialization, was supported as a way to turn R&D into economic development; HCDC said it had more applications than it could fund and that the bill could help create high-wage jobs. HB 2114, the Hawaii Benefits Hub, received comments from ETS and DHS emphasizing support for the concept but cautioning that operational, policy, cybersecurity, and data-sharing standards must be carefully aligned. HB 1859 HD1 on workforce development drew strong support from workforce and philanthropic groups, who said Hawaii faces a long-term gap between projected living-wage jobs and the number of young people entering the workforce, and argued the bill would create durable infrastructure for coordination and long-term planning. No formal votes or final actions were taken in the portion of the hearing provided.
TX
Transcript Highlights:
  • Notably, the substitute raises the employee cap from 100 to 250 and extends the timeline for small businesses
  • business while providing... ...in a clearly defined tiered compliance framework for small business while
  • They have home loans. They have auto loans.
  • Senator, this isn't about business viability for us. We are in business. We do very good business.
  • They hopefully will lead to more information that allows small business and residential consumers to
Summary: The committee took up pending business first and reported several bills favorably, including SB 2139, SB 2610, SB 1856, SB 2530, SB 2401, SB 2858, and SB 3016, with most of those measures moving out on committee substitutes and being sent to the local and uncontested calendar or to the full Senate. The committee also heard SB 1906 on expanding Chapter 342E consumer lending rates; supporters argued it would modernize Texas law and expand access to safe, regulated credit, while opponents from Texas Appleseed and AARP warned it would raise costs on already expensive loans and worsen debt burdens. SB 1906 was left pending after testimony. The committee also reconsidered and re-voted SB 1856 after a procedural issue, with the substitute ultimately adopted and the bill reported favorably. The committee then heard SB 1113, which would clarify that certain vehicle converters, including a Texarkana business, do not need an additional dealer license to sell converted vehicles. The bill’s supporters described a long-standing business model and said the new metal license plate rules had created problems, while the Texas Automobile Dealers Association opposed the bill in its current form and said it could be resolved through DMV action or narrower changes. DMV said it was still researching a possible administrative fix, and SB 1113 was left pending. The committee also heard SB 2680, a Public Information Act cleanup bill dealing with emergency deadlines, business-day exclusions, and litigation timing; broadcasters and other open-government advocates argued the issues were already addressed by prior law and court rulings, while the Attorney General’s office said the bill would help with catastrophe notices and timing conflicts. SB 2680 was left pending. Other bills heard included SB 1117, which would allow any Texas-licensed dentist to administer botulinum toxin neuromodulators for aesthetic purposes in the oral and maxillofacial region; the author and dental witnesses said it would clarify scope and improve access, and the bill was left pending. SB 2340 would clarify the Attorney General’s investigative authority over Texas corporations, including pre-suit depositions and sworn written questions; opponents raised due process and separation-of-powers concerns, and the bill was left pending. The committee also heard SB 705 and SB 748, both TDLR cleanup bills, and SB 1206, which would impose timelines and notice requirements on municipalities reviewing transmission projects; SB 1206 was supported by an electric cooperative and left pending. SB 1460, creating an ethics violation registry tied to licensing consequences, drew constitutional and due-process objections from several witnesses and was also left pending. After a recess, the committee heard SB 1802 on landlord duties to repair mobility assistance devices like elevators and ramps in rental housing, with the author describing prolonged outages affecting seniors; the bill was left pending. Finally, SB 2455, creating an Energy Waste Advisory Committee to coordinate efficiency and demand-response programs, drew support from energy-efficiency and environmental witnesses and was left pending, and SB 2690, targeting deceptive business-certification solicitations, was laid out and opened to testimony before the transcript ended.
TX

Texas 89th Regular

Business and Commerce Apr 24th, 2025

Business & Commerce

Transcript Highlights:
  • Notably The substitute raises the employee cap from 100 to 250 and extends the timeline for small businesses
  • business.
  • loans.
  • I understand when you're trying to do this towards businesses, I worry about the issues on some small
  • They hopefully will lead to more information that allows small business and residential consumers to
Summary: The meeting of the Senate Business and Commerce Committee was marked by discussions on several significant bills, with a keen emphasis on legislative updates and committee substitutes. Notably, Senator Blanco presented a new committee substitute for SB2610, which modifies the employee cap from 100 to 250 and extends the update timeline for cyber security programs for small businesses. This substitute was adopted unanimously, reflecting a collaborative agreement among the committee members. Additionally, there were discussions surrounding SB1856 as Senator Crayton provided insights into how stakeholder feedback influenced the bill's committee substitute. The committee ultimately voted in favor, pushing it towards the local and contested calendar, indicating the bill's progression through legislative channels.
AZ

Arizona 2026 Regular Session

02/04/2026 - House International Trade

International Trade

Transcript Highlights:
  • where small and medium-sized businesses cannot do that.
  • But ultimately, this is a small business engagement tour.
  • So the small business priorities are a little bit different than, say, big business.
  • small business, it's more service-oriented.
  • We talk to business leaders. We talk to small business leaders. We're talking to them continuously.
Bills: HB2754
HI

Hawaii 2026 Regular Session

Senate Floor Session 03-23-2026 11:30am

Hawaii Senate Floor Meeting

Transcript Highlights:
  • No further business, Mr. President. Are there any announcements today, Senator Lee? Thank you, Mr.
  • may be filed later today.<00:04:28.800><c> No</c><00:04:28.960><c> further</c><00:04:29.240><c> business
  • No further business, Mr. today. No further business, Mr.
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Economic Development and Emerging Technologies May 19th, 2026

Joint Committee on Economic Development and Emerging Technologies

Transcript Highlights:
  • relief to 20,000 additional small businesses.
  • as many as 20,000 new small businesses.
  • So if you're a small business, we're a small business.
  • This is a good, important cost-of-doing-business cut for our small businesses on Main Streets.
  • For many small businesses, it’s...
Bills: H5386
FL

Florida 2026 Regular Session

Rules Jan 27th, 2026

Rules

Transcript Highlights:
  • Next, we're going to take Next, we're going to take up tab 20, SB 7016, on OGSR, administration of small
  • business loan programs held by Economic Development Agency by Commerce and Tourism.
  • business loan program.
  • These are small, independent living spaces, such as a garage apartment or backyard cottage.
  • Is there any other business before the committee? Senator Burgess moves we adjourn.
Summary: The Senate Committee on Rules met with a quorum present and considered a long agenda of bills, many of which were reported favorably. Early action included CS for SB 62 on candidate qualification, which would create an enforcement mechanism for party-affiliation qualification requirements, and CS for SB 156, the Officer Jason Raynor Act, which would clarify resistance-to-officer language and add mandatory life imprisonment for manslaughter committed against a law enforcement officer. SB 156 drew strong support from the City of Daytona Beach and law enforcement groups, while the Florida Association of Criminal Defense Lawyers opposed parts of the bill, arguing it removed useful limits on force and imposed overly rigid sentencing. The committee also approved several open-government sunset review bills, including measures extending exemptions for social media platform investigations, small business loan program records, Department of Highway Safety and Motor Vehicles investigatory records, emergency shelter recipient information, Department of Military Affairs records, conviction integrity unit reinvestigation information, Public Service Commission records and meetings, and Florida Gaming Control Commission records and meetings. The committee also advanced CS for SB 624, allowing batterers’ intervention programs to offer optional faith-based activities, with supporters saying faith-based counseling can help reduce domestic violence and no participant would be required to take part. Other approved measures included HB 167 on former phosphate mining lands, which limits certain liability claims if notice and survey requirements are met; CS for SB 48 on housing, which requires local governments to allow accessory dwelling units and was amended to remove hearing and variance requirements and clarify local ordinance obligations; SB 288 on rural electric cooperatives, described as a negotiated glitch bill preserving co-op authority over generation and power purchases; and CS for SB 364 on public accountancy, which creates additional CPA licensure pathways and mobility provisions. The committee also approved SB 292 creating a public records exemption for appellate court clerks and their families, despite some opposition votes. Later, the committee passed CS for SB 296 and CS for SB 298, which expand protections for victims of domestic violence and dating violence by creating a feasibility study for a secure web-based 911 alert platform and extending address confidentiality and public records protections to dating violence, stalking, and aggravated stalking victims. SB 386 on farm equipment, described as a “lemon law” for tractors and similar equipment, also passed. Additional open-government bills were approved for emergency shelter recipients, military affairs records, conviction integrity unit materials, PSC records, and gaming commission records. SB 168 on public nuisances was reported favorably as well. One bill, CS for CS for SB 290 on the Department of Agriculture and Consumer Services, was temporarily postponed after extensive stakeholder testimony; the chair allowed public comment but no vote was taken, and the sponsor indicated ongoing discussions and possible changes. At the end of the meeting, senators recorded several individual votes for the record, and the committee adjourned.
US
Transcript Highlights:
  • The Small Business Administration is intended to support small businesses by providing capital, contracts
  • Mulligan also owns two small businesses. Dr.
  • Two of my sisters currently run a small business today, and I have owned and operated two small businesses
  • Mulligan, letters from the National Small Business Association, Small Business and Entrepreneurship Council
  • Start a small business ecosystem.
Summary: The Committee on Small Business and Entrepreneurship convened to consider the nominations of Bill Briggs for Deputy Administrator of the SBA and Dr. Casey Mulligan for Chief Counsel for Advocacy. The discussions highlighted the critical role of the SBA in promoting small businesses, with emphasis on overcoming challenges posed by excessive regulations and the need for improved access to capital. Several committee members expressed their concerns over recent layoffs within the SBA and the closure of district offices, which they believe undermine support for small businesses across the nation. The committee meeting saw extensive dialogue about the implications of regulations on small business operations and how the nominees plan to address these issues if confirmed. Public support for the nominees was acknowledged through letters from various stakeholders who advocate for small business interests.
MN

Minnesota 2025-2026 Regular Session

Committee on Finance - 05/14/25

Finance

Transcript Highlights:
  • </c><00:01:09.040><c> The</c> representing Minnesota business. The representing Minnesota business.
  • That's the end of the business for today.
  • That's the end of the business for today.
  • </c><00:07:42.000><c> for</c> that's the end of the business for that's the end of the business for today
  • ><00:08:03.360><c> this</c> being no further business, this being no further business, this committee
Bills: SF1832
US

US Federal 2025-2026 Regular Session

Hearings to examine certain pending nominations. Apr 29th, 2025 at 08:30 am

Senate Armed Services Subcommittee on Personnel

Transcript Highlights:
  • We need to grow those and take advantage of small businesses as well.
  • Within the Small Business Office, within the Industrial-Based Policy Office, there's a program called
  • As I formally founded and ran and sold multiple small business businesses, I know the pain of difficulty
  • I want to move on to small business defense production because Mr.
  • Policies, priorities, and a focus on small business.
Summary: The meeting of the committee revolved around critical discussions on enhancing the defense industrial base, focusing on small business engagement and the importance of streamlined processes in defense contracting. There was a significant emphasis on the need for more investment in the defense manufacturing sector, particularly in the face of competition from countries like China. Some members expressed frustration over the treatment of small businesses, citing barriers that prevent these innovative companies from effectively participating in defense contracts. The need for a workforce capable of meeting the common challenges posed by evolving technologies and geopolitical threats was also highlighted throughout the meeting.