Bills: HB2583, HB1591, HB1749, HB2423

Keywords: HB2583, Hawaii Micro-Lending Credit Enhancement Program, DBEDT, Department of Business, Economic Development, and Tourism, micro-loan, microloan, small business lending, small business financing, loan loss reserve, first-loss reserve, credit enhancement, partial guarantee, risk-sharing, community development financial institution, CDFI, working capital, inventory financing, equipment financing, leasehold improvements, startup loans

Summary: The joint Ways and Means and Consumer Protection meeting was a decision-making session on a series of House bills, with no oral testimony taken. The committees first acted on HB 2583, recommending passage on amended, and HB 1591, recommending passage with amendments related to health care. They also recommended passage on amended for HB 1749 on cesspools and HB 2423 on biodiesel, with each recommendation adopted by the members present. The committees then considered a second agenda block that included HB 2080, HB 1520, HB 1576, HB 1711, HB 1785, HB 1802, HB 1838, HB 1842, HB 1853, HB 1976, HB 2104, HB 2218, HB 2246, HB 2270, HB 2289, HB 2361, HB 2551, and HB 2606. Most were recommended for passage unamended and adopted without objection. HB 1520 was deferred because the Senate bill had already crossed over. HB 1711 was amended to replace the option period established by the corporation with a period of up to 10 years. HB 2289 was amended to remove repeal of a ceiling and set a $1 million expenditure ceiling for the automated victim information and notification system special fund. Several members noted reservations on HB 1842, which involved transfer of the Westridge parcel near a rail station; concerns were raised about the property’s value, the long-term lease status, and whether the city would actually accept or pursue the transfer. HB 1853 was passed unamended, with the committee noting the Lions Association had suggestions that could be addressed later in conference. HB 2218 was passed unamended while adopting DLNR testimony to clarify collaboration with community groups in stewarding public lands and recreational areas. In each case, the stated recommendations were adopted, often with members voting no with reservation rather than in opposition.

Transcript Highlights:

• NDC reaches businesses operating on the margins of the economy—micro and small businesses that are just
• NDC reaches businesses that operate on the margins of our economy—businesses that are micro and small
• The speaker said NDC also works with incubators and small businesses throughout the state.
• </c><01:24:12.520><c> businesses</c><01:24:13.000><c> and</c><01:24:13.159><c> small</c><01:24:13.400
• ><c> business</c> uh small businesses and small business uh small businesses and small business incubators

Bills: HF500, HF718, HF1096, HF1246, HF1469

Keywords: nursing home, employment standards, worker rights, Minnesota Statutes, labor compensation, workforce development, job training, economic stability, low-income, career pathways, education funding, Summit Academy, employment, STEM programming, GED preparation, Neighborhood Development Center, NDC, small business, entrepreneurship, business training

Transcript Highlights:

• , how we can support our work businesses, how we can support our work working<00:30:54.880><c> people
• This bill helps small business access to financing, and we are going to defect the effective date to
• This bill helps small business access to financing, and we are going to defer the effective date to year
• </c><01:34:21.520><c> business</c> economy by supporting small business economy by supporting small business
• This bill helps diversify Hawaii's economy by supporting small business innovation.

Bills: HB1813, HB2429, HB2423, HB1996, HB1851, HB2546, HB2028, HB2583, HB2490, HB2545, HB2114, HB1859, HB2534, HB2474, HB1863, HB2475

Keywords: taxation, general excise tax, use tax, exemptions, Hawaii Revised Statutes, tax expenditure, tax expenditure evaluation, tax credit review, tax incentive, tax exemption, use tax exemption, income tax credit, DBEDT, Department of Business Economic Development and Tourism, Department of Taxation, fiscal oversight, budget accountability, tax policy, revenue loss, public spending

Summary: The committee opened with HB 1813 on taxation and HB 2429 on tax expenditure evaluation, taking mostly written testimony and limited oral discussion. On HB 2429, the Tax Foundation and Department of Taxation raised privacy and federal-law concerns, warning that the bill could require taxpayers to file duplicative returns and could risk disclosure of federal tax information if released publicly. Members and witnesses discussed using anonymized or summary reporting instead of individual public release, with the department saying summarized data would be preferable and that the state can ask for the information as a policy matter, but individual public release could create problems. The committee then heard HB 2423 HD1 on biodiesel, where Pacific Biodiesel said it can supply all biodiesel needed for B5 in Hawaii without imports and asked to move the implementation date earlier to November 2027 to allow rollout planning. HB 1996 HB1 on hearing aids drew broad support; a disability access representative said earlier insurance-based efforts had run into administrative problems and that this bill would immediately lower costs for consumers. HB 1851 HD1, also related to hearing aids, received support from the Department of Labor and Industrial Relations, while the Tax Foundation argued the program would be better funded directly rather than through the tax system, citing overhead costs and blank provisions that should be filled in before passage. On HB 2546, the research activities tax credit, HCDC said the credit supports long-term R&D and should be converted from a first-come, first-served system to proration so more applicants receive some benefit; the agency described the credit as helping companies move from idea to commercialization and noted the state is leaving potential jobs and federal dollars on the table. HB 2028 HD1, relating to Labor Day for construction workers, drew support from labor representatives who said it recognizes construction workers and helps offset cost-of-living pressures, while the Tax Foundation opposed it as an industry-specific subsidy and flagged technical issues with undefined terms and blank credit amounts. The committee also heard HB 2583, HB 2490, HB 2545, HB 2114, and HB 1859 HD1. HB 2490, concerning coastal erosion at Mokuhiki Bay, received strong support from a temple representative who described severe shoreline loss, years of temporary emergency work, and the need for a long-term, nature-based solution in coordination with state agencies. HB 2545, involving HCDC and SBIR commercialization, was supported as a way to turn R&D into economic development; HCDC said it had more applications than it could fund and that the bill could help create high-wage jobs. HB 2114, the Hawaii Benefits Hub, received comments from ETS and DHS emphasizing support for the concept but cautioning that operational, policy, cybersecurity, and data-sharing standards must be carefully aligned. HB 1859 HD1 on workforce development drew strong support from workforce and philanthropic groups, who said Hawaii faces a long-term gap between projected living-wage jobs and the number of young people entering the workforce, and argued the bill would create durable infrastructure for coordination and long-term planning. No formal votes or final actions were taken in the portion of the hearing provided.

Transcript Highlights:

• </c> for small business owners. for small business owners.
• </c><00:54:08.480><c> business,</c> affect all of us, small business, affect all of us, small business
• WomenVenture is a CDFI that provides training, lending, and business consulting services to small businesses
• </c> responded the climate for small responded the climate for small businesses. businesses. businesses
• </c> to be supporting our small businesses. to be supporting our small businesses.

Bills: HF4477

Keywords: Minnesota business recovery loan program, small business loan, zero-interest loan, forgivable loan, business recovery, economic development, small business emergency loan account, Minnesota Initiative Foundations, nonprofit lenders, greater Minnesota, Twin Cities metro, seven-county metropolitan area, immigration enforcement, business interruption, revenue loss, job preservation, business stabilization, state appropriation, forward fund, loan forgiveness

Transcript Highlights:

• Notably, the substitute raises the employee cap from 100 to 250 and extends the timeline for small businesses
• business while providing... ...in a clearly defined tiered compliance framework for small business while
• Senator, this isn't about business viability for us. We are in business. We do very good business.
• We just want to help a good business keep doing business. Thank you, sir.
• They hopefully will lead to more information that allows small business and residential consumers to

Bills: SB1113, SB1117, SB1206, SB1460, SB1802, SB1906, SB1917, SB2340, SB2455, SB2680, SB2690, SB705, SB748

Keywords: SB 1113, converter's license, converter license, motor vehicle dealer, auto dealer, vehicle conversion, converted vehicles, direct sales, retail sales, trailer, semitrailer, manufactured trailer, chassis, manufacturer's statement of origin, MSO, Occupations Code, Transportation Code, Texas Department of Motor Vehicles, dealer licensing, general distinguishing number

Summary: The committee took up pending business first and reported several bills favorably, including SB 2139, SB 2610, SB 1856, SB 2530, SB 2401, SB 2858, and SB 3016, with most of those measures moving out on committee substitutes and being sent to the local and uncontested calendar or to the full Senate. The committee also heard SB 1906 on expanding Chapter 342E consumer lending rates; supporters argued it would modernize Texas law and expand access to safe, regulated credit, while opponents from Texas Appleseed and AARP warned it would raise costs on already expensive loans and worsen debt burdens. SB 1906 was left pending after testimony. The committee also reconsidered and re-voted SB 1856 after a procedural issue, with the substitute ultimately adopted and the bill reported favorably. The committee then heard SB 1113, which would clarify that certain vehicle converters, including a Texarkana business, do not need an additional dealer license to sell converted vehicles. The bill’s supporters described a long-standing business model and said the new metal license plate rules had created problems, while the Texas Automobile Dealers Association opposed the bill in its current form and said it could be resolved through DMV action or narrower changes. DMV said it was still researching a possible administrative fix, and SB 1113 was left pending. The committee also heard SB 2680, a Public Information Act cleanup bill dealing with emergency deadlines, business-day exclusions, and litigation timing; broadcasters and other open-government advocates argued the issues were already addressed by prior law and court rulings, while the Attorney General’s office said the bill would help with catastrophe notices and timing conflicts. SB 2680 was left pending. Other bills heard included SB 1117, which would allow any Texas-licensed dentist to administer botulinum toxin neuromodulators for aesthetic purposes in the oral and maxillofacial region; the author and dental witnesses said it would clarify scope and improve access, and the bill was left pending. SB 2340 would clarify the Attorney General’s investigative authority over Texas corporations, including pre-suit depositions and sworn written questions; opponents raised due process and separation-of-powers concerns, and the bill was left pending. The committee also heard SB 705 and SB 748, both TDLR cleanup bills, and SB 1206, which would impose timelines and notice requirements on municipalities reviewing transmission projects; SB 1206 was supported by an electric cooperative and left pending. SB 1460, creating an ethics violation registry tied to licensing consequences, drew constitutional and due-process objections from several witnesses and was also left pending. After a recess, the committee heard SB 1802 on landlord duties to repair mobility assistance devices like elevators and ramps in rental housing, with the author describing prolonged outages affecting seniors; the bill was left pending. Finally, SB 2455, creating an Energy Waste Advisory Committee to coordinate efficiency and demand-response programs, drew support from energy-efficiency and environmental witnesses and was left pending, and SB 2690, targeting deceptive business-certification solicitations, was laid out and opened to testimony before the transcript ended.

Transcript Highlights:

• Notably The substitute raises the employee cap from 100 to 250 and extends the timeline for small businesses
• business.
• We just wanna help a good business keep doing business. Thank you, sir.
• I understand when you're trying to do this towards businesses, I worry about the issues on some small
• They hopefully will lead to more information that allows small business and residential consumers to

Bills: SB 1113, SB 1117, SB 1206, SB 1460, SB 1802, SB 1906, SB 1917, SB 2340, SB 2455, SB 2680, SB 2690, SB 705, SB 748

Keywords: SB 1113, converter's license, converter license, motor vehicle dealer, auto dealer, vehicle conversion, converted vehicles, direct sales, retail sales, trailer, semitrailer, manufactured trailer, chassis, manufacturer's statement of origin, MSO, Occupations Code, Transportation Code, Texas Department of Motor Vehicles, dealer licensing, general distinguishing number

Summary: The meeting of the Senate Business and Commerce Committee was marked by discussions on several significant bills, with a keen emphasis on legislative updates and committee substitutes. Notably, Senator Blanco presented a new committee substitute for SB2610, which modifies the employee cap from 100 to 250 and extends the update timeline for cyber security programs for small businesses. This substitute was adopted unanimously, reflecting a collaborative agreement among the committee members. Additionally, there were discussions surrounding SB1856 as Senator Crayton provided insights into how stakeholder feedback influenced the bill's committee substitute. The committee ultimately voted in favor, pushing it towards the local and contested calendar, indicating the bill's progression through legislative channels.

Transcript Highlights:

• I call the Committee on Small Business and Entrepreneurship to order.
• The Senate created this committee to help all small businesses compete with larger firms.
• business owners and homeowners who have utilized SBA programs. of small business owners and homeowners
• all small businesses, not just a select few.
• What I do know is that a significant percent of businesses in Nevada are small businesses, and they have

Bills: SB298, SB300, SB371

Keywords: employee relocation, headquarters, Small Business Administration, Washington metropolitan area, telework, cost reduction, rural markets, geographic diversity, disaster loans, accountability, reporting, loan forgiveness, federal funding, SBA reforms, small business, disaster assistance, transparency, report publication, government accountability

Transcript Highlights:

• No further business, Mr. President. Are there any announcements today, Senator Lee? Thank you, Mr.
• may be filed later today.<00:04:28.800><c> No</c><00:04:28.960><c> further</c><00:04:29.240><c> business
• No further business, Mr. today. No further business, Mr.

Bills: HB1163, HB2113, HB2333, HB2411, HB2583, HB1613, HB1614, HB2590, HB1950, HB1603, HB1707, HB1832, HB2119, HB2155, HB2594, HB2595, HB1929, HB2015, HB2207, HB1619, HB1667, HB1984, HB2140, HB2097, HB1957, HB2503, HB2581, HB1520, SCR55, SR53

Keywords: commercial drivers license, non-domiciled, federal regulations, commercial learner's permit, citizenship, lawful residency, Department of Transportation, Kainahola Stream, flood prevention, vegetation removal, appropriation, natural resources, transportation, airport special districts, penalties, Hawaii, aeronautics law, public safety, workforce development, sector partnerships

Transcript Highlights:

• where small and medium-sized businesses cannot do that.
• But ultimately, this is a small business engagement tour.
• So the small business priorities are a little bit different than, say, big business.
• small business, it's more service-oriented.
• businesses for lending and capital.

Bills: HB2754

Keywords: Arizona Commerce Authority, business development, economic growth, small business support, job creation, Board of Directors, e-verify, grant administration, 1182, all

Transcript Highlights:

• relief to 20,000 additional small businesses.
• as many as 20,000 new small businesses.
• So if you're a small business, we're a small business.
• This is a good, important cost-of-doing-business cut for our small businesses on Main Streets.
• For many small businesses, it’s...

Bills: H5386

Keywords: economic development, innovation, investment, housing, small business, global trade, infrastructure, 1212, all

Transcript Highlights:

• The Small Business Administration is intended to support small businesses by providing capital, contracts
• Mulligan also owns two small businesses. Dr.
• Two of my sisters currently run a small business today, and I have owned and operated two small businesses
• Mulligan, letters from the National Small Business Association, Small Business and Entrepreneurship Council
• Start a small business ecosystem.

Keywords: SBA, small business, nominations, Bill Briggs, Casey Mulligan, regulations, capital access, public support

Summary: The Committee on Small Business and Entrepreneurship convened to consider the nominations of Bill Briggs for Deputy Administrator of the SBA and Dr. Casey Mulligan for Chief Counsel for Advocacy. The discussions highlighted the critical role of the SBA in promoting small businesses, with emphasis on overcoming challenges posed by excessive regulations and the need for improved access to capital. Several committee members expressed their concerns over recent layoffs within the SBA and the closure of district offices, which they believe undermine support for small businesses across the nation. The committee meeting saw extensive dialogue about the implications of regulations on small business operations and how the nominees plan to address these issues if confirmed. Public support for the nominees was acknowledged through letters from various stakeholders who advocate for small business interests.

Transcript Highlights:

• </c><00:01:09.040><c> The</c> representing Minnesota business. The representing Minnesota business.
• That's the end of the business for today.
• That's the end of the business for today.
• </c><00:07:42.000><c> for</c> that's the end of the business for that's the end of the business for today
• ><00:08:03.360><c> this</c> being no further business, this being no further business, this committee

Bills: SF1832

Keywords: economic development, small business, workforce training, grants, entrepreneurship, equity, community support, 1187, senate, all

Transcript Highlights:

• We need to grow those and take advantage of small businesses as well.
• Within the Small Business Office, within the Industrial-Based Policy Office, there's a program called
• As I formally founded and ran and sold multiple small business businesses, I know the pain of difficulty
• I want to move on to small business defense production because Mr.
• Policies, priorities, and a focus on small business.

Keywords: defense industrial base, small business, workforce development, acquisition processes, national security, cybersecurity, critical minerals

Summary: The meeting of the committee revolved around critical discussions on enhancing the defense industrial base, focusing on small business engagement and the importance of streamlined processes in defense contracting. There was a significant emphasis on the need for more investment in the defense manufacturing sector, particularly in the face of competition from countries like China. Some members expressed frustration over the treatment of small businesses, citing barriers that prevent these innovative companies from effectively participating in defense contracts. The need for a workforce capable of meeting the common challenges posed by evolving technologies and geopolitical threats was also highlighted throughout the meeting.

Transcript Highlights:

• For decades, the Small Business Innovation Research Program, or SBIR, and the Small Business Technology
• and small business owners.
• in Nevada are small businesses.
• The Small Business Technology Council.
• Rothside, every day I hear from small businesses in North Carolina, particularly small businesses with

Keywords: SBIR, STTR, Innovate Act, small business, innovation, legislative reforms, economic growth, funding, technology transfer

Summary: The meeting focused on the Small Business Innovation Research and Small Business Technology Transfer Programs (SBIR-STTR), emphasizing the critical reforms necessary to enhance their effectiveness. Chair Ernst introduced the Innovate Act to streamline processes, ensuring funding is awarded based on merit and addressing existing abuses within the system. The discussion was robust, with numerous members expressing concerns about phase transitions and the need for targeted funding to support impactful technological innovations. The conversation also highlighted the program's importance in fostering economic growth, particularly for small businesses in rural areas, and the urgency for legislative changes as the program's authorization approaches expiration.

Transcript Highlights:

• true small businesses.
• We as small business, truly small businesses, don't have the negotiating power that a large business
• And small businesses agree.
• I have a my wife is a small business owner but she's like most small business owners 81 percent a small
• businesses. that small businesses don't have.

Keywords: joint hearing, small business, Tax Cuts and Jobs Act, economic recovery, tax relief, job creation

Summary: In this joint hearing of the House Committee on Small Business and the Senate Committee on Small Business and Entrepreneurship, the primary focus was on the importance of making the Tax Cuts and Jobs Act of 2017 (TCJA) permanent. The chair emphasized that small businesses are crucial for the nation's economic recovery, especially in the wake of current federal policies perceived as detrimental. Witnesses shared their experiences and highlighted how the tax cuts facilitated job creation and business expansion, stressing the need for continued support through ongoing tax relief measures. The meeting included discussions about the economic implications of the TCJA's potential expiration, with members voicing their concerns regarding how this could impact small businesses and the broader economy.

Transcript Highlights:

• business lending companies or SBLCs.
• For 70 years, the small business administration's flagship lending program, the 7A program, has provided
• . small business owners.
• The small business lending landscape continues to be threatened by the CFPB's implementation of Section
• This would help strengthen small business lending and enhance... the ability of banks to make critical

Keywords: SBA, 7A loan program, underwriting standards, loan defaults, Community Advantage Program, small business funding, testimony

Summary: The committee meeting focused on discussions regarding the SBA's 7A loan program and its implementation challenges. Members raised significant concerns about recent changes to the underwriting standards, which have been criticized for leading to an increase in loan defaults. Ranking members expressed a desire for a return to stronger guidelines to protect taxpayers and ensure the program remains a viable source for small businesses struggling to secure funding. Testimonies from community lenders highlighted their efforts to support underserved communities and stressed the importance of the Community Advantage Program.

Transcript Highlights:

• worked very closely together and collaboratively in many ways, but found there were just a couple small
• </c><00:03:02.000><c> just</c><00:03:02.159><c> a</c><00:03:02.319><c> couple</c><00:03:02.480><c> small
• </c><00:03:02.640><c> issues</c> there were just a couple small issues there were just a couple small
• And again, there's other business mandates that have need to be worked on and maybe in other areas, not
• And again, there's other business mandates that have need to be worked on and maybe in other areas, not

Bills: SF1832, HF2440

Keywords: economic development, small business, workforce training, grants, entrepreneurship, equity, community support, labor market, employment, funding, data analysis, 1183, house

Transcript Highlights:

• States Small Business Administration in the definition of historically underutilized businesses for
• The bill adds a new category to the existing HUB definition to ensure that small businesses owned and
• businesses as a category eligible for small business contracts.
• And a concern I have, and just to be clear, disabled vets really do struggle in the small business space
• And just to be clear, disabled vets really do struggle in the small business space.

Bills: SB390, SB1197, SB1271

Keywords: veteran-owned businesses, state contracting, historically underutilized business, economic opportunity, small business, economic development, veterans, certification, Texas legislation, unmanned aircraft, spaceport, criminal offense, aviation regulations, airspace safety, military installations, concurrent jurisdiction, governor's approval, state agency, land acquisition, 1185

Summary: The Committee on Veteran Affairs heard several bills related to military installations, veterans, and contracting opportunities. Senator Birdwell presented SB 1197, which would extend existing drone restrictions over military bases and airports to spaceports, with exceptions for authorized users; no public testimony was offered at the first hearing, and the bill was left pending before later being reported favorably. Chairman Hancock presented SB 1271, which would allow Texas to accept concurrent jurisdiction over military installations so state and local authorities could handle certain juvenile offenses and provide more rehabilitative options; a committee substitute was explained, but the bill was left pending after no initial witnesses appeared. The committee also considered SB 390, which would expand the state historically underutilized business definition to include SBA-certified veteran-owned businesses regardless of disability rating. Supporters from the Houston Regional Veterans Chamber of Commerce and other veterans argued the change would improve access to state contracting, strengthen the economy, and better recognize veterans’ contributions. Senator Eckhardt raised concerns that broadening the category to all veterans might not satisfy the disparity-study basis typically used for HUB classifications, and Jim Brennan echoed that concern while suggesting a separate category might be more workable. During the pending-legislation portion, the committee voted on several bills. SB 651 and SB 897 were each substituted and reported favorably to the full Senate, with both also recommended for the local and uncontested calendar. SB 1814 was likewise reported favorably and sent to the local and uncontested calendar. SB 1197 was reported favorably and recommended for the local and uncontested calendar. SB 1271 was left pending after a motion to report the committee substitute favorably, and SB 390 was left pending after testimony concluded. The committee then recessed subject to the call of the chair.

Transcript Highlights:

• We represent over 20,000 small business owners here in Texas.
• I have many of these small business owners who are impacted by natural disasters.
• Small businesses need an injection of capital to get them through.
• This bill will help small businesses have access to capital so they can cover crucial expenses.
• On behalf of our small businesses, I would ask for your favorable consideration.

Bills: SB1361, SB2105, SB2690, SB2713, SCR38, SB2637, SB2881

Keywords: SB 1361, Texas disaster recovery loan, small business loan, micro-business loan, community development financial institution, CDFI, economic disaster assistance, post-disaster financing, business recovery fund, Texas Economic Development Bank, zero-interest loan, working capital, payroll support, health benefits, job retention, declared disaster, small business relief, microenterprise, franchise exclusion, private equity-backed business

Transcript Highlights:

• States Small Business Administration in the definition of historically underutilized businesses for contracting
• The bill adds a new category to the existing HUB definition to ensure that small businesses owned and
• We strongly support Senate Bill 390 and the Governor's Small Business Freedoms Council's legislative
• businesses as a category eligible for small business contracts.
• It's an honor to be here with you today representing myself as a small business owner and a veteran.

Bills: SB 390, SB 1197, SB 1271

Keywords: veteran-owned businesses, state contracting, historically underutilized business, economic opportunity, small business, economic development, veterans, certification, Texas legislation, unmanned aircraft, spaceport, criminal offense, aviation regulations, airspace safety, military installations, concurrent jurisdiction, governor's approval, state agency, land acquisition, Veteran Affairs

Summary: The meeting of the Committee on Veteran Affairs addressed several significant bills aimed at supporting veterans and their businesses. Among the bills discussed was SB390, which seeks to expand the definition of historically underutilized businesses to include all veteran-owned businesses, regardless of disability status. This change aims to create a more equitable economic landscape for veterans and to foster their participation in state procurement opportunities. The committee heard strong testimony supporting this initiative, emphasizing the importance of providing veterans with fair chances in business development.