Video & Transcript Research : 'small business financing'

Page 1 of 500
HI

Hawaii 2026 Regular Session

WAM-CPN, WAM Public Hearings 04-07-2026

Ways and Means

Summary: The joint Ways and Means and Consumer Protection meeting was a decision-making session on a series of House bills, with no oral testimony taken. The committees first acted on HB 2583, recommending passage on amended, and HB 1591, recommending passage with amendments related to health care. They also recommended passage on amended for HB 1749 on cesspools and HB 2423 on biodiesel, with each recommendation adopted by the members present. The committees then considered a second agenda block that included HB 2080, HB 1520, HB 1576, HB 1711, HB 1785, HB 1802, HB 1838, HB 1842, HB 1853, HB 1976, HB 2104, HB 2218, HB 2246, HB 2270, HB 2289, HB 2361, HB 2551, and HB 2606. Most were recommended for passage unamended and adopted without objection. HB 1520 was deferred because the Senate bill had already crossed over. HB 1711 was amended to replace the option period established by the corporation with a period of up to 10 years. HB 2289 was amended to remove repeal of a ceiling and set a $1 million expenditure ceiling for the automated victim information and notification system special fund. Several members noted reservations on HB 1842, which involved transfer of the Westridge parcel near a rail station; concerns were raised about the property’s value, the long-term lease status, and whether the city would actually accept or pursue the transfer. HB 1853 was passed unamended, with the committee noting the Lions Association had suggestions that could be addressed later in conference. HB 2218 was passed unamended while adopting DLNR testimony to clarify collaboration with community groups in stewarding public lands and recreational areas. In each case, the stated recommendations were adopted, often with members voting no with reservation rather than in opposition.
MN

Minnesota 2025-2026 Regular Session

House Workforce, Labor, and Economic Development Finance and Policy Committee 4/8/26

Workforce, Labor, and Economic Development Finance and Policy

Transcript Highlights:
  • > of that small businesses lost hundreds of that small businesses lost hundreds of millions<00
  • for small business owners. for small business owners.
  • <00:54:08.480> business, affect all of us, small business, affect all of us, small business
  • responded the climate for small responded the climate for small businesses. businesses. businesses
  • to be supporting our small businesses. to be supporting our small businesses.
Bills: HF4477
TX

Texas 89th Regular

Trade, Workforce & Economic Development May 21st, 2025

Trade, Workforce & Economic Development

Transcript Highlights:
  • We represent over 20,000 small business owners here in Texas.
  • I have many of these small business owners who are impacted by natural disasters.
  • Small businesses need an injection of capital to get them through.
  • This bill will help small businesses have access to capital so they can cover crucial expenses.
  • On behalf of our small businesses, I would ask for your favorable consideration.
TX

Texas 89th Regular

Business and Commerce (Part II) May 1st, 2025

Business & Commerce

Transcript Highlights:
  • The Senate Committee on Business and Commerce will come to order.
  • The purpose of it is to deal with the issue of force financing, forced financing being where a person
  • finance companies, banks, and credit unions.
  • that show up with their own financing.
  • With no business to come before the committee, the Business and Commerce Committee at this time, Senator
Summary: The Senate Committee on Business and Commerce heard testimony on HB 149, the Artificial Intelligence Governance Act. Senator Schwertner described the bill as an outcomes-based AI framework that would require disclosure when people interact with AI, prohibit manipulative or social-scoring systems, address biometric capture, discrimination, and deepfake child exploitation, and give the Attorney General enforcement authority. It would also create an AI Sandbox and AI Council. Witnesses from the Texas Public Policy Foundation, a Houston attorney, TechNet, and the Texas Association of Business strongly supported the bill, praising its stakeholder process and pro-innovation approach, while Texas Appleseed suggested regulators should have more examination authority over sandbox participants. The bill was left pending. The committee then heard SB 229, which would prohibit motor vehicle dealers from conditioning a sale on dealer-offered financing or charging more because a buyer uses outside financing or cash. Senator West said the bill is meant to stop forced financing and bait-and-switch pricing, and he noted the bill passed the committee and Senate in the prior session. The Texas Automobile Dealers Association opposed the bill, arguing it would force dealers to accept any third-party lender or cash transaction on terms they cannot control. The Texas Credit Union Association supported the bill, saying consumers should be able to choose outside financing without hidden fees or pressure. After questions about cash purchases and dealer practices, the bill was left pending. The committee also took up SB 2566, which would clarify legislators’ access to information from executive agencies, including confidential information, by setting response deadlines, limiting confidentiality agreements to statutory terms, requiring a standard AG form, and creating a complaint and penalty process for noncompliance. No witnesses testified, and the bill was left pending. Finally, SB 1749, as substituted, would let certain court-related employees and judicial conduct commission personnel keep personal information such as home addresses and phone numbers confidential, with work addresses used in place of home addresses for certain purposes. District clerk and judicial conduct commission witnesses described threats and harassment as the reason for the bill, and a court administration witness answered questions about how the address protections would work with voter registration and precinct records. That bill was also left pending, and the committee recessed without further business.
US
Transcript Highlights:
  • I call the Committee on Small Business and Entrepreneurship to order.
  • The Senate created this committee to help all small businesses compete with larger firms.
  • business owners and homeowners who have utilized SBA programs. of small business owners and homeowners
  • all small businesses, not just a select few.
  • What I do know is that a significant percent of businesses in Nevada are small businesses, and they have
Bills: SB298, SB300, SB371
AZ

Arizona 2026 Regular Session

02/04/2026 - House International Trade

International Trade

Transcript Highlights:
  • where small and medium-sized businesses cannot do that.
  • But ultimately, this is a small business engagement tour.
  • So the small business priorities are a little bit different than, say, big business.
  • small business, it's more service-oriented.
  • We talk to business leaders. We talk to small business leaders. We're talking to them continuously.
Bills: HB2754
Summary: The Committee on International Trade heard a presentation from Monica Villalobos, President and CEO of the Arizona Hispanic Chamber of Commerce, who shared trade and economic data on Hispanic businesses and consumers in Arizona and nationally. She emphasized that Hispanics are a major economic driver, that small and medium-sized businesses are central to trade, and that tariffs and border disruptions can disproportionately hurt smaller exporters and importers. She also described the Chamber’s district-level trade profiles and an upcoming business engagement tour to Mexico City aimed at matching Arizona and Mexican small businesses. Members asked about major Mexico trade products, transportation equipment, and what the state could do to support small businesses; Villalobos said access to capital and technical assistance are the biggest needs, especially as some federal support has been cut. The committee then took up HB 2754, which would expand the Arizona Commerce Authority board to include the chairs of the Senate Finance Committee and House International Trade Committee, shift oversight of trade offices to legislative appropriation, require annual reporting on trade office activities to JLBC, and remove the sunset date for the Arizona Competes program. The sponsor argued the bill would restore legislative oversight and give lawmakers a stronger role in trade office decisions and the Competes Fund. Members generally supported the bill’s oversight goals, though some raised concerns about the board changes and indicated they might seek amendments later. The committee voted 5-0 with two present and three absent to give HB 2754 a do pass recommendation. The meeting then adjourned.
HI

Hawaii 2026 Regular Session

ECD Public Hearing - Fri Feb 13, 2026 @ 8:30 AM HST

Economic Development & Technology

Transcript Highlights:
  • , how we can support our work businesses, how we can support our work working<00:30:54.880> people
  • This bill helps small business access to financing, and we are going to defect the effective date to
  • This bill helps small business access to financing, and we are going to defer the effective date to year
  • <01:34:21.520> business economy by supporting small business economy by supporting small business
  • This bill helps diversify Hawaii's economy by supporting small business innovation.
Summary: The committee opened with HB 1813 on taxation and HB 2429 on tax expenditure evaluation, taking mostly written testimony and limited oral discussion. On HB 2429, the Tax Foundation and Department of Taxation raised privacy and federal-law concerns, warning that the bill could require taxpayers to file duplicative returns and could risk disclosure of federal tax information if released publicly. Members and witnesses discussed using anonymized or summary reporting instead of individual public release, with the department saying summarized data would be preferable and that the state can ask for the information as a policy matter, but individual public release could create problems. The committee then heard HB 2423 HD1 on biodiesel, where Pacific Biodiesel said it can supply all biodiesel needed for B5 in Hawaii without imports and asked to move the implementation date earlier to November 2027 to allow rollout planning. HB 1996 HB1 on hearing aids drew broad support; a disability access representative said earlier insurance-based efforts had run into administrative problems and that this bill would immediately lower costs for consumers. HB 1851 HD1, also related to hearing aids, received support from the Department of Labor and Industrial Relations, while the Tax Foundation argued the program would be better funded directly rather than through the tax system, citing overhead costs and blank provisions that should be filled in before passage. On HB 2546, the research activities tax credit, HCDC said the credit supports long-term R&D and should be converted from a first-come, first-served system to proration so more applicants receive some benefit; the agency described the credit as helping companies move from idea to commercialization and noted the state is leaving potential jobs and federal dollars on the table. HB 2028 HD1, relating to Labor Day for construction workers, drew support from labor representatives who said it recognizes construction workers and helps offset cost-of-living pressures, while the Tax Foundation opposed it as an industry-specific subsidy and flagged technical issues with undefined terms and blank credit amounts. The committee also heard HB 2583, HB 2490, HB 2545, HB 2114, and HB 1859 HD1. HB 2490, concerning coastal erosion at Mokuhiki Bay, received strong support from a temple representative who described severe shoreline loss, years of temporary emergency work, and the need for a long-term, nature-based solution in coordination with state agencies. HB 2545, involving HCDC and SBIR commercialization, was supported as a way to turn R&D into economic development; HCDC said it had more applications than it could fund and that the bill could help create high-wage jobs. HB 2114, the Hawaii Benefits Hub, received comments from ETS and DHS emphasizing support for the concept but cautioning that operational, policy, cybersecurity, and data-sharing standards must be carefully aligned. HB 1859 HD1 on workforce development drew strong support from workforce and philanthropic groups, who said Hawaii faces a long-term gap between projected living-wage jobs and the number of young people entering the workforce, and argued the bill would create durable infrastructure for coordination and long-term planning. No formal votes or final actions were taken in the portion of the hearing provided.
TX
Transcript Highlights:
  • Senate Committee on Business Commerce will come to order.
  • I only wanted to focus on one very small thought.
  • finance companies, banks, and credit unions.
  • that show up with their own financing.
  • With no business to come before the Committee, the Business and Commerce Committee at this time.
TX
Transcript Highlights:
  • Small businesses are a huge part of the Texas economy and often turn to commercial sales-based financing
  • Where do you see small businesses...?
  • I used to be in a business that had note financing, and we had very strict guidelines on how disclosures
  • We have provided $3.5 billion in funding to over 70,000 small businesses nationwide, and here in Texas
  • , we've provided over $400 million to 8,500 Texas small businesses.
FL

Florida 2026 Regular Session

Governmental Oversight and Accountability Jan 12th, 2026

Governmental Oversight and Accountability

Transcript Highlights:
  • business loan program.
  • The small business loan program.
  • Okay, members, that concludes our business for today.
  • Seeing no objections, we will accept that, and seeing there is no other business before the committee
  • Seeing no objections, we will accept that, and seeing there is no other business before the committee
Summary: The Committee on Governmental Oversight and Accountability met and first postponed SB 350 for a future meeting. The committee then considered a series of Open Government Sunset Review bills preserving or extending public records and public meeting exemptions. SB 7000, relating to emergency shelter recipients’ address and phone information, and SB 7002, relating to Department of Military Affairs records in Department of Defense systems, were both amended to set a new sunset date of October 2, 2031 and reported favorably. SB 7012, concerning Department of Highway Safety and Motor Vehicles records, was amended to conform its effective date with the House companion and also reported favorably. The committee next heard SB 7006, which preserves exemptions for certain Florida Public Service Commission hearing portions involving confidential proprietary utility information, and SB 7008, which preserves similar exemptions for the Florida Gaming Control Commission; both were reported favorably without amendment. SB 7004, concerning conviction integrity unit investigation information, was also reported favorably after testimony that state attorney conviction integrity units support keeping the exemption in place beyond its current repeal date. Later, the committee took up SB 7014, presented by Senator Arrington on behalf of Senator Leitz, and adopted a committee substitute extending to October 2, 2031 two exemptions tied to Department of Legal Affairs investigations of social media platforms. The committee also approved SB 7016, which preserves the exemption for certain financial information used by economic development agencies to administer small business loan programs. At the end of the meeting, members recorded affirmative votes on several bills and the committee adjourned.
US
Transcript Highlights:
  • The Small Business Administration is intended to support small businesses by providing capital, contracts
  • Mulligan also owns two small businesses. Dr.
  • Two of my sisters currently run a small business today, and I have owned and operated two small businesses
  • Mulligan, letters from the National Small Business Association, Small Business and Entrepreneurship Council
  • Start a small business ecosystem.
Summary: The Committee on Small Business and Entrepreneurship convened to consider the nominations of Bill Briggs for Deputy Administrator of the SBA and Dr. Casey Mulligan for Chief Counsel for Advocacy. The discussions highlighted the critical role of the SBA in promoting small businesses, with emphasis on overcoming challenges posed by excessive regulations and the need for improved access to capital. Several committee members expressed their concerns over recent layoffs within the SBA and the closure of district offices, which they believe undermine support for small businesses across the nation. The committee meeting saw extensive dialogue about the implications of regulations on small business operations and how the nominees plan to address these issues if confirmed. Public support for the nominees was acknowledged through letters from various stakeholders who advocate for small business interests.
MN

Minnesota 2025-2026 Regular Session

Committee on Finance - 05/14/25

Finance

Transcript Highlights:
  • <00:01:09.040> The representing Minnesota business. The representing Minnesota business.
  • . finance. finance.
  • That's the end of the business for today.
  • <00:07:42.000> for that's the end of the business for that's the end of the business for today
  • ><00:08:03.360> this being no further business, this being no further business, this committee
Bills: SF1832
US

US Federal 2025-2026 Regular Session

Hearings to examine certain pending nominations. Apr 29th, 2025 at 08:30 am

Senate Armed Services Subcommittee on Personnel

Transcript Highlights:
  • We need to grow those and take advantage of small businesses as well.
  • Within the Small Business Office, within the Industrial-Based Policy Office, there's a program called
  • As I formally founded and ran and sold multiple small business businesses, I know the pain of difficulty
  • I want to move on to small business defense production because Mr.
  • Policies, priorities, and a focus on small business.
Summary: The meeting of the committee revolved around critical discussions on enhancing the defense industrial base, focusing on small business engagement and the importance of streamlined processes in defense contracting. There was a significant emphasis on the need for more investment in the defense manufacturing sector, particularly in the face of competition from countries like China. Some members expressed frustration over the treatment of small businesses, citing barriers that prevent these innovative companies from effectively participating in defense contracts. The need for a workforce capable of meeting the common challenges posed by evolving technologies and geopolitical threats was also highlighted throughout the meeting.
US

US Federal 2025-2026 Regular Session

Hearings to examine reforming SBIR-STTR for the 21st century. Mar 5th, 2025 at 01:30 pm

Small Business and Entrepreneurship Committee

Transcript Highlights:
  • For decades, the Small Business Innovation Research Program, or SBIR, and the Small Business Technology
  • and small business owners.
  • in Nevada are small businesses.
  • The Small Business Technology Council.
  • Rothside, every day I hear from small businesses in North Carolina, particularly small businesses with
Summary: The meeting focused on the Small Business Innovation Research and Small Business Technology Transfer Programs (SBIR-STTR), emphasizing the critical reforms necessary to enhance their effectiveness. Chair Ernst introduced the Innovate Act to streamline processes, ensuring funding is awarded based on merit and addressing existing abuses within the system. The discussion was robust, with numerous members expressing concerns about phase transitions and the need for targeted funding to support impactful technological innovations. The conversation also highlighted the program's importance in fostering economic growth, particularly for small businesses in rural areas, and the urgency for legislative changes as the program's authorization approaches expiration.
US
Transcript Highlights:
  • true small businesses.
  • We as small business, truly small businesses, don't have the negotiating power that a large business
  • And small businesses agree.
  • I have a my wife is a small business owner but she's like most small business owners 81 percent a small
  • businesses. that small businesses don't have.
Summary: In this joint hearing of the House Committee on Small Business and the Senate Committee on Small Business and Entrepreneurship, the primary focus was on the importance of making the Tax Cuts and Jobs Act of 2017 (TCJA) permanent. The chair emphasized that small businesses are crucial for the nation's economic recovery, especially in the wake of current federal policies perceived as detrimental. Witnesses shared their experiences and highlighted how the tax cuts facilitated job creation and business expansion, stressing the need for continued support through ongoing tax relief measures. The meeting included discussions about the economic implications of the TCJA's potential expiration, with members voicing their concerns regarding how this could impact small businesses and the broader economy.
US
Transcript Highlights:
  • . small business owners.
  • Iowa banks are committed to prove to providing access to SBA financing to our small business communities
  • Common Capital makes loans to small businesses that can't get the financing they need from conventional
  • Bank to assist businesses across Arkansas with 7A and other small business loans.
  • Business Outreach Centers, Small Business Development Centers, business centers and the like.
Summary: The committee meeting focused on discussions regarding the SBA's 7A loan program and its implementation challenges. Members raised significant concerns about recent changes to the underwriting standards, which have been criticized for leading to an increase in loan defaults. Ranking members expressed a desire for a return to stronger guidelines to protect taxpayers and ensure the program remains a viable source for small businesses struggling to secure funding. Testimonies from community lenders highlighted their efforts to support underserved communities and stressed the importance of the Community Advantage Program.
MN

Minnesota 2025 1st Special Session

House Ways and Means Committee 5/6/25

Ways and Means

Transcript Highlights:
  • worked very closely together and collaboratively in many ways, but found there were just a couple small
  • <00:03:02.000> just<00:03:02.159> a<00:03:02.319> couple<00:03:02.480> small
  • <00:03:02.640> issues there were just a couple small issues there were just a couple small
  • And again, there's other business mandates that have need to be worked on and maybe in other areas, not
  • And again, there's other business mandates that have need to be worked on and maybe in other areas, not
Bills: SF1832, HF2440
HI

Hawaii 2026 Regular Session

Senate Floor Session 03-23-2026 11:30am

Hawaii Senate Floor Meeting

Transcript Highlights:
  • No further business, Mr. President. Are there any announcements today, Senator Lee? Thank you, Mr.
  • may be filed later today.<00:04:28.800> No<00:04:28.960> further<00:04:29.240> business
  • No further business, Mr. today. No further business, Mr.
TX
Transcript Highlights:
  • States Small Business Administration in the definition of historically underutilized businesses for
  • The bill adds a new category to the existing HUB definition to ensure that small businesses owned and
  • businesses as a category eligible for small business contracts.
  • And a concern I have, and just to be clear, disabled vets really do struggle in the small business space
  • And just to be clear, disabled vets really do struggle in the small business space.
Bills: SB390, SB1197, SB1271
Summary: The Committee on Veteran Affairs heard several bills related to military installations, veterans, and contracting opportunities. Senator Birdwell presented SB 1197, which would extend existing drone restrictions over military bases and airports to spaceports, with exceptions for authorized users; no public testimony was offered at the first hearing, and the bill was left pending before later being reported favorably. Chairman Hancock presented SB 1271, which would allow Texas to accept concurrent jurisdiction over military installations so state and local authorities could handle certain juvenile offenses and provide more rehabilitative options; a committee substitute was explained, but the bill was left pending after no initial witnesses appeared. The committee also considered SB 390, which would expand the state historically underutilized business definition to include SBA-certified veteran-owned businesses regardless of disability rating. Supporters from the Houston Regional Veterans Chamber of Commerce and other veterans argued the change would improve access to state contracting, strengthen the economy, and better recognize veterans’ contributions. Senator Eckhardt raised concerns that broadening the category to all veterans might not satisfy the disparity-study basis typically used for HUB classifications, and Jim Brennan echoed that concern while suggesting a separate category might be more workable. During the pending-legislation portion, the committee voted on several bills. SB 651 and SB 897 were each substituted and reported favorably to the full Senate, with both also recommended for the local and uncontested calendar. SB 1814 was likewise reported favorably and sent to the local and uncontested calendar. SB 1197 was reported favorably and recommended for the local and uncontested calendar. SB 1271 was left pending after a motion to report the committee substitute favorably, and SB 390 was left pending after testimony concluded. The committee then recessed subject to the call of the chair.
TX

Texas 89th Regular

Veteran Affairs Apr 1st, 2025

Veteran Affairs

Transcript Highlights:
  • States Small Business Administration in the definition of historically underutilized businesses for contracting
  • The bill adds a new category to the existing HUB definition to ensure that small businesses owned and
  • We strongly support Senate Bill 390 and the Governor's Small Business Freedoms Council's legislative
  • businesses as a category eligible for small business contracts.
  • It's an honor to be here with you today representing myself as a small business owner and a veteran.
Summary: The meeting of the Committee on Veteran Affairs addressed several significant bills aimed at supporting veterans and their businesses. Among the bills discussed was SB390, which seeks to expand the definition of historically underutilized businesses to include all veteran-owned businesses, regardless of disability status. This change aims to create a more equitable economic landscape for veterans and to foster their participation in state procurement opportunities. The committee heard strong testimony supporting this initiative, emphasizing the importance of providing veterans with fair chances in business development.